Tata Floating Interest Rates Fund vs TRUSTMF Corporate Bond Fund
Direct Plan, Growth option · Data as on 30-10-2026
Tata Floating Interest Rates Fund is a Floater fund and TRUSTMF Corporate Bond Fund is a Corporate Bond fund. In the 3 years to 30-10-2026, Tata Floating Interest Rates Fund (Direct) returned 7.2% a year and TRUSTMF Corporate Bond Fund (Direct) returned 6.7% a year. Tata Floating Interest Rates Fund charges 0.31% a year and TRUSTMF Corporate Bond Fund 0.26% (Direct plans). Their portfolios overlap 18.0%: they hold 3 of the same securities.
Tata Floating Interest Rates Fund
Floater
- 3 year return
- 7.2%
- Expense ratio
- 0.31%
- NAV
- ₹13.99
TRUSTMF Corporate Bond Fund
Corporate Bond
- 3 year return
- 6.7%
- Expense ratio
- 0.26%
- NAV
- ₹1,275.86
Which is better, Tata Floating Interest Rates or TRUSTMF Corporate Bond? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- Tata Floating Interest Rates returned more over 3 years: 7.2% a year against 6.7%.
- Tata Floating Interest Rates returned more over 1 year: 5.3% against 4.0%.
- TRUSTMF Corporate Bond costs less: 0.26% a year against 0.31% (Direct plans).
- Tata Floating Interest Rates swung less over 3 years: a standard deviation of 0.8% a year against 1.3%.
- Tata Floating Interest Rates fell less in its worst fall since 23-01-2023: −0.5% against −0.6%.
- Tata Floating Interest Rates is the larger fund: ₹114 Cr against ₹78 Cr.
- Their portfolios overlap 18.0%: 3 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Tata Floating Interest Rates Fund | TRUSTMF Corporate Bond Fund |
|---|---|---|
| Fund house | Tata Mutual Fund | Trust Mutual Fund |
| Category | Floater | Corporate Bond |
| AUM | ₹114 Cr (30-09-2026) | ₹78 Cr (30-09-2026) |
| NAV | ₹13.99 (Direct) | ₹1,275.86 (Direct) |
| Expense ratio (Direct) | 0.31% | 0.26% |
| Expense ratio (Regular) | 0.70% | 0.63% |
| Riskometer | Low to Moderate | Not available |
| Benchmark | CRISIL Short Duration Debt A-II Index | Not available |
| Launch date | 07-07-2021 | Not available |
| Minimum investment | ₹5,000 | Not available |
| Lock in | None | Not available |
| Fund managers | Akhil Mittal | Not available |
| Exit load | NIL | Not available |
Tata Floating Interest Rates vs TRUSTMF Corporate Bond: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Tata Floating Interest Rates Fund (Direct) | +0.01% | +0.70% | +2.71% | +5.34% | +7.24% | +6.67% | -- |
| TRUSTMF Corporate Bond Fund (Direct) | −0.13% | +0.31% | +2.39% | +3.98% | +6.65% | -- | -- |
| Floater average | −0.01% | +0.56% | +2.76% | +5.43% | +7.47% | +6.73% | -- |
| Corporate Bond average | −0.24% | +0.05% | +2.31% | +4.00% | +7.02% | -- | -- |
Category average: the average of the 12 Floater funds and the 21 Corporate Bond funds, same plan type.
Tata Floating Interest Rates vs TRUSTMF Corporate Bond: Year-wise Returns
| Year | Tata Floating Interest RatesTata Floating Interest Rates | TRUSTMF Corporate BondTRUSTMF Corporate Bond |
|---|---|---|
| 2026to date | +4.30% | +3.37% |
| 2025 | +8.00% | +7.13% |
| 2024 | +8.25% | +8.01% |
| 2023 | +7.43% | -- |
| 2022 | +4.92% | -- |
Tata Floating Interest Rates vs TRUSTMF Corporate Bond: Rolling Returns
Every holding period of both funds
Rolling returns
Every 3-year holding period, 184 of them, one for each trading day from 23-01-2026 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
Tata Floating Interest Rates Fund (Direct)
TRUSTMF Corporate Bond Fund (Direct)
to
Feb 2026Apr 2023
to
Apr 2026May 2023
to
May 2026Jul 2023
to
Jul 2026Aug 2023
to
Aug 2026Oct 2023
to
Oct 2026
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Tata Floating Interest Rates | 0.0 | 0.0 | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 7.6% | 7.6% | 7.2% | 7.9% |
| TRUSTMF Corporate Bond | 0.0 | 0.0 | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 7.0% | 6.9% | 6.5% | 7.5% |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. Every fund is measured over the days all of them have, from 23-01-2023. Past returns do not promise future returns.
Tata Floating Interest Rates vs TRUSTMF Corporate Bond: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 02-01-2023 to 30-10-2026: 46 instalments, ₹4,60,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| Tata Floating Interest RatesTata Floating Interest Rates Fund (Direct) | ₹4,60,000 | ₹5,25,267 | ₹65,267 | 6.9% |
| TRUSTMF Corporate BondTRUSTMF Corporate Bond Fund (Direct) | ₹4,60,000 | ₹5,16,821 | ₹56,821 | 6.0% |
Tata Floating Interest RatesTata Floating Interest Rates Fund (Direct)
TRUSTMF Corporate BondTRUSTMF Corporate Bond Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Tata Floating Interest Rates vs TRUSTMF Corporate Bond: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Tata Floating Interest Rates Fund (Direct) | TRUSTMF Corporate Bond Fund (Direct) |
|---|---|---|
| Return (CAGR) | +5.34% | +3.98% |
| Standard deviation | 0.80% | 1.33% |
| Sharpe ratio | 0.12 | -0.96 |
| Sortino ratio | 0.17 | -1.34 |
| Maximum drawdown | −0.3% (21-05-2026) | −0.6% (02-04-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Tata Floating Interest Rates Fund (Direct) | TRUSTMF Corporate Bond Fund (Direct) |
|---|---|---|
| Return (CAGR) | +7.24% | +6.65% |
| Standard deviation | 0.80% | 1.32% |
| Sharpe ratio | 1.52 | 0.48 |
| Sortino ratio | 2.42 | 0.70 |
| Maximum drawdown | −0.5% (26-08-2025) | −0.6% (02-04-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Tata Floating Interest Rates Fund (Direct) | TRUSTMF Corporate Bond Fund (Direct) |
|---|---|---|
| Return (CAGR) | +6.53% | +6.66% |
| Standard deviation | 0.74% | 1.23% |
| Sharpe ratio | 1.20 | 0.39 |
| Sortino ratio | 1.80 | 0.57 |
| Maximum drawdown | −0.6% (06-05-2022) | −0.6% (02-04-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 12-07-2021 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Tata Floating Interest Rates Fund (Direct)
TRUSTMF Corporate Bond Fund (Direct)
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Tata Floating Interest Rates Fund (Direct) | −0.5% | 04-08-2025 | 26-08-2025 | 12-09-2025 | 17 days | −0.1% |
| TRUSTMF Corporate Bond Fund (Direct) | −0.6% | 02-03-2026 | 02-04-2026 | 09-04-2026 | 7 days | −0.3% |
From daily values since 23-01-2023, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Tata Floating Interest Rates Fund (Direct)
TRUSTMF Corporate Bond Fund (Direct)
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 3-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Tata Floating Interest Rates Fund (Direct)
TRUSTMF Corporate Bond Fund (Direct)
Tata Floating Interest Rates vs TRUSTMF Corporate Bond: Portfolio Overlap
From each fund's latest monthly portfolio: Tata Floating Interest Rates Fund, September 2026; TRUSTMF Corporate Bond Fund, September 2026
Holdings in common
- Overlap
- 18.0%
- Held by both
- 3
- Only in Tata Floating Interest Rates
- 15
- Only in TRUSTMF Corporate Bond
- 10
| Security | % of Tata Floating Interest Rates | % of TRUSTMF Corporate Bond |
|---|---|---|
| ** 07.35 % EXIM - 27/07/2028 | 8.70% | 10.93% |
| ** 06.47 % INDIAN RAILWAYS FINANCE CORPORATION LTD - 30/05/2028 | 8.58% | 12.67% |
| SBIMF AIF - CAT I (CDMDF)27/10/2038 | 0.73% | 1.94% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 18.0% means 18.0% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Tata Floating Interest Rates Fund
| Security | % of fund |
|---|---|
| SGS ANDHRA PRADESH 7.70% (06/12/2029) | 8.82% |
| ** 07.59 % NATIONAL HOUSING BANK - 08/09/2027 | 8.74% |
| ** 07.53 % POONAWALLA FINCORP LTD - 24/09/2027 | 8.68% |
| SDL GUJARAT 8.35% (06/03/2029) | 4.47% |
| ** 08.20 % CAN FIN HOMES LTD - 18/05/2027 | 4.38% |
Largest holdings only in TRUSTMF Corporate Bond Fund
| Security | % of fund |
|---|---|
| 7.6% Power Finance Corporation Limited (13/04/2029) | 12.85% |
| 7.48% National Bank For Agriculture and Rural Development (15/09/2028) | 11.55% |
| 7.70% HDFC Bank Limited (16/05/2028) | 6.43% |
| 7.3763% Bajaj Finance Limited (26/06/2028) | 6.37% |
| 7.18% Sundaram Finance Limited (16/05/2028) | 6.36% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Tata Floating Interest Rates | TRUSTMF Corporate Bond |
|---|---|---|
| Equity | 0.0% | 0.0% |
| Debt | 91.4% | 83.5% |
| Cash and others | 8.6% | 16.5% |
Tata Floating Interest Rates vs TRUSTMF Corporate Bond: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Tata Floating Interest Rates Fund | TRUSTMF Corporate Bond Fund |
|---|---|---|
| Total expense ratio (Direct) | 0.31% | 0.26% |
| Base expense ratio (Direct) | 0.26% | 0.21% |
| Total expense ratio (Regular) | 0.70% | 0.63% |
| Base expense ratio (Regular) | 0.62% | 0.55% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Compare Tata Floating Interest Rates with
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Tata Floating Interest Rates Fund vs TRUSTMF Corporate Bond Fund: Frequently Asked Questions
What is the difference between Tata Floating Interest Rates Fund and TRUSTMF Corporate Bond Fund?
Tata Floating Interest Rates Fund is a Floater fund, TRUSTMF Corporate Bond Fund is a Corporate Bond fund, run by Tata Mutual Fund and Trust Mutual Fund. Their portfolios overlap 18.0%. Tata Floating Interest Rates Fund charges 0.31% a year and TRUSTMF Corporate Bond Fund 0.26%.
Which has given higher returns, Tata Floating Interest Rates Fund or TRUSTMF Corporate Bond Fund?
Over 1 year: Tata Floating Interest Rates Fund +5.34%, TRUSTMF Corporate Bond Fund +3.98%. Over 3 years: Tata Floating Interest Rates Fund +7.24% a year, TRUSTMF Corporate Bond Fund +6.65% a year. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, Tata Floating Interest Rates Fund or TRUSTMF Corporate Bond Fund?
TRUSTMF Corporate Bond Fund charges less: 0.26% a year against 0.31%. These are the Direct plans' total expense ratios reported to AMFI.
How much do Tata Floating Interest Rates Fund and TRUSTMF Corporate Bond Fund overlap?
18.0%. They hold 3 of the same securities, the largest shared ones being ** 07.35 % EXIM - 27/07/2028, ** 06.47 % INDIAN RAILWAYS FINANCE CORPORATION LTD - 30/05/2028, SBIMF AIF - CAT I (CDMDF)27/10/2038. From each fund's latest monthly portfolio.
Which is better for SIP, Tata Floating Interest Rates Fund or TRUSTMF Corporate Bond Fund?
Over the last 3 years, a monthly SIP of ₹10,000 from 03-10-2023 to 30-10-2026 grew to ₹4,10,232 in Tata Floating Interest Rates Fund (XIRR 6.7% a year) and ₹4,04,377 in TRUSTMF Corporate Bond Fund (XIRR 5.7% a year). Both received 37 instalments. Past returns do not promise future returns.
Can I invest in both Tata Floating Interest Rates Fund and TRUSTMF Corporate Bond Fund?
Yes. 18.0% of each fund's money sits in the same holdings, so some of the two investments would move together.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.