Sundaram Value Fund vs UTI Large & Mid Cap Fund
Direct Plan, Growth option · Data as on 30-10-2026
Sundaram Value Fund is a Value and Contra fund and UTI Large & Mid Cap Fund is a Large & Mid Cap fund. In the 3 years to 30-10-2026, Sundaram Value Fund (Direct) returned 6.2% a year and UTI Large & Mid Cap Fund (Direct) returned 13.9% a year. Sundaram Value Fund charges 1.77% a year and UTI Large & Mid Cap Fund 1.14% (Direct plans). Their portfolios overlap 37.9%: they hold 18 of the same securities.
Sundaram Value Fund
Value and Contra
- 3 year return
- 6.2%
- Expense ratio
- 1.77%
- NAV
- ₹211.75
UTI Large & Mid Cap Fund
Large & Mid Cap
- 3 year return
- 13.9%
- Expense ratio
- 1.14%
- NAV
- ₹187.92
Which is better, Sundaram Value or UTI Large & Mid Cap? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- UTI Large & Mid Cap returned more over 5 years: 12.4% a year against 6.7%.
- UTI Large & Mid Cap returned more over 3 years: 13.9% a year against 6.2%.
- UTI Large & Mid Cap costs less: 1.14% a year against 1.77% (Direct plans).
- Sundaram Value swung less over 3 years: a standard deviation of 12.9% a year against 13.6%.
- Sundaram Value fell less in its worst fall since 02-01-2013: −41.3% against −41.5%.
- Sundaram Value holds more in large companies: 59.8% of the fund in large caps against 46.9%.
- UTI Large & Mid Cap is the larger fund: ₹6,220 Cr against ₹1,217 Cr.
- Their portfolios overlap 37.9%: 18 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Sundaram Value Fund | UTI Large & Mid Cap Fund |
|---|---|---|
| Fund house | Sundaram Mutual Fund | UTI Mutual Fund |
| Category | Value and Contra | Large & Mid Cap |
| AUM | ₹1,217 Cr (30-09-2026) | ₹6,220 Cr (30-09-2026) |
| NAV | ₹211.75 (Direct) | ₹187.92 (Direct) |
| Expense ratio (Direct) | 1.77% | 1.14% |
| Expense ratio (Regular) | 2.29% | 1.96% |
| Riskometer | Very High | Very High |
| Benchmark | Nifty 500 TRI | Nifty LargeMidcap 250 TRI |
| Launch date | 01-11-1999 | 20-05-2009 |
| Minimum investment | Regular Plan & Direct Plan Options: For first investment – Rs. 100/- | Regular Plan-Growth- Rs.5000, Regular Plan-Reinvestment of IDCW- Rs.5000, Regular Plan-Payout of IDCW- Rs.5000, Direct Plan-Growth- Rs.5000, Direct Plan-Reinvestment of IDCW- Rs.5000, Direct Plan-Payout of IDCW- Rs.5000, |
| Lock in | None | None |
| Fund managers | Bharath S, Siddarth Mohta, Sandeep Agarwal, Shalav Saket | V Srivatsa FM 1, Not Applicable FM 2, Not Applicable FM 3, Not Applicable FM 4 |
| Exit load | Any redemptions, switch or withdrawals by way of SWP/STP would be subject to an exit load of 1 %, if the units are redeemed within 365 days from the date of allotment of units Further, exit load will be waived on Intra-scheme Switch-outs/STP. | 1% if redeemed before 1 year from the date of allotment. Nil if redeemed on or after 1 year from the date of allotment |
Sundaram Value vs UTI Large & Mid Cap: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Sundaram Value Fund (Direct) | −1.53% | −6.43% | −6.51% | −11.71% | +6.15% | +6.66% | +9.33% |
| UTI Large & Mid Cap Fund (Direct) | −1.68% | −6.23% | −3.58% | −4.85% | +13.94% | +12.41% | +13.40% |
| Value and Contra average | −2.09% | −5.76% | −3.23% | −5.72% | +11.83% | +11.08% | +12.63% |
| Large & Mid Cap average | −1.78% | −5.20% | −0.43% | −3.99% | +13.28% | +11.36% | +13.62% |
Category average: the average of the 30 Value and Contra funds and the 36 Large & Mid Cap funds, same plan type.
Sundaram Value vs UTI Large & Mid Cap: Year-wise Returns
| Year | Sundaram ValueSundaram Value | UTI Large & Mid CapUTI Large & Mid Cap |
|---|---|---|
| 2026to date | −12.63% | −7.15% |
| 2025 | +7.67% | +8.40% |
| 2024 | +12.66% | +28.31% |
| 2023 | +23.99% | +35.35% |
| 2022 | +4.71% | +5.29% |
| 2021 | +32.22% | +41.52% |
Sundaram Value vs UTI Large & Mid Cap: Rolling Returns
Every holding period of both funds, against Nifty 500 TRI, the benchmark of Sundaram Value Fund
Rolling returns
Every 3-year holding period, 2,666 of them, one for each trading day from 04-01-2016 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
Sundaram Value Fund (Direct)
UTI Large & Mid Cap Fund (Direct)
Nifty 500 TRI
to
Nov 2016Sept 2015
to
Sept 2018Jul 2017
to
Jul 2020May 2019
to
May 2022Mar 2021
to
Mar 2024Dec 2022
to
Dec 2025
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest | Beat benchmark |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sundaram Value | 6.3 | 3.9 | 14.3 | 34.3 | 28.1 | 9.2 | 4.0 | 13.3% | 13.9% | −9.6% | 32.2% | 26% |
| UTI Large & Mid Cap | 5.9 | 5.0 | 14.4 | 19.5 | 21.4 | 23.6 | 10.1 | 15.5% | 16.2% | −10.1% | 36.4% | 56% |
| Nifty 500 TRI | 1.9 | 4.3 | 7.8 | 37.0 | 34.8 | 11.3 | 2.9 | 14.7% | 14.9% | −6.3% | 33.5% | -- |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. The benchmark is Nifty 500 TRI, over the same periods. "Beat benchmark" counts the periods in which the fund did better. Every fund is measured over the days all of them have, from 02-01-2013. Past returns do not promise future returns.
Sundaram Value vs UTI Large & Mid Cap: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 02-01-2013 to 30-10-2026: 166 instalments, ₹16,60,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| Sundaram ValueSundaram Value Fund (Direct) | ₹16,60,000 | ₹35,42,331 | ₹18,82,331 | 10.3% |
| UTI Large & Mid CapUTI Large & Mid Cap Fund (Direct) | ₹16,60,000 | ₹47,44,307 | ₹30,84,307 | 14.1% |
Sundaram ValueSundaram Value Fund (Direct)
UTI Large & Mid CapUTI Large & Mid Cap Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Sundaram Value vs UTI Large & Mid Cap: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Sundaram Value Fund (Direct) | UTI Large & Mid Cap Fund (Direct) |
|---|---|---|
| Return (CAGR) | −11.71% | −4.85% |
| Standard deviation | 13.97% | 13.67% |
| Sharpe ratio | -1.21 | -0.74 |
| Sortino ratio | -1.59 | -0.99 |
| Maximum drawdown | −15.4% (31-03-2026) | −13.4% (31-03-2026) |
| Beta | 0.94 | 0.90 |
| Alpha | −5.08% | +0.46% |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Sundaram Value Fund (Direct) | UTI Large & Mid Cap Fund (Direct) |
|---|---|---|
| Return (CAGR) | +6.15% | +13.94% |
| Standard deviation | 12.87% | 13.61% |
| Sharpe ratio | 0.01 | 0.58 |
| Sortino ratio | 0.01 | 0.79 |
| Maximum drawdown | −15.9% (28-02-2025) | −17.6% (28-02-2025) |
| Beta | 0.88 | 0.89 |
| Alpha | −3.55% | +3.00% |
From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Sundaram Value Fund (Direct) | UTI Large & Mid Cap Fund (Direct) |
|---|---|---|
| Return (CAGR) | +6.66% | +12.41% |
| Standard deviation | 13.38% | 13.75% |
| Sharpe ratio | 0.06 | 0.48 |
| Sortino ratio | 0.09 | 0.65 |
| Maximum drawdown | −16.3% (20-06-2022) | −18.1% (20-06-2022) |
| Beta | 0.91 | 0.90 |
| Alpha | −1.88% | +2.27% |
From daily NAVs, 29-10-2021 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Sundaram Value Fund (Direct) | UTI Large & Mid Cap Fund (Direct) |
|---|---|---|
| Return (CAGR) | +11.22% | +13.76% |
| Standard deviation | 15.58% | 15.21% |
| Sharpe ratio | 0.33 | 0.51 |
| Sortino ratio | 0.44 | 0.68 |
| Maximum drawdown | −41.3% (23-03-2020) | −41.5% (23-03-2020) |
| Beta | 0.96 | -- |
| Alpha | −1.30% | -- |
From daily NAVs, 02-01-2013 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Sundaram Value Fund (Direct)
UTI Large & Mid Cap Fund (Direct)
Nifty 500 TRI
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Sundaram Value Fund (Direct) | −41.3% | 23-01-2018 | 23-03-2020 | 09-12-2020 | 9 months | −13.3% |
| UTI Large & Mid Cap Fund (Direct) | −41.5% | 23-01-2018 | 23-03-2020 | 04-12-2020 | 8 months | −8.2% |
| Nifty 500 TRI | −38.1% | 17-01-2020 | 23-03-2020 | 06-11-2020 | 7 months | −8.8% |
From daily values since 02-01-2013, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Sundaram Value Fund (Direct)
UTI Large & Mid Cap Fund (Direct)
Nifty 500 TRI
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 3-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Sundaram Value Fund (Direct)
UTI Large & Mid Cap Fund (Direct)
Nifty 500 TRI
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 5-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Sundaram Value Fund (Direct)
UTI Large & Mid Cap Fund (Direct)
Nifty 500 TRI
Against Nifty 500 TRI
| Fund | Up capture | Down capture | Tracking error |
|---|---|---|---|
| Sundaram Value Fund (Direct) | 95% | 99% | 4.00% |
| UTI Large & Mid Cap Fund (Direct) | 99% | 93% | 4.11% |
From month-end values since 02-01-2013. Up capture: a fund's average month when the benchmark rose, as % of the benchmark's; above 100% it gained more. Down capture: the same for months the benchmark fell; below 100% it fell less. Tracking error: how far the monthly returns strayed from the benchmark's, a year; an index fund aims near 0.
Sundaram Value vs UTI Large & Mid Cap: Portfolio Overlap
From each fund's latest monthly portfolio: Sundaram Value Fund, September 2026; UTI Large & Mid Cap Fund, September 2026
Holdings in common
- Overlap
- 37.9%
- Held by both
- 18
- Only in Sundaram Value
- 30
- Only in UTI Large & Mid Cap
- 53
| Security | % of Sundaram Value | % of UTI Large & Mid Cap |
|---|---|---|
| HDFC Bank Ltd | 6.70% | 5.48% |
| ICICI Bank Ltd | 5.75% | 4.55% |
| Reliance Industries Ltd | 5.17% | 3.74% |
| State Bank of India | 4.10% | 2.91% |
| Infosys Ltd | 3.27% | 2.91% |
| Larsen & Toubro Ltd | 3.09% | 2.75% |
| ITC Ltd | 2.61% | 2.86% |
| Bharti Airtel Ltd | 2.89% | 1.92% |
| Power Grid Corporation of India Ltd | 1.64% | 2.31% |
| Coal India Ltd | 1.80% | 1.55% |
| Grasim Industries Ltd | 1.33% | 1.54% |
| HCL Technologies Ltd | 1.26% | 1.11% |
| LIC of India Ltd | 1.07% | 1.68% |
| Emami Ltd | 1.84% | 1.03% |
| IndusInd Bank Ltd | 2.00% | 1.00% |
| Jubilant Foodworks Ltd | 1.31% | 0.98% |
| TATA Motors Ltd | 1.79% | 0.66% |
| REC Ltd | 0.95% | 0.61% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 37.9% means 37.9% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Sundaram Value Fund
| Security | % of fund |
|---|---|
| Axis Bank Ltd | 5.04% |
| Kirloskar Oil Engines Ltd | 4.39% |
| NTPC LTD | 3.23% |
| Force Motors Ltd | 2.77% |
| Kirloskar Ferrous Ind Ltd | 2.77% |
Largest holdings only in UTI Large & Mid Cap Fund
| Security | % of fund |
|---|---|
| EQ - AUROBINDO PHARMA LTD. | 2.63% |
| EQ - HERO MOTOCORP LTD. | 2.33% |
| EQ - ADITYA BIRLA CAPITAL LTD | 2.28% |
| EQ - INFO-EDGE (INDIA) LTD. | 2.01% |
| EQ - SUNDARAM FINANCE LTD. | 1.85% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Sundaram Value | UTI Large & Mid Cap |
|---|---|---|
| Equity | 98.9% | 95.3% |
| Debt | 0.0% | 0.0% |
| Cash and others | 1.1% | 4.8% |
Market cap of stocks
| Market cap | Sundaram Value | UTI Large & Mid Cap |
|---|---|---|
| Large Cap | 59.8% | 46.9% |
| Mid Cap | 13.6% | 33.4% |
| Small Cap | 25.6% | 14.6% |
| Not on AMFI's list | 0.0% | 0.5% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | Sundaram Value | UTI Large & Mid Cap |
|---|---|---|
| Banks | 26.9% | 16.3% |
| Pharmaceuticals & Biotechnology | 4.7% | 9.2% |
| It - Software | 6.9% | 0.0% |
| IT - Software | 0.0% | 6.7% |
| Petroleum Products | 6.3% | 3.7% |
| Finance | 2.0% | 6.1% |
| Insurance | 1.8% | 5.3% |
| Power | 4.9% | 3.4% |
| Auto Components | 4.7% | 0.6% |
| Construction | 3.1% | 3.8% |
The six largest sectors of each fund's stocks, % of the fund.
Sundaram Value vs UTI Large & Mid Cap: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Sundaram Value Fund | UTI Large & Mid Cap Fund |
|---|---|---|
| Total expense ratio (Direct) | 1.77% | 1.14% |
| Base expense ratio (Direct) | 1.42% | 0.83% |
| Total expense ratio (Regular) | 2.29% | 1.96% |
| Base expense ratio (Regular) | 1.87% | 1.57% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Compare Sundaram Value with
Sundaram Value Fund vs UTI Large & Mid Cap Fund: Frequently Asked Questions
What is the difference between Sundaram Value Fund and UTI Large & Mid Cap Fund?
Sundaram Value Fund is a Value and Contra fund, UTI Large & Mid Cap Fund is a Large & Mid Cap fund, run by Sundaram Mutual Fund and UTI Mutual Fund. Their portfolios overlap 37.9%. Sundaram Value Fund charges 1.77% a year and UTI Large & Mid Cap Fund 1.14%.
Which has given higher returns, Sundaram Value Fund or UTI Large & Mid Cap Fund?
Over 1 year: Sundaram Value Fund −11.71%, UTI Large & Mid Cap Fund −4.85%. Over 3 years: Sundaram Value Fund +6.15% a year, UTI Large & Mid Cap Fund +13.94% a year. Over 5 years: Sundaram Value Fund +6.66% a year, UTI Large & Mid Cap Fund +12.41% a year. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, Sundaram Value Fund or UTI Large & Mid Cap Fund?
UTI Large & Mid Cap Fund charges less: 1.14% a year against 1.77%. These are the Direct plans' total expense ratios reported to AMFI.
How much do Sundaram Value Fund and UTI Large & Mid Cap Fund overlap?
37.9%. They hold 18 of the same securities, the largest shared ones being HDFCBANK, ICICIBANK, RELIANCE. From each fund's latest monthly portfolio.
Which is riskier, Sundaram Value Fund or UTI Large & Mid Cap Fund?
On SEBI's riskometer, Sundaram Value Fund is rated Very High and UTI Large & Mid Cap Fund Very High. Over 3 years, the standard deviation of daily returns was 12.87% and 13.61% a year.
Which is better for SIP, Sundaram Value Fund or UTI Large & Mid Cap Fund?
Over the last 5 years, a monthly SIP of ₹10,000 from 01-10-2021 to 30-10-2026 grew to ₹6,79,731 in Sundaram Value Fund (XIRR 4.2% a year) and ₹8,18,415 in UTI Large & Mid Cap Fund (XIRR 11.5% a year). Both received 61 instalments. Past returns do not promise future returns.
Can I invest in both Sundaram Value Fund and UTI Large & Mid Cap Fund?
Yes. 37.9% of each fund's money sits in the same holdings, so some of the two investments would move together.
Who manages Sundaram Value Fund and UTI Large & Mid Cap Fund?
Sundaram Value Fund: Bharath S, Siddarth Mohta, Sandeep Agarwal, Shalav Saket. UTI Large & Mid Cap Fund: V Srivatsa FM 1, Not Applicable FM 2, Not Applicable FM 3, Not Applicable FM 4.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.