Sundaram Multi Cap Fund vs WhiteOak Capital Multi Cap Fund
Direct Plan, Growth option · Data as on 30-10-2026
Sundaram Multi Cap Fund and WhiteOak Capital Multi Cap Fund are both Multi Cap funds. In the 3 years to 30-10-2026, Sundaram Multi Cap Fund (Direct) returned 5.1% a year and WhiteOak Capital Multi Cap Fund (Direct) returned 17.5% a year. Sundaram Multi Cap Fund charges 1.25% a year and WhiteOak Capital Multi Cap Fund 0.89% (Direct plans). Their portfolios overlap 23.7%: they hold 33 of the same securities.
Sundaram Multi Cap Fund
Multi Cap
- 3 year return
- 5.1%
- Expense ratio
- 1.25%
- NAV
- ₹81.48
WhiteOak Capital Multi Cap Fund
Multi Cap
- 3 year return
- 17.5%
- Expense ratio
- 0.89%
- NAV
- ₹16.08
Which is better, Sundaram Multi Cap or WhiteOak Capital Multi Cap? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- WhiteOak Capital Multi Cap returned more over 3 years: 17.5% a year against 5.1%.
- WhiteOak Capital Multi Cap returned more over 1 year: −0.5% against −7.3%.
- WhiteOak Capital Multi Cap costs less: 0.89% a year against 1.25% (Direct plans).
- WhiteOak Capital Multi Cap swung less over 3 years: a standard deviation of 14.4% a year against 15.1%.
- WhiteOak Capital Multi Cap fell less in its worst fall since 25-09-2023: −16.9% against −26.5%.
- WhiteOak Capital Multi Cap is the larger fund: ₹4,308 Cr against ₹2,901 Cr.
- Their portfolios overlap 23.7%: 33 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Sundaram Multi Cap Fund | WhiteOak Capital Multi Cap Fund |
|---|---|---|
| Fund house | Sundaram Mutual Fund | WhiteOak Capital Mutual Fund |
| Category | Multi Cap | Multi Cap |
| AUM | ₹2,901 Cr (30-09-2026) | ₹4,308 Cr (30-09-2026) |
| NAV | ₹81.48 (Direct) | ₹16.08 (Direct) |
| Expense ratio (Direct) | 1.25% | 0.89% |
| Expense ratio (Regular) | 2.30% | 2.21% |
| Riskometer | Very High | Very High |
| Benchmark | NIFTY 500 Multicap 50:25:25 Total Return Index | NIFTY 500 Multicap 50:25:25 Total Return Index |
| Launch date | 01-10-2000 | 22-09-2023 |
| Minimum investment | ₹100 | ₹500 |
| Lock in | None | None |
| Fund managers | Rohit Seksaria, Shalav Saket | Ramesh Mantri, Piyush Baranwal, Trupti Agrawal, Dheeresh Pathak, Ashish Agrawal |
| Exit load | Nil - If up to 25% of the units invested are redeemed or withdrawn by way of SWP within 365 days from the date of allotment. Any redemptions or withdrawals by way of SWP in excess of the above mentioned limit would be subject to an exit load of 1 % of the applicable NAV will be charged, if the units are redeemed within 365 days from the date of allotment of units For redemption or withdrawal by way of SWP after 365 days from the date of allotment - Nil. Further, exit load will be waived on Intra-scheme and Inter scheme Switchouts/STP. Generally, the exit load will be calculated on First in First out (FIFO) basis. | Nil |
Sundaram Multi Cap vs WhiteOak Capital Multi Cap: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Sundaram Multi Cap Fund (Direct) | −3.24% | −5.74% | −0.47% | −7.27% | +5.07% | -- | -- |
| WhiteOak Capital Multi Cap Fund (Direct) | −1.42% | −4.28% | +3.31% | −0.45% | +17.52% | -- | -- |
| Multi Cap average | −2.65% | −3.95% | +1.99% | −1.14% | +13.54% | -- | -- |
Category average: the average of the 33 Multi Cap funds, same plan type.
Sundaram Multi Cap vs WhiteOak Capital Multi Cap: Year-wise Returns
| Year | SundaramSundaram Multi Cap | WhiteOak CapitalWhiteOak Capital Multi Cap | Nifty500 Multicap 50:25:25 TRI |
|---|---|---|---|
| 2026to date | −5.97% | +0.42% | −5.56% |
| 2025 | −5.53% | +7.19% | +5.29% |
| 2024 | +12.56% | +30.77% | +19.34% |
| 2023 | +23.31% | -- | +33.74% |
Sundaram Multi Cap vs WhiteOak Capital Multi Cap: Rolling Returns
Every holding period of both funds, against Nifty500 Multicap 50:25:25 TRI, the benchmark of both
Rolling returns
Every 3-year holding period, 22 of them, one for each trading day from 25-09-2026 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
Sundaram Multi Cap Fund (Direct)
WhiteOak Capital Multi Cap Fund (Direct)
Nifty500 Multicap 50:25:25 TRI
to
Sept 2026Oct 2023
to
Oct 2026Oct 2023
to
Oct 2026Oct 2023
to
Oct 2026Oct 2023
to
Oct 2026Oct 2023
to
Oct 2026
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest | Beat benchmark |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sundaram Multi Cap | 0.0 | 54.5 | 45.5 | 0.0 | 0.0 | 0.0 | 0.0 | 4.9% | 4.9% | 4.1% | 6.1% | 0% |
| WhiteOak Capital Multi Cap | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | 0.0 | 0.0 | 17.3% | 17.5% | 16.4% | 18.3% | 100% |
| Nifty500 Multicap 50:25:25 TRI | 0.0 | 0.0 | 0.0 | 100.0 | 0.0 | 0.0 | 0.0 | 10.9% | 11.0% | 10.1% | 12.0% | -- |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. The benchmark is Nifty500 Multicap 50:25:25 TRI, over the same periods. "Beat benchmark" counts the periods in which the fund did better. Every fund is measured over the days all of them have, from 25-09-2023. Past returns do not promise future returns.
Sundaram Multi Cap vs WhiteOak Capital Multi Cap: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 01-09-2023 to 30-10-2026: 38 instalments, ₹3,80,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| Sundaram Multi CapSundaram Multi Cap Fund (Direct) | ₹3,80,000 | ₹3,63,870 | −₹16,130 | −2.7% |
| WhiteOak Capital Multi CapWhiteOak Capital Multi Cap Fund (Direct) | ₹3,80,000 | ₹4,40,528 | ₹60,528 | 9.3% |
Sundaram Multi CapSundaram Multi Cap Fund (Direct)
WhiteOak Capital Multi CapWhiteOak Capital Multi Cap Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Sundaram Multi Cap vs WhiteOak Capital Multi Cap: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Sundaram Multi Cap Fund (Direct) | WhiteOak Capital Multi Cap Fund (Direct) |
|---|---|---|
| Return (CAGR) | −7.27% | −0.45% |
| Standard deviation | 15.43% | 13.86% |
| Sharpe ratio | -0.81 | -0.41 |
| Sortino ratio | -1.09 | -0.56 |
| Maximum drawdown | −15.4% (31-03-2026) | −15.0% (23-03-2026) |
| Beta | 1.01 | 0.91 |
| Alpha | −1.14% | +4.59% |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Sundaram Multi Cap Fund (Direct) | WhiteOak Capital Multi Cap Fund (Direct) |
|---|---|---|
| Return (CAGR) | +5.07% | +17.52% |
| Standard deviation | 15.09% | 14.37% |
| Sharpe ratio | -0.06 | 0.80 |
| Sortino ratio | -0.08 | 1.09 |
| Maximum drawdown | −26.5% (31-03-2026) | −16.9% (28-02-2025) |
| Beta | 0.91 | 0.93 |
| Alpha | −5.70% | +6.61% |
From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Sundaram Multi Cap Fund (Direct) | WhiteOak Capital Multi Cap Fund (Direct) |
|---|---|---|
| Return (CAGR) | +3.29% | +16.50% |
| Standard deviation | 14.82% | 14.33% |
| Sharpe ratio | -0.18 | 0.73 |
| Sortino ratio | -0.23 | 0.99 |
| Maximum drawdown | −26.5% (31-03-2026) | −16.9% (28-02-2025) |
| Beta | 0.90 | 0.93 |
| Alpha | −6.67% | +6.65% |
From daily NAVs, 03-01-2022 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Sundaram Multi Cap Fund (Direct)
WhiteOak Capital Multi Cap Fund (Direct)
Nifty500 Multicap 50:25:25 TRI
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Sundaram Multi Cap Fund (Direct) | −26.5% | 24-09-2024 | 31-03-2026 | Not yet | -- | −19.4% |
| WhiteOak Capital Multi Cap Fund (Direct) | −16.9% | 11-12-2024 | 28-02-2025 | 27-06-2025 | 4 months | −6.8% |
| Nifty500 Multicap 50:25:25 TRI | −19.8% | 26-09-2024 | 03-03-2025 | 03-08-2026 | 17 months | −8.0% |
From daily values since 25-09-2023, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Sundaram Multi Cap Fund (Direct)
WhiteOak Capital Multi Cap Fund (Direct)
Nifty500 Multicap 50:25:25 TRI
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 3-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Sundaram Multi Cap Fund (Direct)
WhiteOak Capital Multi Cap Fund (Direct)
Nifty500 Multicap 50:25:25 TRI
Against Nifty500 Multicap 50:25:25 TRI
| Fund | Up capture | Down capture | Tracking error |
|---|---|---|---|
| Sundaram Multi Cap Fund (Direct) | 82% | 105% | 6.36% |
| WhiteOak Capital Multi Cap Fund (Direct) | 110% | 83% | 3.80% |
From month-end values since 25-09-2023. Up capture: a fund's average month when the benchmark rose, as % of the benchmark's; above 100% it gained more. Down capture: the same for months the benchmark fell; below 100% it fell less. Tracking error: how far the monthly returns strayed from the benchmark's, a year; an index fund aims near 0.
Sundaram Multi Cap vs WhiteOak Capital Multi Cap: Portfolio Overlap
From each fund's latest monthly portfolio: Sundaram Multi Cap Fund, September 2026; WhiteOak Capital Multi Cap Fund, September 2026
Holdings in common
- Overlap
- 23.7%
- Held by both
- 33
- Only in Sundaram Multi Cap
- 40
- Only in WhiteOak Capital Multi Cap
- 175
| Security | % of Sundaram Multi Cap | % of WhiteOak Capital Multi Cap |
|---|---|---|
| ICICI Bank Ltd | 2.83% | 5.07% |
| Bharti Airtel Ltd | 1.99% | 2.69% |
| Eternal Ltd (Previously Zomato Ltd) | 2.17% | 1.69% |
| Mahindra & Mahindra Ltd | 1.47% | 1.49% |
| State Bank of India | 1.24% | 1.63% |
| Reliance Industries Ltd | 2.66% | 1.19% |
| HDFC Bank Ltd | 1.16% | 2.10% |
| Max Financial Services Ltd | 1.21% | 1.16% |
| Kotak Mahindra Bank Ltd | 2.03% | 1.13% |
| Coforge Ltd | 1.90% | 0.99% |
| Bharti Hexacom Ltd | 0.98% | 1.17% |
| Bharat Electronics Ltd | 1.71% | 0.85% |
| Fortis Health Care Ltd | 1.43% | 0.77% |
| Five-Star Business Finance Ltd | 1.13% | 0.71% |
| Axis Bank Ltd | 2.60% | 0.65% |
| Info Edge (India) Ltd | 1.42% | 0.63% |
| KEI Industries Ltd | 0.86% | 0.57% |
| Gland Pharma Ltd | 1.72% | 0.43% |
| S.J.S. Enterprises Ltd | 0.48% | 0.38% |
| Mahindra & Mahindra Financial Services Ltd | 0.36% | 0.40% |
| Larsen & Toubro Ltd | 2.98% | 0.35% |
| Kirloskar Oil Engines Ltd | 2.75% | 0.35% |
| Bank of India | 0.89% | 0.27% |
| Karur Vysya Bank Ltd | 1.09% | 0.26% |
| GE Vernova T and D India Ltd | 1.04% | 0.26% |
| Safari Industries (India) Ltd | 0.98% | 0.26% |
| Hindustan Petroleum Corporation Ltd | 1.40% | 0.20% |
| Tata Steel Ltd | 1.02% | 0.20% |
| NTPC LTD | 0.96% | 0.16% |
| Cholamandalam Financial Holdings Ltd | 1.33% | 0.09% |
| Coromandel International Ltd | 0.91% | 0.05% |
| Gillette India Ltd | 0.03% | 0.48% |
| PB Fintech Ltd | 1.00% | 0.01% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 23.7% means 23.7% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Sundaram Multi Cap Fund
| Security | % of fund |
|---|---|
| One 97 Communications Ltd | 2.73% |
| Interglobe Aviation Ltd | 2.50% |
| Kalyan Jewellers India Ltd | 2.18% |
| MTAR Technologies Ltd | 2.12% |
| Ashok Leyland Ltd | 1.87% |
Largest holdings only in WhiteOak Capital Multi Cap Fund
| Security | % of fund |
|---|---|
| Nestle India Limited | 2.51% |
| Nexus Select Trust - REIT | 1.67% |
| The Federal Bank Limited | 1.19% |
| Aadhar Housing Finance Limited | 1.16% |
| Torrent Pharmaceuticals Limited | 1.14% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Sundaram Multi Cap | WhiteOak Capital Multi Cap |
|---|---|---|
| Equity | 97.0% | 88.1% |
| Debt | 0.0% | 3.7% |
| Cash and others | 3.0% | 8.3% |
Market cap of stocks
| Market cap | Sundaram Multi Cap | WhiteOak Capital Multi Cap |
|---|---|---|
| Large Cap | 36.1% | 31.6% |
| Mid Cap | 27.5% | 24.0% |
| Small Cap | 32.5% | 29.6% |
| Not on AMFI's list | 0.8% | 2.9% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | Sundaram Multi Cap | WhiteOak Capital Multi Cap |
|---|---|---|
| Banks | 14.4% | 14.3% |
| Finance | 9.5% | 7.3% |
| Pharmaceuticals & Biotechnology | 4.0% | 7.7% |
| Electrical Equipment | 5.8% | 3.5% |
| Retailing | 3.6% | 5.1% |
| Auto Components | 4.5% | 2.1% |
| Consumer Durables | 4.4% | 3.2% |
| Petroleum Products | 4.1% | 1.4% |
| Healthcare Services | 4.0% | 3.9% |
| Telecom - Services | 3.0% | 3.9% |
The six largest sectors of each fund's stocks, % of the fund.
Sundaram Multi Cap vs WhiteOak Capital Multi Cap: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Sundaram Multi Cap Fund | WhiteOak Capital Multi Cap Fund |
|---|---|---|
| Total expense ratio (Direct) | 1.25% | 0.89% |
| Base expense ratio (Direct) | 0.78% | 0.50% |
| Total expense ratio (Regular) | 2.30% | 2.21% |
| Base expense ratio (Regular) | 1.69% | 1.62% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Compare Sundaram Multi Cap with
Sundaram Multi Cap Fund vs WhiteOak Capital Multi Cap Fund: Frequently Asked Questions
What is the difference between Sundaram Multi Cap Fund and WhiteOak Capital Multi Cap Fund?
Both are Multi Cap funds, run by Sundaram Mutual Fund and WhiteOak Capital Mutual Fund. Their portfolios overlap 23.7%. Sundaram Multi Cap Fund charges 1.25% a year and WhiteOak Capital Multi Cap Fund 0.89%.
Which has given higher returns, Sundaram Multi Cap Fund or WhiteOak Capital Multi Cap Fund?
Over 1 year: Sundaram Multi Cap Fund −7.27%, WhiteOak Capital Multi Cap Fund −0.45%. Over 3 years: Sundaram Multi Cap Fund +5.07% a year, WhiteOak Capital Multi Cap Fund +17.52% a year. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, Sundaram Multi Cap Fund or WhiteOak Capital Multi Cap Fund?
WhiteOak Capital Multi Cap Fund charges less: 0.89% a year against 1.25%. These are the Direct plans' total expense ratios reported to AMFI.
How much do Sundaram Multi Cap Fund and WhiteOak Capital Multi Cap Fund overlap?
23.7%. They hold 33 of the same securities, the largest shared ones being ICICIBANK, BHARTIARTL, ETERNAL. From each fund's latest monthly portfolio.
Which is riskier, Sundaram Multi Cap Fund or WhiteOak Capital Multi Cap Fund?
On SEBI's riskometer, Sundaram Multi Cap Fund is rated Very High and WhiteOak Capital Multi Cap Fund Very High. Over 3 years, the standard deviation of daily returns was 15.09% and 14.37% a year.
Which is better for SIP, Sundaram Multi Cap Fund or WhiteOak Capital Multi Cap Fund?
Over the last 3 years, a monthly SIP of ₹10,000 from 03-10-2023 to 30-10-2026 grew to ₹3,52,824 in Sundaram Multi Cap Fund (XIRR -3.0% a year) and ₹4,24,483 in WhiteOak Capital Multi Cap Fund (XIRR 8.9% a year). Both received 37 instalments. Past returns do not promise future returns.
Can I invest in both Sundaram Multi Cap Fund and WhiteOak Capital Multi Cap Fund?
Yes. 23.7% of each fund's money sits in the same holdings, so some of the two investments would move together.
Who manages Sundaram Multi Cap Fund and WhiteOak Capital Multi Cap Fund?
Sundaram Multi Cap Fund: Rohit Seksaria, Shalav Saket. WhiteOak Capital Multi Cap Fund: Ramesh Mantri, Piyush Baranwal, Trupti Agrawal, Dheeresh Pathak, Ashish Agrawal.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.