Sundaram Dividend Yield Fund vs UTI Large & Mid Cap Fund
Direct Plan, Growth option · Data as on 30-10-2026
Sundaram Dividend Yield Fund is a Dividend Yield fund and UTI Large & Mid Cap Fund is a Large & Mid Cap fund. In the 3 years to 30-10-2026, Sundaram Dividend Yield Fund (Direct) returned 9.3% a year and UTI Large & Mid Cap Fund (Direct) returned 13.9% a year. Sundaram Dividend Yield Fund charges 1.27% a year and UTI Large & Mid Cap Fund 1.14% (Direct plans). Their portfolios overlap 37.7%: they hold 19 of the same securities.
Sundaram Dividend Yield Fund
Dividend Yield
- 3 year return
- 9.3%
- Expense ratio
- 1.27%
- NAV
- ₹138.43
UTI Large & Mid Cap Fund
Large & Mid Cap
- 3 year return
- 13.9%
- Expense ratio
- 1.14%
- NAV
- ₹187.92
Which is better, Sundaram Dividend Yield or UTI Large & Mid Cap? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- UTI Large & Mid Cap returned more over 3 years: 13.9% a year against 9.3%.
- UTI Large & Mid Cap returned more over 1 year: −4.8% against −9.2%.
- UTI Large & Mid Cap costs less: 1.14% a year against 1.27% (Direct plans).
- Sundaram Dividend Yield swung less over 3 years: a standard deviation of 13.1% a year against 13.6%.
- UTI Large & Mid Cap fell less in its worst fall since 03-01-2022: −17.6% against −18.9%.
- Sundaram Dividend Yield holds more in large companies: 70.4% of the fund in large caps against 46.9%.
- UTI Large & Mid Cap is the larger fund: ₹6,220 Cr against ₹757 Cr.
- Their portfolios overlap 37.7%: 19 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Sundaram Dividend Yield Fund | UTI Large & Mid Cap Fund |
|---|---|---|
| Fund house | Sundaram Mutual Fund | UTI Mutual Fund |
| Category | Dividend Yield | Large & Mid Cap |
| AUM | ₹757 Cr (30-09-2026) | ₹6,220 Cr (30-09-2026) |
| NAV | ₹138.43 (Direct) | ₹187.92 (Direct) |
| Expense ratio (Direct) | 1.27% | 1.14% |
| Expense ratio (Regular) | 2.43% | 1.96% |
| Riskometer | Not available | Very High |
| Benchmark | Not available | Nifty LargeMidcap 250 TRI |
| Launch date | Not available | 20-05-2009 |
| Minimum investment | Not available | Regular Plan-Growth- Rs.5000, Regular Plan-Reinvestment of IDCW- Rs.5000, Regular Plan-Payout of IDCW- Rs.5000, Direct Plan-Growth- Rs.5000, Direct Plan-Reinvestment of IDCW- Rs.5000, Direct Plan-Payout of IDCW- Rs.5000, |
| Lock in | Not available | None |
| Fund managers | Not available | V Srivatsa FM 1, Not Applicable FM 2, Not Applicable FM 3, Not Applicable FM 4 |
| Exit load | Not available | 1% if redeemed before 1 year from the date of allotment. Nil if redeemed on or after 1 year from the date of allotment |
Sundaram Dividend Yield vs UTI Large & Mid Cap: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Sundaram Dividend Yield Fund (Direct) | −0.24% | −5.19% | −5.64% | −9.22% | +9.25% | -- | -- |
| UTI Large & Mid Cap Fund (Direct) | −1.68% | −6.23% | −3.58% | −4.85% | +13.94% | +12.41% | +13.40% |
| Dividend Yield average | −1.57% | −5.69% | −3.24% | −5.57% | +12.14% | -- | -- |
| Large & Mid Cap average | −1.78% | −5.20% | −0.43% | −3.99% | +13.28% | +11.36% | +13.62% |
Category average: the average of the 12 Dividend Yield funds and the 36 Large & Mid Cap funds, same plan type.
Sundaram Dividend Yield vs UTI Large & Mid Cap: Year-wise Returns
| Year | Sundaram Dividend YieldSundaram Dividend Yield | UTI Large & Mid CapUTI Large & Mid Cap |
|---|---|---|
| 2026to date | −9.84% | −7.15% |
| 2025 | +4.57% | +8.40% |
| 2024 | +17.22% | +28.31% |
| 2023 | +35.70% | +35.35% |
| 2022 | -- | +5.29% |
| 2021 | -- | +41.52% |
Sundaram Dividend Yield vs UTI Large & Mid Cap: Rolling Returns
Every holding period of both funds, against Nifty 500 TRI, the benchmark of Sundaram Dividend Yield Fund
Rolling returns
Every 3-year holding period, 449 of them, one for each trading day from 03-01-2025 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
Sundaram Dividend Yield Fund (Direct)
UTI Large & Mid Cap Fund (Direct)
Nifty 500 TRI
to
Feb 2025Jun 2022
to
Jun 2025Oct 2022
to
Oct 2025Jan 2023
to
Jan 2026May 2023
to
May 2026Sept 2023
to
Sept 2026
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest | Beat benchmark |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sundaram Dividend Yield | 0.0 | 0.0 | 7.6 | 21.4 | 62.1 | 8.9 | 0.0 | 16.0% | 16.8% | 7.8% | 22.3% | 77% |
| UTI Large & Mid Cap | 0.0 | 0.0 | 0.0 | 6.9 | 24.9 | 57.7 | 10.5 | 21.1% | 21.6% | 12.5% | 28.7% | 100% |
| Nifty 500 TRI | 0.0 | 0.0 | 4.2 | 39.9 | 49.4 | 6.5 | 0.0 | 15.2% | 15.4% | 8.8% | 22.3% | -- |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. The benchmark is Nifty 500 TRI, over the same periods. "Beat benchmark" counts the periods in which the fund did better. Every fund is measured over the days all of them have, from 03-01-2022. Past returns do not promise future returns.
Sundaram Dividend Yield vs UTI Large & Mid Cap: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 03-01-2022 to 30-10-2026: 58 instalments, ₹5,80,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| Sundaram Dividend YieldSundaram Dividend Yield Fund (Direct) | ₹5,80,000 | ₹6,80,395 | ₹1,00,395 | 6.6% |
| UTI Large & Mid CapUTI Large & Mid Cap Fund (Direct) | ₹5,80,000 | ₹7,63,988 | ₹1,83,988 | 11.4% |
Sundaram Dividend YieldSundaram Dividend Yield Fund (Direct)
UTI Large & Mid CapUTI Large & Mid Cap Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Sundaram Dividend Yield vs UTI Large & Mid Cap: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Sundaram Dividend Yield Fund (Direct) | UTI Large & Mid Cap Fund (Direct) |
|---|---|---|
| Return (CAGR) | −9.22% | −4.85% |
| Standard deviation | 11.15% | 13.67% |
| Sharpe ratio | -1.30 | -0.74 |
| Sortino ratio | -1.66 | -0.99 |
| Maximum drawdown | −12.8% (08-10-2026) | −13.4% (31-03-2026) |
| Beta | 0.74 | 0.90 |
| Alpha | −5.14% | +0.46% |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Sundaram Dividend Yield Fund (Direct) | UTI Large & Mid Cap Fund (Direct) |
|---|---|---|
| Return (CAGR) | +9.25% | +13.94% |
| Standard deviation | 13.13% | 13.61% |
| Sharpe ratio | 0.25 | 0.58 |
| Sortino ratio | 0.33 | 0.79 |
| Maximum drawdown | −18.9% (28-02-2025) | −17.6% (28-02-2025) |
| Beta | 0.89 | 0.89 |
| Alpha | −0.49% | +3.00% |
From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Sundaram Dividend Yield Fund (Direct) | UTI Large & Mid Cap Fund (Direct) |
|---|---|---|
| Return (CAGR) | +8.98% | +13.76% |
| Standard deviation | 12.88% | 15.21% |
| Sharpe ratio | 0.24 | 0.51 |
| Sortino ratio | 0.32 | 0.68 |
| Maximum drawdown | −18.9% (28-02-2025) | −41.5% (23-03-2020) |
| Beta | 0.87 | -- |
| Alpha | +0.41% | -- |
From daily NAVs, 03-01-2022 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Sundaram Dividend Yield Fund (Direct)
UTI Large & Mid Cap Fund (Direct)
Nifty 500 TRI
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Sundaram Dividend Yield Fund (Direct) | −18.9% | 27-09-2024 | 28-02-2025 | Not yet | -- | −13.3% |
| UTI Large & Mid Cap Fund (Direct) | −17.6% | 26-09-2024 | 28-02-2025 | 17-11-2025 | 9 months | −8.2% |
| Nifty 500 TRI | −18.6% | 26-09-2024 | 28-02-2025 | Not yet | -- | −8.8% |
From daily values since 03-01-2022, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Sundaram Dividend Yield Fund (Direct)
UTI Large & Mid Cap Fund (Direct)
Nifty 500 TRI
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 3-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Sundaram Dividend Yield Fund (Direct)
UTI Large & Mid Cap Fund (Direct)
Nifty 500 TRI
Against Nifty 500 TRI
| Fund | Up capture | Down capture | Tracking error |
|---|---|---|---|
| Sundaram Dividend Yield Fund (Direct) | 88% | 82% | 4.31% |
| UTI Large & Mid Cap Fund (Direct) | 106% | 88% | 3.33% |
From month-end values since 03-01-2022. Up capture: a fund's average month when the benchmark rose, as % of the benchmark's; above 100% it gained more. Down capture: the same for months the benchmark fell; below 100% it fell less. Tracking error: how far the monthly returns strayed from the benchmark's, a year; an index fund aims near 0.
Sundaram Dividend Yield vs UTI Large & Mid Cap: Portfolio Overlap
From each fund's latest monthly portfolio: Sundaram Dividend Yield Fund, September 2026; UTI Large & Mid Cap Fund, September 2026
Holdings in common
- Overlap
- 37.7%
- Held by both
- 19
- Only in Sundaram Dividend Yield
- 34
- Only in UTI Large & Mid Cap
- 52
| Security | % of Sundaram Dividend Yield | % of UTI Large & Mid Cap |
|---|---|---|
| HDFC Bank Ltd | 4.87% | 5.48% |
| ICICI Bank Ltd | 4.62% | 4.55% |
| State Bank of India | 3.76% | 2.91% |
| Infosys Ltd | 2.80% | 2.91% |
| ITC Ltd | 2.43% | 2.86% |
| Larsen & Toubro Ltd | 2.33% | 2.75% |
| Power Grid Corporation of India Ltd | 3.01% | 2.31% |
| Bharti Airtel Ltd | 2.20% | 1.92% |
| Reliance Industries Ltd | 1.72% | 3.74% |
| Coal India Ltd | 3.37% | 1.55% |
| Embassy Office Parks REIT | 4.13% | 1.51% |
| Oil & Natural Gas Corporation Ltd | 2.98% | 1.50% |
| Shriram Finance Ltd | 1.49% | 1.34% |
| Mahindra & Mahindra Ltd | 1.44% | 1.23% |
| LIC of India Ltd | 1.15% | 1.68% |
| HCL Technologies Ltd | 1.62% | 1.11% |
| Emami Ltd | 1.00% | 1.03% |
| National Aluminium Company Ltd | 0.79% | 0.96% |
| Hero MotoCorp Ltd | 0.69% | 2.33% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 37.7% means 37.7% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Sundaram Dividend Yield Fund
| Security | % of fund |
|---|---|
| NTPC LTD | 4.05% |
| Somany Ceramics Ltd | 2.85% |
| Tech Mahindra Ltd | 2.82% |
| GAIL (India) Ltd | 2.65% |
| Bajaj Auto Ltd | 2.10% |
Largest holdings only in UTI Large & Mid Cap Fund
| Security | % of fund |
|---|---|
| EQ - AUROBINDO PHARMA LTD. | 2.63% |
| EQ - ADITYA BIRLA CAPITAL LTD | 2.28% |
| EQ - INFO-EDGE (INDIA) LTD. | 2.01% |
| EQ - SUNDARAM FINANCE LTD. | 1.85% |
| EQ - GENERAL INSURANCE CORPORATION | 1.77% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Sundaram Dividend Yield | UTI Large & Mid Cap |
|---|---|---|
| Equity | 91.5% | 95.3% |
| Debt | 0.0% | 0.0% |
| Cash and others | 8.5% | 4.8% |
Market cap of stocks
| Market cap | Sundaram Dividend Yield | UTI Large & Mid Cap |
|---|---|---|
| Large Cap | 70.4% | 46.9% |
| Mid Cap | 10.9% | 33.4% |
| Small Cap | 10.2% | 14.6% |
| Not on AMFI's list | 0.0% | 0.5% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | Sundaram Dividend Yield | UTI Large & Mid Cap |
|---|---|---|
| Banks | 17.0% | 16.3% |
| It - Software | 9.6% | 0.0% |
| Power | 9.6% | 3.4% |
| Pharmaceuticals & Biotechnology | 1.7% | 9.2% |
| IT - Software | 0.0% | 6.7% |
| Petroleum Products | 6.3% | 3.7% |
| Finance | 1.5% | 6.1% |
| Insurance | 1.1% | 5.3% |
| Oil | 4.3% | 1.5% |
| Automobiles | 4.2% | 3.6% |
| Construction | 3.1% | 3.8% |
The six largest sectors of each fund's stocks, % of the fund.
Sundaram Dividend Yield vs UTI Large & Mid Cap: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Sundaram Dividend Yield Fund | UTI Large & Mid Cap Fund |
|---|---|---|
| Total expense ratio (Direct) | 1.27% | 1.14% |
| Base expense ratio (Direct) | 1.01% | 0.83% |
| Total expense ratio (Regular) | 2.43% | 1.96% |
| Base expense ratio (Regular) | 2.03% | 1.57% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Compare Sundaram Dividend Yield with
Sundaram Dividend Yield Fund vs UTI Large & Mid Cap Fund: Frequently Asked Questions
What is the difference between Sundaram Dividend Yield Fund and UTI Large & Mid Cap Fund?
Sundaram Dividend Yield Fund is a Dividend Yield fund, UTI Large & Mid Cap Fund is a Large & Mid Cap fund, run by Sundaram Mutual Fund and UTI Mutual Fund. Their portfolios overlap 37.7%. Sundaram Dividend Yield Fund charges 1.27% a year and UTI Large & Mid Cap Fund 1.14%.
Which has given higher returns, Sundaram Dividend Yield Fund or UTI Large & Mid Cap Fund?
Over 1 year: Sundaram Dividend Yield Fund −9.22%, UTI Large & Mid Cap Fund −4.85%. Over 3 years: Sundaram Dividend Yield Fund +9.25% a year, UTI Large & Mid Cap Fund +13.94% a year. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, Sundaram Dividend Yield Fund or UTI Large & Mid Cap Fund?
UTI Large & Mid Cap Fund charges less: 1.14% a year against 1.27%. These are the Direct plans' total expense ratios reported to AMFI.
How much do Sundaram Dividend Yield Fund and UTI Large & Mid Cap Fund overlap?
37.7%. They hold 19 of the same securities, the largest shared ones being HDFCBANK, ICICIBANK, SBIN. From each fund's latest monthly portfolio.
Which is better for SIP, Sundaram Dividend Yield Fund or UTI Large & Mid Cap Fund?
Over the last 3 years, a monthly SIP of ₹10,000 from 03-10-2023 to 30-10-2026 grew to ₹3,64,698 in Sundaram Dividend Yield Fund (XIRR -0.9% a year) and ₹3,92,656 in UTI Large & Mid Cap Fund (XIRR 3.8% a year). Both received 37 instalments. Past returns do not promise future returns.
Can I invest in both Sundaram Dividend Yield Fund and UTI Large & Mid Cap Fund?
Yes. 37.7% of each fund's money sits in the same holdings, so some of the two investments would move together.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.