Sundaram Corporate Bond Fund vs TRUSTMF Short Term Fund
Direct Plan, Growth option · Data as on 30-10-2026
Sundaram Corporate Bond Fund is a Corporate Bond fund and TRUSTMF Short Term Fund is a Short Duration fund. In the 3 years to 30-10-2026, Sundaram Corporate Bond Fund (Direct) returned 6.8% a year and TRUSTMF Short Term Fund (Direct) returned 7.0% a year. Sundaram Corporate Bond Fund charges 0.33% a year and TRUSTMF Short Term Fund 0.27% (Direct plans). Their portfolios overlap 14.9%: they hold 5 of the same securities.
Sundaram Corporate Bond Fund
Corporate Bond
- 3 year return
- 6.8%
- Expense ratio
- 0.33%
- NAV
- ₹44.03
TRUSTMF Short Term Fund
Short Duration
- 3 year return
- 7.0%
- Expense ratio
- 0.27%
- NAV
- ₹1,364.61
Which is better, Sundaram Corporate Bond or TRUSTMF Short Term? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- TRUSTMF Short Term returned more over 5 years: 6.2% a year against 6.0%.
- TRUSTMF Short Term returned more over 3 years: 7.0% a year against 6.8%.
- TRUSTMF Short Term costs less: 0.27% a year against 0.33% (Direct plans).
- TRUSTMF Short Term swung less over 3 years: a standard deviation of 0.9% a year against 1.1%.
- Sundaram Corporate Bond fell less in its worst fall since 09-08-2021: −0.7% against −1.1%.
- Sundaram Corporate Bond is the larger fund: ₹619 Cr against ₹66 Cr.
- Their portfolios overlap 14.9%: 5 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Sundaram Corporate Bond Fund | TRUSTMF Short Term Fund |
|---|---|---|
| Fund house | Sundaram Mutual Fund | Trust Mutual Fund |
| Category | Corporate Bond | Short Duration |
| AUM | ₹619 Cr (30-09-2026) | ₹66 Cr (30-09-2026) |
| NAV | ₹44.03 (Direct) | ₹1,364.61 (Direct) |
| Expense ratio (Direct) | 0.33% | 0.27% |
| Expense ratio (Regular) | 0.56% | 0.74% |
| Riskometer | Moderate | Not available |
| Benchmark | NIFTY Corporate Bond Index A-II | Not available |
| Launch date | 29-12-2004 | Not available |
| Minimum investment | ₹5,000 | Not available |
| Lock in | None | Not available |
| Fund managers | Sandeep Agarwal, Kumaresh Ramakrishnan, Ronak Shah | Not available |
| Exit load | NIL | Not available |
Sundaram Corporate Bond vs TRUSTMF Short Term: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Sundaram Corporate Bond Fund (Direct) | −0.26% | +0.09% | +2.22% | +3.64% | +6.82% | +5.99% | +6.84% |
| TRUSTMF Short Term Fund (Direct) | +0.03% | +0.75% | +2.71% | +4.56% | +6.99% | +6.20% | -- |
| Corporate Bond average | −0.24% | +0.05% | +2.31% | +4.00% | +7.02% | +6.20% | +6.98% |
| Short Duration average | −0.14% | +0.30% | +2.50% | +4.11% | +6.88% | +6.62% | -- |
Category average: the average of the 21 Corporate Bond funds and the 25 Short Duration funds, same plan type.
Sundaram Corporate Bond vs TRUSTMF Short Term: Year-wise Returns
| Year | Sundaram Corporate BondSundaram Corporate Bond | TRUSTMF Short TermTRUSTMF Short Term |
|---|---|---|
| 2026to date | +2.98% | +3.79% |
| 2025 | +7.79% | +8.11% |
| 2024 | +8.23% | +7.68% |
| 2023 | +6.49% | +7.12% |
| 2022 | +3.92% | +3.75% |
| 2021 | +3.76% | -- |
Sundaram Corporate Bond vs TRUSTMF Short Term: Rolling Returns
Every holding period of both funds
Rolling returns
Every 3-year holding period, 539 of them, one for each trading day from 09-08-2024 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
Sundaram Corporate Bond Fund (Direct)
TRUSTMF Short Term Fund (Direct)
to
Oct 2024Feb 2022
to
Feb 2025Jul 2022
to
Jul 2025Dec 2022
to
Dec 2025Apr 2023
to
Apr 2026Aug 2023
to
Aug 2026
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Sundaram Corporate Bond | 0.0 | 0.0 | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 7.0% | 7.2% | 5.5% | 7.8% |
| TRUSTMF Short Term | 0.0 | 0.0 | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 7.0% | 7.2% | 5.6% | 7.9% |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. Every fund is measured over the days all of them have, from 09-08-2021. Past returns do not promise future returns.
Sundaram Corporate Bond vs TRUSTMF Short Term: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 02-08-2021 to 30-10-2026: 63 instalments, ₹6,30,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| Sundaram Corporate BondSundaram Corporate Bond Fund (Direct) | ₹6,30,000 | ₹7,41,641 | ₹1,11,641 | 6.2% |
| TRUSTMF Short TermTRUSTMF Short Term Fund (Direct) | ₹6,30,000 | ₹7,48,476 | ₹1,18,476 | 6.5% |
Sundaram Corporate BondSundaram Corporate Bond Fund (Direct)
TRUSTMF Short TermTRUSTMF Short Term Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Sundaram Corporate Bond vs TRUSTMF Short Term: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Sundaram Corporate Bond Fund (Direct) | TRUSTMF Short Term Fund (Direct) |
|---|---|---|
| Return (CAGR) | +3.64% | +4.56% |
| Standard deviation | 1.26% | 1.04% |
| Sharpe ratio | -1.27 | -0.66 |
| Sortino ratio | -1.68 | -0.91 |
| Maximum drawdown | −0.6% (23-10-2026) | −0.6% (21-05-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Sundaram Corporate Bond Fund (Direct) | TRUSTMF Short Term Fund (Direct) |
|---|---|---|
| Return (CAGR) | +6.82% | +6.99% |
| Standard deviation | 1.07% | 0.91% |
| Sharpe ratio | 0.75 | 1.06 |
| Sortino ratio | 1.08 | 1.60 |
| Maximum drawdown | −0.6% (23-10-2026) | −0.6% (21-05-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Sundaram Corporate Bond Fund (Direct) | TRUSTMF Short Term Fund (Direct) |
|---|---|---|
| Return (CAGR) | +5.99% | +6.20% |
| Standard deviation | 0.93% | 0.90% |
| Sharpe ratio | 0.20 | 0.44 |
| Sortino ratio | 0.28 | 0.62 |
| Maximum drawdown | −0.7% (06-05-2022) | −1.1% (06-05-2022) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 29-10-2021 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Sundaram Corporate Bond Fund (Direct) | TRUSTMF Short Term Fund (Direct) |
|---|---|---|
| Return (CAGR) | +7.32% | +6.12% |
| Standard deviation | 2.84% | 0.89% |
| Sharpe ratio | 0.47 | 0.49 |
| Sortino ratio | 0.65 | 0.69 |
| Maximum drawdown | −11.0% (19-08-2013) | −1.1% (06-05-2022) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 13-05-2013 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Sundaram Corporate Bond Fund (Direct)
TRUSTMF Short Term Fund (Direct)
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Sundaram Corporate Bond Fund (Direct) | −0.7% | 02-05-2022 | 06-05-2022 | 05-07-2022 | 2 months | −0.5% |
| TRUSTMF Short Term Fund (Direct) | −1.1% | 07-04-2022 | 06-05-2022 | 13-07-2022 | 2 months | −0.1% |
From daily values since 09-08-2021, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Sundaram Corporate Bond Fund (Direct)
TRUSTMF Short Term Fund (Direct)
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 3-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Sundaram Corporate Bond Fund (Direct)
TRUSTMF Short Term Fund (Direct)
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 5-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Sundaram Corporate Bond Fund (Direct)
TRUSTMF Short Term Fund (Direct)
Sundaram Corporate Bond vs TRUSTMF Short Term: Portfolio Overlap
From each fund's latest monthly portfolio: Sundaram Corporate Bond Fund, September 2026; TRUSTMF Short Term Fund, September 2026
Holdings in common
- Overlap
- 14.9%
- Held by both
- 5
- Only in Sundaram Corporate Bond
- 30
- Only in TRUSTMF Short Term
- 8
| Security | % of Sundaram Corporate Bond | % of TRUSTMF Short Term |
|---|---|---|
| Small Industries Development Bank of India - 7.83% - 24/11/2028 | 4.04% | 7.61% |
| National Bank for Agriculture & Rural Development - 7.48% - 15/09/2028 | 4.02% | 9.09% |
| 6.94% Central Government Securities 11/05/2036 | 3.97% | 7.49% |
| Export Import Bank of India - 7.35% - 27/07/2028 | 2.41% | 9.86% |
| Corporate Debt Market Development Fund - Class A2 | 0.50% | 0.58% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 14.9% means 14.9% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Sundaram Corporate Bond Fund
| Security | % of fund |
|---|---|
| Indian Railway Finance Corporation Ltd - 7.37% - 31/07/2029 | 6.41% |
| LIC Housing Finance Ltd - 7.7% - 16/05/2028 | 4.83% |
| Power Finance Corporation Ltd - 7.75% - 11/06/2030 | 4.83% |
| National Bank for Agriculture & Rural Development - 6.66% - 12/10/2028 | 4.75% |
| REC LTD - 7.46% - 30/06/2028 | 4.02% |
Largest holdings only in TRUSTMF Short Term Fund
| Security | % of fund |
|---|---|
| 7.74% LIC Housing Finance Limited (11/02/2028) | 7.60% |
| 7.7951% Bajaj Finance Limited (10/12/2027) | 7.59% |
| 6.95% REC Limited (18/02/2028) | 7.54% |
| 6.47% Indian Railway Finance Corporation Limited (30/05/2028) | 7.48% |
| Indian Bank (21/06/2027) | 7.24% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Sundaram Corporate Bond | TRUSTMF Short Term |
|---|---|---|
| Equity | 0.0% | 0.0% |
| Debt | 90.9% | 80.5% |
| Cash and others | 9.1% | 19.5% |
Sundaram Corporate Bond vs TRUSTMF Short Term: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Sundaram Corporate Bond Fund | TRUSTMF Short Term Fund |
|---|---|---|
| Total expense ratio (Direct) | 0.33% | 0.27% |
| Base expense ratio (Direct) | 0.27% | 0.20% |
| Total expense ratio (Regular) | 0.56% | 0.74% |
| Base expense ratio (Regular) | 0.47% | 0.62% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Compare Sundaram Corporate Bond with
Sundaram Corporate Bond Fund vs TRUSTMF Short Term Fund: Frequently Asked Questions
What is the difference between Sundaram Corporate Bond Fund and TRUSTMF Short Term Fund?
Sundaram Corporate Bond Fund is a Corporate Bond fund, TRUSTMF Short Term Fund is a Short Duration fund, run by Sundaram Mutual Fund and Trust Mutual Fund. Their portfolios overlap 14.9%. Sundaram Corporate Bond Fund charges 0.33% a year and TRUSTMF Short Term Fund 0.27%.
Which has given higher returns, Sundaram Corporate Bond Fund or TRUSTMF Short Term Fund?
Over 1 year: Sundaram Corporate Bond Fund +3.64%, TRUSTMF Short Term Fund +4.56%. Over 3 years: Sundaram Corporate Bond Fund +6.82% a year, TRUSTMF Short Term Fund +6.99% a year. Over 5 years: Sundaram Corporate Bond Fund +5.99% a year, TRUSTMF Short Term Fund +6.20% a year. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, Sundaram Corporate Bond Fund or TRUSTMF Short Term Fund?
TRUSTMF Short Term Fund charges less: 0.27% a year against 0.33%. These are the Direct plans' total expense ratios reported to AMFI.
How much do Sundaram Corporate Bond Fund and TRUSTMF Short Term Fund overlap?
14.9%. They hold 5 of the same securities, the largest shared ones being Small Industries Development Bank of India - 7.83% - 24/11/2028, National Bank for Agriculture & Rural Development - 7.48% - 15/09/2028, 6.94% Central Government Securities 11/05/2036. From each fund's latest monthly portfolio.
Which is better for SIP, Sundaram Corporate Bond Fund or TRUSTMF Short Term Fund?
Over the last 5 years, a monthly SIP of ₹10,000 from 01-10-2021 to 30-10-2026 grew to ₹7,14,802 in Sundaram Corporate Bond Fund (XIRR 6.2% a year) and ₹7,21,289 in TRUSTMF Short Term Fund (XIRR 6.5% a year). Both received 61 instalments. Past returns do not promise future returns.
Can I invest in both Sundaram Corporate Bond Fund and TRUSTMF Short Term Fund?
Yes. 14.9% of each fund's money sits in the same holdings, so some of the two investments would move together.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.