Sundaram Aggressive Hybrid Fund vs UTI Aggressive Hybrid Fund
Direct Plan, Growth option · Data as on 30-10-2026
Sundaram Aggressive Hybrid Fund and UTI Aggressive Hybrid Fund are both Aggressive Hybrid funds. In the 3 years to 30-10-2026, Sundaram Aggressive Hybrid Fund (Direct) returned 8.6% a year and UTI Aggressive Hybrid Fund (Direct) returned 10.1% a year. Sundaram Aggressive Hybrid Fund charges 1.15% a year and UTI Aggressive Hybrid Fund 1.33% (Direct plans). Their portfolios overlap 23.4%: they hold 18 of the same securities.
Sundaram Aggressive Hybrid Fund
Aggressive Hybrid
- 3 year return
- 8.6%
- Expense ratio
- 1.15%
- NAV
- ₹177.46
UTI Aggressive Hybrid Fund
Aggressive Hybrid
- 3 year return
- 10.1%
- Expense ratio
- 1.33%
- NAV
- ₹421.18
Which is better, Sundaram Aggressive Hybrid or UTI Aggressive Hybrid? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- UTI Aggressive Hybrid returned more over 3 years: 10.1% a year against 8.6%.
- UTI Aggressive Hybrid returned more over 1 year: −5.1% against −6.7%.
- Sundaram Aggressive Hybrid costs less: 1.15% a year against 1.33% (Direct plans).
- UTI Aggressive Hybrid swung less over 3 years: a standard deviation of 9.9% a year against 10.1%.
- UTI Aggressive Hybrid fell less in its worst fall since 03-01-2022: −12.1% against −13.1%.
- Sundaram Aggressive Hybrid is the larger fund: ₹8,793 Cr against ₹6,475 Cr.
- Their portfolios overlap 23.4%: 18 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Sundaram Aggressive Hybrid Fund | UTI Aggressive Hybrid Fund |
|---|---|---|
| Fund house | Sundaram Mutual Fund | UTI Mutual Fund |
| Category | Aggressive Hybrid | Aggressive Hybrid |
| AUM | ₹8,793 Cr (30-09-2026) | ₹6,475 Cr (30-09-2026) |
| NAV | ₹177.46 (Direct) | ₹421.18 (Direct) |
| Expense ratio (Direct) | 1.15% | 1.33% |
| Expense ratio (Regular) | 2.15% | 1.90% |
| Riskometer | High | Very High |
| Benchmark | CRISIL Hybrid 35+65 - Aggressive Index | CRISIL Hybrid 35+65 - Aggressive Index |
| Launch date | 01-01-2000 | 02-01-1995 |
| Minimum investment | New Investor/Existing – Rs.100/- for both Monthly IDCW and Growth Option and any amount thereafter under each Plan/ option. | Regular Plan-Growth- Rs.1000, Regular Plan - Growth-CanServe- Rs.1000, Regular Plan-Reinvestment of IDCW- Rs.5000, Regular Plan-Payout of IDCW- Rs.5000, Regular Plan-Payout of IDCW (Canserve)- Rs.5000, Direct Plan-Growth- Rs.1000, Direct Plan - Growth-Can |
| Lock in | None | None |
| Fund managers | Bharath S, Clyton Richard Fernandes, Kumaresh Ramakrishnan, Shalav Saket | V Srivatsa FM 1, Jaydeep Bhowal FM 2, Not Applicable FM 3 |
| Exit load | W.E.F Dec 31, 2021-Nil - If up to 25% of the units are redeemed, withdrawn by way of SWP or transferred by way of STP within 365 days from the date of allotment. Any redemption or withdrawals by way of SWP in excess of the above mentioned limit would be subject to exit load of 1% of the applicable NAV will be charged, if the units are redeemed within 365 days from the date of allotment. For redemption or withdrawal by way of SWP after 365 days from the date of allotment - Nil. Generally, the exit load will be calculated on First in First out (FIFO) basis. | Exit load of 1% if units in excess of 10% are redeemed or switched-out within 12 months |
Sundaram Aggressive Hybrid vs UTI Aggressive Hybrid: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Sundaram Aggressive Hybrid Fund (Direct) | −0.75% | −4.13% | −2.22% | −6.69% | +8.63% | -- | -- |
| UTI Aggressive Hybrid Fund (Direct) | −0.75% | −4.93% | −2.34% | −5.10% | +10.06% | +9.71% | +11.13% |
| Aggressive Hybrid average | −0.88% | −3.67% | −0.27% | −3.33% | +10.77% | +9.35% | +11.60% |
Category average: the average of the 29 Aggressive Hybrid funds, same plan type.
Sundaram Aggressive Hybrid vs UTI Aggressive Hybrid: Year-wise Returns
| Year | SundaramSundaram Aggressive Hybrid | UTIUTI Aggressive Hybrid |
|---|---|---|
| 2026to date | −6.76% | −6.91% |
| 2025 | +5.61% | +7.11% |
| 2024 | +18.46% | +20.45% |
| 2023 | +18.21% | +26.24% |
| 2022 | -- | +6.29% |
| 2021 | -- | +31.32% |
Sundaram Aggressive Hybrid vs UTI Aggressive Hybrid: Rolling Returns
Every holding period of both funds
Rolling returns
Every 3-year holding period, 449 of them, one for each trading day from 03-01-2025 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
Sundaram Aggressive Hybrid Fund (Direct)
UTI Aggressive Hybrid Fund (Direct)
to
Feb 2025Jun 2022
to
Jun 2025Oct 2022
to
Oct 2025Jan 2023
to
Jan 2026May 2023
to
May 2026Sept 2023
to
Sept 2026
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Sundaram Aggressive Hybrid | 0.0 | 0.0 | 8.7 | 77.5 | 13.8 | 0.0 | 0.0 | 13.0% | 13.2% | 7.6% | 18.2% |
| UTI Aggressive Hybrid | 0.0 | 0.0 | 4.5 | 26.3 | 61.7 | 7.6 | 0.0 | 15.9% | 16.4% | 8.9% | 21.8% |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. Every fund is measured over the days all of them have, from 03-01-2022. Past returns do not promise future returns.
Sundaram Aggressive Hybrid vs UTI Aggressive Hybrid: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 03-01-2022 to 30-10-2026: 58 instalments, ₹5,80,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| Sundaram Aggressive HybridSundaram Aggressive Hybrid Fund (Direct) | ₹5,80,000 | ₹6,75,172 | ₹95,172 | 6.2% |
| UTI Aggressive HybridUTI Aggressive Hybrid Fund (Direct) | ₹5,80,000 | ₹7,05,797 | ₹1,25,797 | 8.1% |
Sundaram Aggressive HybridSundaram Aggressive Hybrid Fund (Direct)
UTI Aggressive HybridUTI Aggressive Hybrid Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Sundaram Aggressive Hybrid vs UTI Aggressive Hybrid: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Sundaram Aggressive Hybrid Fund (Direct) | UTI Aggressive Hybrid Fund (Direct) |
|---|---|---|
| Return (CAGR) | −6.69% | −5.10% |
| Standard deviation | 10.70% | 10.03% |
| Sharpe ratio | -1.12 | -1.03 |
| Sortino ratio | -1.48 | -1.38 |
| Maximum drawdown | −11.6% (30-03-2026) | −10.7% (30-03-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Sundaram Aggressive Hybrid Fund (Direct) | UTI Aggressive Hybrid Fund (Direct) |
|---|---|---|
| Return (CAGR) | +8.63% | +10.06% |
| Standard deviation | 10.09% | 9.86% |
| Sharpe ratio | 0.26 | 0.41 |
| Sortino ratio | 0.35 | 0.56 |
| Maximum drawdown | −13.1% (28-02-2025) | −12.0% (03-03-2025) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Sundaram Aggressive Hybrid Fund (Direct) | UTI Aggressive Hybrid Fund (Direct) |
|---|---|---|
| Return (CAGR) | +7.60% | +11.95% |
| Standard deviation | 10.05% | 11.40% |
| Sharpe ratio | 0.17 | 0.52 |
| Sortino ratio | 0.23 | 0.69 |
| Maximum drawdown | −13.1% (28-02-2025) | −32.4% (23-03-2020) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 03-01-2022 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Sundaram Aggressive Hybrid Fund (Direct)
UTI Aggressive Hybrid Fund (Direct)
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Sundaram Aggressive Hybrid Fund (Direct) | −13.1% | 26-09-2024 | 28-02-2025 | 17-10-2025 | 8 months | −7.6% |
| UTI Aggressive Hybrid Fund (Direct) | −12.1% | 17-01-2022 | 20-06-2022 | 17-08-2022 | 58 days | −7.5% |
From daily values since 03-01-2022, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Sundaram Aggressive Hybrid Fund (Direct)
UTI Aggressive Hybrid Fund (Direct)
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 3-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Sundaram Aggressive Hybrid Fund (Direct)
UTI Aggressive Hybrid Fund (Direct)
Sundaram Aggressive Hybrid vs UTI Aggressive Hybrid: Portfolio Overlap
From each fund's latest monthly portfolio: Sundaram Aggressive Hybrid Fund, September 2026; UTI Aggressive Hybrid Fund, September 2026
Holdings in common
- Overlap
- 23.4%
- Held by both
- 18
- Only in Sundaram Aggressive Hybrid
- 100
- Only in UTI Aggressive Hybrid
- 100
| Security | % of Sundaram Aggressive Hybrid | % of UTI Aggressive Hybrid |
|---|---|---|
| ICICI Bank Ltd | 4.93% | 5.42% |
| Reliance Industries Ltd | 3.66% | 3.93% |
| Larsen & Toubro Ltd | 3.36% | 3.02% |
| HDFC Bank Ltd | 2.90% | 6.02% |
| Bharti Airtel Ltd | 3.29% | 2.21% |
| Mahindra & Mahindra Ltd | 1.54% | 1.46% |
| Vedanta Aluminium Metal Ltd | 1.44% | 1.26% |
| Interglobe Aviation Ltd | 0.88% | 1.13% |
| 6.48% Central Government Securities 06/10/2035 | 2.82% | 0.75% |
| National Bank for Agriculture & Rural Development - 7.44% - 17/07/2029 | 0.51% | 0.76% |
| 6.94% Central Government Securities 11/05/2036 | 0.45% | 0.38% |
| Small Industries Development Bank of India - 7.04% - 09/02/2029 | 0.34% | 0.35% |
| National Bank for Agriculture & Rural Development - 7.16% - 14/12/2029 | 0.28% | 0.57% |
| National Bank for Agriculture & Rural Development - 6.85% - 19/01/2029 | 0.28% | 0.76% |
| Indian Railway Finance Corporation Ltd - 7.46% - 18/06/2029 | 0.17% | 0.38% |
| Bajaj Finance Ltd - 7.11% - 10/07/2028 | 0.17% | 0.38% |
| 7.18% Government Securities - 24/07/2037 | 0.34% | 0.15% |
| Cholamandalam Investment and Finance Company Ltd - 7.38% - 28/05/2027 | 0.11% | 0.08% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 23.4% means 23.4% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Sundaram Aggressive Hybrid Fund
| Security | % of fund |
|---|---|
| Eternal Ltd (Previously Zomato Ltd) | 2.61% |
| TVS Motor Company Ltd | 2.12% |
| Kotak Mahindra Bank Ltd | 2.10% |
| Cholamandalam Investment and Finance Company Ltd | 1.82% |
| One 97 Communications Ltd | 1.76% |
Largest holdings only in UTI Aggressive Hybrid Fund
| Security | % of fund |
|---|---|
| EQ - INFOSYS LTD. | 3.55% |
| EQ - STATE BANK OF INDIA | 2.90% |
| EQ - ITC LTD. | 2.59% |
| 6.90% GSEC MAT - 15/04/2065 | 2.45% |
| 7.24% GSEC MAT- 18/08/2055 | 2.37% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Sundaram Aggressive Hybrid | UTI Aggressive Hybrid |
|---|---|---|
| Equity | 71.3% | 70.0% |
| Debt | 20.4% | 22.2% |
| Cash and others | 8.3% | 7.9% |
Market cap of stocks
| Market cap | Sundaram Aggressive Hybrid | UTI Aggressive Hybrid |
|---|---|---|
| Large Cap | 40.0% | 46.1% |
| Mid Cap | 16.4% | 12.7% |
| Small Cap | 13.1% | 10.9% |
| Not on AMFI's list | 1.7% | 0.3% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | Sundaram Aggressive Hybrid | UTI Aggressive Hybrid |
|---|---|---|
| Banks | 9.9% | 15.6% |
| Finance | 6.0% | 3.2% |
| Automobiles | 5.6% | 2.9% |
| IT - Software | 0.0% | 5.5% |
| Pharmaceuticals & Biotechnology | 5.2% | 4.8% |
| It - Software | 4.4% | 0.0% |
| Petroleum Products | 3.7% | 3.9% |
| Construction | 3.4% | 3.8% |
The six largest sectors of each fund's stocks, % of the fund.
Sundaram Aggressive Hybrid vs UTI Aggressive Hybrid: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Sundaram Aggressive Hybrid Fund | UTI Aggressive Hybrid Fund |
|---|---|---|
| Total expense ratio (Direct) | 1.15% | 1.33% |
| Base expense ratio (Direct) | 0.64% | 1.03% |
| Total expense ratio (Regular) | 2.15% | 1.90% |
| Base expense ratio (Regular) | 1.52% | 1.54% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Compare Sundaram Aggressive Hybrid with
Sundaram Aggressive Hybrid Fund vs UTI Aggressive Hybrid Fund: Frequently Asked Questions
What is the difference between Sundaram Aggressive Hybrid Fund and UTI Aggressive Hybrid Fund?
Both are Aggressive Hybrid funds, run by Sundaram Mutual Fund and UTI Mutual Fund. Their portfolios overlap 23.4%. Sundaram Aggressive Hybrid Fund charges 1.15% a year and UTI Aggressive Hybrid Fund 1.33%.
Which has given higher returns, Sundaram Aggressive Hybrid Fund or UTI Aggressive Hybrid Fund?
Over 1 year: Sundaram Aggressive Hybrid Fund −6.69%, UTI Aggressive Hybrid Fund −5.10%. Over 3 years: Sundaram Aggressive Hybrid Fund +8.63% a year, UTI Aggressive Hybrid Fund +10.06% a year. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, Sundaram Aggressive Hybrid Fund or UTI Aggressive Hybrid Fund?
Sundaram Aggressive Hybrid Fund charges less: 1.15% a year against 1.33%. These are the Direct plans' total expense ratios reported to AMFI.
How much do Sundaram Aggressive Hybrid Fund and UTI Aggressive Hybrid Fund overlap?
23.4%. They hold 18 of the same securities, the largest shared ones being ICICIBANK, RELIANCE, LT. From each fund's latest monthly portfolio.
Which is riskier, Sundaram Aggressive Hybrid Fund or UTI Aggressive Hybrid Fund?
On SEBI's riskometer, Sundaram Aggressive Hybrid Fund is rated High and UTI Aggressive Hybrid Fund Very High. Over 3 years, the standard deviation of daily returns was 10.09% and 9.86% a year.
Which is better for SIP, Sundaram Aggressive Hybrid Fund or UTI Aggressive Hybrid Fund?
Over the last 3 years, a monthly SIP of ₹10,000 from 03-10-2023 to 30-10-2026 grew to ₹3,78,335 in Sundaram Aggressive Hybrid Fund (XIRR 1.4% a year) and ₹3,83,148 in UTI Aggressive Hybrid Fund (XIRR 2.2% a year). Both received 37 instalments. Past returns do not promise future returns.
Can I invest in both Sundaram Aggressive Hybrid Fund and UTI Aggressive Hybrid Fund?
Yes. 23.4% of each fund's money sits in the same holdings, so some of the two investments would move together.
Who manages Sundaram Aggressive Hybrid Fund and UTI Aggressive Hybrid Fund?
Sundaram Aggressive Hybrid Fund: Bharath S, Clyton Richard Fernandes, Kumaresh Ramakrishnan, Shalav Saket. UTI Aggressive Hybrid Fund: V Srivatsa FM 1, Jaydeep Bhowal FM 2, Not Applicable FM 3.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.