Shriram Aggressive Hybrid Fund vs Shriram Balanced Advantage Fund
Direct Plan, Growth option · Data as on 30-10-2026
Shriram Aggressive Hybrid Fund is an Aggressive Hybrid fund and Shriram Balanced Advantage Fund is a Balanced Advantage fund. In the 3 years to 30-10-2026, Shriram Aggressive Hybrid Fund (Direct) returned 8.7% a year and Shriram Balanced Advantage Fund (Direct) returned 6.0% a year. Shriram Aggressive Hybrid Fund charges 0.87% a year and Shriram Balanced Advantage Fund 0.90% (Direct plans). Their portfolios overlap 80.5%: they hold 73 of the same securities.
Shriram Aggressive Hybrid Fund
Aggressive Hybrid
- 3 year return
- 8.7%
- Expense ratio
- 0.87%
- NAV
- ₹35.80
Shriram Balanced Advantage Fund
Balanced Advantage
- 3 year return
- 6.0%
- Expense ratio
- 0.90%
- NAV
- ₹18.32
Which is better, Shriram Aggressive Hybrid or Shriram Balanced Advantage? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- Shriram Aggressive Hybrid returned more over 5 years: 7.5% a year against 6.0%.
- Shriram Aggressive Hybrid returned more over 3 years: 8.7% a year against 6.0%.
- Shriram Aggressive Hybrid costs less: 0.87% a year against 0.90% (Direct plans).
- Shriram Balanced Advantage swung less over 3 years: a standard deviation of 10.0% a year against 10.9%.
- Shriram Balanced Advantage fell less in its worst fall since 12-07-2019: −14.6% against −25.7%.
- Shriram Aggressive Hybrid is the larger fund: ₹50 Cr against ₹41 Cr.
- Their portfolios overlap 80.5%: 73 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Shriram Aggressive Hybrid Fund | Shriram Balanced Advantage Fund |
|---|---|---|
| Fund house | Shriram Mutual Fund | Shriram Mutual Fund |
| Category | Aggressive Hybrid | Balanced Advantage |
| AUM | ₹50 Cr (30-09-2026) | ₹41 Cr (30-09-2026) |
| NAV | ₹35.80 (Direct) | ₹18.32 (Direct) |
| Expense ratio (Direct) | 0.87% | 0.90% |
| Expense ratio (Regular) | 2.47% | 2.57% |
| Riskometer | Very High | Very High |
| Benchmark | CRISIL Hybrid 35+65 - Aggressive Index | CRISIL Hybrid 50+50 - Moderate Index |
| Launch date | 29-11-2013 | 05-07-2019 |
| Minimum investment | ₹500 | ₹500 |
| Lock in | None | None |
| Fund managers | Hitesh Savanth, Prateek Nigudkar, Amit Modani | Hitesh Savanth, Prateek Nigudkar, Amit Modani |
| Exit load | Exit Load for units in excess of 12% of the investment,1% will be charged for redemption within 90 days. | Exit Load for units in excess of 12% of the investment,1% will be charged for redemption within 90 days. |
Shriram Aggressive Hybrid vs Shriram Balanced Advantage: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Shriram Aggressive Hybrid Fund (Direct) | −0.39% | −4.34% | −1.16% | −3.58% | +8.71% | +7.51% | +9.58% |
| Shriram Balanced Advantage Fund (Direct) | +0.07% | −3.87% | −1.76% | −4.97% | +6.02% | +6.03% | -- |
| Aggressive Hybrid average | −0.88% | −3.67% | −0.27% | −3.33% | +10.77% | +9.35% | +11.60% |
| Balanced Advantage average | −0.55% | −2.88% | +0.08% | −2.08% | +9.14% | +8.35% | -- |
Category average: the average of the 29 Aggressive Hybrid funds and the 38 Balanced Advantage funds, same plan type.
Shriram Aggressive Hybrid vs Shriram Balanced Advantage: Year-wise Returns
| Year | Aggressive HybridShriram Aggressive Hybrid | Balanced AdvantageShriram Balanced Advantage |
|---|---|---|
| 2026to date | −4.52% | −6.00% |
| 2025 | +4.02% | +1.23% |
| 2024 | +15.06% | +11.41% |
| 2023 | +22.83% | +21.45% |
| 2022 | +3.16% | +4.57% |
| 2021 | +16.74% | +11.46% |
Shriram Aggressive Hybrid vs Shriram Balanced Advantage: Rolling Returns
Every holding period of both funds
Rolling returns
Every 3-year holding period, 1,058 of them, one for each trading day from 12-07-2022 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
Shriram Aggressive Hybrid Fund (Direct)
Shriram Balanced Advantage Fund (Direct)
to
Nov 2022Aug 2020
to
Aug 2023May 2021
to
May 2024Jan 2022
to
Jan 2025Oct 2022
to
Oct 2025Jun 2023
to
Jun 2026
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Shriram Aggressive Hybrid | 0.0 | 0.0 | 3.8 | 71.1 | 25.0 | 0.2 | 0.0 | 13.5% | 13.4% | 8.0% | 20.7% |
| Shriram Balanced Advantage | 0.0 | 0.0 | 25.0 | 74.2 | 0.9 | 0.0 | 0.0 | 11.2% | 11.3% | 5.3% | 15.4% |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. Every fund is measured over the days all of them have, from 12-07-2019. Past returns do not promise future returns.
Shriram Aggressive Hybrid vs Shriram Balanced Advantage: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 01-07-2019 to 30-10-2026: 88 instalments, ₹8,80,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| Shriram Aggressive HybridShriram Aggressive Hybrid Fund (Direct) | ₹8,80,000 | ₹12,32,808 | ₹3,52,808 | 9.0% |
| Shriram Balanced AdvantageShriram Balanced Advantage Fund (Direct) | ₹8,80,000 | ₹11,27,435 | ₹2,47,435 | 6.7% |
Shriram Aggressive HybridShriram Aggressive Hybrid Fund (Direct)
Shriram Balanced AdvantageShriram Balanced Advantage Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Shriram Aggressive Hybrid vs Shriram Balanced Advantage: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Shriram Aggressive Hybrid Fund (Direct) | Shriram Balanced Advantage Fund (Direct) |
|---|---|---|
| Return (CAGR) | −3.58% | −4.97% |
| Standard deviation | 9.78% | 9.02% |
| Sharpe ratio | -0.90 | -1.13 |
| Sortino ratio | -1.21 | -1.51 |
| Maximum drawdown | −10.1% (30-03-2026) | −9.7% (30-03-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Shriram Aggressive Hybrid Fund (Direct) | Shriram Balanced Advantage Fund (Direct) |
|---|---|---|
| Return (CAGR) | +8.71% | +6.02% |
| Standard deviation | 10.87% | 10.03% |
| Sharpe ratio | 0.25 | -0.00 |
| Sortino ratio | 0.32 | -0.00 |
| Maximum drawdown | −16.2% (28-02-2025) | −13.7% (28-02-2025) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Shriram Aggressive Hybrid Fund (Direct) | Shriram Balanced Advantage Fund (Direct) |
|---|---|---|
| Return (CAGR) | +7.51% | +6.03% |
| Standard deviation | 10.75% | 9.10% |
| Sharpe ratio | 0.16 | 0.03 |
| Sortino ratio | 0.21 | 0.03 |
| Maximum drawdown | −16.2% (28-02-2025) | −13.7% (28-02-2025) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 29-10-2021 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Shriram Aggressive Hybrid Fund (Direct) | Shriram Balanced Advantage Fund (Direct) |
|---|---|---|
| Return (CAGR) | +10.40% | +8.63% |
| Standard deviation | 11.21% | 9.11% |
| Sharpe ratio | 0.40 | 0.38 |
| Sortino ratio | 0.54 | 0.51 |
| Maximum drawdown | −25.7% (23-03-2020) | −14.6% (23-03-2020) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 06-12-2013 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Shriram Aggressive Hybrid Fund (Direct)
Shriram Balanced Advantage Fund (Direct)
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Shriram Aggressive Hybrid Fund (Direct) | −25.7% | 12-02-2020 | 23-03-2020 | 04-11-2020 | 7 months | −6.4% |
| Shriram Balanced Advantage Fund (Direct) | −14.6% | 13-02-2020 | 23-03-2020 | 09-07-2020 | 4 months | −9.2% |
From daily values since 12-07-2019, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Shriram Aggressive Hybrid Fund (Direct)
Shriram Balanced Advantage Fund (Direct)
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 3-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Shriram Aggressive Hybrid Fund (Direct)
Shriram Balanced Advantage Fund (Direct)
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 5-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Shriram Aggressive Hybrid Fund (Direct)
Shriram Balanced Advantage Fund (Direct)
Shriram Aggressive Hybrid vs Shriram Balanced Advantage: Portfolio Overlap
From each fund's latest monthly portfolio: Shriram Aggressive Hybrid Fund, September 2026; Shriram Balanced Advantage Fund, September 2026
Holdings in common
- Overlap
- 80.5%
- Held by both
- 73
- Only in Shriram Aggressive Hybrid
- 14
- Only in Shriram Balanced Advantage
- 4
| Security | % of Shriram Aggressive Hybrid | % of Shriram Balanced Advantage |
|---|---|---|
| BANK OF BARODA CD RED 12-02-27 | 6.87% | 5.96% |
| 8.54% REC LTD NCD RED 15-11-28 | 5.50% | 6.16% |
| 6.54% GOVT OF INDIA RED 17-01-2032 | 5.99% | 4.85% |
| UNION BANK OF INDIA CD RED 22-02-2027 | 5.88% | 4.76% |
| HDFC Bank Ltd. | 4.32% | 4.97% |
| ICICI Bank Ltd. | 3.92% | 4.09% |
| Reliance Industries Ltd. | 3.41% | 3.99% |
| Bharti Airtel Ltd. | 3.14% | 2.85% |
| Mahindra & Mahindra Ltd. | 2.53% | 2.50% |
| State Bank of India | 2.31% | 3.06% |
| Axis Bank Ltd. | 3.69% | 2.27% |
| ITC Ltd. | 1.86% | 2.30% |
| Sun Pharmaceutical Industries Ltd. | 1.78% | 2.39% |
| Bajaj Holdings & Investment Ltd. | 1.52% | 1.56% |
| Eternal Ltd. | 1.37% | 1.29% |
| SBI Life Insurance Company Ltd. | 1.75% | 1.28% |
| InterGlobe Aviation Ltd. | 1.15% | 1.45% |
| Larsen & Toubro Ltd. | 1.56% | 1.10% |
| Infosys Ltd. | 1.10% | 1.97% |
| Tata Consultancy Services Ltd. | 1.28% | 1.08% |
| Maruti Suzuki India Ltd. | 1.05% | 1.08% |
| VARUN BEVERAGES LIMITED | 1.22% | 1.03% |
| NTPC Ltd. | 1.22% | 1.02% |
| Kotak Mahindra Bank Ltd. | 0.96% | 1.46% |
| Cipla Ltd. | 0.81% | 0.87% |
| Bharat Electronics Ltd. | 0.80% | 1.50% |
| R R Kabel Ltd. | 0.78% | 0.83% |
| Ambuja Cements Ltd. | 0.78% | 0.95% |
| Adani Ports & Special Economic Zone Ltd. | 0.76% | 0.82% |
| Kalpataru Projects International Ltd. | 0.76% | 0.84% |
| Oil India Ltd. | 0.84% | 0.75% |
| Rainbow Children's Medicare Ltd. | 0.75% | 0.91% |
| HCL Technologies Ltd. | 0.74% | 1.77% |
| Canara Robeco Asset Mgmt Co Ltd. | 0.82% | 0.73% |
| Sapphire Foods India Ltd. | 0.70% | 0.74% |
| Eicher Motors Ltd. | 0.87% | 0.68% |
| TVS Motor Company Ltd. | 1.14% | 0.67% |
| Premier Energies Ltd. | 0.75% | 0.67% |
| Kirloskar Oil Engines Ltd. | 0.67% | 0.76% |
| Samhi Hotels Ltd. | 0.75% | 0.65% |
| Ajanta Pharma Ltd. | 0.63% | 0.65% |
| Power Grid Corporation of India Ltd. | 0.59% | 1.06% |
| Dodla Dairy Ltd. | 0.56% | 0.58% |
| Oil & Natural Gas Corporation Ltd. | 0.55% | 0.59% |
| Deepak Fertilizers & Petrochem Corp Ltd. | 0.71% | 0.53% |
| REC Ltd. | 0.65% | 0.46% |
| NMDC Ltd. | 0.46% | 0.44% |
| Tata Motors Ltd. | 0.61% | 0.42% |
| Bharat Petroleum Corporation Ltd. | 0.48% | 0.41% |
| LT Foods Ltd. | 0.41% | 0.50% |
| Metropolis Healthcare Ltd. | 0.41% | 0.37% |
| Sagility Ltd. | 0.40% | 0.37% |
| TIPS Music Ltd. | 0.34% | 0.37% |
| Emami Ltd. | 0.44% | 0.33% |
| DLF Ltd. | 0.43% | 0.33% |
| HDFC Life Insurance Company Ltd. | 0.34% | 0.26% |
| Marico Ltd. | 0.84% | 0.25% |
| Delhivery Ltd. | 0.35% | 0.25% |
| Cohance Lifesciences Ltd. | 0.25% | 0.30% |
| Juniper Green Energy Ltd. | 0.25% | 0.26% |
| Sona BLW Precision Forgings Ltd. | 0.23% | 0.27% |
| Swiggy Ltd. | 0.27% | 0.22% |
| GMR Airports Ltd. | 0.25% | 0.20% |
| Coal India Ltd. | 0.21% | 0.20% |
| Apollo Hospitals Enterprise Ltd. | 0.20% | 0.20% |
| Coromandel International Ltd. | 0.20% | 0.41% |
| PB Fintech Ltd. | 0.19% | 0.21% |
| Power Mech Projects Ltd. | 0.16% | 0.19% |
| Siemens Ltd. | 0.38% | 0.13% |
| Krsnaa Diagnostics Ltd. | 0.11% | 0.13% |
| KFIN Technologies Ltd. | 0.43% | 0.05% |
| LG Electronics India Ltd. | 0.03% | 0.03% |
| SBI Funds Management Ltd. | 0.02% | 0.02% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 80.5% means 80.5% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Shriram Aggressive Hybrid Fund
| Security | % of fund |
|---|---|
| Coforge Ltd. | 1.26% |
| Hindalco Industries Ltd. | 1.13% |
| Mold-Tek Packaging Ltd. | 0.78% |
| Tata Steel Ltd. | 0.77% |
| Aurobindo Pharma Ltd. | 0.75% |
Largest holdings only in Shriram Balanced Advantage Fund
| Security | % of fund |
|---|---|
| Divi's Laboratories Ltd. | 0.64% |
| EID Parry India Ltd. | 0.51% |
| Muthoot Finance Ltd. | 0.28% |
| Hindustan Petroleum Corporation Ltd. | 0.05% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Shriram Aggressive Hybrid | Shriram Balanced Advantage |
|---|---|---|
| Equity | 74.0% | 69.4% |
| Debt | 24.2% | 21.7% |
| Cash and others | 1.7% | 8.9% |
Market cap of stocks
| Market cap | Shriram Aggressive Hybrid | Shriram Balanced Advantage |
|---|---|---|
| Large Cap | 53.4% | 54.5% |
| Mid Cap | 8.4% | 4.6% |
| Small Cap | 12.0% | 9.9% |
| Not on AMFI's list | 0.3% | 0.3% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | Shriram Aggressive Hybrid | Shriram Balanced Advantage |
|---|---|---|
| Banks | 15.2% | 15.8% |
| Automobiles | 5.6% | 4.9% |
| Pharmaceuticals & Biotechnology | 4.2% | 4.8% |
| IT - Software | 4.4% | 4.8% |
| Petroleum Products | 3.9% | 4.5% |
| Telecom - Services | 3.1% | 2.9% |
The six largest sectors of each fund's stocks, % of the fund.
Shriram Aggressive Hybrid vs Shriram Balanced Advantage: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Shriram Aggressive Hybrid Fund | Shriram Balanced Advantage Fund |
|---|---|---|
| Total expense ratio (Direct) | 0.87% | 0.90% |
| Base expense ratio (Direct) | 0.68% | 0.64% |
| Total expense ratio (Regular) | 2.47% | 2.57% |
| Base expense ratio (Regular) | 2.08% | 2.09% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Compare Shriram Aggressive Hybrid with
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Shriram Aggressive Hybrid Fund vs Shriram Balanced Advantage Fund: Frequently Asked Questions
What is the difference between Shriram Aggressive Hybrid Fund and Shriram Balanced Advantage Fund?
Shriram Aggressive Hybrid Fund is an Aggressive Hybrid fund, Shriram Balanced Advantage Fund is a Balanced Advantage fund, run by Shriram Mutual Fund. Their portfolios overlap 80.5%. Shriram Aggressive Hybrid Fund charges 0.87% a year and Shriram Balanced Advantage Fund 0.90%.
Which has given higher returns, Shriram Aggressive Hybrid Fund or Shriram Balanced Advantage Fund?
Over 1 year: Shriram Aggressive Hybrid Fund −3.58%, Shriram Balanced Advantage Fund −4.97%. Over 3 years: Shriram Aggressive Hybrid Fund +8.71% a year, Shriram Balanced Advantage Fund +6.02% a year. Over 5 years: Shriram Aggressive Hybrid Fund +7.51% a year, Shriram Balanced Advantage Fund +6.03% a year. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, Shriram Aggressive Hybrid Fund or Shriram Balanced Advantage Fund?
Shriram Aggressive Hybrid Fund charges less: 0.87% a year against 0.90%. These are the Direct plans' total expense ratios reported to AMFI.
How much do Shriram Aggressive Hybrid Fund and Shriram Balanced Advantage Fund overlap?
80.5%. They hold 73 of the same securities, the largest shared ones being BANK OF BARODA CD RED 12-02-27, 8.54% REC LTD NCD RED 15-11-28, 6.54% GOVT OF INDIA RED 17-01-2032. From each fund's latest monthly portfolio.
Which is riskier, Shriram Aggressive Hybrid Fund or Shriram Balanced Advantage Fund?
On SEBI's riskometer, Shriram Aggressive Hybrid Fund is rated Very High and Shriram Balanced Advantage Fund Very High. Over 3 years, the standard deviation of daily returns was 10.87% and 10.03% a year.
Which is better for SIP, Shriram Aggressive Hybrid Fund or Shriram Balanced Advantage Fund?
Over the last 5 years, a monthly SIP of ₹10,000 from 01-10-2021 to 30-10-2026 grew to ₹7,21,647 in Shriram Aggressive Hybrid Fund (XIRR 6.6% a year) and ₹6,79,794 in Shriram Balanced Advantage Fund (XIRR 4.2% a year). Both received 61 instalments. Past returns do not promise future returns.
Can I invest in both Shriram Aggressive Hybrid Fund and Shriram Balanced Advantage Fund?
Yes. 80.5% of each fund's money sits in the same holdings, so a large part of the two investments would move together.
Who manages Shriram Aggressive Hybrid Fund and Shriram Balanced Advantage Fund?
Shriram Aggressive Hybrid Fund: Hitesh Savanth, Prateek Nigudkar, Amit Modani. Shriram Balanced Advantage Fund: Hitesh Savanth, Prateek Nigudkar, Amit Modani.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.