SBI Quality Fund vs UTI Nifty 200 Quality 30 Index Fund
Direct Plan, Growth option · Data as on 29-10-2026
SBI Quality Fund is a Thematic fund and UTI Nifty 200 Quality 30 Index Fund is an Index fund. SBI Quality Fund charges 1.34% a year and UTI Nifty 200 Quality 30 Index Fund 0.66% (Direct plans). Their portfolios overlap 29.9%: they hold 10 of the same securities.
UTI Nifty 200 Quality 30 Index Fund
Index
- Expense ratio
- 0.66%
- NAV
- ₹8.36
Which is better, SBI Quality or UTI Nifty 200 Quality 30 Index? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- UTI Nifty 200 Quality 30 Index costs less: 0.66% a year against 1.34% (Direct plans).
- SBI Quality fell less in its worst fall since 23-02-2026: −10.4% against −12.0%.
- SBI Quality holds 3.1% of the fund in foreign stocks; UTI Nifty 200 Quality 30 Index 0.0%.
- UTI Nifty 200 Quality 30 Index holds more in large companies: 73.1% of the fund in large caps against 52.2%.
- SBI Quality is the larger fund: ₹2,578 Cr against ₹500 Cr.
- Their portfolios overlap 29.9%: 10 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | SBI Quality Fund | UTI Nifty 200 Quality 30 Index Fund |
|---|---|---|
| Fund house | SBI Mutual Fund | UTI Mutual Fund |
| Category | Thematic | Index |
| AUM | ₹2,578 Cr (30-09-2026) | ₹500 Cr (30-09-2026) |
| NAV | ₹10.29 (Direct) | ₹8.36 (Direct) |
| Expense ratio (Direct) | 1.34% | 0.66% |
| Expense ratio (Regular) | 2.42% | 1.11% |
| Riskometer | Very High | Very High |
| Benchmark | Nifty 200 Quality 30 TRI | Nifty 200 Quality 30 TRI |
| Launch date | 17-02-2026 | 20-09-2024 |
| Minimum investment | ₹5,000 | ₹1,000 |
| Lock in | None | None |
| Fund managers | Anup Upadhyay | Sharwan Kumar Goyal FM 1, Ayush Jain FM 2, Lokesh Kulthia FM 3 |
| Exit load | Exit load of 1%, if redeemed within 6 months. | Nil |
SBI Quality vs UTI Nifty 200 Quality 30 Index: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| SBI Quality Fund (Direct) | −2.44% | −3.22% | +3.73% | -- | -- | -- | -- |
| UTI Nifty 200 Quality 30 Index Fund (Direct) | +0.08% | −8.10% | −5.36% | −9.40% | -- | -- | -- |
| Thematic average | −2.09% | −4.52% | +0.86% | -- | -- | -- | -- |
Category average: the average of the 235 Thematic funds, same plan type.
SBI Quality vs UTI Nifty 200 Quality 30 Index: Year-wise Returns
| Year | SBI QualitySBI Quality | UTI Nifty 200 Quality 30 IndexUTI Nifty 200 Quality 30 Index | NIFTY200 Quality 30 TRI |
|---|---|---|---|
| 2026to date | -- | −10.63% | −10.38% |
| 2025 | -- | +4.18% | +4.68% |
SBI Quality vs UTI Nifty 200 Quality 30 Index: Rolling Returns
Every holding period of both funds, against NIFTY200 Quality 30 TRI, the benchmark of both
SBI Quality vs UTI Nifty 200 Quality 30 Index: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | SBI Quality Fund (Direct) | UTI Nifty 200 Quality 30 Index Fund (Direct) |
|---|---|---|
| Return (CAGR) | +4.77% | −8.52% |
| Standard deviation | 13.57% | 13.68% |
| Sharpe ratio | -0.03 | -1.04 |
| Sortino ratio | -0.04 | -1.39 |
| Maximum drawdown | −10.4% (23-10-2026) | −22.6% (04-03-2025) |
| Beta | 0.80 | 1.00 |
| Alpha | +10.71% | −0.47% |
From daily NAVs, 23-02-2026 to 29-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
SBI Quality Fund (Direct)
UTI Nifty 200 Quality 30 Index Fund (Direct)
NIFTY200 Quality 30 TRI
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| SBI Quality Fund (Direct) | −10.4% | 31-08-2026 | 23-10-2026 | Not yet | -- | −7.5% |
| UTI Nifty 200 Quality 30 Index Fund (Direct) | −12.0% | 10-08-2026 | 08-10-2026 | Not yet | -- | −9.9% |
| NIFTY200 Quality 30 TRI | −12.0% | 10-08-2026 | 08-10-2026 | Not yet | -- | −9.9% |
From daily values since 23-02-2026, the first day every fund has.
SBI Quality vs UTI Nifty 200 Quality 30 Index: Portfolio Overlap
From each fund's latest monthly portfolio: SBI Quality Fund, September 2026; UTI Nifty 200 Quality 30 Index Fund, September 2026
Holdings in common
- Overlap
- 29.9%
- Held by both
- 10
- Only in SBI Quality
- 37
- Only in UTI Nifty 200 Quality 30 Index
- 20
| Security | % of SBI Quality | % of UTI Nifty 200 Quality 30 Index |
|---|---|---|
| Nestle India Ltd. | 5.16% | 4.97% |
| Bajaj Auto Ltd. | 5.59% | 4.38% |
| Hindustan Aeronautics Ltd. | 3.75% | 3.77% |
| Dixon Technologies (India) Ltd. | 3.34% | 4.05% |
| Solar Industries India Ltd. | 4.13% | 3.16% |
| Marico Ltd. | 3.93% | 3.09% |
| Hindustan Zinc Ltd. | 2.99% | 3.19% |
| Persistent Systems Ltd. | 2.15% | 2.99% |
| Oracle Financial Services Software Ltd. | 1.33% | 2.19% |
| Cummins India Ltd. | 0.70% | 3.00% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 29.9% means 29.9% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in SBI Quality Fund
| Security | % of fund |
|---|---|
| Pearl Global Industries Ltd. | 2.93% |
| TVS Motor Company Ltd. | 2.78% |
| Powerica Ltd. | 2.25% |
| City Union Bank Ltd. | 2.18% |
| Ajanta Pharma Ltd. | 2.15% |
Largest holdings only in UTI Nifty 200 Quality 30 Index Fund
| Security | % of fund |
|---|---|
| EQ - TATA CONSULTANCY SERVICES LTD. | 5.10% |
| EQ - INFOSYS LTD. | 4.93% |
| EQ - BHARAT ELECTRONICS LTD. | 4.91% |
| EQ - ITC LTD. | 4.74% |
| EQ - HCL TECHNOLOGIES LTD. | 4.67% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | SBI Quality | UTI Nifty 200 Quality 30 Index |
|---|---|---|
| Equity | 95.2% | 100.3% |
| Debt | 0.4% | 0.0% |
| Cash and others | 4.5% | -0.3% |
Market cap of stocks
| Market cap | SBI Quality | UTI Nifty 200 Quality 30 Index |
|---|---|---|
| Large Cap | 52.2% | 73.1% |
| Mid Cap | 19.7% | 25.1% |
| Small Cap | 18.2% | 2.2% |
| Foreign stocks | 3.1% | 0.0% |
| Not on AMFI's list | 2.0% | 0.0% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | SBI Quality | UTI Nifty 200 Quality 30 Index |
|---|---|---|
| IT - Software | 6.8% | 24.3% |
| Automobiles | 10.3% | 7.8% |
| Diversified FMCG | 0.0% | 9.2% |
| Consumer Durables | 5.2% | 9.2% |
| Food Products | 5.2% | 9.0% |
| Aerospace & Defense | 3.8% | 8.7% |
| Pharmaceuticals & Biotechnology | 8.3% | 0.0% |
| Banks | 8.1% | 0.0% |
| Agricultural Food & other Products | 6.8% | 3.1% |
| Electrical Equipment | 6.0% | 0.0% |
The six largest sectors of each fund's stocks, % of the fund.
SBI Quality vs UTI Nifty 200 Quality 30 Index: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | SBI Quality Fund | UTI Nifty 200 Quality 30 Index Fund |
|---|---|---|
| Total expense ratio (Direct) | 1.34% | 0.66% |
| Base expense ratio (Direct) | 0.77% | 0.48% |
| Total expense ratio (Regular) | 2.42% | 1.11% |
| Base expense ratio (Regular) | 1.70% | 0.88% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
SBI Quality Fund vs UTI Nifty 200 Quality 30 Index Fund: Frequently Asked Questions
What is the difference between SBI Quality Fund and UTI Nifty 200 Quality 30 Index Fund?
SBI Quality Fund is a Thematic fund, UTI Nifty 200 Quality 30 Index Fund is an Index fund, run by SBI Mutual Fund and UTI Mutual Fund. Their portfolios overlap 29.9%. SBI Quality Fund charges 1.34% a year and UTI Nifty 200 Quality 30 Index Fund 0.66%.
Which has the lower expense ratio, SBI Quality Fund or UTI Nifty 200 Quality 30 Index Fund?
UTI Nifty 200 Quality 30 Index Fund charges less: 0.66% a year against 1.34%. These are the Direct plans' total expense ratios reported to AMFI.
How much do SBI Quality Fund and UTI Nifty 200 Quality 30 Index Fund overlap?
29.9%. They hold 10 of the same securities, the largest shared ones being NESTLEIND, BAJAJ-AUTO, HAL. From each fund's latest monthly portfolio.
Which is riskier, SBI Quality Fund or UTI Nifty 200 Quality 30 Index Fund?
On SEBI's riskometer, SBI Quality Fund is rated Very High and UTI Nifty 200 Quality 30 Index Fund Very High. Over their common history, the standard deviation of daily returns was 13.57% and 13.68% a year.
Can I invest in both SBI Quality Fund and UTI Nifty 200 Quality 30 Index Fund?
Yes. 29.9% of each fund's money sits in the same holdings, so some of the two investments would move together.
Who manages SBI Quality Fund and UTI Nifty 200 Quality 30 Index Fund?
SBI Quality Fund: Anup Upadhyay. UTI Nifty 200 Quality 30 Index Fund: Sharwan Kumar Goyal FM 1, Ayush Jain FM 2, Lokesh Kulthia FM 3.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.