SBI Long Term Advantage Fund - Series VI vs Sundaram Flexicap Fund
Direct Plan, Growth option · Data as on 30-10-2026
SBI Long Term Advantage Fund - Series VI is an ELSS fund and Sundaram Flexicap Fund is a Flexi Cap fund. In the 3 years to 30-10-2026, SBI Long Term Advantage Fund - Series VI (Direct) returned 8.5% a year and Sundaram Flexicap Fund (Direct) returned 8.5% a year. SBI Long Term Advantage Fund - Series VI charges 1.38% a year and Sundaram Flexicap Fund 0.87% (Direct plans). Their portfolios overlap 18.3%: they hold 8 of the same securities.
SBI Long Term Advantage Fund - Series VI
ELSS
- 3 year return
- 8.5%
- Expense ratio
- 1.38%
- NAV
- ₹29.75
Sundaram Flexicap Fund
Flexi Cap
- 3 year return
- 8.5%
- Expense ratio
- 0.87%
- NAV
- ₹14.35
Which is better, SBI Long Term Advantage Fund - Series VI or Sundaram Flexicap? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- SBI Long Term Advantage Fund - Series VI returned more over 3 years: 8.5% a year against 8.5%.
- SBI Long Term Advantage Fund - Series VI returned more over 1 year: −8.1% against −10.2%.
- Sundaram Flexicap costs less: 0.87% a year against 1.38% (Direct plans).
- Sundaram Flexicap swung less over 3 years: a standard deviation of 13.1% a year against 15.1%.
- Sundaram Flexicap fell less in its worst fall since 07-09-2022: −15.7% against −22.2%.
- Sundaram Flexicap holds more in large companies: 62.4% of the fund in large caps against 21.1%.
- Sundaram Flexicap is the larger fund: ₹1,837 Cr against ₹248 Cr.
- Their portfolios overlap 18.3%: 8 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | SBI Long Term Advantage Fund - Series VI | Sundaram Flexicap Fund |
|---|---|---|
| Fund house | SBI Mutual Fund | Sundaram Mutual Fund |
| Category | ELSS | Flexi Cap |
| AUM | ₹248 Cr (30-09-2026) | ₹1,837 Cr (30-09-2026) |
| NAV | ₹29.75 (Direct) | ₹14.35 (Direct) |
| Expense ratio (Direct) | 1.38% | 0.87% |
| Expense ratio (Regular) | 1.48% | 2.17% |
| Riskometer | Not available | Very High |
| Benchmark | Not available | Nifty 500 TRI |
| Launch date | Not available | 12-09-2022 |
| Minimum investment | Not available | ₹100 |
| Lock in | Not available | None |
| Fund managers | Not available | Bharath S, Sandeep Agarwal, Shalav Saket |
| Exit load | Not available | Exit Load for units in excess of 25% of the investment,1% will be charged for redemption within 365 days. |
SBI Long Term Advantage Fund - Series VI vs Sundaram Flexicap: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| SBI Long Term Advantage Fund - Series VI (Direct) | −3.94% | −6.75% | −2.31% | −8.11% | +8.50% | +10.24% | -- |
| Sundaram Flexicap Fund (Direct) | −1.22% | −6.45% | −5.26% | −10.21% | +8.49% | -- | -- |
| ELSS average | −2.34% | −5.61% | −1.63% | −5.75% | +10.92% | +10.29% | -- |
| Flexi Cap average | −1.62% | −4.17% | +1.00% | −3.58% | +12.37% | -- | -- |
Category average: the average of the 50 ELSS funds and the 46 Flexi Cap funds, same plan type.
SBI Long Term Advantage Fund - Series VI vs Sundaram Flexicap: Year-wise Returns
| Year | SBI Long Term Advantage Fund - Series VISBI Long Term Advantage Fund - Series VI | Sundaram FlexicapSundaram Flexicap |
|---|---|---|
| 2026to date | −7.61% | −10.90% |
| 2025 | −0.11% | +8.64% |
| 2024 | +23.63% | +16.31% |
| 2023 | +38.71% | +26.25% |
| 2022 | +2.33% | -- |
| 2021 | +33.96% | -- |
SBI Long Term Advantage Fund - Series VI vs Sundaram Flexicap: Rolling Returns
Every holding period of both funds, against BSE 500 TRI, the benchmark of SBI Long Term Advantage Fund - Series VI
Rolling returns
Every 3-year holding period, 285 of them, one for each trading day from 08-09-2025 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
SBI Long Term Advantage Fund - Series VI (Direct)
Sundaram Flexicap Fund (Direct)
BSE 500 TRI
to
Oct 2025Dec 2022
to
Dec 2025Mar 2023
to
Mar 2026May 2023
to
May 2026Jul 2023
to
Jul 2026Sept 2023
to
Sept 2026
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest | Beat benchmark |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| SBI Long Term Advantage Fund - Series VI | 0.0 | 0.0 | 11.9 | 26.3 | 60.0 | 1.8 | 0.0 | 15.6% | 16.4% | 7.8% | 21.2% | 76% |
| Sundaram Flexicap | 0.0 | 0.0 | 13.9 | 37.4 | 48.8 | 0.0 | 0.0 | 13.7% | 14.9% | 7.0% | 17.9% | 32% |
| BSE 500 TRI | 0.0 | 0.0 | 8.4 | 42.5 | 49.1 | 0.0 | 0.0 | 14.2% | 15.0% | 8.4% | 17.8% | -- |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. The benchmark is BSE 500 TRI, over the same periods. "Beat benchmark" counts the periods in which the fund did better. Every fund is measured over the days all of them have, from 07-09-2022. Past returns do not promise future returns.
SBI Long Term Advantage Fund - Series VI vs Sundaram Flexicap: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 01-09-2022 to 30-10-2026: 50 instalments, ₹5,00,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| SBI Long Term Advantage Fund - Series VISBI Long Term Advantage Fund - Series VI (Direct) | ₹5,00,000 | ₹5,63,791 | ₹63,791 | 5.7% |
| Sundaram FlexicapSundaram Flexicap Fund (Direct) | ₹5,00,000 | ₹5,51,834 | ₹51,834 | 4.7% |
SBI Long Term Advantage Fund - Series VISBI Long Term Advantage Fund - Series VI (Direct)
Sundaram FlexicapSundaram Flexicap Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
SBI Long Term Advantage Fund - Series VI vs Sundaram Flexicap: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | SBI Long Term Advantage Fund - Series VI (Direct) | Sundaram Flexicap Fund (Direct) |
|---|---|---|
| Return (CAGR) | −8.11% | −10.21% |
| Standard deviation | 16.48% | 14.30% |
| Sharpe ratio | -0.81 | -1.08 |
| Sortino ratio | -1.07 | -1.44 |
| Maximum drawdown | −16.7% (31-03-2026) | −15.1% (31-03-2026) |
| Beta | 1.05 | 0.97 |
| Alpha | +0.16% | −3.19% |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | SBI Long Term Advantage Fund - Series VI (Direct) | Sundaram Flexicap Fund (Direct) |
|---|---|---|
| Return (CAGR) | +8.50% | +8.49% |
| Standard deviation | 15.06% | 13.15% |
| Sharpe ratio | 0.16 | 0.19 |
| Sortino ratio | 0.22 | 0.26 |
| Maximum drawdown | −22.2% (31-03-2026) | −15.7% (03-03-2025) |
| Beta | 0.96 | 0.90 |
| Alpha | −1.25% | −1.31% |
From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | SBI Long Term Advantage Fund - Series VI (Direct) | Sundaram Flexicap Fund (Direct) |
|---|---|---|
| Return (CAGR) | +14.05% | +9.07% |
| Standard deviation | 16.20% | 12.19% |
| Sharpe ratio | 0.54 | 0.24 |
| Sortino ratio | 0.72 | 0.32 |
| Maximum drawdown | −36.1% (23-03-2020) | −15.7% (03-03-2025) |
| Beta | 0.89 | 0.89 |
| Alpha | +2.94% | −0.51% |
From daily NAVs, 24-07-2018 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
SBI Long Term Advantage Fund - Series VI (Direct)
Sundaram Flexicap Fund (Direct)
BSE 500 TRI
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| SBI Long Term Advantage Fund - Series VI (Direct) | −22.2% | 23-09-2024 | 31-03-2026 | Not yet | -- | −14.4% |
| Sundaram Flexicap Fund (Direct) | −15.7% | 26-09-2024 | 03-03-2025 | 17-09-2025 | 7 months | −11.6% |
| BSE 500 TRI | −18.7% | 26-09-2024 | 28-02-2025 | Not yet | -- | −9.4% |
From daily values since 07-09-2022, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
SBI Long Term Advantage Fund - Series VI (Direct)
Sundaram Flexicap Fund (Direct)
BSE 500 TRI
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 3-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
SBI Long Term Advantage Fund - Series VI (Direct)
Sundaram Flexicap Fund (Direct)
BSE 500 TRI
Against BSE 500 TRI
| Fund | Up capture | Down capture | Tracking error |
|---|---|---|---|
| SBI Long Term Advantage Fund - Series VI (Direct) | 101% | 90% | 6.72% |
| Sundaram Flexicap Fund (Direct) | 91% | 89% | 3.30% |
From month-end values since 07-09-2022. Up capture: a fund's average month when the benchmark rose, as % of the benchmark's; above 100% it gained more. Down capture: the same for months the benchmark fell; below 100% it fell less. Tracking error: how far the monthly returns strayed from the benchmark's, a year; an index fund aims near 0.
SBI Long Term Advantage Fund - Series VI vs Sundaram Flexicap: Portfolio Overlap
From each fund's latest monthly portfolio: SBI Long Term Advantage Fund - Series VI, September 2026; Sundaram Flexicap Fund, September 2026
Holdings in common
- Overlap
- 18.3%
- Held by both
- 8
- Only in SBI Long Term Advantage Fund - Series VI
- 26
- Only in Sundaram Flexicap
- 45
| Security | % of SBI Long Term Advantage Fund - Series VI | % of Sundaram Flexicap |
|---|---|---|
| Bharti Airtel Ltd. | 4.05% | 3.79% |
| Kotak Mahindra Bank Ltd. | 4.39% | 3.40% |
| Larsen & Toubro Ltd. | 3.13% | 3.53% |
| HDFC Bank Ltd. | 2.80% | 5.88% |
| Tata Motors Ltd. | 4.25% | 1.55% |
| Swiggy Ltd. | 2.02% | 1.25% |
| Jubilant Foodworks Ltd. | 1.55% | 1.21% |
| Delhivery Ltd. | 3.09% | 1.17% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 18.3% means 18.3% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in SBI Long Term Advantage Fund - Series VI
| Security | % of fund |
|---|---|
| Foseco India Ltd. | 6.19% |
| West Coast Paper Mills Ltd. | 4.92% |
| Deepak Nitrite Ltd. | 4.32% |
| Sona Blw Precision Forgings Ltd. | 4.12% |
| Hatsun Agro Product Ltd. | 3.99% |
Largest holdings only in Sundaram Flexicap Fund
| Security | % of fund |
|---|---|
| ICICI Bank Ltd | 6.46% |
| Axis Bank Ltd | 4.44% |
| Kirloskar Oil Engines Ltd | 3.74% |
| State Bank of India | 3.59% |
| Reliance Industries Ltd | 3.42% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | SBI Long Term Advantage Fund - Series VI | Sundaram Flexicap |
|---|---|---|
| Equity | 98.8% | 99.3% |
| Debt | 0.0% | 0.0% |
| Cash and others | 1.3% | 0.7% |
Market cap of stocks
| Market cap | SBI Long Term Advantage Fund - Series VI | Sundaram Flexicap |
|---|---|---|
| Large Cap | 21.1% | 62.4% |
| Mid Cap | 20.4% | 15.9% |
| Small Cap | 53.7% | 20.9% |
| Not on AMFI's list | 3.6% | 0.0% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | SBI Long Term Advantage Fund - Series VI | Sundaram Flexicap |
|---|---|---|
| Banks | 9.8% | 27.7% |
| Chemicals & Petrochemicals | 13.3% | 0.0% |
| Construction | 9.3% | 4.6% |
| Industrial Products | 7.3% | 5.2% |
| Agricultural, Commercial & Construction Vehicles | 6.1% | 1.6% |
| Finance | 5.9% | 2.3% |
| Automobiles | 0.0% | 5.7% |
| It - Software | 0.0% | 5.0% |
| Telecom - Services | 4.0% | 3.8% |
The six largest sectors of each fund's stocks, % of the fund.
SBI Long Term Advantage Fund - Series VI vs Sundaram Flexicap: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | SBI Long Term Advantage Fund - Series VI | Sundaram Flexicap Fund |
|---|---|---|
| Total expense ratio (Direct) | 1.38% | 0.87% |
| Base expense ratio (Direct) | 0.91% | 0.64% |
| Total expense ratio (Regular) | 1.48% | 2.17% |
| Base expense ratio (Regular) | 1.00% | 1.78% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
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SBI Long Term Advantage Fund - Series VI vs Sundaram Flexicap Fund: Frequently Asked Questions
What is the difference between SBI Long Term Advantage Fund - Series VI and Sundaram Flexicap Fund?
SBI Long Term Advantage Fund - Series VI is an ELSS fund, Sundaram Flexicap Fund is a Flexi Cap fund, run by SBI Mutual Fund and Sundaram Mutual Fund. Their portfolios overlap 18.3%. SBI Long Term Advantage Fund - Series VI charges 1.38% a year and Sundaram Flexicap Fund 0.87%.
Which has given higher returns, SBI Long Term Advantage Fund - Series VI or Sundaram Flexicap Fund?
Over 1 year: SBI Long Term Advantage Fund - Series VI −8.11%, Sundaram Flexicap Fund −10.21%. Over 3 years: SBI Long Term Advantage Fund - Series VI +8.50% a year, Sundaram Flexicap Fund +8.49% a year. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, SBI Long Term Advantage Fund - Series VI or Sundaram Flexicap Fund?
Sundaram Flexicap Fund charges less: 0.87% a year against 1.38%. These are the Direct plans' total expense ratios reported to AMFI.
How much do SBI Long Term Advantage Fund - Series VI and Sundaram Flexicap Fund overlap?
18.3%. They hold 8 of the same securities, the largest shared ones being BHARTIARTL, KOTAKBANK, LT. From each fund's latest monthly portfolio.
Which is better for SIP, SBI Long Term Advantage Fund - Series VI or Sundaram Flexicap Fund?
Over the last 3 years, a monthly SIP of ₹10,000 from 03-10-2023 to 30-10-2026 grew to ₹3,67,532 in SBI Long Term Advantage Fund - Series VI (XIRR -0.4% a year) and ₹3,70,452 in Sundaram Flexicap Fund (XIRR 0.1% a year). Both received 37 instalments. Past returns do not promise future returns.
Can I invest in both SBI Long Term Advantage Fund - Series VI and Sundaram Flexicap Fund?
Yes. 18.3% of each fund's money sits in the same holdings, so some of the two investments would move together.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.