SBI Healthcare Opportunities Fund vs Tata India Pharma & Healthcare Fund
Direct Plan, Growth option · Data as on 30-10-2026
SBI Healthcare Opportunities Fund is a Thematic fund and Tata India Pharma & Healthcare Fund is a Thematic fund. In the 3 years to 30-10-2026, SBI Healthcare Opportunities Fund (Direct) returned 24.6% a year and Tata India Pharma & Healthcare Fund (Direct) returned 19.3% a year. SBI Healthcare Opportunities Fund charges 1.01% a year and Tata India Pharma & Healthcare Fund 1.10% (Direct plans). Their portfolios overlap 48.9%: they hold 19 of the same securities.
SBI Healthcare Opportunities Fund
Thematic
- 3 year return
- 24.6%
- Expense ratio
- 1.01%
- NAV
- ₹588.16
Tata India Pharma & Healthcare Fund
Thematic
- 3 year return
- 19.3%
- Expense ratio
- 1.10%
- NAV
- ₹37.77
Which is better, SBI Healthcare Opportunities or Tata India Pharma & Healthcare? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- SBI Healthcare Opportunities returned more over 5 years: 19.2% a year against 14.9%.
- SBI Healthcare Opportunities returned more over 3 years: 24.6% a year against 19.3%.
- SBI Healthcare Opportunities costs less: 1.01% a year against 1.10% (Direct plans).
- SBI Healthcare Opportunities swung less over 3 years: a standard deviation of 13.1% a year against 13.2%.
- Tata India Pharma & Healthcare fell less in its worst fall since 29-12-2015: −19.8% against −28.8%.
- SBI Healthcare Opportunities is the larger fund: ₹5,870 Cr against ₹1,511 Cr.
- Their portfolios overlap 48.9%: 19 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | SBI Healthcare Opportunities Fund | Tata India Pharma & Healthcare Fund |
|---|---|---|
| Fund house | SBI Mutual Fund | Tata Mutual Fund |
| Category | Thematic | Thematic |
| AUM | ₹5,870 Cr (30-09-2026) | ₹1,511 Cr (30-09-2026) |
| NAV | ₹588.16 (Direct) | ₹37.77 (Direct) |
| Expense ratio (Direct) | 1.01% | 1.10% |
| Expense ratio (Regular) | 1.99% | 2.42% |
| Riskometer | Not available | Very High |
| Benchmark | Not available | BSE Healthcare TRI |
| Launch date | Not available | 28-12-2015 |
| Minimum investment | Not available | ₹5,000 |
| Lock in | Not available | None |
| Fund managers | Not available | Rajat Srivastava |
| Exit load | Not available | 0.25% of NAV if redeemed /switched out before 30 days from the date of allotment. |
SBI Healthcare Opportunities vs Tata India Pharma & Healthcare: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| SBI Healthcare Opportunities Fund (Direct) | +0.31% | −0.59% | +16.00% | +17.12% | +24.60% | +19.22% | +14.72% |
| Tata India Pharma & Healthcare Fund (Direct) | −1.40% | −5.00% | +6.91% | +4.28% | +19.28% | +14.93% | +14.64% |
| Thematic average | −2.09% | −4.52% | +0.86% | −1.22% | +13.76% | +11.62% | +13.76% |
Category average: the average of the 235 Thematic funds, same plan type.
SBI Healthcare Opportunities vs Tata India Pharma & Healthcare: Year-wise Returns
| Year | SBI Healthcare OpportunitiesSBI Healthcare Opportunities | Tata India Pharma & HealthcareTata India Pharma & Healthcare | BSE Healthcare TRI |
|---|---|---|---|
| 2026to date | +21.31% | +6.77% | +15.08% |
| 2025 | −2.50% | −3.47% | −2.72% |
| 2024 | +43.75% | +42.48% | +44.30% |
| 2023 | +39.72% | +38.59% | +37.97% |
| 2022 | −5.01% | −6.64% | −11.50% |
| 2021 | +21.48% | +20.88% | +21.54% |
SBI Healthcare Opportunities vs Tata India Pharma & Healthcare: Rolling Returns
Every holding period of both funds, against BSE Healthcare TRI, the benchmark of both
Rolling returns
Every 3-year holding period, 1,939 of them, one for each trading day from 31-12-2018 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
SBI Healthcare Opportunities Fund (Direct)
Tata India Pharma & Healthcare Fund (Direct)
BSE Healthcare TRI
to
Aug 2019Dec 2017
to
Dec 2020Apr 2019
to
Apr 2022Aug 2020
to
Aug 2023Dec 2021
to
Dec 2024Mar 2023
to
Mar 2026
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest | Beat benchmark |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| SBI Healthcare Opportunities | 15.9 | 1.7 | 2.6 | 4.2 | 17.5 | 30.4 | 27.8 | 17.6% | 22.4% | −8.9% | 31.1% | 88% |
| Tata India Pharma & Healthcare | 9.1 | 5.7 | 2.8 | 3.1 | 21.3 | 38.2 | 19.6 | 18.2% | 21.2% | −3.4% | 30.5% | 83% |
| BSE Healthcare TRI | 16.4 | 1.5 | 2.2 | 14.0 | 23.2 | 33.8 | 8.9 | 15.4% | 19.0% | −9.9% | 28.8% | -- |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. The benchmark is BSE Healthcare TRI, over the same periods. "Beat benchmark" counts the periods in which the fund did better. Every fund is measured over the days all of them have, from 29-12-2015. Past returns do not promise future returns.
SBI Healthcare Opportunities vs Tata India Pharma & Healthcare: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 01-12-2015 to 30-10-2026: 131 instalments, ₹13,10,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| SBI Healthcare OpportunitiesSBI Healthcare Opportunities Fund (Direct) | ₹13,10,000 | ₹38,98,335 | ₹25,88,335 | 18.8% |
| Tata India Pharma & HealthcareTata India Pharma & Healthcare Fund (Direct) | ₹13,10,000 | ₹34,72,173 | ₹21,62,173 | 16.9% |
SBI Healthcare OpportunitiesSBI Healthcare Opportunities Fund (Direct)
Tata India Pharma & HealthcareTata India Pharma & Healthcare Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
SBI Healthcare Opportunities vs Tata India Pharma & Healthcare: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | SBI Healthcare Opportunities Fund (Direct) | Tata India Pharma & Healthcare Fund (Direct) |
|---|---|---|
| Return (CAGR) | +17.12% | +4.28% |
| Standard deviation | 13.36% | 11.99% |
| Sharpe ratio | 0.89 | -0.08 |
| Sortino ratio | 1.33 | -0.11 |
| Maximum drawdown | −10.3% (23-10-2026) | −11.0% (23-10-2026) |
| Beta | 0.93 | 0.82 |
| Alpha | +5.25% | −6.83% |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | SBI Healthcare Opportunities Fund (Direct) | Tata India Pharma & Healthcare Fund (Direct) |
|---|---|---|
| Return (CAGR) | +24.60% | +19.28% |
| Standard deviation | 13.07% | 13.21% |
| Sharpe ratio | 1.42 | 1.00 |
| Sortino ratio | 2.03 | 1.43 |
| Maximum drawdown | −13.5% (28-02-2025) | −16.8% (28-02-2025) |
| Beta | 0.88 | 0.89 |
| Alpha | +3.61% | −1.91% |
From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | SBI Healthcare Opportunities Fund (Direct) | Tata India Pharma & Healthcare Fund (Direct) |
|---|---|---|
| Return (CAGR) | +19.22% | +14.93% |
| Standard deviation | 12.96% | 12.92% |
| Sharpe ratio | 1.04 | 0.71 |
| Sortino ratio | 1.48 | 1.01 |
| Maximum drawdown | −17.4% (17-06-2022) | −16.8% (28-02-2025) |
| Beta | 0.88 | 0.89 |
| Alpha | +4.81% | +0.41% |
From daily NAVs, 29-10-2021 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | SBI Healthcare Opportunities Fund (Direct) | Tata India Pharma & Healthcare Fund (Direct) |
|---|---|---|
| Return (CAGR) | +17.93% | +13.01% |
| Standard deviation | 15.96% | 15.08% |
| Sharpe ratio | 0.74 | 0.50 |
| Sortino ratio | 1.05 | 0.72 |
| Maximum drawdown | −30.5% (23-03-2020) | −19.8% (21-08-2017) |
| Beta | 0.91 | 0.87 |
| Alpha | +3.97% | +2.53% |
From daily NAVs, 02-01-2013 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
SBI Healthcare Opportunities Fund (Direct)
Tata India Pharma & Healthcare Fund (Direct)
BSE Healthcare TRI
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| SBI Healthcare Opportunities Fund (Direct) | −28.8% | 29-12-2015 | 23-03-2020 | 04-06-2020 | 2 months | −3.8% |
| Tata India Pharma & Healthcare Fund (Direct) | −19.8% | 01-02-2016 | 21-08-2017 | 31-08-2018 | 12 months | −6.0% |
| BSE Healthcare TRI | −33.2% | 29-12-2015 | 23-03-2020 | 22-06-2020 | 3 months | −3.8% |
From daily values since 29-12-2015, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
SBI Healthcare Opportunities Fund (Direct)
Tata India Pharma & Healthcare Fund (Direct)
BSE Healthcare TRI
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 3-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
SBI Healthcare Opportunities Fund (Direct)
Tata India Pharma & Healthcare Fund (Direct)
BSE Healthcare TRI
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 5-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
SBI Healthcare Opportunities Fund (Direct)
Tata India Pharma & Healthcare Fund (Direct)
BSE Healthcare TRI
Against BSE Healthcare TRI
| Fund | Up capture | Down capture | Tracking error |
|---|---|---|---|
| SBI Healthcare Opportunities Fund (Direct) | 95% | 83% | 4.84% |
| Tata India Pharma & Healthcare Fund (Direct) | 92% | 79% | 4.99% |
From month-end values since 29-12-2015. Up capture: a fund's average month when the benchmark rose, as % of the benchmark's; above 100% it gained more. Down capture: the same for months the benchmark fell; below 100% it fell less. Tracking error: how far the monthly returns strayed from the benchmark's, a year; an index fund aims near 0.
SBI Healthcare Opportunities vs Tata India Pharma & Healthcare: Portfolio Overlap
From each fund's latest monthly portfolio: SBI Healthcare Opportunities Fund, September 2026; Tata India Pharma & Healthcare Fund, September 2026
Holdings in common
- Overlap
- 48.9%
- Held by both
- 19
- Only in SBI Healthcare Opportunities
- 17
- Only in Tata India Pharma & Healthcare
- 22
| Security | % of SBI Healthcare Opportunities | % of Tata India Pharma & Healthcare |
|---|---|---|
| Sun Pharmaceutical Industries Ltd. | 11.14% | 7.99% |
| Divi's Laboratories Ltd. | 7.91% | 5.68% |
| Apollo Hospitals Enterprise Ltd. | 4.45% | 4.36% |
| Cipla Ltd. | 4.40% | 4.22% |
| Torrent Pharmaceuticals Ltd. | 4.42% | 3.76% |
| Max Healthcare Institute Ltd. | 3.80% | 3.71% |
| Sai Life Sciences Ltd. | 2.60% | 2.60% |
| Anthem Biosciences Ltd. | 2.75% | 2.57% |
| Acutaas Chemicals Ltd. | 5.03% | 1.95% |
| Fortis Healthcare Ltd. | 2.36% | 1.95% |
| Healthcare Global Enterprises Ltd. | 1.70% | 5.92% |
| Aster DM Quality Care Ltd. | 3.21% | 1.67% |
| Ajanta Pharma Ltd. | 1.79% | 1.63% |
| Dr. Lal Path labs Ltd. | 1.62% | 1.76% |
| Syngene International Ltd. | 1.12% | 2.85% |
| Mankind Pharma Ltd. | 1.71% | 0.77% |
| Biocon Ltd. | 2.37% | 0.69% |
| Rainbow Children's Medicare Ltd. | 0.67% | 4.30% |
| Abbott India Ltd. | 0.23% | 5.94% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 48.9% means 48.9% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in SBI Healthcare Opportunities Fund
| Security | % of fund |
|---|---|
| Laurus Labs Ltd. | 4.05% |
| Aurobindo Pharma Ltd. | 3.42% |
| Gland Pharma Ltd. | 2.96% |
| Sudeep Pharma Ltd. | 2.79% |
| Corona Remedies Ltd. | 2.43% |
Largest holdings only in Tata India Pharma & Healthcare Fund
| Security | % of fund |
|---|---|
| DR REDDYS LABORATORIES LTD | 4.65% |
| LUPIN LTD | 3.14% |
| BAYER CROPSCIENCE LTD | 2.96% |
| PROCTER & GAMBLE HEALTH LTD | 2.75% |
| PI INDUSTRIES LTD | 2.59% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | SBI Healthcare Opportunities | Tata India Pharma & Healthcare |
|---|---|---|
| Equity | 95.5% | 99.7% |
| Debt | 0.1% | 0.0% |
| Cash and others | 4.4% | 0.3% |
Market cap of stocks
| Market cap | SBI Healthcare Opportunities | Tata India Pharma & Healthcare |
|---|---|---|
| Large Cap | 32.3% | 26.0% |
| Mid Cap | 25.7% | 33.9% |
| Small Cap | 35.4% | 37.0% |
| Not on AMFI's list | 2.2% | 2.9% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | SBI Healthcare Opportunities | Tata India Pharma & Healthcare |
|---|---|---|
| Pharmaceuticals & Biotechnology | 63.1% | 60.6% |
| Healthcare Services | 25.6% | 27.8% |
| Fertilizers & Agrochemicals | 0.0% | 6.9% |
| Chemicals & Petrochemicals | 5.0% | 2.6% |
| Healthcare Equipment & Supplies | 1.8% | 0.5% |
| Personal Products | 0.0% | 1.2% |
The six largest sectors of each fund's stocks, % of the fund.
SBI Healthcare Opportunities vs Tata India Pharma & Healthcare: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | SBI Healthcare Opportunities Fund | Tata India Pharma & Healthcare Fund |
|---|---|---|
| Total expense ratio (Direct) | 1.01% | 1.10% |
| Base expense ratio (Direct) | 0.74% | 0.64% |
| Total expense ratio (Regular) | 1.99% | 2.42% |
| Base expense ratio (Regular) | 1.58% | 1.82% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Compare SBI Healthcare Opportunities with
SBI Healthcare Opportunities Fund vs Tata India Pharma & Healthcare Fund: Frequently Asked Questions
What is the difference between SBI Healthcare Opportunities Fund and Tata India Pharma & Healthcare Fund?
SBI Healthcare Opportunities Fund is a Thematic fund, Tata India Pharma & Healthcare Fund is a Thematic fund, run by SBI Mutual Fund and Tata Mutual Fund. Their portfolios overlap 48.9%. SBI Healthcare Opportunities Fund charges 1.01% a year and Tata India Pharma & Healthcare Fund 1.10%.
Which has given higher returns, SBI Healthcare Opportunities Fund or Tata India Pharma & Healthcare Fund?
Over 1 year: SBI Healthcare Opportunities Fund +17.12%, Tata India Pharma & Healthcare Fund +4.28%. Over 3 years: SBI Healthcare Opportunities Fund +24.60% a year, Tata India Pharma & Healthcare Fund +19.28% a year. Over 5 years: SBI Healthcare Opportunities Fund +19.22% a year, Tata India Pharma & Healthcare Fund +14.93% a year. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, SBI Healthcare Opportunities Fund or Tata India Pharma & Healthcare Fund?
SBI Healthcare Opportunities Fund charges less: 1.01% a year against 1.10%. These are the Direct plans' total expense ratios reported to AMFI.
How much do SBI Healthcare Opportunities Fund and Tata India Pharma & Healthcare Fund overlap?
48.9%. They hold 19 of the same securities, the largest shared ones being SUNPHARMA, DIVISLAB, APOLLOHOSP. From each fund's latest monthly portfolio.
Which is better for SIP, SBI Healthcare Opportunities Fund or Tata India Pharma & Healthcare Fund?
Over the last 5 years, a monthly SIP of ₹10,000 from 01-10-2021 to 30-10-2026 grew to ₹10,49,448 in SBI Healthcare Opportunities Fund (XIRR 21.5% a year) and ₹9,10,986 in Tata India Pharma & Healthcare Fund (XIRR 15.8% a year). Both received 61 instalments. Past returns do not promise future returns.
Can I invest in both SBI Healthcare Opportunities Fund and Tata India Pharma & Healthcare Fund?
Yes. 48.9% of each fund's money sits in the same holdings, so a large part of the two investments would move together.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.