SBI Focused Fund vs Tata Focused Fund
Direct Plan, Growth option · Data as on 29-10-2026
SBI Focused Fund and Tata Focused Fund are both Focused funds. In the 3 years to 30-10-2026, SBI Focused Fund (Direct) returned 15.3% a year and Tata Focused Fund (Direct) returned 8.4% a year. SBI Focused Fund charges 0.82% a year and Tata Focused Fund 0.94% (Direct plans). Their portfolios overlap 13.7%: they hold 3 of the same securities.
Which is better, SBI Focused or Tata Focused? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- SBI Focused returned more over 5 years: 10.3% a year against 8.5%.
- SBI Focused returned more over 3 years: 15.3% a year against 8.4%.
- SBI Focused costs less: 0.82% a year against 0.94% (Direct plans).
- SBI Focused swung less over 3 years: a standard deviation of 12.1% a year against 14.5%.
- SBI Focused fell less in its worst fall since 06-12-2019: −32.7% against −37.3%.
- SBI Focused holds 10.5% of the fund in foreign stocks; Tata Focused 0.0%.
- SBI Focused is the larger fund: ₹50,180 Cr against ₹1,625 Cr.
- Their portfolios overlap 13.7%: 3 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | SBI Focused Fund | Tata Focused Fund |
|---|---|---|
| Fund house | SBI Mutual Fund | Tata Mutual Fund |
| Category | Focused | Focused |
| AUM | ₹50,180 Cr (30-09-2026) | ₹1,625 Cr (30-09-2026) |
| NAV | ₹437.31 (Direct) | ₹23.66 (Direct) |
| Expense ratio (Direct) | 0.82% | 0.94% |
| Expense ratio (Regular) | 1.58% | 2.29% |
| Riskometer | Very High | Very High |
| Benchmark | BSE 500 TRI | Nifty 500 TRI |
| Launch date | 17-09-2004 | 05-12-2019 |
| Minimum investment | ₹5,000 | ₹5,000 |
| Lock in | None | None |
| Fund managers | R Srinivasan | Anand Sharma, Hasmukh Vishariya |
| Exit load | Exit load of 0.25% if redeemed within 30 days and 0.10% if redeemed after 30 days but on or before 90 days. | Exit load of 0.50%, if redeemed within 30 days. |
SBI Focused vs Tata Focused: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| SBI Focused Fund (Direct) | +0.49% | −1.98% | +1.27% | +3.97% | +15.26% | +10.32% | +14.80% |
| Tata Focused Fund (Direct) | −1.22% | −8.77% | −5.05% | −10.26% | +8.45% | +8.50% | -- |
| Focused average | −1.00% | −4.12% | +1.39% | −3.09% | +12.30% | +10.21% | -- |
Category average: the average of the 28 Focused funds, same plan type.
SBI Focused vs Tata Focused: Year-wise Returns
| Year | SBISBI Focused | TataTata Focused |
|---|---|---|
| 2026to date | +1.85% | −9.90% |
| 2025 | +16.62% | +1.37% |
| 2024 | +18.15% | +19.99% |
| 2023 | +23.34% | +29.82% |
| 2022 | −7.56% | +6.58% |
| 2021 | +44.53% | +35.41% |
SBI Focused vs Tata Focused: Rolling Returns
Every holding period of both funds, against BSE 500 TRI, the benchmark of SBI Focused Fund
Rolling returns
Every 3-year holding period, 970 of them, one for each trading day from 06-12-2022 to 29-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
SBI Focused Fund (Direct)
Tata Focused Fund (Direct)
BSE 500 TRI
to
Mar 2023Nov 2020
to
Nov 2023Jul 2021
to
Jul 2024Mar 2022
to
Mar 2025Nov 2022
to
Nov 2025Jul 2023
to
Jul 2026
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest | Beat benchmark |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| SBI Focused | 0.0 | 0.0 | 1.5 | 23.2 | 54.0 | 19.9 | 1.3 | 17.2% | 17.2% | 8.6% | 27.3% | 33% |
| Tata Focused | 0.0 | 0.0 | 3.6 | 14.0 | 42.2 | 27.0 | 13.2 | 19.1% | 18.7% | 7.4% | 34.3% | 92% |
| BSE 500 TRI | 0.0 | 0.0 | 2.6 | 21.2 | 49.1 | 18.0 | 9.1 | 18.0% | 17.3% | 8.4% | 33.9% | -- |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. The benchmark is BSE 500 TRI, over the same periods. "Beat benchmark" counts the periods in which the fund did better. Every fund is measured over the days all of them have, from 06-12-2019. Past returns do not promise future returns.
SBI Focused vs Tata Focused: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 02-12-2019 to 29-10-2026: 83 instalments, ₹8,30,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| SBI FocusedSBI Focused Fund (Direct) | ₹8,30,000 | ₹14,01,604 | ₹5,71,604 | 14.9% |
| Tata FocusedTata Focused Fund (Direct) | ₹8,30,000 | ₹12,17,641 | ₹3,87,641 | 10.9% |
SBI FocusedSBI Focused Fund (Direct)
Tata FocusedTata Focused Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
SBI Focused vs Tata Focused: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | SBI Focused Fund (Direct) | Tata Focused Fund (Direct) |
|---|---|---|
| Return (CAGR) | +3.97% | −10.26% |
| Standard deviation | 13.42% | 14.03% |
| Sharpe ratio | -0.09 | -1.10 |
| Sortino ratio | -0.13 | -1.47 |
| Maximum drawdown | −12.9% (30-03-2026) | −14.2% (31-03-2026) |
| Beta | 0.85 | 0.94 |
| Alpha | +9.79% | −3.62% |
From daily NAVs, 29-10-2025 to 29-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | SBI Focused Fund (Direct) | Tata Focused Fund (Direct) |
|---|---|---|
| Return (CAGR) | +15.26% | +8.45% |
| Standard deviation | 12.09% | 14.49% |
| Sharpe ratio | 0.76 | 0.17 |
| Sortino ratio | 1.05 | 0.23 |
| Maximum drawdown | −12.9% (30-03-2026) | −19.6% (13-03-2025) |
| Beta | 0.76 | 0.98 |
| Alpha | +6.11% | −1.67% |
From daily NAVs, 27-10-2023 to 29-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | SBI Focused Fund (Direct) | Tata Focused Fund (Direct) |
|---|---|---|
| Return (CAGR) | +10.32% | +8.50% |
| Standard deviation | 12.10% | 14.39% |
| Sharpe ratio | 0.37 | 0.19 |
| Sortino ratio | 0.51 | 0.25 |
| Maximum drawdown | −22.5% (20-06-2022) | −19.6% (13-03-2025) |
| Beta | 0.76 | 0.97 |
| Alpha | +2.31% | −0.22% |
From daily NAVs, 29-10-2021 to 29-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | SBI Focused Fund (Direct) | Tata Focused Fund (Direct) |
|---|---|---|
| Return (CAGR) | +15.19% | +13.31% |
| Standard deviation | 13.43% | 17.55% |
| Sharpe ratio | 0.68 | 0.47 |
| Sortino ratio | 0.92 | 0.62 |
| Maximum drawdown | −32.7% (23-03-2020) | −37.3% (23-03-2020) |
| Beta | 0.75 | 0.99 |
| Alpha | +4.04% | −0.29% |
From daily NAVs, 02-01-2013 to 29-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
SBI Focused Fund (Direct)
Tata Focused Fund (Direct)
BSE 500 TRI
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| SBI Focused Fund (Direct) | −32.7% | 20-02-2020 | 23-03-2020 | 17-11-2020 | 8 months | −5.7% |
| Tata Focused Fund (Direct) | −37.3% | 06-02-2020 | 23-03-2020 | 09-11-2020 | 8 months | −14.6% |
| BSE 500 TRI | −38.1% | 17-01-2020 | 23-03-2020 | 06-11-2020 | 7 months | −9.4% |
From daily values since 06-12-2019, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
SBI Focused Fund (Direct)
Tata Focused Fund (Direct)
BSE 500 TRI
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 3-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
SBI Focused Fund (Direct)
Tata Focused Fund (Direct)
BSE 500 TRI
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 5-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
SBI Focused Fund (Direct)
Tata Focused Fund (Direct)
BSE 500 TRI
Against BSE 500 TRI
| Fund | Up capture | Down capture | Tracking error |
|---|---|---|---|
| SBI Focused Fund (Direct) | 92% | 76% | 7.61% |
| Tata Focused Fund (Direct) | 97% | 96% | 3.94% |
From month-end values since 06-12-2019. Up capture: a fund's average month when the benchmark rose, as % of the benchmark's; above 100% it gained more. Down capture: the same for months the benchmark fell; below 100% it fell less. Tracking error: how far the monthly returns strayed from the benchmark's, a year; an index fund aims near 0.
SBI Focused vs Tata Focused: Portfolio Overlap
From each fund's latest monthly portfolio: SBI Focused Fund, September 2026; Tata Focused Fund, September 2026
Holdings in common
- Overlap
- 13.7%
- Held by both
- 3
- Only in SBI Focused
- 23
- Only in Tata Focused
- 25
| Security | % of SBI Focused | % of Tata Focused |
|---|---|---|
| ICICI Bank Ltd. | 7.11% | 7.58% |
| Bharti Airtel Ltd. | 4.90% | 4.42% |
| Life Insurance Corporation of India | 3.31% | 2.15% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 13.7% means 13.7% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in SBI Focused Fund
| Security | % of fund |
|---|---|
| Bajaj Finance Ltd. | 8.99% |
| Kotak Mahindra Bank Ltd. | 5.82% |
| State Bank of India | 5.16% |
| Muthoot Finance Ltd. | 4.97% |
| Adani Power Ltd. | 4.47% |
Largest holdings only in Tata Focused Fund
| Security | % of fund |
|---|---|
| HDFC BANK LTD | 8.03% |
| AXIS BANK LTD | 6.30% |
| ULTRATECH CEMENT LTD | 5.21% |
| RELIANCE INDUSTRIES LTD | 4.92% |
| NTPC LTD | 4.44% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | SBI Focused | Tata Focused |
|---|---|---|
| Equity | 91.7% | 93.7% |
| Debt | 1.0% | 0.0% |
| Cash and others | 7.4% | 6.3% |
Market cap of stocks
| Market cap | SBI Focused | Tata Focused |
|---|---|---|
| Large Cap | 63.0% | 67.0% |
| Mid Cap | 13.9% | 11.6% |
| Small Cap | 4.3% | 12.8% |
| Foreign stocks | 10.5% | 0.0% |
| Not on AMFI's list | 0.0% | 2.4% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | SBI Focused | Tata Focused |
|---|---|---|
| Banks | 18.1% | 21.9% |
| Finance | 14.2% | 0.0% |
| Power | 10.1% | 4.4% |
| Insurance | 3.3% | 9.0% |
| IT - Software | 7.2% | 4.0% |
| Retailing | 6.5% | 1.6% |
| Telecom - Services | 4.9% | 6.4% |
| Healthcare Services | 0.0% | 5.9% |
| Construction | 0.0% | 5.5% |
| Cement & Cement Products | 0.0% | 5.2% |
The six largest sectors of each fund's stocks, % of the fund.
SBI Focused vs Tata Focused: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | SBI Focused Fund | Tata Focused Fund |
|---|---|---|
| Total expense ratio (Direct) | 0.82% | 0.94% |
| Base expense ratio (Direct) | 0.59% | 0.64% |
| Total expense ratio (Regular) | 1.58% | 2.29% |
| Base expense ratio (Regular) | 1.24% | 1.80% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Compare SBI Focused with
SBI Focused Fund vs Tata Focused Fund: Frequently Asked Questions
What is the difference between SBI Focused Fund and Tata Focused Fund?
Both are Focused funds, run by SBI Mutual Fund and Tata Mutual Fund. Their portfolios overlap 13.7%. SBI Focused Fund charges 0.82% a year and Tata Focused Fund 0.94%.
Which has given higher returns, SBI Focused Fund or Tata Focused Fund?
Over 1 year: SBI Focused Fund +3.97%, Tata Focused Fund −10.26%. Over 3 years: SBI Focused Fund +15.26% a year, Tata Focused Fund +8.45% a year. Over 5 years: SBI Focused Fund +10.32% a year, Tata Focused Fund +8.50% a year. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, SBI Focused Fund or Tata Focused Fund?
SBI Focused Fund charges less: 0.82% a year against 0.94%. These are the Direct plans' total expense ratios reported to AMFI.
How much do SBI Focused Fund and Tata Focused Fund overlap?
13.7%. They hold 3 of the same securities, the largest shared ones being ICICIBANK, BHARTIARTL, LICI. From each fund's latest monthly portfolio.
Which is riskier, SBI Focused Fund or Tata Focused Fund?
On SEBI's riskometer, SBI Focused Fund is rated Very High and Tata Focused Fund Very High. Over 3 years, the standard deviation of daily returns was 12.09% and 14.49% a year.
Which is better for SIP, SBI Focused Fund or Tata Focused Fund?
Over the last 5 years, a monthly SIP of ₹10,000 from 01-10-2021 to 29-10-2026 grew to ₹8,44,251 in SBI Focused Fund (XIRR 12.8% a year) and ₹7,16,272 in Tata Focused Fund (XIRR 6.3% a year). Both received 61 instalments. Past returns do not promise future returns.
Can I invest in both SBI Focused Fund and Tata Focused Fund?
Yes. 13.7% of each fund's money sits in the same holdings, so some of the two investments would move together.
Who manages SBI Focused Fund and Tata Focused Fund?
SBI Focused Fund: R Srinivasan. Tata Focused Fund: Anand Sharma, Hasmukh Vishariya.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.