SBI CRISIL-IBX Financial Services 3-6 Months Debt Index Fund vs Tata CRISIL IBX Financial Services 3 6 Months Debt Index Fund
Direct Plan, Growth option · Data as on 30-10-2026
SBI CRISIL-IBX Financial Services 3-6 Months Debt Index Fund is a mutual fund and Tata CRISIL IBX Financial Services 3 6 Months Debt Index Fund is an Index fund. SBI CRISIL-IBX Financial Services 3-6 Months Debt Index Fund charges 0.14% a year and Tata CRISIL IBX Financial Services 3 6 Months Debt Index Fund 0.21% (Direct plans). Their portfolios overlap 27.8%: they hold 7 of the same securities.
SBI CRISIL-IBX Financial Services 3-6 Months Debt Index Fund
- Expense ratio
- 0.14%
- NAV
- ₹10.34
Tata CRISIL IBX Financial Services 3 6 Months Debt Index Fund
Index
- Expense ratio
- 0.21%
- NAV
- ₹10.04
Which is better, SBI CRISIL-IBX Financial Services 3-6 Months Debt Index or Tata CRISIL IBX Financial Services 3 6 Months Debt Index? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- SBI CRISIL-IBX Financial Services 3-6 Months Debt Index costs less: 0.14% a year against 0.21% (Direct plans).
- SBI CRISIL-IBX Financial Services 3-6 Months Debt Index fell less in its worst fall since 15-09-2026: −0.1% against −0.1%.
- SBI CRISIL-IBX Financial Services 3-6 Months Debt Index is the larger fund: ₹2,318 Cr against ₹637 Cr.
- Their portfolios overlap 27.8%: 7 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | SBI CRISIL-IBX Financial Services 3-6 Months Debt Index Fund | Tata CRISIL IBX Financial Services 3 6 Months Debt Index Fund |
|---|---|---|
| Fund house | SBI Mutual Fund | Tata Mutual Fund |
| Category | Not available | Index |
| AUM | ₹2,318 Cr (30-09-2026) | ₹637 Cr (30-09-2026) |
| NAV | ₹10.34 (Direct) | ₹10.04 (Direct) |
| Expense ratio (Direct) | 0.14% | 0.21% |
| Expense ratio (Regular) | 0.23% | 0.44% |
| Riskometer | Not available | Low to Moderate |
| Benchmark | Not available | CRISIL-IBX Financial Services 3-6 Months Debt Index (TRI) |
| Launch date | Not available | 24-09-2026 |
| Minimum investment | Not available | Not available |
| Lock in | Not available | None |
| Fund managers | Not available | Dhawal Joshi, Amit Somani |
| Exit load | Not available | 0.25% of the applicable NAV, if redeemed on or before 30 days from the date of allotment. |
SBI CRISIL-IBX Financial Services 3-6 Months Debt Index vs Tata CRISIL IBX Financial Services 3 6 Months Debt Index: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| SBI CRISIL-IBX Financial Services 3-6 Months Debt Index Fund (Direct) | +0.31% | +1.47% | +3.29% | -- | -- | -- | -- |
| Tata CRISIL IBX Financial Services 3 6 Months Debt Index Fund (Direct) | +0.30% | -- | -- | -- | -- | -- | -- |
SBI CRISIL-IBX Financial Services 3-6 Months Debt Index vs Tata CRISIL IBX Financial Services 3 6 Months Debt Index: Rolling Returns
Every holding period of both funds
SBI CRISIL-IBX Financial Services 3-6 Months Debt Index vs Tata CRISIL IBX Financial Services 3 6 Months Debt Index: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | SBI CRISIL-IBX Financial Services 3-6 Months Debt Index Fund (Direct) | Tata CRISIL IBX Financial Services 3 6 Months Debt Index Fund (Direct) |
|---|---|---|
| Return (CAGR) | +6.58% | +3.50% |
| Standard deviation | 0.43% | 0.61% |
| Sharpe ratio | 2.99 | -3.27 |
| Sortino ratio | 4.43 | -3.54 |
| Maximum drawdown | −0.1% (22-10-2026) | −0.1% (22-10-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 27-04-2026 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
SBI CRISIL-IBX Financial Services 3-6 Months Debt Index Fund (Direct)
Tata CRISIL IBX Financial Services 3 6 Months Debt Index Fund (Direct)
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| SBI CRISIL-IBX Financial Services 3-6 Months Debt Index Fund (Direct) | −0.1% | 13-10-2026 | 22-10-2026 | 27-10-2026 | 5 days | 0.0% |
| Tata CRISIL IBX Financial Services 3 6 Months Debt Index Fund (Direct) | −0.1% | 13-10-2026 | 22-10-2026 | 29-10-2026 | 7 days | 0.0% |
From daily values since 15-09-2026, the first day every fund has.
SBI CRISIL-IBX Financial Services 3-6 Months Debt Index vs Tata CRISIL IBX Financial Services 3 6 Months Debt Index: Portfolio Overlap
From each fund's latest monthly portfolio: SBI CRISIL-IBX Financial Services 3-6 Months Debt Index Fund, September 2026; Tata CRISIL IBX Financial Services 3 6 Months Debt Index Fund, September 2026
Holdings in common
- Overlap
- 27.8%
- Held by both
- 7
- Only in SBI CRISIL-IBX Financial Services 3-6 Months Debt Index
- 32
- Only in Tata CRISIL IBX Financial Services 3 6 Months Debt Index
- 10
| Security | % of SBI CRISIL-IBX Financial Services 3-6 Months Debt Index | % of Tata CRISIL IBX Financial Services 3 6 Months Debt Index |
|---|---|---|
| Bank of Baroda | 8.43% | 7.67% |
| HDFC Bank Ltd. | 4.19% | 7.63% |
| Mahindra & Mahindra Financial Services Ltd. | 6.29% | 3.81% |
| National Bank for Agriculture and Rural Development | 4.19% | 3.81% |
| Small Industries Development Bank of India | 3.15% | 7.64% |
| Axis Bank Ltd. | 4.20% | 3.06% |
| HDFC Bank Ltd. | 2.09% | 3.81% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 27.8% means 27.8% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in SBI CRISIL-IBX Financial Services 3-6 Months Debt Index Fund
| Security | % of fund |
|---|---|
| Canara Bank | 8.39% |
| Sundaram Finance Ltd. | 5.25% |
| TATA Capital Ltd. | 4.32% |
| Union Bank of India | 4.23% |
| LIC Housing Finance Ltd. | 3.24% |
Largest holdings only in Tata CRISIL IBX Financial Services 3 6 Months Debt Index Fund
| Security | % of fund |
|---|---|
| ** 07.95 % REC LTD - 12/03/2027 | 7.87% |
| ** - CANARA BANK - CD - 29/01/2027 | 7.68% |
| ** - ADITYA BIRLA CAPITAL LTD - CP - 04/02/2027 | 7.66% |
| ** - UNION BANK OF INDIA - CD - 02/03/2027 | 7.63% |
| ** - EXIM - CD - 01/03/2027 | 7.63% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | SBI CRISIL-IBX Financial Services 3-6 Months Debt Index | Tata CRISIL IBX Financial Services 3 6 Months Debt Index |
|---|---|---|
| Equity | 0.0% | 0.0% |
| Debt | 105.1% | 98.9% |
| Cash and others | -5.1% | 1.1% |
SBI CRISIL-IBX Financial Services 3-6 Months Debt Index vs Tata CRISIL IBX Financial Services 3 6 Months Debt Index: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | SBI CRISIL-IBX Financial Services 3-6 Months Debt Index Fund | Tata CRISIL IBX Financial Services 3 6 Months Debt Index Fund |
|---|---|---|
| Total expense ratio (Direct) | 0.14% | 0.21% |
| Base expense ratio (Direct) | 0.10% | 0.07% |
| Total expense ratio (Regular) | 0.23% | 0.44% |
| Base expense ratio (Regular) | 0.17% | 0.30% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
SBI CRISIL-IBX Financial Services 3-6 Months Debt Index Fund vs Tata CRISIL IBX Financial Services 3 6 Months Debt Index Fund: Frequently Asked Questions
What is the difference between SBI CRISIL-IBX Financial Services 3-6 Months Debt Index Fund and Tata CRISIL IBX Financial Services 3 6 Months Debt Index Fund?
SBI CRISIL-IBX Financial Services 3-6 Months Debt Index Fund is a mutual fund, Tata CRISIL IBX Financial Services 3 6 Months Debt Index Fund is an Index fund, run by SBI Mutual Fund and Tata Mutual Fund. Their portfolios overlap 27.8%. SBI CRISIL-IBX Financial Services 3-6 Months Debt Index Fund charges 0.14% a year and Tata CRISIL IBX Financial Services 3 6 Months Debt Index Fund 0.21%.
Which has the lower expense ratio, SBI CRISIL-IBX Financial Services 3-6 Months Debt Index Fund or Tata CRISIL IBX Financial Services 3 6 Months Debt Index Fund?
SBI CRISIL-IBX Financial Services 3-6 Months Debt Index Fund charges less: 0.14% a year against 0.21%. These are the Direct plans' total expense ratios reported to AMFI.
How much do SBI CRISIL-IBX Financial Services 3-6 Months Debt Index Fund and Tata CRISIL IBX Financial Services 3 6 Months Debt Index Fund overlap?
27.8%. They hold 7 of the same securities, the largest shared ones being Bank of Baroda, HDFC Bank Ltd., Mahindra & Mahindra Financial Services Ltd.. From each fund's latest monthly portfolio.
Can I invest in both SBI CRISIL-IBX Financial Services 3-6 Months Debt Index Fund and Tata CRISIL IBX Financial Services 3 6 Months Debt Index Fund?
Yes. 27.8% of each fund's money sits in the same holdings, so some of the two investments would move together.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.