SBI CRISIL-IBX 10:90 Gilt + SDL Index - Dec 2029 Index Fund vs Tata NIFTY G Sec Dec 2029 Index Fund
Direct Plan, Growth option · Data as on 30-10-2026
SBI CRISIL-IBX 10:90 Gilt + SDL Index - Dec 2029 Index Fund is a mutual fund and Tata NIFTY G Sec Dec 2029 Index Fund is an Index fund. SBI CRISIL-IBX 10:90 Gilt + SDL Index - Dec 2029 Index Fund charges 0.20% a year and Tata NIFTY G Sec Dec 2029 Index Fund 0.19% (Direct plans). Their portfolios overlap 11.5%: they hold 1 of the same security.
SBI CRISIL-IBX 10:90 Gilt + SDL Index - Dec 2029 Index Fund
- Expense ratio
- 0.20%
- NAV
- ₹10.19
Tata NIFTY G Sec Dec 2029 Index Fund
Index
- Expense ratio
- 0.19%
- NAV
- ₹13.02
Which is better, SBI CRISIL-IBX 10:90 Gilt + SDL Index - Dec 2029 Index or Tata NIFTY G Sec Dec 2029 Index? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- Tata NIFTY G Sec Dec 2029 Index costs less: 0.19% a year against 0.20% (Direct plans).
- Tata NIFTY G Sec Dec 2029 Index fell less in its worst fall since 01-06-2026: −0.9% against −1.1%.
- Tata NIFTY G Sec Dec 2029 Index is the larger fund: ₹131 Cr against ₹39 Cr.
- Their portfolios overlap 11.5%: 1 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | SBI CRISIL-IBX 10:90 Gilt + SDL Index - Dec 2029 Index Fund | Tata NIFTY G Sec Dec 2029 Index Fund |
|---|---|---|
| Fund house | SBI Mutual Fund | Tata Mutual Fund |
| Category | Not available | Index |
| AUM | ₹39 Cr (30-09-2026) | ₹131 Cr (30-09-2026) |
| NAV | ₹10.19 (Direct) | ₹13.02 (Direct) |
| Expense ratio (Direct) | 0.20% | 0.19% |
| Expense ratio (Regular) | 0.40% | 0.42% |
| Riskometer | Not available | Low to Moderate |
| Benchmark | Not available | Nifty G-Sec Dec 2029 Index (TRI) |
| Launch date | Not available | 13-01-2023 |
| Minimum investment | Not available | ₹5,000 |
| Lock in | Not available | None |
| Fund managers | Not available | Murthy Nagarajan, Amit Somani |
| Exit load | Not available | NIL |
SBI CRISIL-IBX 10:90 Gilt + SDL Index - Dec 2029 Index vs Tata NIFTY G Sec Dec 2029 Index: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| SBI CRISIL-IBX 10:90 Gilt + SDL Index - Dec 2029 Index Fund (Direct) | −0.52% | −0.50% | -- | -- | -- | -- | -- |
| Tata NIFTY G Sec Dec 2029 Index Fund (Direct) | −0.41% | −0.26% | +1.67% | +3.41% | +7.40% | -- | -- |
SBI CRISIL-IBX 10:90 Gilt + SDL Index - Dec 2029 Index vs Tata NIFTY G Sec Dec 2029 Index: Year-wise Returns
| Year | SBI CRISIL-IBX 10:90 Gilt + SDL Index -SBI CRISIL-IBX 10:90 Gilt + SDL Index - Dec 2029 Index | Tata NIFTY G SecTata NIFTY G Sec Dec 2029 Index |
|---|---|---|
| 2026to date | -- | +2.62% |
| 2025 | -- | +8.62% |
| 2024 | -- | +8.62% |
SBI CRISIL-IBX 10:90 Gilt + SDL Index - Dec 2029 Index vs Tata NIFTY G Sec Dec 2029 Index: Rolling Returns
Every holding period of both funds
SBI CRISIL-IBX 10:90 Gilt + SDL Index - Dec 2029 Index vs Tata NIFTY G Sec Dec 2029 Index: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | SBI CRISIL-IBX 10:90 Gilt + SDL Index - Dec 2029 Index Fund (Direct) | Tata NIFTY G Sec Dec 2029 Index Fund (Direct) |
|---|---|---|
| Return (CAGR) | +4.30% | +7.22% |
| Standard deviation | 1.58% | 1.59% |
| Sharpe ratio | -0.62 | 0.66 |
| Sortino ratio | -0.89 | 0.97 |
| Maximum drawdown | −1.1% (30-10-2026) | −1.1% (02-04-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 01-06-2026 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
SBI CRISIL-IBX 10:90 Gilt + SDL Index - Dec 2029 Index Fund (Direct)
Tata NIFTY G Sec Dec 2029 Index Fund (Direct)
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| SBI CRISIL-IBX 10:90 Gilt + SDL Index - Dec 2029 Index Fund (Direct) | −1.1% | 17-08-2026 | 30-10-2026 | Not yet | -- | −1.1% |
| Tata NIFTY G Sec Dec 2029 Index Fund (Direct) | −0.9% | 09-09-2026 | 22-10-2026 | Not yet | -- | −0.9% |
From daily values since 01-06-2026, the first day every fund has.
SBI CRISIL-IBX 10:90 Gilt + SDL Index - Dec 2029 Index vs Tata NIFTY G Sec Dec 2029 Index: Portfolio Overlap
From each fund's latest monthly portfolio: SBI CRISIL-IBX 10:90 Gilt + SDL Index - Dec 2029 Index Fund, September 2026; Tata NIFTY G Sec Dec 2029 Index Fund, September 2026
Holdings in common
- Overlap
- 11.5%
- Held by both
- 1
- Only in SBI CRISIL-IBX 10:90 Gilt + SDL Index - Dec 2029 Index
- 7
- Only in Tata NIFTY G Sec Dec 2029 Index
- 1
| Security | % of SBI CRISIL-IBX 10:90 Gilt + SDL Index - Dec 2029 Index | % of Tata NIFTY G Sec Dec 2029 Index |
|---|---|---|
| 6.79% CGL 2029 | 11.50% | 46.22% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 11.5% means 11.5% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in SBI CRISIL-IBX 10:90 Gilt + SDL Index - Dec 2029 Index Fund
| Security | % of fund |
|---|---|
| 7.26% State Government of Gujarat 2029 | 25.48% |
| 6.77% State Government of Tamil Nadu 2029 | 25.13% |
| 6.75% State Government of Himachal Pradesh 2029 | 12.55% |
| 6.55% State Government of Tamil Nadu 2029 | 12.49% |
| 7.24% State Government of Gujarat 2029 | 3.82% |
Largest holdings only in Tata NIFTY G Sec Dec 2029 Index Fund
| Security | % of fund |
|---|---|
| GOI - 7.10% (18/04/2029) | 50.87% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | SBI CRISIL-IBX 10:90 Gilt + SDL Index - Dec 2029 Index | Tata NIFTY G Sec Dec 2029 Index |
|---|---|---|
| Equity | 0.0% | 0.0% |
| Debt | 94.8% | 97.1% |
| Cash and others | 5.2% | 2.9% |
SBI CRISIL-IBX 10:90 Gilt + SDL Index - Dec 2029 Index vs Tata NIFTY G Sec Dec 2029 Index: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | SBI CRISIL-IBX 10:90 Gilt + SDL Index - Dec 2029 Index Fund | Tata NIFTY G Sec Dec 2029 Index Fund |
|---|---|---|
| Total expense ratio (Direct) | 0.20% | 0.19% |
| Base expense ratio (Direct) | 0.15% | 0.16% |
| Total expense ratio (Regular) | 0.40% | 0.42% |
| Base expense ratio (Regular) | 0.32% | 0.38% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
SBI CRISIL-IBX 10:90 Gilt + SDL Index - Dec 2029 Index Fund vs Tata NIFTY G Sec Dec 2029 Index Fund: Frequently Asked Questions
What is the difference between SBI CRISIL-IBX 10:90 Gilt + SDL Index - Dec 2029 Index Fund and Tata NIFTY G Sec Dec 2029 Index Fund?
SBI CRISIL-IBX 10:90 Gilt + SDL Index - Dec 2029 Index Fund is a mutual fund, Tata NIFTY G Sec Dec 2029 Index Fund is an Index fund, run by SBI Mutual Fund and Tata Mutual Fund. Their portfolios overlap 11.5%. SBI CRISIL-IBX 10:90 Gilt + SDL Index - Dec 2029 Index Fund charges 0.20% a year and Tata NIFTY G Sec Dec 2029 Index Fund 0.19%.
Which has the lower expense ratio, SBI CRISIL-IBX 10:90 Gilt + SDL Index - Dec 2029 Index Fund or Tata NIFTY G Sec Dec 2029 Index Fund?
Tata NIFTY G Sec Dec 2029 Index Fund charges less: 0.19% a year against 0.20%. These are the Direct plans' total expense ratios reported to AMFI.
How much do SBI CRISIL-IBX 10:90 Gilt + SDL Index - Dec 2029 Index Fund and Tata NIFTY G Sec Dec 2029 Index Fund overlap?
11.5%. They hold 1 of the same securities, the largest shared ones being 6.79% CGL 2029. From each fund's latest monthly portfolio.
Can I invest in both SBI CRISIL-IBX 10:90 Gilt + SDL Index - Dec 2029 Index Fund and Tata NIFTY G Sec Dec 2029 Index Fund?
Yes. 11.5% of each fund's money sits in the same holdings, so some of the two investments would move together.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.