SBI BSE 100 ETF vs Tata Balanced Advantage Fund
Direct Plan where a fund has one, Growth option · Data as on 30-10-2026
SBI BSE 100 ETF is a mutual fund and Tata Balanced Advantage Fund is a Balanced Advantage fund. In the 3 years to 30-10-2026, SBI BSE 100 ETF (Regular) returned 8.8% a year and Tata Balanced Advantage Fund (Direct) returned 7.4% a year. SBI BSE 100 ETF charges 0.16% a year and Tata Balanced Advantage Fund 0.69%. Their portfolios overlap 36.5%: they hold 32 of the same securities.
Tata Balanced Advantage Fund
Balanced Advantage
- 3 year return
- 7.4%
- Expense ratio
- 0.69%
- NAV
- ₹22.27
Which is better, SBI BSE 100 ETF or Tata Balanced Advantage? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- Tata Balanced Advantage returned more over 5 years: 7.9% a year against 7.6%.
- SBI BSE 100 ETF returned more over 3 years: 8.8% a year against 7.4%.
- SBI BSE 100 ETF costs less: 0.16% a year against 0.69%.
- Tata Balanced Advantage swung less over 3 years: a standard deviation of 7.5% a year against 13.5%.
- Tata Balanced Advantage fell less in its worst fall since 29-01-2019: −20.0% against −38.2%.
- SBI BSE 100 ETF holds more in large companies: 90.2% of the fund in large caps against 46.1%.
- Tata Balanced Advantage is the larger fund: ₹8,005 Cr against ₹9 Cr.
- Their portfolios overlap 36.5%: 32 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | SBI BSE 100 ETF | Tata Balanced Advantage Fund |
|---|---|---|
| Fund house | SBI Mutual Fund | Tata Mutual Fund |
| Category | Not available | Balanced Advantage |
| AUM | ₹9 Cr (30-09-2026) | ₹8,005 Cr (30-09-2026) |
| NAV | ₹272.01 (Regular) | ₹22.27 (Direct) |
| Expense ratio (Direct) | Not available | 0.69% |
| Expense ratio (Regular) | 0.16% | 1.86% |
| Riskometer | Not available | Very High |
| Benchmark | Not available | CRISIL Hybrid 50+50 - Moderate Index |
| Launch date | Not available | 28-01-2019 |
| Minimum investment | Not available | ₹5,000 |
| Lock in | Not available | None |
| Fund managers | Not available | Rahul Singh, Sailesh Jain, Murthy Nagarajan, Amit Somani |
| Exit load | Not available | Exit load of 0.50%, if redeemed within 30 days. |
SBI BSE 100 ETF vs Tata Balanced Advantage: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| SBI BSE 100 ETF (Regular) | +0.93% | −5.53% | −2.97% | −9.05% | +8.78% | +7.62% | +11.52% |
| Tata Balanced Advantage Fund (Direct) | −1.59% | −6.19% | −2.95% | −4.29% | +7.38% | +7.88% | -- |
| Balanced Advantage average | −0.55% | −2.88% | +0.08% | −2.08% | +9.14% | +8.35% | -- |
Category average: the average of the 38 Balanced Advantage funds, same plan type.
SBI BSE 100 ETF vs Tata Balanced Advantage: Year-wise Returns
| Year | SBI BSE 100 ETFSBI BSE 100 ETF | Tata Balanced AdvantageTata Balanced Advantage |
|---|---|---|
| 2026to date | −9.80% | −5.05% |
| 2025 | +10.33% | +7.38% |
| 2024 | +13.11% | +12.27% |
| 2023 | +23.07% | +18.70% |
| 2022 | +5.85% | +7.14% |
| 2021 | +26.33% | +18.43% |
SBI BSE 100 ETF vs Tata Balanced Advantage: Rolling Returns
Every holding period of both funds, against BSE 100 TRI, the benchmark of SBI BSE 100 ETF
Rolling returns
Every 3-year holding period, 1,182 of them, one for each trading day from 31-01-2022 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
SBI BSE 100 ETF (Regular)
Tata Balanced Advantage Fund (Direct)
BSE 100 TRI
to
Jun 2022Apr 2020
to
Apr 2023Jan 2021
to
Jan 2024Nov 2021
to
Nov 2024Sept 2022
to
Sept 2025Jun 2023
to
Jun 2026
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest | Beat benchmark |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| SBI BSE 100 ETF | 0.0 | 0.0 | 4.2 | 33.2 | 49.1 | 9.1 | 4.4 | 16.2% | 15.8% | 6.8% | 32.6% | 1% |
| Tata Balanced Advantage | 0.0 | 0.0 | 4.9 | 73.7 | 21.0 | 0.4 | 0.0 | 13.6% | 13.9% | 6.9% | 21.9% | 4% |
| BSE 100 TRI | 0.0 | 0.0 | 3.6 | 31.8 | 50.2 | 9.7 | 4.7 | 16.4% | 16.1% | 7.0% | 32.8% | -- |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. The benchmark is BSE 100 TRI, over the same periods. "Beat benchmark" counts the periods in which the fund did better. Every fund is measured over the days all of them have, from 29-01-2019. Past returns do not promise future returns.
SBI BSE 100 ETF vs Tata Balanced Advantage: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 01-01-2019 to 30-10-2026: 94 instalments, ₹9,40,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| SBI BSE 100 ETFSBI BSE 100 ETF (Regular) | ₹9,40,000 | ₹14,30,759 | ₹4,90,759 | 10.5% |
| Tata Balanced AdvantageTata Balanced Advantage Fund (Direct) | ₹9,40,000 | ₹13,56,408 | ₹4,16,408 | 9.2% |
SBI BSE 100 ETFSBI BSE 100 ETF (Regular)
Tata Balanced AdvantageTata Balanced Advantage Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
SBI BSE 100 ETF vs Tata Balanced Advantage: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | SBI BSE 100 ETF (Regular) | Tata Balanced Advantage Fund (Direct) |
|---|---|---|
| Return (CAGR) | −9.05% | −4.29% |
| Standard deviation | 13.91% | 8.99% |
| Sharpe ratio | -1.03 | -1.06 |
| Sortino ratio | -1.36 | -1.40 |
| Maximum drawdown | −15.0% (31-03-2026) | −8.4% (23-10-2026) |
| Beta | 1.00 | -- |
| Alpha | −0.16% | -- |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | SBI BSE 100 ETF (Regular) | Tata Balanced Advantage Fund (Direct) |
|---|---|---|
| Return (CAGR) | +8.78% | +7.38% |
| Standard deviation | 13.55% | 7.55% |
| Sharpe ratio | 0.20 | 0.18 |
| Sortino ratio | 0.28 | 0.24 |
| Maximum drawdown | −16.7% (28-02-2025) | −8.4% (23-10-2026) |
| Beta | 1.00 | -- |
| Alpha | −0.18% | -- |
From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | SBI BSE 100 ETF (Regular) | Tata Balanced Advantage Fund (Direct) |
|---|---|---|
| Return (CAGR) | +7.62% | +7.88% |
| Standard deviation | 13.90% | 7.13% |
| Sharpe ratio | 0.13 | 0.29 |
| Sortino ratio | 0.18 | 0.40 |
| Maximum drawdown | −16.7% (28-02-2025) | −8.4% (23-10-2026) |
| Beta | 1.00 | -- |
| Alpha | −0.17% | -- |
From daily NAVs, 29-10-2021 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | SBI BSE 100 ETF (Regular) | Tata Balanced Advantage Fund (Direct) |
|---|---|---|
| Return (CAGR) | +10.40% | +10.87% |
| Standard deviation | 15.99% | 8.79% |
| Sharpe ratio | 0.30 | 0.65 |
| Sortino ratio | 0.40 | 0.88 |
| Maximum drawdown | −38.2% (23-03-2020) | −20.0% (23-03-2020) |
| Beta | 1.00 | -- |
| Alpha | −0.44% | -- |
From daily NAVs, 25-03-2015 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
SBI BSE 100 ETF (Regular)
Tata Balanced Advantage Fund (Direct)
BSE 100 TRI
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| SBI BSE 100 ETF (Regular) | −38.2% | 17-01-2020 | 23-03-2020 | 09-11-2020 | 8 months | −10.6% |
| Tata Balanced Advantage Fund (Direct) | −20.0% | 24-01-2020 | 23-03-2020 | 17-07-2020 | 4 months | −7.4% |
| BSE 100 TRI | −38.0% | 17-01-2020 | 23-03-2020 | 06-11-2020 | 7 months | −10.4% |
From daily values since 29-01-2019, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
SBI BSE 100 ETF (Regular)
Tata Balanced Advantage Fund (Direct)
BSE 100 TRI
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 3-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
SBI BSE 100 ETF (Regular)
Tata Balanced Advantage Fund (Direct)
BSE 100 TRI
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 5-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
SBI BSE 100 ETF (Regular)
Tata Balanced Advantage Fund (Direct)
BSE 100 TRI
Against BSE 100 TRI
| Fund | Up capture | Down capture | Tracking error |
|---|---|---|---|
| SBI BSE 100 ETF (Regular) | 100% | 100% | 0.07% |
| Tata Balanced Advantage Fund (Direct) | 59% | 40% | 8.77% |
From month-end values since 29-01-2019. Up capture: a fund's average month when the benchmark rose, as % of the benchmark's; above 100% it gained more. Down capture: the same for months the benchmark fell; below 100% it fell less. Tracking error: how far the monthly returns strayed from the benchmark's, a year; an index fund aims near 0.
SBI BSE 100 ETF vs Tata Balanced Advantage: Portfolio Overlap
From each fund's latest monthly portfolio: SBI BSE 100 ETF, September 2026; Tata Balanced Advantage Fund, September 2026
Holdings in common
- Overlap
- 36.5%
- Held by both
- 32
- Only in SBI BSE 100 ETF
- 68
- Only in Tata Balanced Advantage
- 78
| Security | % of SBI BSE 100 ETF | % of Tata Balanced Advantage |
|---|---|---|
| Reliance Industries Ltd. | 6.01% | 4.21% |
| HDFC Bank Ltd. | 8.26% | 3.07% |
| Bharti Airtel Ltd. | 4.18% | 3.01% |
| ICICI Bank Ltd. | 7.24% | 2.44% |
| Larsen & Toubro Ltd. | 3.35% | 2.00% |
| State Bank of India | 3.04% | 1.56% |
| Sun Pharmaceutical Industries Ltd. | 1.50% | 1.47% |
| Mahindra & Mahindra Ltd. | 2.01% | 1.45% |
| Axis Bank Ltd. | 2.68% | 1.35% |
| Bajaj Finance Ltd. | 1.96% | 1.26% |
| Infosys Ltd. | 2.68% | 1.22% |
| Hindustan Unilever Ltd. | 1.28% | 1.20% |
| NTPC Ltd. | 1.17% | 1.26% |
| Tata Steel Ltd. | 1.16% | 1.29% |
| Adani Ports and Special Economic Zone Ltd. | 1.07% | 1.55% |
| Shriram Finance Ltd. | 1.04% | 1.87% |
| Adani Enterprises Ltd. | 0.75% | 1.26% |
| Tech Mahindra Ltd. | 0.75% | 0.99% |
| Bajaj Finserv Ltd. | 0.74% | 1.42% |
| Oil & Natural Gas Corporation Ltd. | 0.67% | 1.01% |
| Apollo Hospitals Enterprise Ltd. | 0.63% | 1.96% |
| The Federal Bank Ltd. | 0.60% | 1.46% |
| One 97 Communications Ltd. | 0.55% | 0.82% |
| Cummins India Ltd. | 0.49% | 1.43% |
| Varun Beverages Ltd. | 0.45% | 0.91% |
| Bharat Petroleum Corporation Ltd. | 0.45% | 0.88% |
| HDFC Life Insurance Company Ltd. | 0.42% | 0.90% |
| Power Grid Corporation of India Ltd. | 0.91% | 0.35% |
| ICICI Lombard General Insurance Company Ltd. | 0.30% | 0.88% |
| PB Fintech Ltd. | 0.29% | 1.01% |
| Shree Cement Ltd. | 0.22% | 1.20% |
| Bharat Electronics Ltd. | 1.07% | 0.15% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 36.5% means 36.5% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in SBI BSE 100 ETF
| Security | % of fund |
|---|---|
| Kotak Mahindra Bank Ltd. | 2.34% |
| ITC Ltd. | 1.94% |
| Eternal Ltd. | 1.76% |
| Tata Consultancy Services Ltd. | 1.58% |
| Titan Company Ltd. | 1.43% |
Largest holdings only in Tata Balanced Advantage Fund
| Security | % of fund |
|---|---|
| GOI - 7.34% (22/04/2064) | 2.26% |
| GOI - 6.54% (17/01/2032) | 1.96% |
| GOI - 7.09% (05/08/2054) | 1.75% |
| BROOKFIELD INDIA REAL ESTATE TRUST | 1.74% |
| GODREJ PROPERTIES LTD | 1.57% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | SBI BSE 100 ETF | Tata Balanced Advantage |
|---|---|---|
| Equity | 100.0% | 65.6% |
| Debt | 0.0% | 27.8% |
| Cash and others | 0.0% | 6.6% |
Market cap of stocks
| Market cap | SBI BSE 100 ETF | Tata Balanced Advantage |
|---|---|---|
| Large Cap | 90.2% | 46.1% |
| Mid Cap | 9.7% | 10.2% |
| Small Cap | 0.0% | 8.2% |
| Not on AMFI's list | 0.0% | 1.0% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | SBI BSE 100 ETF | Tata Balanced Advantage |
|---|---|---|
| Banks | 26.7% | 9.9% |
| IT - Software | 7.5% | 2.2% |
| Petroleum Products | 6.8% | 5.1% |
| Automobiles | 6.5% | 1.4% |
| Finance | 5.8% | 5.9% |
| Insurance | 1.3% | 4.8% |
| Telecom - Services | 4.5% | 3.0% |
| Healthcare Services | 1.1% | 3.9% |
The six largest sectors of each fund's stocks, % of the fund.
SBI BSE 100 ETF vs Tata Balanced Advantage: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | SBI BSE 100 ETF | Tata Balanced Advantage Fund |
|---|---|---|
| Total expense ratio (Direct) | Not available | 0.69% |
| Base expense ratio (Direct) | 0.00% | 0.50% |
| Total expense ratio (Regular) | 0.16% | 1.86% |
| Base expense ratio (Regular) | 0.12% | 1.52% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
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SBI BSE 100 ETF vs Tata Balanced Advantage Fund: Frequently Asked Questions
What is the difference between SBI BSE 100 ETF and Tata Balanced Advantage Fund?
SBI BSE 100 ETF is a mutual fund, Tata Balanced Advantage Fund is a Balanced Advantage fund, run by SBI Mutual Fund and Tata Mutual Fund. Their portfolios overlap 36.5%. SBI BSE 100 ETF charges 0.16% a year and Tata Balanced Advantage Fund 0.69%.
Which has given higher returns, SBI BSE 100 ETF or Tata Balanced Advantage Fund?
Over 1 year: SBI BSE 100 ETF −9.05%, Tata Balanced Advantage Fund −4.29%. Over 3 years: SBI BSE 100 ETF +8.78% a year, Tata Balanced Advantage Fund +7.38% a year. Over 5 years: SBI BSE 100 ETF +7.62% a year, Tata Balanced Advantage Fund +7.88% a year. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, SBI BSE 100 ETF or Tata Balanced Advantage Fund?
SBI BSE 100 ETF charges less: 0.16% a year against 0.69%. These are the total expense ratios reported to AMFI.
How much do SBI BSE 100 ETF and Tata Balanced Advantage Fund overlap?
36.5%. They hold 32 of the same securities, the largest shared ones being RELIANCE, HDFCBANK, BHARTIARTL. From each fund's latest monthly portfolio.
Which is better for SIP, SBI BSE 100 ETF or Tata Balanced Advantage Fund?
Over the last 5 years, a monthly SIP of ₹10,000 from 01-10-2021 to 30-10-2026 grew to ₹7,13,638 in SBI BSE 100 ETF (XIRR 6.1% a year) and ₹7,12,542 in Tata Balanced Advantage Fund (XIRR 6.1% a year). Both received 61 instalments. Past returns do not promise future returns.
Can I invest in both SBI BSE 100 ETF and Tata Balanced Advantage Fund?
Yes. 36.5% of each fund's money sits in the same holdings, so some of the two investments would move together.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.