Samco Large Cap Fund vs WhiteOak Capital Large Cap Fund
Direct Plan, Growth option · Data as on 30-10-2026
Samco Large Cap Fund and WhiteOak Capital Large Cap Fund are both Large Cap funds. In the year to 30-10-2026, Samco Large Cap Fund (Direct) returned −8.7% and WhiteOak Capital Large Cap Fund (Direct) returned −5.4%. Samco Large Cap Fund charges 2.15% a year and WhiteOak Capital Large Cap Fund 0.92% (Direct plans). Their portfolios overlap 17.1%: they hold 11 of the same securities.
WhiteOak Capital Large Cap Fund
Large Cap
- 1 year return
- −5.4%
- Expense ratio
- 0.92%
- NAV
- ₹15.19
Which is better, Samco Large Cap or WhiteOak Capital Large Cap? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- WhiteOak Capital Large Cap returned more over 1 year: −5.4% against −8.7%.
- WhiteOak Capital Large Cap costs less: 0.92% a year against 2.15% (Direct plans).
- WhiteOak Capital Large Cap fell less in its worst fall since 28-03-2025: −13.9% against −16.5%.
- WhiteOak Capital Large Cap holds more in large companies: 77.5% of the fund in large caps against 66.2%.
- WhiteOak Capital Large Cap is the larger fund: ₹1,208 Cr against ₹86 Cr.
- Their portfolios overlap 17.1%: 11 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Samco Large Cap Fund | WhiteOak Capital Large Cap Fund |
|---|---|---|
| Fund house | Samco Mutual Fund | WhiteOak Capital Mutual Fund |
| Category | Large Cap | Large Cap |
| AUM | ₹86 Cr (30-09-2026) | ₹1,208 Cr (30-09-2026) |
| NAV | ₹8.90 (Direct) | ₹15.19 (Direct) |
| Expense ratio (Direct) | 2.15% | 0.92% |
| Expense ratio (Regular) | 3.69% | 2.48% |
| Riskometer | Very High | Very High |
| Benchmark | Nifty 100 TRI | BSE 100 TRI |
| Launch date | 25-03-2025 | 01-12-2022 |
| Minimum investment | ₹5,000 | ₹500 |
| Lock in | None | None |
| Fund managers | Umeshkumar Mehta, Nirali Bhansali, Dhawal Dhanani, Vishal Shinde | Ramesh Mantri, Piyush Baranwal, Trupti Agrawal, Dheeresh Pathak, Ashish Agrawal |
| Exit load | 1.00% If the investment is redeemed or switched out on or before 30 days from the date of allotment of units. No Exit Load will be charged if investment is redeemed or switched out after 30 days from the date of allotment of units. (With effect from July 01, 2025) | Nil |
Samco Large Cap vs WhiteOak Capital Large Cap: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Samco Large Cap Fund (Direct) | +0.91% | −1.77% | −4.51% | −8.72% | -- | -- | -- |
| WhiteOak Capital Large Cap Fund (Direct) | +0.84% | −4.90% | −0.27% | −5.44% | +13.22% | -- | -- |
| Large Cap average | +0.62% | −4.36% | −1.05% | −6.33% | +10.38% | -- | -- |
Category average: the average of the 35 Large Cap funds, same plan type.
Samco Large Cap vs WhiteOak Capital Large Cap: Year-wise Returns
| Year | SamcoSamco Large Cap | WhiteOak CapitalWhiteOak Capital Large Cap |
|---|---|---|
| 2026to date | −6.61% | −6.13% |
| 2025 | -- | +9.49% |
| 2024 | -- | +22.98% |
| 2023 | -- | +25.35% |
Samco Large Cap vs WhiteOak Capital Large Cap: Rolling Returns
Every holding period of both funds, against Nifty 100 TRI, the benchmark of Samco Large Cap Fund
Rolling returns
Every 1-year holding period, 146 of them, one for each trading day from 30-03-2026 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
Samco Large Cap Fund (Direct)
WhiteOak Capital Large Cap Fund (Direct)
Nifty 100 TRI
to
Apr 2026May 2025
to
May 2026Jun 2025
to
Jun 2026Aug 2025
to
Aug 2026Sept 2025
to
Sept 2026Oct 2025
to
Oct 2026
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest | Beat benchmark |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Samco Large Cap | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | −7.0% | −6.8% | −11.9% | −2.7% | 2% |
| WhiteOak Capital Large Cap | 36.6 | 47.6 | 14.5 | 1.4 | 0.0 | 0.0 | 0.0 | 1.3% | 1.2% | −7.7% | 11.4% | 100% |
| Nifty 100 TRI | 65.8 | 29.5 | 4.8 | 0.0 | 0.0 | 0.0 | 0.0 | −1.4% | −1.3% | −10.5% | 9.3% | -- |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. The benchmark is Nifty 100 TRI, over the same periods. "Beat benchmark" counts the periods in which the fund did better. Every fund is measured over the days all of them have, from 28-03-2025. Past returns do not promise future returns.
Samco Large Cap vs WhiteOak Capital Large Cap: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 28-03-2025 to 30-10-2026: 20 instalments, ₹2,00,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| Samco Large CapSamco Large Cap Fund (Direct) | ₹2,00,000 | ₹1,87,089 | −₹12,911 | −7.5% |
| WhiteOak Capital Large CapWhiteOak Capital Large Cap Fund (Direct) | ₹2,00,000 | ₹1,98,730 | −₹1,270 | −0.7% |
Samco Large CapSamco Large Cap Fund (Direct)
WhiteOak Capital Large CapWhiteOak Capital Large Cap Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Samco Large Cap vs WhiteOak Capital Large Cap: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Samco Large Cap Fund (Direct) | WhiteOak Capital Large Cap Fund (Direct) |
|---|---|---|
| Return (CAGR) | −8.72% | −5.44% |
| Standard deviation | 11.76% | 12.81% |
| Sharpe ratio | -1.19 | -0.83 |
| Sortino ratio | -1.49 | -1.11 |
| Maximum drawdown | −12.3% (08-10-2026) | −13.9% (30-03-2026) |
| Beta | 0.53 | 0.91 |
| Alpha | −6.60% | +2.22% |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Samco Large Cap Fund (Direct) | WhiteOak Capital Large Cap Fund (Direct) |
|---|---|---|
| Return (CAGR) | −7.01% | +11.46% |
| Standard deviation | 10.59% | 12.47% |
| Sharpe ratio | -1.17 | 0.42 |
| Sortino ratio | -1.49 | 0.58 |
| Maximum drawdown | −16.5% (08-10-2026) | −15.3% (28-02-2025) |
| Beta | 0.50 | 0.96 |
| Alpha | −10.21% | +3.59% |
From daily NAVs, 28-03-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Samco Large Cap Fund (Direct)
WhiteOak Capital Large Cap Fund (Direct)
Nifty 100 TRI
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Samco Large Cap Fund (Direct) | −16.5% | 01-07-2025 | 08-10-2026 | Not yet | -- | −13.1% |
| WhiteOak Capital Large Cap Fund (Direct) | −13.9% | 07-01-2026 | 30-03-2026 | Not yet | -- | −7.2% |
| Nifty 100 TRI | −14.9% | 02-01-2026 | 30-03-2026 | Not yet | -- | −10.1% |
From daily values since 28-03-2025, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Samco Large Cap Fund (Direct)
WhiteOak Capital Large Cap Fund (Direct)
Nifty 100 TRI
Against Nifty 100 TRI
| Fund | Up capture | Down capture | Tracking error |
|---|---|---|---|
| Samco Large Cap Fund (Direct) | 22% | 65% | 9.93% |
| WhiteOak Capital Large Cap Fund (Direct) | 101% | 85% | 2.34% |
From month-end values since 28-03-2025. Up capture: a fund's average month when the benchmark rose, as % of the benchmark's; above 100% it gained more. Down capture: the same for months the benchmark fell; below 100% it fell less. Tracking error: how far the monthly returns strayed from the benchmark's, a year; an index fund aims near 0.
Samco Large Cap vs WhiteOak Capital Large Cap: Portfolio Overlap
From each fund's latest monthly portfolio: Samco Large Cap Fund, September 2026; WhiteOak Capital Large Cap Fund, September 2026
Holdings in common
- Overlap
- 17.1%
- Held by both
- 11
- Only in Samco Large Cap
- 10
- Only in WhiteOak Capital Large Cap
- 66
| Security | % of Samco Large Cap | % of WhiteOak Capital Large Cap |
|---|---|---|
| Nestle India Limited | 3.14% | 4.49% |
| State Bank of India | 2.82% | 3.36% |
| Titan Company Limited | 3.99% | 2.65% |
| ICICI Bank Limited | 1.43% | 9.71% |
| Hindalco Industries Limited | 3.56% | 1.39% |
| Divi's Laboratories Limited | 5.65% | 1.22% |
| Solar Industries India Limited | 5.51% | 1.22% |
| Bajaj Finance Limited | 1.86% | 1.03% |
| National Stock Exchange Of India Ltd | 9.18% | 0.92% |
| Torrent Pharmaceuticals Limited | 5.23% | 0.72% |
| JSW Steel Limited | 2.58% | 0.51% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 17.1% means 17.1% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Samco Large Cap Fund
| Security | % of fund |
|---|---|
| Samvardhana Motherson International Limited | 6.09% |
| Adani Energy Solutions Limited | 5.04% |
| Bajaj Auto Limited | 4.83% |
| Apollo Hospitals Enterprise Limited | 3.92% |
| TVS Motor Company Limited | 3.68% |
Largest holdings only in WhiteOak Capital Large Cap Fund
| Security | % of fund |
|---|---|
| HDFC Bank Limited | 6.32% |
| Bharti Airtel Limited | 5.43% |
| Kotak Mahindra Bank Limited | 3.41% |
| Eternal Limited | 3.32% |
| Mahindra & Mahindra Limited | 3.27% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Samco Large Cap | WhiteOak Capital Large Cap |
|---|---|---|
| Equity | 81.3% | 87.9% |
| Debt | 0.0% | 3.1% |
| Cash and others | 18.7% | 9.0% |
Market cap of stocks
| Market cap | Samco Large Cap | WhiteOak Capital Large Cap |
|---|---|---|
| Large Cap | 66.2% | 77.5% |
| Mid Cap | 5.9% | 6.7% |
| Small Cap | 0.0% | 1.9% |
| Not on AMFI's list | 9.2% | 1.7% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | Samco Large Cap | WhiteOak Capital Large Cap |
|---|---|---|
| Banks | 5.7% | 25.5% |
| Pharmaceuticals & Biotechnology | 14.4% | 3.6% |
| Capital Markets | 9.2% | 2.4% |
| Automobiles | 8.5% | 5.8% |
| Auto Components | 8.4% | 0.0% |
| Finance | 1.9% | 6.2% |
| Chemicals & Petrochemicals | 5.5% | 2.7% |
| Telecom - Services | 0.0% | 5.4% |
| IT - Software | 0.0% | 5.1% |
| Retailing | 0.0% | 5.0% |
The six largest sectors of each fund's stocks, % of the fund.
Samco Large Cap vs WhiteOak Capital Large Cap: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Samco Large Cap Fund | WhiteOak Capital Large Cap Fund |
|---|---|---|
| Total expense ratio (Direct) | 2.15% | 0.92% |
| Base expense ratio (Direct) | 0.71% | 0.55% |
| Total expense ratio (Regular) | 3.69% | 2.48% |
| Base expense ratio (Regular) | 2.10% | 1.87% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Compare Samco Large Cap with
Samco Large Cap Fund vs WhiteOak Capital Large Cap Fund: Frequently Asked Questions
What is the difference between Samco Large Cap Fund and WhiteOak Capital Large Cap Fund?
Both are Large Cap funds, run by Samco Mutual Fund and WhiteOak Capital Mutual Fund. Their portfolios overlap 17.1%. Samco Large Cap Fund charges 2.15% a year and WhiteOak Capital Large Cap Fund 0.92%.
Which has given higher returns, Samco Large Cap Fund or WhiteOak Capital Large Cap Fund?
Over 1 year: Samco Large Cap Fund −8.72%, WhiteOak Capital Large Cap Fund −5.44%. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, Samco Large Cap Fund or WhiteOak Capital Large Cap Fund?
WhiteOak Capital Large Cap Fund charges less: 0.92% a year against 2.15%. These are the Direct plans' total expense ratios reported to AMFI.
How much do Samco Large Cap Fund and WhiteOak Capital Large Cap Fund overlap?
17.1%. They hold 11 of the same securities, the largest shared ones being NESTLEIND, SBIN, TITAN. From each fund's latest monthly portfolio.
Which is riskier, Samco Large Cap Fund or WhiteOak Capital Large Cap Fund?
On SEBI's riskometer, Samco Large Cap Fund is rated Very High and WhiteOak Capital Large Cap Fund Very High. Over 1 years, the standard deviation of daily returns was 11.76% and 12.81% a year.
Can I invest in both Samco Large Cap Fund and WhiteOak Capital Large Cap Fund?
Yes. 17.1% of each fund's money sits in the same holdings, so some of the two investments would move together.
Who manages Samco Large Cap Fund and WhiteOak Capital Large Cap Fund?
Samco Large Cap Fund: Umeshkumar Mehta, Nirali Bhansali, Dhawal Dhanani, Vishal Shinde. WhiteOak Capital Large Cap Fund: Ramesh Mantri, Piyush Baranwal, Trupti Agrawal, Dheeresh Pathak, Ashish Agrawal.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.