quant Gilt Fund vs Sundaram Conservative Hybrid Fund
Direct Plan, Growth option · Data as on 30-10-2026
quant Gilt Fund is a Gilt fund and Sundaram Conservative Hybrid Fund is a Conservative Hybrid fund. In the 3 years to 30-10-2026, quant Gilt Fund (Direct) returned 5.6% a year and Sundaram Conservative Hybrid Fund (Direct) returned 5.4% a year. quant Gilt Fund charges 0.40% a year and Sundaram Conservative Hybrid Fund 1.14% (Direct plans). Their portfolios overlap 20.1%: they hold 1 of the same security.
Sundaram Conservative Hybrid Fund
Conservative Hybrid
- 3 year return
- 5.4%
- Expense ratio
- 1.14%
- NAV
- ₹32.36
Which is better, quant Gilt or Sundaram Conservative Hybrid? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- quant Gilt returned more over 3 years: 5.6% a year against 5.4%.
- quant Gilt returned more over 1 year: 2.2% against −1.4%.
- quant Gilt costs less: 0.40% a year against 1.14% (Direct plans).
- quant Gilt swung less over 3 years: a standard deviation of 1.8% a year against 3.4%.
- quant Gilt fell less in its worst fall since 22-12-2022: −2.2% against −4.2%.
- quant Gilt is the larger fund: ₹73 Cr against ₹18 Cr.
- Their portfolios overlap 20.1%: 1 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | quant Gilt Fund | Sundaram Conservative Hybrid Fund |
|---|---|---|
| Fund house | quant Mutual Fund | Sundaram Mutual Fund |
| Category | Gilt | Conservative Hybrid |
| AUM | ₹73 Cr (30-09-2026) | ₹18 Cr (30-09-2026) |
| NAV | ₹12.43 (Direct) | ₹32.36 (Direct) |
| Expense ratio (Direct) | 0.40% | 1.14% |
| Expense ratio (Regular) | 1.59% | 1.89% |
| Riskometer | Moderate | Moderate |
| Benchmark | CRISIL Dynamic Gilt Index | CRISIL Hybrid 85+15 - Conservative Index |
| Launch date | 12-09-2023 | 08-03-2010 |
| Minimum investment | ₹5,000 | For first investment - Rs.5000/- |
| Lock in | None | None |
| Fund managers | Sanjeev Sharma, Haroonvardhan Sirohi | Kumaresh Ramakrishnan, Bharath |
| Exit load | NIL | NIL |
quant Gilt vs Sundaram Conservative Hybrid: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| quant Gilt Fund (Direct) | −0.59% | −1.16% | +1.46% | +2.19% | +5.62% | -- | -- |
| Sundaram Conservative Hybrid Fund (Direct) | +0.16% | −1.52% | +0.19% | −1.40% | +5.41% | +5.09% | +6.19% |
| Gilt average | −0.69% | −1.34% | +1.62% | +2.12% | +6.19% | -- | -- |
| Conservative Hybrid average | −0.46% | −1.48% | +0.87% | +1.02% | +7.61% | +7.13% | +7.52% |
Category average: the average of the 28 Gilt funds and the 18 Conservative Hybrid funds, same plan type.
quant Gilt vs Sundaram Conservative Hybrid: Year-wise Returns
| Year | quant Giltquant Gilt | Sundaram Conservative HybridSundaram Conservative Hybrid |
|---|---|---|
| 2026to date | +1.65% | −2.51% |
| 2025 | +4.94% | +5.21% |
| 2024 | +8.52% | +9.14% |
| 2023 | +7.16% | +10.14% |
| 2022 | -- | +3.75% |
| 2021 | -- | +15.39% |
quant Gilt vs Sundaram Conservative Hybrid: Rolling Returns
Every holding period of both funds
Rolling returns
Every 3-year holding period, 206 of them, one for each trading day from 22-12-2025 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
quant Gilt Fund (Direct)
Sundaram Conservative Hybrid Fund (Direct)
to
Jan 2026Mar 2023
to
Mar 2026May 2023
to
May 2026Jun 2023
to
Jun 2026Aug 2023
to
Aug 2026Oct 2023
to
Oct 2026
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest |
|---|---|---|---|---|---|---|---|---|---|---|---|
| quant Gilt | 0.0 | 0.0 | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 6.2% | 6.2% | 5.5% | 7.0% |
| Sundaram Conservative Hybrid | 0.0 | 1.0 | 99.0 | 0.0 | 0.0 | 0.0 | 0.0 | 6.5% | 6.1% | 4.9% | 8.3% |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. Every fund is measured over the days all of them have, from 22-12-2022. Past returns do not promise future returns.
quant Gilt vs Sundaram Conservative Hybrid: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 22-12-2022 to 30-10-2026: 47 instalments, ₹4,70,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| quant Giltquant Gilt Fund (Direct) | ₹4,70,000 | ₹5,14,718 | ₹44,718 | 4.6% |
| Sundaram Conservative HybridSundaram Conservative Hybrid Fund (Direct) | ₹4,70,000 | ₹5,03,022 | ₹33,022 | 3.4% |
quant Giltquant Gilt Fund (Direct)
Sundaram Conservative HybridSundaram Conservative Hybrid Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
quant Gilt vs Sundaram Conservative Hybrid: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | quant Gilt Fund (Direct) | Sundaram Conservative Hybrid Fund (Direct) |
|---|---|---|
| Return (CAGR) | +2.19% | −1.40% |
| Standard deviation | 2.25% | 3.41% |
| Sharpe ratio | -1.36 | -1.95 |
| Sortino ratio | -1.77 | -2.43 |
| Maximum drawdown | −1.9% (02-04-2026) | −4.2% (30-03-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | quant Gilt Fund (Direct) | Sundaram Conservative Hybrid Fund (Direct) |
|---|---|---|
| Return (CAGR) | +5.62% | +5.41% |
| Standard deviation | 1.83% | 3.36% |
| Sharpe ratio | -0.22 | -0.18 |
| Sortino ratio | -0.30 | -0.25 |
| Maximum drawdown | −2.2% (01-09-2025) | −4.2% (30-03-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | quant Gilt Fund (Direct) | Sundaram Conservative Hybrid Fund (Direct) |
|---|---|---|
| Return (CAGR) | +5.78% | +7.46% |
| Standard deviation | 1.72% | 4.94% |
| Sharpe ratio | -0.23 | 0.29 |
| Sortino ratio | -0.31 | 0.38 |
| Maximum drawdown | −2.2% (01-09-2025) | −12.6% (23-03-2020) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 22-12-2022 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
quant Gilt Fund (Direct)
Sundaram Conservative Hybrid Fund (Direct)
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| quant Gilt Fund (Direct) | −2.2% | 28-05-2025 | 01-09-2025 | 05-02-2026 | 5 months | −1.8% |
| Sundaram Conservative Hybrid Fund (Direct) | −4.2% | 02-01-2026 | 30-03-2026 | Not yet | -- | −2.6% |
From daily values since 22-12-2022, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
quant Gilt Fund (Direct)
Sundaram Conservative Hybrid Fund (Direct)
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 3-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
quant Gilt Fund (Direct)
Sundaram Conservative Hybrid Fund (Direct)
quant Gilt vs Sundaram Conservative Hybrid: Portfolio Overlap
From each fund's latest monthly portfolio: quant Gilt Fund, September 2026; Sundaram Conservative Hybrid Fund, September 2026
Holdings in common
- Overlap
- 20.1%
- Held by both
- 1
- Only in quant Gilt
- 10
- Only in Sundaram Conservative Hybrid
- 28
| Security | % of quant Gilt | % of Sundaram Conservative Hybrid |
|---|---|---|
| 6.36% GOI 16-Feb-2031 | 20.13% | 21.42% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 20.1% means 20.1% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in quant Gilt Fund
| Security | % of fund |
|---|---|
| TREPS 01-Oct-2026 DEPO 10 | 16.98% |
| 7.68% Karnataka SDL - 21-Dec-2034 | 13.62% |
| 7.46% Maharashtra SDL - 13-Sep-2033 | 10.30% |
| 7.49% Tamil Nadu SDL - 24-Apr-2034 | 8.64% |
| 0% GS2027 CSTRIP 12 Sep 2027 | 7.11% |
Largest holdings only in Sundaram Conservative Hybrid Fund
| Security | % of fund |
|---|---|
| 6.53% Government Stock - 07/09/2031 | 26.94% |
| Power Finance Corporation Ltd - 6.96% - 02/03/2028 | 5.41% |
| BAJAJ HOUSING FINANCE LTD - 7.64% - 01/07/2030 | 5.35% |
| Bajaj Finance Ltd - 8.1167% - 10/05/2027 | 2.73% |
| BAJAJ HOUSING FINANCE LTD - 7.7% - 21/05/2027 | 2.72% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | quant Gilt | Sundaram Conservative Hybrid |
|---|---|---|
| Equity | 0.0% | 17.8% |
| Debt | 99.1% | 64.6% |
| Cash and others | 0.9% | 17.7% |
Market cap of stocks
| Market cap | quant Gilt | Sundaram Conservative Hybrid |
|---|---|---|
| Large Cap | -- | 15.9% |
| Mid Cap | -- | 1.4% |
| Small Cap | -- | 0.5% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | quant Gilt | Sundaram Conservative Hybrid |
|---|---|---|
| Banks | 0.0% | 5.1% |
| Telecom - Services | 0.0% | 2.3% |
| It - Software | 0.0% | 2.1% |
| Petroleum Products | 0.0% | 1.9% |
| Automobiles | 0.0% | 1.4% |
| Pharmaceuticals & Biotechnology | 0.0% | 0.9% |
The six largest sectors of each fund's stocks, % of the fund.
quant Gilt vs Sundaram Conservative Hybrid: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | quant Gilt Fund | Sundaram Conservative Hybrid Fund |
|---|---|---|
| Total expense ratio (Direct) | 0.40% | 1.14% |
| Base expense ratio (Direct) | 0.34% | 0.96% |
| Total expense ratio (Regular) | 1.59% | 1.89% |
| Base expense ratio (Regular) | 1.35% | 1.62% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Compare quant Gilt with
Compare Sundaram Conservative Hybrid with
- Sundaram Conservative Hybrid vs Parag Parikh Conservative Hybrid
- Sundaram Conservative Hybrid vs HSBC Conservative Hybrid
- Sundaram Conservative Hybrid vs ICICI Prudential Conservative Hybrid
- Sundaram Conservative Hybrid vs Nippon India Conservative Hybrid
- Sundaram Conservative Hybrid vs Aditya Birla Sun Life Conservative Hybrid
quant Gilt Fund vs Sundaram Conservative Hybrid Fund: Frequently Asked Questions
What is the difference between quant Gilt Fund and Sundaram Conservative Hybrid Fund?
quant Gilt Fund is a Gilt fund, Sundaram Conservative Hybrid Fund is a Conservative Hybrid fund, run by quant Mutual Fund and Sundaram Mutual Fund. Their portfolios overlap 20.1%. quant Gilt Fund charges 0.40% a year and Sundaram Conservative Hybrid Fund 1.14%.
Which has given higher returns, quant Gilt Fund or Sundaram Conservative Hybrid Fund?
Over 1 year: quant Gilt Fund +2.19%, Sundaram Conservative Hybrid Fund −1.40%. Over 3 years: quant Gilt Fund +5.62% a year, Sundaram Conservative Hybrid Fund +5.41% a year. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, quant Gilt Fund or Sundaram Conservative Hybrid Fund?
quant Gilt Fund charges less: 0.40% a year against 1.14%. These are the Direct plans' total expense ratios reported to AMFI.
How much do quant Gilt Fund and Sundaram Conservative Hybrid Fund overlap?
20.1%. They hold 1 of the same securities, the largest shared ones being 6.36% GOI 16-Feb-2031. From each fund's latest monthly portfolio.
Which is riskier, quant Gilt Fund or Sundaram Conservative Hybrid Fund?
On SEBI's riskometer, quant Gilt Fund is rated Moderate and Sundaram Conservative Hybrid Fund Moderate. Over 3 years, the standard deviation of daily returns was 1.83% and 3.36% a year.
Which is better for SIP, quant Gilt Fund or Sundaram Conservative Hybrid Fund?
Over the last 3 years, a monthly SIP of ₹10,000 from 03-10-2023 to 30-10-2026 grew to ₹3,93,502 in quant Gilt Fund (XIRR 3.9% a year) and ₹3,82,306 in Sundaram Conservative Hybrid Fund (XIRR 2.1% a year). Both received 37 instalments. Past returns do not promise future returns.
Can I invest in both quant Gilt Fund and Sundaram Conservative Hybrid Fund?
Yes. 20.1% of each fund's money sits in the same holdings, so some of the two investments would move together.
Who manages quant Gilt Fund and Sundaram Conservative Hybrid Fund?
quant Gilt Fund: Sanjeev Sharma, Haroonvardhan Sirohi. Sundaram Conservative Hybrid Fund: Kumaresh Ramakrishnan, Bharath.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.