quant Gilt Fund vs quant Healthcare Fund
Direct Plan, Growth option · Data as on 30-10-2026
quant Gilt Fund is a Gilt fund and quant Healthcare Fund is a Thematic fund. In the 3 years to 30-10-2026, quant Gilt Fund (Direct) returned 5.6% a year and quant Healthcare Fund (Direct) returned 21.1% a year. quant Gilt Fund charges 0.40% a year and quant Healthcare Fund 1.56% (Direct plans). Their portfolios overlap 17.0%: they hold 1 of the same security.
Which is better, quant Gilt or quant Healthcare? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- quant Healthcare returned more over 3 years: 21.1% a year against 5.6%.
- quant Healthcare returned more over 1 year: 15.3% against 2.2%.
- quant Gilt costs less: 0.40% a year against 1.56% (Direct plans).
- quant Gilt swung less over 3 years: a standard deviation of 1.8% a year against 17.3%.
- quant Gilt fell less in its worst fall since 18-07-2023: −2.2% against −25.2%.
- quant Healthcare is the larger fund: ₹425 Cr against ₹73 Cr.
- Their portfolios overlap 17.0%: 1 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | quant Gilt Fund | quant Healthcare Fund |
|---|---|---|
| Fund house | quant Mutual Fund | quant Mutual Fund |
| Category | Gilt | Thematic |
| AUM | ₹73 Cr (30-09-2026) | ₹425 Cr (30-09-2026) |
| NAV | ₹12.43 (Direct) | ₹18.50 (Direct) |
| Expense ratio (Direct) | 0.40% | 1.56% |
| Expense ratio (Regular) | 1.59% | 3.19% |
| Riskometer | Moderate | Very High |
| Benchmark | CRISIL Dynamic Gilt Index | NIFTY Healthcare TRI |
| Launch date | 12-09-2023 | 07-05-2024 |
| Minimum investment | ₹5,000 | ₹5,000 |
| Lock in | None | None |
| Fund managers | Sanjeev Sharma, Haroonvardhan Sirohi | Sandeep Tandon, Ankit Pande, Sanjeev Sharma, Varun Pattani, Ayusha Kumbhat, Yug Tibrewal, Sameer Kate |
| Exit load | NIL | Exit load of 1%, if redeemed within 15 days. |
quant Gilt vs quant Healthcare: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| quant Gilt Fund (Direct) | −0.59% | −1.16% | +1.46% | +2.19% | +5.62% | -- | -- |
| quant Healthcare Fund (Direct) | −1.92% | +3.16% | +15.35% | +15.33% | +21.15% | -- | -- |
| Gilt average | −0.69% | −1.34% | +1.62% | +2.12% | +6.19% | -- | -- |
| Thematic average | −2.09% | −4.52% | +0.86% | −1.22% | +13.76% | -- | -- |
Category average: the average of the 28 Gilt funds and the 235 Thematic funds, same plan type.
quant Gilt vs quant Healthcare: Year-wise Returns
| Year | Giltquant Gilt | Healthcarequant Healthcare |
|---|---|---|
| 2026to date | +1.65% | +18.68% |
| 2025 | +4.94% | −3.61% |
| 2024 | +8.52% | +31.85% |
| 2023 | +7.16% | -- |
quant Gilt vs quant Healthcare: Rolling Returns
Every holding period of both funds, against Nifty Healthcare Index TRI, the benchmark of quant Healthcare Fund
Rolling returns
Every 3-year holding period, 69 of them, one for each trading day from 20-07-2026 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
quant Gilt Fund (Direct)
quant Healthcare Fund (Direct)
Nifty Healthcare Index TRI
to
Jul 2026Aug 2023
to
Aug 2026Aug 2023
to
Aug 2026Sept 2023
to
Sept 2026Oct 2023
to
Oct 2026Oct 2023
to
Oct 2026
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest | Beat benchmark |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| quant Gilt | 0.0 | 0.0 | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 6.0% | 6.1% | 5.6% | 6.5% | 0% |
| quant Healthcare | 0.0 | 0.0 | 0.0 | 0.0 | 15.7 | 84.3 | 0.0 | 21.1% | 21.2% | 18.5% | 22.6% | 86% |
| Nifty Healthcare Index TRI | 0.0 | 0.0 | 0.0 | 0.0 | 27.5 | 72.5 | 0.0 | 20.5% | 20.6% | 18.1% | 22.3% | -- |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. The benchmark is Nifty Healthcare Index TRI, over the same periods. "Beat benchmark" counts the periods in which the fund did better. Every fund is measured over the days all of them have, from 18-07-2023. Past returns do not promise future returns.
quant Gilt vs quant Healthcare: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 03-07-2023 to 30-10-2026: 40 instalments, ₹4,00,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| quant Giltquant Gilt Fund (Direct) | ₹4,00,000 | ₹4,29,087 | ₹29,087 | 4.2% |
| quant Healthcarequant Healthcare Fund (Direct) | ₹4,00,000 | ₹5,08,579 | ₹1,08,579 | 14.6% |
quant Giltquant Gilt Fund (Direct)
quant Healthcarequant Healthcare Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
quant Gilt vs quant Healthcare: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | quant Gilt Fund (Direct) | quant Healthcare Fund (Direct) |
|---|---|---|
| Return (CAGR) | +2.19% | +15.33% |
| Standard deviation | 2.25% | 16.22% |
| Sharpe ratio | -1.36 | 0.62 |
| Sortino ratio | -1.77 | 0.93 |
| Maximum drawdown | −1.9% (02-04-2026) | −10.3% (23-03-2026) |
| Beta | -- | 0.85 |
| Alpha | -- | +4.78% |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | quant Gilt Fund (Direct) | quant Healthcare Fund (Direct) |
|---|---|---|
| Return (CAGR) | +5.62% | +21.15% |
| Standard deviation | 1.83% | 17.25% |
| Sharpe ratio | -0.22 | 0.88 |
| Sortino ratio | -0.30 | 1.22 |
| Maximum drawdown | −2.2% (01-09-2025) | −25.2% (03-03-2025) |
| Beta | -- | 0.84 |
| Alpha | -- | +2.14% |
From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | quant Gilt Fund (Direct) | quant Healthcare Fund (Direct) |
|---|---|---|
| Return (CAGR) | +5.78% | +20.56% |
| Standard deviation | 1.72% | 16.81% |
| Sharpe ratio | -0.23 | 0.86 |
| Sortino ratio | -0.31 | 1.20 |
| Maximum drawdown | −2.2% (01-09-2025) | −25.2% (03-03-2025) |
| Beta | -- | 0.82 |
| Alpha | -- | +2.59% |
From daily NAVs, 22-12-2022 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
quant Gilt Fund (Direct)
quant Healthcare Fund (Direct)
Nifty Healthcare Index TRI
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| quant Gilt Fund (Direct) | −2.2% | 28-05-2025 | 01-09-2025 | 05-02-2026 | 5 months | −1.8% |
| quant Healthcare Fund (Direct) | −25.2% | 13-09-2024 | 03-03-2025 | 03-07-2026 | 16 months | −5.1% |
| Nifty Healthcare Index TRI | −15.7% | 02-01-2025 | 28-02-2025 | 29-07-2025 | 5 months | −2.9% |
From daily values since 18-07-2023, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
quant Gilt Fund (Direct)
quant Healthcare Fund (Direct)
Nifty Healthcare Index TRI
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 3-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
quant Gilt Fund (Direct)
quant Healthcare Fund (Direct)
Nifty Healthcare Index TRI
Against Nifty Healthcare Index TRI
| Fund | Up capture | Down capture | Tracking error |
|---|---|---|---|
| quant Gilt Fund (Direct) | 14% | -3% | 15.24% |
| quant Healthcare Fund (Direct) | 81% | 52% | 10.94% |
From month-end values since 18-07-2023. Up capture: a fund's average month when the benchmark rose, as % of the benchmark's; above 100% it gained more. Down capture: the same for months the benchmark fell; below 100% it fell less. Tracking error: how far the monthly returns strayed from the benchmark's, a year; an index fund aims near 0.
quant Gilt vs quant Healthcare: Portfolio Overlap
From each fund's latest monthly portfolio: quant Gilt Fund, September 2026; quant Healthcare Fund, September 2026
Holdings in common
- Overlap
- 17.0%
- Held by both
- 1
- Only in quant Gilt
- 10
- Only in quant Healthcare
- 22
| Security | % of quant Gilt | % of quant Healthcare |
|---|---|---|
| TREPS 01-Oct-2026 DEPO 10 | 16.98% | 26.57% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 17.0% means 17.0% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in quant Gilt Fund
| Security | % of fund |
|---|---|
| 6.36% GOI 16-Feb-2031 | 20.13% |
| 7.68% Karnataka SDL - 21-Dec-2034 | 13.62% |
| 7.46% Maharashtra SDL - 13-Sep-2033 | 10.30% |
| 7.49% Tamil Nadu SDL - 24-Apr-2034 | 8.64% |
| 0% GS2027 CSTRIP 12 Sep 2027 | 7.11% |
Largest holdings only in quant Healthcare Fund
| Security | % of fund |
|---|---|
| Glaxosmithkline Pharmaceuticals Ltd | 9.69% |
| Zydus Lifesciences Limited | 9.39% |
| Strides Pharma Science Ltd | 9.04% |
| Pfizer Ltd | 7.37% |
| Alivus Life Sciences | 6.21% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | quant Gilt | quant Healthcare |
|---|---|---|
| Equity | 0.0% | 67.3% |
| Debt | 99.1% | 32.9% |
| Cash and others | 0.9% | -0.2% |
Market cap of stocks
| Market cap | quant Gilt | quant Healthcare |
|---|---|---|
| Large Cap | -- | 0.0% |
| Mid Cap | -- | 36.5% |
| Small Cap | -- | 30.8% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | quant Gilt | quant Healthcare |
|---|---|---|
| N.A. | 0.0% | 67.3% |
The six largest sectors of each fund's stocks, % of the fund.
quant Gilt vs quant Healthcare: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | quant Gilt Fund | quant Healthcare Fund |
|---|---|---|
| Total expense ratio (Direct) | 0.40% | 1.56% |
| Base expense ratio (Direct) | 0.34% | 0.72% |
| Total expense ratio (Regular) | 1.59% | 3.19% |
| Base expense ratio (Regular) | 1.35% | 2.10% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Compare quant Gilt with
quant Gilt Fund vs quant Healthcare Fund: Frequently Asked Questions
What is the difference between quant Gilt Fund and quant Healthcare Fund?
quant Gilt Fund is a Gilt fund, quant Healthcare Fund is a Thematic fund, run by quant Mutual Fund. Their portfolios overlap 17.0%. quant Gilt Fund charges 0.40% a year and quant Healthcare Fund 1.56%.
Which has given higher returns, quant Gilt Fund or quant Healthcare Fund?
Over 1 year: quant Gilt Fund +2.19%, quant Healthcare Fund +15.33%. Over 3 years: quant Gilt Fund +5.62% a year, quant Healthcare Fund +21.15% a year. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, quant Gilt Fund or quant Healthcare Fund?
quant Gilt Fund charges less: 0.40% a year against 1.56%. These are the Direct plans' total expense ratios reported to AMFI.
How much do quant Gilt Fund and quant Healthcare Fund overlap?
17.0%. They hold 1 of the same securities, the largest shared ones being TREPS 01-Oct-2026 DEPO 10. From each fund's latest monthly portfolio.
Which is riskier, quant Gilt Fund or quant Healthcare Fund?
On SEBI's riskometer, quant Gilt Fund is rated Moderate and quant Healthcare Fund Very High. Over 3 years, the standard deviation of daily returns was 1.83% and 17.25% a year.
Which is better for SIP, quant Gilt Fund or quant Healthcare Fund?
Over the last 3 years, a monthly SIP of ₹10,000 from 03-10-2023 to 30-10-2026 grew to ₹3,93,502 in quant Gilt Fund (XIRR 3.9% a year) and ₹4,54,603 in quant Healthcare Fund (XIRR 13.5% a year). Both received 37 instalments. Past returns do not promise future returns.
Can I invest in both quant Gilt Fund and quant Healthcare Fund?
Yes. 17.0% of each fund's money sits in the same holdings, so some of the two investments would move together.
Who manages quant Gilt Fund and quant Healthcare Fund?
quant Gilt Fund: Sanjeev Sharma, Haroonvardhan Sirohi. quant Healthcare Fund: Sandeep Tandon, Ankit Pande, Sanjeev Sharma, Varun Pattani, Ayusha Kumbhat, Yug Tibrewal, Sameer Kate.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.