PGIM India Balanced Advantage Fund vs SBI BSE 100 ETF
Direct Plan where a fund has one, Growth option · Data as on 30-10-2026
PGIM India Balanced Advantage Fund is a Balanced Advantage fund and SBI BSE 100 ETF is a mutual fund. In the 3 years to 30-10-2026, PGIM India Balanced Advantage Fund (Direct) returned 7.1% a year and SBI BSE 100 ETF (Regular) returned 8.8% a year. PGIM India Balanced Advantage Fund charges 0.90% a year and SBI BSE 100 ETF 0.16%. Their portfolios overlap 53.0%: they hold 48 of the same securities.
PGIM India Balanced Advantage Fund
Balanced Advantage
- 3 year return
- 7.1%
- Expense ratio
- 0.90%
- NAV
- ₹15.90
Which is better, PGIM India Balanced Advantage or SBI BSE 100 ETF? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- SBI BSE 100 ETF returned more over 5 years: 7.6% a year against 6.8%.
- SBI BSE 100 ETF returned more over 3 years: 8.8% a year against 7.1%.
- SBI BSE 100 ETF costs less: 0.16% a year against 0.90%.
- PGIM India Balanced Advantage swung less over 3 years: a standard deviation of 9.2% a year against 13.5%.
- PGIM India Balanced Advantage fell less in its worst fall since 08-02-2021: −11.6% against −16.7%.
- SBI BSE 100 ETF holds more in large companies: 90.2% of the fund in large caps against 56.6%.
- PGIM India Balanced Advantage is the larger fund: ₹681 Cr against ₹9 Cr.
- Their portfolios overlap 53.0%: 48 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | PGIM India Balanced Advantage Fund | SBI BSE 100 ETF |
|---|---|---|
| Fund house | PGIM India Mutual Fund | SBI Mutual Fund |
| Category | Balanced Advantage | Not available |
| AUM | ₹681 Cr (30-09-2026) | ₹9 Cr (30-09-2026) |
| NAV | ₹15.90 (Direct) | ₹272.01 (Regular) |
| Expense ratio (Direct) | 0.90% | Not available |
| Expense ratio (Regular) | 2.51% | 0.16% |
| Riskometer | Very High | Not available |
| Benchmark | CRISIL Hybrid 50+50 - Moderate Index | Not available |
| Launch date | 04-02-2021 | Not available |
| Minimum investment | ₹5,000 | Not available |
| Lock in | None | Not available |
| Fund managers | Utsav Mehta, Anandha Padmanabhan Anjeneyan, Vinay Paharia, Puneet Pal | Not available |
| Exit load | For Exits within 90 days from date of allotment of units: 0.50%; For Exits beyond 90 days from date of allotment of units: NIL. | Not available |
PGIM India Balanced Advantage vs SBI BSE 100 ETF: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| PGIM India Balanced Advantage Fund (Direct) | −0.19% | −4.85% | −2.09% | −6.19% | +7.11% | +6.77% | -- |
| SBI BSE 100 ETF (Regular) | +0.93% | −5.53% | −2.97% | −9.05% | +8.78% | +7.62% | +11.52% |
| Balanced Advantage average | −0.55% | −2.88% | +0.08% | −2.08% | +9.14% | +8.35% | -- |
Category average: the average of the 38 Balanced Advantage funds, same plan type.
PGIM India Balanced Advantage vs SBI BSE 100 ETF: Year-wise Returns
| Year | PGIM India Balanced AdvantagePGIM India Balanced Advantage | SBI BSE 100 ETFSBI BSE 100 ETF |
|---|---|---|
| 2026to date | −6.08% | −9.80% |
| 2025 | +8.04% | +10.33% |
| 2024 | +12.01% | +13.11% |
| 2023 | +17.37% | +23.07% |
| 2022 | +2.94% | +5.85% |
| 2021 | -- | +26.33% |
PGIM India Balanced Advantage vs SBI BSE 100 ETF: Rolling Returns
Every holding period of both funds, against BSE 100 TRI, the benchmark of SBI BSE 100 ETF
Rolling returns
Every 3-year holding period, 671 of them, one for each trading day from 08-02-2024 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
PGIM India Balanced Advantage Fund (Direct)
SBI BSE 100 ETF (Regular)
BSE 100 TRI
to
Apr 2024Oct 2021
to
Oct 2024Mar 2022
to
Mar 2025Sept 2022
to
Sept 2025Mar 2023
to
Mar 2026Aug 2023
to
Aug 2026
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest | Beat benchmark |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| PGIM India Balanced Advantage | 0.0 | 0.0 | 27.7 | 69.9 | 2.4 | 0.0 | 0.0 | 11.0% | 11.5% | 6.0% | 16.1% | 0% |
| SBI BSE 100 ETF | 0.0 | 0.0 | 7.3 | 47.1 | 44.9 | 0.7 | 0.0 | 14.4% | 14.7% | 6.8% | 20.3% | 1% |
| BSE 100 TRI | 0.0 | 0.0 | 6.4 | 46.1 | 45.9 | 1.6 | 0.0 | 14.6% | 14.8% | 7.0% | 20.5% | -- |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. The benchmark is BSE 100 TRI, over the same periods. "Beat benchmark" counts the periods in which the fund did better. Every fund is measured over the days all of them have, from 08-02-2021. Past returns do not promise future returns.
PGIM India Balanced Advantage vs SBI BSE 100 ETF: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 08-02-2021 to 30-10-2026: 69 instalments, ₹6,90,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| PGIM India Balanced AdvantagePGIM India Balanced Advantage Fund (Direct) | ₹6,90,000 | ₹8,19,406 | ₹1,29,406 | 5.9% |
| SBI BSE 100 ETFSBI BSE 100 ETF (Regular) | ₹6,90,000 | ₹8,47,683 | ₹1,57,683 | 7.1% |
PGIM India Balanced AdvantagePGIM India Balanced Advantage Fund (Direct)
SBI BSE 100 ETFSBI BSE 100 ETF (Regular)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
PGIM India Balanced Advantage vs SBI BSE 100 ETF: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | PGIM India Balanced Advantage Fund (Direct) | SBI BSE 100 ETF (Regular) |
|---|---|---|
| Return (CAGR) | −6.19% | −9.05% |
| Standard deviation | 9.98% | 13.91% |
| Sharpe ratio | -1.15 | -1.03 |
| Sortino ratio | -1.52 | -1.36 |
| Maximum drawdown | −10.6% (30-03-2026) | −15.0% (31-03-2026) |
| Beta | -- | 1.00 |
| Alpha | -- | −0.16% |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | PGIM India Balanced Advantage Fund (Direct) | SBI BSE 100 ETF (Regular) |
|---|---|---|
| Return (CAGR) | +7.11% | +8.78% |
| Standard deviation | 9.20% | 13.55% |
| Sharpe ratio | 0.12 | 0.20 |
| Sortino ratio | 0.16 | 0.28 |
| Maximum drawdown | −10.7% (28-02-2025) | −16.7% (28-02-2025) |
| Beta | -- | 1.00 |
| Alpha | -- | −0.18% |
From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | PGIM India Balanced Advantage Fund (Direct) | SBI BSE 100 ETF (Regular) |
|---|---|---|
| Return (CAGR) | +6.77% | +7.62% |
| Standard deviation | 8.96% | 13.90% |
| Sharpe ratio | 0.11 | 0.13 |
| Sortino ratio | 0.15 | 0.18 |
| Maximum drawdown | −11.6% (20-06-2022) | −16.7% (28-02-2025) |
| Beta | -- | 1.00 |
| Alpha | -- | −0.17% |
From daily NAVs, 29-10-2021 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | PGIM India Balanced Advantage Fund (Direct) | SBI BSE 100 ETF (Regular) |
|---|---|---|
| Return (CAGR) | +8.12% | +10.40% |
| Standard deviation | 8.55% | 15.99% |
| Sharpe ratio | 0.31 | 0.30 |
| Sortino ratio | 0.42 | 0.40 |
| Maximum drawdown | −11.6% (20-06-2022) | −38.2% (23-03-2020) |
| Beta | -- | 1.00 |
| Alpha | -- | −0.44% |
From daily NAVs, 08-02-2021 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
PGIM India Balanced Advantage Fund (Direct)
SBI BSE 100 ETF (Regular)
BSE 100 TRI
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| PGIM India Balanced Advantage Fund (Direct) | −11.6% | 05-04-2022 | 20-06-2022 | 16-08-2022 | 57 days | −7.0% |
| SBI BSE 100 ETF (Regular) | −16.7% | 26-09-2024 | 28-02-2025 | 20-11-2025 | 9 months | −10.6% |
| BSE 100 TRI | −16.7% | 26-09-2024 | 28-02-2025 | 20-11-2025 | 9 months | −10.4% |
From daily values since 08-02-2021, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
PGIM India Balanced Advantage Fund (Direct)
SBI BSE 100 ETF (Regular)
BSE 100 TRI
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 3-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
PGIM India Balanced Advantage Fund (Direct)
SBI BSE 100 ETF (Regular)
BSE 100 TRI
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 5-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
PGIM India Balanced Advantage Fund (Direct)
SBI BSE 100 ETF (Regular)
BSE 100 TRI
Against BSE 100 TRI
| Fund | Up capture | Down capture | Tracking error |
|---|---|---|---|
| PGIM India Balanced Advantage Fund (Direct) | 68% | 61% | 5.87% |
| SBI BSE 100 ETF (Regular) | 99% | 100% | 0.03% |
From month-end values since 08-02-2021. Up capture: a fund's average month when the benchmark rose, as % of the benchmark's; above 100% it gained more. Down capture: the same for months the benchmark fell; below 100% it fell less. Tracking error: how far the monthly returns strayed from the benchmark's, a year; an index fund aims near 0.
PGIM India Balanced Advantage vs SBI BSE 100 ETF: Portfolio Overlap
From each fund's latest monthly portfolio: PGIM India Balanced Advantage Fund, September 2026; SBI BSE 100 ETF, September 2026
Holdings in common
- Overlap
- 53.0%
- Held by both
- 48
- Only in PGIM India Balanced Advantage
- 43
- Only in SBI BSE 100 ETF
- 52
| Security | % of PGIM India Balanced Advantage | % of SBI BSE 100 ETF |
|---|---|---|
| ICICI Bank Ltd. | 5.91% | 7.24% |
| HDFC Bank Ltd. | 5.41% | 8.26% |
| Reliance Industries Ltd. | 4.07% | 6.01% |
| Bharti Airtel Ltd. | 3.21% | 4.18% |
| State Bank of India | 2.40% | 3.04% |
| Infosys Ltd. | 1.88% | 2.68% |
| Larsen & Toubro Ltd. | 1.85% | 3.35% |
| Bajaj Finance Ltd. | 1.84% | 1.96% |
| Eternal Ltd. | 1.62% | 1.76% |
| Titan Company Ltd. | 1.47% | 1.43% |
| Axis Bank Ltd. | 1.32% | 2.68% |
| Mahindra & Mahindra Ltd. | 1.27% | 2.01% |
| Tata Consultancy Services Ltd. | 1.20% | 1.58% |
| NTPC Ltd. | 1.49% | 1.17% |
| Kotak Mahindra Bank Ltd. | 1.05% | 2.34% |
| Bharat Electronics Ltd. | 0.98% | 1.07% |
| Sun Pharmaceutical Industries Ltd. | 0.93% | 1.50% |
| JSW Steel Ltd. | 1.01% | 0.91% |
| Divi's Laboratories Ltd. | 1.13% | 0.90% |
| Hindalco Industries Ltd. | 0.80% | 1.03% |
| Ultratech Cement Ltd. | 0.76% | 0.98% |
| Eicher Motors Ltd. | 0.89% | 0.75% |
| Tech Mahindra Ltd. | 0.78% | 0.75% |
| TVS Motor Company Ltd. | 1.42% | 0.73% |
| The Federal Bank Ltd. | 0.84% | 0.60% |
| Nestle India Ltd. | 0.58% | 0.71% |
| Maruti Suzuki India Ltd. | 0.57% | 1.18% |
| Max Healthcare Institute Ltd. | 0.83% | 0.52% |
| Cummins India Ltd. | 0.68% | 0.49% |
| VARUN BEVERAGES LIMITED | 1.31% | 0.45% |
| Bharat Petroleum Corporation Ltd. | 0.85% | 0.45% |
| CG Power and Industrial Solutions Ltd. | 1.09% | 0.44% |
| Persistent Systems Ltd. | 0.81% | 0.44% |
| AU Small Finance Bank Ltd. | 0.70% | 0.44% |
| Shriram Finance Ltd. | 0.44% | 1.04% |
| HDFC Life Insurance Company Ltd. | 0.93% | 0.42% |
| Asian Paints Ltd. | 0.41% | 0.83% |
| Lupin Ltd. | 0.49% | 0.38% |
| ITC Ltd. | 0.38% | 1.94% |
| Power Finance Corporation Ltd. | 0.78% | 0.36% |
| Suzlon Energy Ltd. | 0.63% | 0.36% |
| Info Edge (India) Ltd. | 0.60% | 0.36% |
| Ashok Leyland Ltd. | 0.36% | 0.33% |
| Marico Ltd. | 0.51% | 0.32% |
| ICICI Lombard General Insurance Co. Ltd. | 0.76% | 0.30% |
| United Spirits Ltd. | 0.70% | 0.30% |
| LTM Ltd. | 0.93% | 0.28% |
| SRF Ltd. | 1.23% | 0.27% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 53.0% means 53.0% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in PGIM India Balanced Advantage Fund
| Security | % of fund |
|---|---|
| 7.18% Government of India | 2.65% |
| Muthoot Finance Ltd. | 2.13% |
| 6.79% Government of India | 1.57% |
| Fedbank Financial Services Ltd. | 1.43% |
| 8.535% Muthoot Finance Ltd. | 1.32% |
Largest holdings only in SBI BSE 100 ETF
| Security | % of fund |
|---|---|
| Hindustan Unilever Ltd. | 1.28% |
| Tata Steel Ltd. | 1.16% |
| Adani Ports and Special Economic Zone Ltd. | 1.07% |
| HCL Technologies Ltd. | 0.99% |
| Power Grid Corporation of India Ltd. | 0.91% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | PGIM India Balanced Advantage | SBI BSE 100 ETF |
|---|---|---|
| Equity | 76.9% | 100.0% |
| Debt | 18.3% | 0.0% |
| Cash and others | 4.8% | 0.0% |
Market cap of stocks
| Market cap | PGIM India Balanced Advantage | SBI BSE 100 ETF |
|---|---|---|
| Large Cap | 56.6% | 90.2% |
| Mid Cap | 19.2% | 9.7% |
| Small Cap | 1.1% | 0.0% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | PGIM India Balanced Advantage | SBI BSE 100 ETF |
|---|---|---|
| Banks | 17.6% | 26.7% |
| IT - Software | 5.6% | 7.5% |
| Petroleum Products | 4.9% | 6.8% |
| Automobiles | 4.2% | 6.5% |
| Finance | 3.4% | 5.8% |
| Telecom - Services | 3.2% | 4.5% |
| Retailing | 4.1% | 3.3% |
| Pharmaceuticals & Biotechnology | 4.0% | 3.9% |
The six largest sectors of each fund's stocks, % of the fund.
PGIM India Balanced Advantage vs SBI BSE 100 ETF: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | PGIM India Balanced Advantage Fund | SBI BSE 100 ETF |
|---|---|---|
| Total expense ratio (Direct) | 0.90% | Not available |
| Base expense ratio (Direct) | 0.69% | 0.00% |
| Total expense ratio (Regular) | 2.51% | 0.16% |
| Base expense ratio (Regular) | 2.05% | 0.12% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
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PGIM India Balanced Advantage Fund vs SBI BSE 100 ETF: Frequently Asked Questions
What is the difference between PGIM India Balanced Advantage Fund and SBI BSE 100 ETF?
PGIM India Balanced Advantage Fund is a Balanced Advantage fund, SBI BSE 100 ETF is a mutual fund, run by PGIM India Mutual Fund and SBI Mutual Fund. Their portfolios overlap 53.0%. PGIM India Balanced Advantage Fund charges 0.90% a year and SBI BSE 100 ETF 0.16%.
Which has given higher returns, PGIM India Balanced Advantage Fund or SBI BSE 100 ETF?
Over 1 year: PGIM India Balanced Advantage Fund −6.19%, SBI BSE 100 ETF −9.05%. Over 3 years: PGIM India Balanced Advantage Fund +7.11% a year, SBI BSE 100 ETF +8.78% a year. Over 5 years: PGIM India Balanced Advantage Fund +6.77% a year, SBI BSE 100 ETF +7.62% a year. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, PGIM India Balanced Advantage Fund or SBI BSE 100 ETF?
SBI BSE 100 ETF charges less: 0.16% a year against 0.90%. These are the total expense ratios reported to AMFI.
How much do PGIM India Balanced Advantage Fund and SBI BSE 100 ETF overlap?
53.0%. They hold 48 of the same securities, the largest shared ones being ICICIBANK, HDFCBANK, RELIANCE. From each fund's latest monthly portfolio.
Which is better for SIP, PGIM India Balanced Advantage Fund or SBI BSE 100 ETF?
Over the last 5 years, a monthly SIP of ₹10,000 from 01-10-2021 to 30-10-2026 grew to ₹6,99,287 in PGIM India Balanced Advantage Fund (XIRR 5.3% a year) and ₹7,13,638 in SBI BSE 100 ETF (XIRR 6.1% a year). Both received 61 instalments. Past returns do not promise future returns.
Can I invest in both PGIM India Balanced Advantage Fund and SBI BSE 100 ETF?
Yes. 53.0% of each fund's money sits in the same holdings, so a large part of the two investments would move together.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.