PGIM India Aggressive Hybrid Equity Fund vs PGIM India Balanced Advantage Fund
Direct Plan, Growth option · Data as on 30-10-2026
PGIM India Aggressive Hybrid Equity Fund is an Aggressive Hybrid fund and PGIM India Balanced Advantage Fund is a Balanced Advantage fund. In the 3 years to 30-10-2026, PGIM India Aggressive Hybrid Equity Fund (Direct) returned 9.1% a year and PGIM India Balanced Advantage Fund (Direct) returned 7.1% a year. PGIM India Aggressive Hybrid Equity Fund charges 1.08% a year and PGIM India Balanced Advantage Fund 0.90% (Direct plans). Their portfolios overlap 49.9%: they hold 44 of the same securities.
PGIM India Aggressive Hybrid Equity Fund
Aggressive Hybrid
- 3 year return
- 9.1%
- Expense ratio
- 1.08%
- NAV
- ₹150.56
PGIM India Balanced Advantage Fund
Balanced Advantage
- 3 year return
- 7.1%
- Expense ratio
- 0.90%
- NAV
- ₹15.90
Which is better, PGIM India Aggressive Hybrid Equity or PGIM India Balanced Advantage? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- PGIM India Balanced Advantage returned more over 5 years: 6.8% a year against 6.3%.
- PGIM India Aggressive Hybrid Equity returned more over 3 years: 9.1% a year against 7.1%.
- PGIM India Balanced Advantage costs less: 0.90% a year against 1.08% (Direct plans).
- PGIM India Balanced Advantage swung less over 3 years: a standard deviation of 9.2% a year against 9.8%.
- PGIM India Balanced Advantage fell less in its worst fall since 08-02-2021: −11.6% against −20.4%.
- PGIM India Balanced Advantage is the larger fund: ₹681 Cr against ₹193 Cr.
- Their portfolios overlap 49.9%: 44 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | PGIM India Aggressive Hybrid Equity Fund | PGIM India Balanced Advantage Fund |
|---|---|---|
| Fund house | PGIM India Mutual Fund | PGIM India Mutual Fund |
| Category | Aggressive Hybrid | Balanced Advantage |
| AUM | ₹193 Cr (30-09-2026) | ₹681 Cr (30-09-2026) |
| NAV | ₹150.56 (Direct) | ₹15.90 (Direct) |
| Expense ratio (Direct) | 1.08% | 0.90% |
| Expense ratio (Regular) | 2.55% | 2.51% |
| Riskometer | Very High | Very High |
| Benchmark | CRISIL Hybrid 35+65 - Aggressive Index | CRISIL Hybrid 50+50 - Moderate Index |
| Launch date | 05-02-2004 | 04-02-2021 |
| Minimum investment | ₹5,000 | ₹5,000 |
| Lock in | None | None |
| Fund managers | Vivek Sharma, Anandha Padmanabhan Anjeneyan, Vinay Paharia, Puneet Pal | Utsav Mehta, Anandha Padmanabhan Anjeneyan, Vinay Paharia, Puneet Pal |
| Exit load | Exit load of 0.5%, if redeemed within 90 days. | For Exits within 90 days from date of allotment of units: 0.50%; For Exits beyond 90 days from date of allotment of units: NIL. |
PGIM India Aggressive Hybrid Equity vs PGIM India Balanced Advantage: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| PGIM India Aggressive Hybrid Equity Fund (Direct) | −0.29% | −4.36% | −1.28% | −5.77% | +9.12% | +6.31% | +9.20% |
| PGIM India Balanced Advantage Fund (Direct) | −0.19% | −4.85% | −2.09% | −6.19% | +7.11% | +6.77% | -- |
| Aggressive Hybrid average | −0.88% | −3.67% | −0.27% | −3.33% | +10.77% | +9.35% | +11.60% |
| Balanced Advantage average | −0.55% | −2.88% | +0.08% | −2.08% | +9.14% | +8.35% | -- |
Category average: the average of the 29 Aggressive Hybrid funds and the 38 Balanced Advantage funds, same plan type.
PGIM India Aggressive Hybrid Equity vs PGIM India Balanced Advantage: Year-wise Returns
| Year | Aggressive Hybrid EquityPGIM India Aggressive Hybrid Equity | Balanced AdvantagePGIM India Balanced Advantage |
|---|---|---|
| 2026to date | −4.49% | −6.08% |
| 2025 | +5.89% | +8.04% |
| 2024 | +16.18% | +12.01% |
| 2023 | +19.15% | +17.37% |
| 2022 | −2.30% | +2.94% |
| 2021 | +24.81% | -- |
PGIM India Aggressive Hybrid Equity vs PGIM India Balanced Advantage: Rolling Returns
Every holding period of both funds
Rolling returns
Every 3-year holding period, 671 of them, one for each trading day from 08-02-2024 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
PGIM India Aggressive Hybrid Equity Fund (Direct)
PGIM India Balanced Advantage Fund (Direct)
to
Apr 2024Oct 2021
to
Oct 2024Mar 2022
to
Mar 2025Sept 2022
to
Sept 2025Mar 2023
to
Mar 2026Aug 2023
to
Aug 2026
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest |
|---|---|---|---|---|---|---|---|---|---|---|---|
| PGIM India Aggressive Hybrid Equity | 0.0 | 0.0 | 16.7 | 70.3 | 13.0 | 0.0 | 0.0 | 12.1% | 11.8% | 7.8% | 18.6% |
| PGIM India Balanced Advantage | 0.0 | 0.0 | 27.7 | 69.9 | 2.4 | 0.0 | 0.0 | 11.0% | 11.5% | 6.0% | 16.1% |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. Every fund is measured over the days all of them have, from 08-02-2021. Past returns do not promise future returns.
PGIM India Aggressive Hybrid Equity vs PGIM India Balanced Advantage: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 01-02-2021 to 30-10-2026: 69 instalments, ₹6,90,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| PGIM India Aggressive Hybrid EquityPGIM India Aggressive Hybrid Equity Fund (Direct) | ₹6,90,000 | ₹8,45,554 | ₹1,55,554 | 7.0% |
| PGIM India Balanced AdvantagePGIM India Balanced Advantage Fund (Direct) | ₹6,90,000 | ₹8,19,406 | ₹1,29,406 | 5.9% |
PGIM India Aggressive Hybrid EquityPGIM India Aggressive Hybrid Equity Fund (Direct)
PGIM India Balanced AdvantagePGIM India Balanced Advantage Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
PGIM India Aggressive Hybrid Equity vs PGIM India Balanced Advantage: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | PGIM India Aggressive Hybrid Equity Fund (Direct) | PGIM India Balanced Advantage Fund (Direct) |
|---|---|---|
| Return (CAGR) | −5.77% | −6.19% |
| Standard deviation | 10.24% | 9.98% |
| Sharpe ratio | -1.08 | -1.15 |
| Sortino ratio | -1.44 | -1.52 |
| Maximum drawdown | −12.3% (30-03-2026) | −10.6% (30-03-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | PGIM India Aggressive Hybrid Equity Fund (Direct) | PGIM India Balanced Advantage Fund (Direct) |
|---|---|---|
| Return (CAGR) | +9.12% | +7.11% |
| Standard deviation | 9.83% | 9.20% |
| Sharpe ratio | 0.32 | 0.12 |
| Sortino ratio | 0.44 | 0.16 |
| Maximum drawdown | −12.7% (30-03-2026) | −10.7% (28-02-2025) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | PGIM India Aggressive Hybrid Equity Fund (Direct) | PGIM India Balanced Advantage Fund (Direct) |
|---|---|---|
| Return (CAGR) | +6.31% | +6.77% |
| Standard deviation | 10.38% | 8.96% |
| Sharpe ratio | 0.05 | 0.11 |
| Sortino ratio | 0.07 | 0.15 |
| Maximum drawdown | −19.3% (20-06-2022) | −11.6% (20-06-2022) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 29-10-2021 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | PGIM India Aggressive Hybrid Equity Fund (Direct) | PGIM India Balanced Advantage Fund (Direct) |
|---|---|---|
| Return (CAGR) | +10.15% | +8.12% |
| Standard deviation | 11.49% | 8.55% |
| Sharpe ratio | 0.41 | 0.31 |
| Sortino ratio | 0.54 | 0.42 |
| Maximum drawdown | −31.2% (23-03-2020) | −11.6% (20-06-2022) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 08-03-2016 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
PGIM India Aggressive Hybrid Equity Fund (Direct)
PGIM India Balanced Advantage Fund (Direct)
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| PGIM India Aggressive Hybrid Equity Fund (Direct) | −20.4% | 18-10-2021 | 20-06-2022 | 14-06-2023 | 12 months | −6.3% |
| PGIM India Balanced Advantage Fund (Direct) | −11.6% | 05-04-2022 | 20-06-2022 | 16-08-2022 | 57 days | −7.0% |
From daily values since 08-02-2021, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
PGIM India Aggressive Hybrid Equity Fund (Direct)
PGIM India Balanced Advantage Fund (Direct)
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 3-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
PGIM India Aggressive Hybrid Equity Fund (Direct)
PGIM India Balanced Advantage Fund (Direct)
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 5-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
PGIM India Aggressive Hybrid Equity Fund (Direct)
PGIM India Balanced Advantage Fund (Direct)
PGIM India Aggressive Hybrid Equity vs PGIM India Balanced Advantage: Portfolio Overlap
From each fund's latest monthly portfolio: PGIM India Aggressive Hybrid Equity Fund, September 2026; PGIM India Balanced Advantage Fund, September 2026
Holdings in common
- Overlap
- 49.9%
- Held by both
- 44
- Only in PGIM India Aggressive Hybrid Equity
- 26
- Only in PGIM India Balanced Advantage
- 47
| Security | % of PGIM India Aggressive Hybrid Equity | % of PGIM India Balanced Advantage |
|---|---|---|
| ICICI Bank Ltd. | 6.41% | 5.91% |
| HDFC Bank Ltd. | 6.74% | 5.41% |
| Reliance Industries Ltd. | 3.43% | 4.07% |
| Bharti Airtel Ltd. | 3.69% | 3.21% |
| State Bank of India | 2.26% | 2.40% |
| Infosys Ltd. | 2.69% | 1.88% |
| Larsen & Toubro Ltd. | 2.97% | 1.85% |
| Bajaj Finance Ltd. | 2.09% | 1.84% |
| Titan Company Ltd. | 2.14% | 1.47% |
| Eternal Ltd. | 1.39% | 1.62% |
| Solar Industries India Ltd. | 1.24% | 1.28% |
| Mahindra & Mahindra Ltd. | 1.21% | 1.27% |
| SRF Ltd. | 1.12% | 1.23% |
| CG Power and Industrial Solutions Ltd. | 0.98% | 1.09% |
| UNO Minda Ltd. | 1.36% | 0.96% |
| TVS Motor Company Ltd. | 0.95% | 1.42% |
| 6.01% Government of India | 1.76% | 0.93% |
| Abbott India Ltd. | 1.07% | 0.90% |
| Bharat Electronics Ltd. | 0.90% | 0.98% |
| Max Healthcare Institute Ltd. | 1.30% | 0.83% |
| Vishal Mega Mart Ltd | 0.79% | 0.95% |
| VARUN BEVERAGES LIMITED | 0.77% | 1.31% |
| Ultratech Cement Ltd. | 1.36% | 0.76% |
| Prestige Estates Projects Ltd. | 0.70% | 0.98% |
| Multi Commodity Exchange Of India Ltd. | 1.17% | 0.61% |
| Torrent Pharmaceuticals Ltd. | 1.41% | 0.59% |
| Tech Mahindra Ltd. | 0.59% | 0.78% |
| Hindalco Industries Ltd. | 0.57% | 0.80% |
| Tata Consultancy Services Ltd. | 0.55% | 1.20% |
| Nestle India Ltd. | 0.55% | 0.58% |
| United Spirits Ltd. | 0.54% | 0.70% |
| ICICI Lombard General Insurance Co. Ltd. | 0.53% | 0.76% |
| Marico Ltd. | 1.03% | 0.51% |
| Shriram Finance Ltd. | 0.47% | 0.44% |
| 6.79% Government of India | 0.43% | 1.57% |
| ITC Ltd. | 0.63% | 0.38% |
| Power Finance Corporation Ltd. | 0.37% | 0.78% |
| Ashok Leyland Ltd. | 0.49% | 0.36% |
| GE Vernova T&D India Limited | 0.69% | 0.34% |
| Muthoot Finance Ltd. | 0.38% | 0.33% |
| Axis Bank Ltd. | 4.10% | 0.29% |
| 7.17% Government of India | 0.29% | 0.11% |
| 6.54% Government of India | 1.27% | 0.07% |
| 7.26% Government of India | 4.70% | 0.04% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 49.9% means 49.9% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in PGIM India Aggressive Hybrid Equity Fund
| Security | % of fund |
|---|---|
| 7.1% Government of India | 2.58% |
| 7.26% Government of India | 1.98% |
| Sona BLW Precision Forgings Ltd. | 1.86% |
| Sai Life Sciences Ltd | 1.82% |
| Power Grid Corporation of India Ltd. | 1.48% |
Largest holdings only in PGIM India Balanced Advantage Fund
| Security | % of fund |
|---|---|
| 7.18% Government of India | 2.65% |
| Muthoot Finance Ltd. | 2.13% |
| NTPC Ltd. | 1.49% |
| Fedbank Financial Services Ltd. | 1.43% |
| Axis Bank Ltd. | 1.32% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | PGIM India Aggressive Hybrid Equity | PGIM India Balanced Advantage |
|---|---|---|
| Equity | 76.3% | 76.9% |
| Debt | 20.4% | 18.3% |
| Cash and others | 3.3% | 4.8% |
Market cap of stocks
| Market cap | PGIM India Aggressive Hybrid Equity | PGIM India Balanced Advantage |
|---|---|---|
| Large Cap | 50.8% | 56.6% |
| Mid Cap | 17.9% | 19.2% |
| Small Cap | 6.9% | 1.1% |
| Not on AMFI's list | 0.6% | 0.0% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | PGIM India Aggressive Hybrid Equity | PGIM India Balanced Advantage |
|---|---|---|
| Banks | 15.4% | 17.6% |
| IT - Software | 4.6% | 5.6% |
| Pharmaceuticals & Biotechnology | 5.4% | 4.0% |
| Petroleum Products | 3.4% | 4.9% |
| Auto Components | 4.2% | 2.2% |
| Automobiles | 2.2% | 4.2% |
| Finance | 4.1% | 3.4% |
| Retailing | 2.2% | 4.1% |
| Consumer Durables | 4.0% | 2.3% |
The six largest sectors of each fund's stocks, % of the fund.
PGIM India Aggressive Hybrid Equity vs PGIM India Balanced Advantage: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | PGIM India Aggressive Hybrid Equity Fund | PGIM India Balanced Advantage Fund |
|---|---|---|
| Total expense ratio (Direct) | 1.08% | 0.90% |
| Base expense ratio (Direct) | 0.85% | 0.69% |
| Total expense ratio (Regular) | 2.55% | 2.51% |
| Base expense ratio (Regular) | 2.10% | 2.05% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Compare PGIM India Aggressive Hybrid Equity with
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- PGIM India Aggressive Hybrid Equity vs Edelweiss Aggressive Hybrid
Compare PGIM India Balanced Advantage with
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- PGIM India Balanced Advantage vs Axis Balanced Advantage
- PGIM India Balanced Advantage vs WhiteOak Capital Balanced Advantage
PGIM India Aggressive Hybrid Equity Fund vs PGIM India Balanced Advantage Fund: Frequently Asked Questions
What is the difference between PGIM India Aggressive Hybrid Equity Fund and PGIM India Balanced Advantage Fund?
PGIM India Aggressive Hybrid Equity Fund is an Aggressive Hybrid fund, PGIM India Balanced Advantage Fund is a Balanced Advantage fund, run by PGIM India Mutual Fund. Their portfolios overlap 49.9%. PGIM India Aggressive Hybrid Equity Fund charges 1.08% a year and PGIM India Balanced Advantage Fund 0.90%.
Which has given higher returns, PGIM India Aggressive Hybrid Equity Fund or PGIM India Balanced Advantage Fund?
Over 1 year: PGIM India Aggressive Hybrid Equity Fund −5.77%, PGIM India Balanced Advantage Fund −6.19%. Over 3 years: PGIM India Aggressive Hybrid Equity Fund +9.12% a year, PGIM India Balanced Advantage Fund +7.11% a year. Over 5 years: PGIM India Aggressive Hybrid Equity Fund +6.31% a year, PGIM India Balanced Advantage Fund +6.77% a year. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, PGIM India Aggressive Hybrid Equity Fund or PGIM India Balanced Advantage Fund?
PGIM India Balanced Advantage Fund charges less: 0.90% a year against 1.08%. These are the Direct plans' total expense ratios reported to AMFI.
How much do PGIM India Aggressive Hybrid Equity Fund and PGIM India Balanced Advantage Fund overlap?
49.9%. They hold 44 of the same securities, the largest shared ones being ICICIBANK, HDFCBANK, RELIANCE. From each fund's latest monthly portfolio.
Which is riskier, PGIM India Aggressive Hybrid Equity Fund or PGIM India Balanced Advantage Fund?
On SEBI's riskometer, PGIM India Aggressive Hybrid Equity Fund is rated Very High and PGIM India Balanced Advantage Fund Very High. Over 3 years, the standard deviation of daily returns was 9.83% and 9.20% a year.
Which is better for SIP, PGIM India Aggressive Hybrid Equity Fund or PGIM India Balanced Advantage Fund?
Over the last 5 years, a monthly SIP of ₹10,000 from 01-10-2021 to 30-10-2026 grew to ₹7,22,056 in PGIM India Aggressive Hybrid Equity Fund (XIRR 6.6% a year) and ₹6,99,287 in PGIM India Balanced Advantage Fund (XIRR 5.3% a year). Both received 61 instalments. Past returns do not promise future returns.
Can I invest in both PGIM India Aggressive Hybrid Equity Fund and PGIM India Balanced Advantage Fund?
Yes. 49.9% of each fund's money sits in the same holdings, so a large part of the two investments would move together.
Who manages PGIM India Aggressive Hybrid Equity Fund and PGIM India Balanced Advantage Fund?
PGIM India Aggressive Hybrid Equity Fund: Vivek Sharma, Anandha Padmanabhan Anjeneyan, Vinay Paharia, Puneet Pal. PGIM India Balanced Advantage Fund: Utsav Mehta, Anandha Padmanabhan Anjeneyan, Vinay Paharia, Puneet Pal.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.