Nippon India Nifty Auto ETF vs SBI Automotive Opportunities Fund
Direct Plan, Growth option · Data as on 30-10-2026
Nippon India Nifty Auto ETF is a mutual fund and SBI Automotive Opportunities Fund is a Thematic fund. In the year to 30-10-2026, Nippon India Nifty Auto ETF (Direct) returned −4.5% and SBI Automotive Opportunities Fund (Direct) returned 17.4%. Nippon India Nifty Auto ETF charges 0.24% a year and SBI Automotive Opportunities Fund 1.01% (Direct plans). Their portfolios overlap 45.2%: they hold 11 of the same securities.
Nippon India Nifty Auto ETF
- 1 year return
- −4.5%
- Expense ratio
- 0.24%
- NAV
- ₹263.08
SBI Automotive Opportunities Fund
Thematic
- 1 year return
- 17.4%
- Expense ratio
- 1.01%
- NAV
- ₹12.90
Which is better, Nippon India Nifty Auto ETF or SBI Automotive Opportunities? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- SBI Automotive Opportunities returned more over 1 year: 17.4% against −4.5%.
- Nippon India Nifty Auto ETF costs less: 0.24% a year against 1.01% (Direct plans).
- Nippon India Nifty Auto ETF fell less in its worst fall since 12-06-2024: −28.3% against −29.2%.
- Nippon India Nifty Auto ETF holds more in large companies: 75.4% of the fund in large caps against 36.9%.
- SBI Automotive Opportunities is the larger fund: ₹6,071 Cr against ₹452 Cr.
- Their portfolios overlap 45.2%: 11 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Nippon India Nifty Auto ETF | SBI Automotive Opportunities Fund |
|---|---|---|
| Fund house | Nippon India Mutual Fund | SBI Mutual Fund |
| Category | Not available | Thematic |
| AUM | ₹452 Cr (30-09-2026) | ₹6,071 Cr (30-09-2026) |
| NAV | ₹263.08 (Direct) | ₹12.90 (Direct) |
| Expense ratio (Direct) | 0.24% | 1.01% |
| Expense ratio (Regular) | Not available | 2.00% |
| Riskometer | Not available | Very High |
| Benchmark | Not available | Nifty Auto TRI |
| Launch date | Not available | 05-06-2024 |
| Minimum investment | Not available | ₹5,000 |
| Lock in | Not available | None |
| Fund managers | Not available | Tanmaya Desai |
| Exit load | Not available | Exit load of 1%, if redeemed within 30 days. |
Nippon India Nifty Auto ETF vs SBI Automotive Opportunities: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Nippon India Nifty Auto ETF (Direct) | −3.33% | −9.93% | −1.20% | −4.52% | +17.37% | -- | -- |
| SBI Automotive Opportunities Fund (Direct) | −3.39% | −0.28% | +11.80% | +17.36% | -- | -- | -- |
| Thematic average | −2.09% | −4.52% | +0.86% | −1.22% | -- | -- | -- |
Category average: the average of the 235 Thematic funds, same plan type.
Nippon India Nifty Auto ETF vs SBI Automotive Opportunities: Year-wise Returns
| Year | Nippon India Nifty Auto ETFNippon India Nifty Auto ETF | SBI Automotive OpportunitiesSBI Automotive Opportunities | Nifty Auto TRI |
|---|---|---|---|
| 2026to date | −9.06% | +11.76% | −8.88% |
| 2025 | +24.19% | +22.14% | +24.59% |
| 2024 | +23.26% | -- | +23.58% |
| 2023 | +48.38% | -- | +48.75% |
Nippon India Nifty Auto ETF vs SBI Automotive Opportunities: Rolling Returns
Every holding period of both funds, against Nifty Auto TRI, the benchmark of both
Rolling returns
Every 1-year holding period, 342 of them, one for each trading day from 12-06-2025 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
Nippon India Nifty Auto ETF (Direct)
SBI Automotive Opportunities Fund (Direct)
Nifty Auto TRI
to
Jul 2025Oct 2024
to
Oct 2025Jan 2025
to
Jan 2026Apr 2025
to
Apr 2026Jun 2025
to
Jun 2026Sept 2025
to
Sept 2026
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest | Beat benchmark |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Nippon India Nifty Auto ETF | 24.0 | 8.8 | 5.8 | 17.5 | 21.1 | 14.0 | 8.8 | 11.0% | 13.6% | −10.9% | 35.3% | 0% |
| SBI Automotive Opportunities | 22.3 | 3.5 | 1.7 | 7.2 | 14.2 | 18.5 | 32.7 | 17.0% | 20.5% | −10.0% | 42.7% | 60% |
| Nifty Auto TRI | 22.5 | 9.9 | 6.1 | 16.4 | 21.3 | 14.6 | 9.1 | 11.4% | 13.8% | −10.7% | 35.7% | -- |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. The benchmark is Nifty Auto TRI, over the same periods. "Beat benchmark" counts the periods in which the fund did better. Every fund is measured over the days all of them have, from 12-06-2024. Past returns do not promise future returns.
Nippon India Nifty Auto ETF vs SBI Automotive Opportunities: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 03-06-2024 to 30-10-2026: 29 instalments, ₹2,90,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| Nippon India Nifty Auto ETFNippon India Nifty Auto ETF (Direct) | ₹2,90,000 | ₹2,97,161 | ₹7,161 | 2.0% |
| SBI Automotive OpportunitiesSBI Automotive Opportunities Fund (Direct) | ₹2,90,000 | ₹3,52,836 | ₹62,836 | 16.6% |
Nippon India Nifty Auto ETFNippon India Nifty Auto ETF (Direct)
SBI Automotive OpportunitiesSBI Automotive Opportunities Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Nippon India Nifty Auto ETF vs SBI Automotive Opportunities: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Nippon India Nifty Auto ETF (Direct) | SBI Automotive Opportunities Fund (Direct) |
|---|---|---|
| Return (CAGR) | −4.52% | +17.36% |
| Standard deviation | 21.28% | 19.22% |
| Sharpe ratio | -0.46 | 0.63 |
| Sortino ratio | -0.63 | 0.90 |
| Maximum drawdown | −17.7% (31-03-2026) | −13.5% (23-03-2026) |
| Beta | 1.00 | 0.85 |
| Alpha | −0.29% | +20.19% |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Nippon India Nifty Auto ETF (Direct) | SBI Automotive Opportunities Fund (Direct) |
|---|---|---|
| Return (CAGR) | +19.48% | +9.54% |
| Standard deviation | 18.92% | 17.80% |
| Sharpe ratio | 0.72 | 0.21 |
| Sortino ratio | 1.03 | 0.30 |
| Maximum drawdown | −28.3% (07-04-2025) | −29.2% (07-04-2025) |
| Beta | 1.00 | 0.85 |
| Alpha | −0.27% | +7.49% |
From daily NAVs, 24-01-2022 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Nippon India Nifty Auto ETF (Direct)
SBI Automotive Opportunities Fund (Direct)
Nifty Auto TRI
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Nippon India Nifty Auto ETF (Direct) | −28.3% | 27-09-2024 | 07-04-2025 | 12-11-2025 | 7 months | −14.3% |
| SBI Automotive Opportunities Fund (Direct) | −29.2% | 27-09-2024 | 07-04-2025 | 01-12-2025 | 8 months | −8.7% |
| Nifty Auto TRI | −28.2% | 27-09-2024 | 07-04-2025 | 12-11-2025 | 7 months | −14.3% |
From daily values since 12-06-2024, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Nippon India Nifty Auto ETF (Direct)
SBI Automotive Opportunities Fund (Direct)
Nifty Auto TRI
Against Nifty Auto TRI
| Fund | Up capture | Down capture | Tracking error |
|---|---|---|---|
| Nippon India Nifty Auto ETF (Direct) | 99% | 100% | 0.05% |
| SBI Automotive Opportunities Fund (Direct) | 109% | 82% | 7.48% |
From month-end values since 12-06-2024. Up capture: a fund's average month when the benchmark rose, as % of the benchmark's; above 100% it gained more. Down capture: the same for months the benchmark fell; below 100% it fell less. Tracking error: how far the monthly returns strayed from the benchmark's, a year; an index fund aims near 0.
Nippon India Nifty Auto ETF vs SBI Automotive Opportunities: Portfolio Overlap
From each fund's latest monthly portfolio: Nippon India Nifty Auto ETF, September 2026; SBI Automotive Opportunities Fund, September 2026
Holdings in common
- Overlap
- 45.2%
- Held by both
- 11
- Only in Nippon India Nifty Auto ETF
- 4
- Only in SBI Automotive Opportunities
- 25
| Security | % of Nippon India Nifty Auto ETF | % of SBI Automotive Opportunities |
|---|---|---|
| Mahindra & Mahindra Limited | 22.26% | 12.15% |
| TVS Motor Company Limited | 8.14% | 4.87% |
| Eicher Motors Limited | 8.33% | 4.71% |
| Samvardhana Motherson International Limited | 6.09% | 4.30% |
| Maruti Suzuki India Limited | 13.14% | 3.84% |
| Bharat Forge Limited | 4.52% | 3.81% |
| Bosch Limited | 3.45% | 3.49% |
| Sona BLW Precision Forgings Limited | 3.15% | 4.79% |
| Hyundai Motor India Ltd | 2.44% | 2.51% |
| UNO Minda Limited | 1.80% | 2.54% |
| Bajaj Auto Limited | 10.02% | 0.72% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 45.2% means 45.2% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Nippon India Nifty Auto ETF
| Security | % of fund |
|---|---|
| Hero MotoCorp Limited | 5.75% |
| Tata Motors Passenger Vehicles Limited | 5.00% |
| Ashok Leyland Limited | 3.73% |
| Tube Investments of India Limited | 2.14% |
Largest holdings only in SBI Automotive Opportunities Fund
| Security | % of fund |
|---|---|
| Tata Motors Ltd. | 3.75% |
| Sansera Engineering Ltd. | 3.59% |
| Dhoot Transmission Ltd. | 3.43% |
| Sedemac Mechatronics Ltd. | 3.11% |
| Ather Energy Ltd. | 3.00% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Nippon India Nifty Auto ETF | SBI Automotive Opportunities |
|---|---|---|
| Equity | 100.0% | 97.0% |
| Debt | 0.0% | 0.1% |
| Cash and others | 0.0% | 2.9% |
Market cap of stocks
| Market cap | Nippon India Nifty Auto ETF | SBI Automotive Opportunities |
|---|---|---|
| Large Cap | 75.4% | 36.9% |
| Mid Cap | 24.5% | 19.4% |
| Small Cap | 0.0% | 37.4% |
| Not on AMFI's list | 0.0% | 3.4% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | Nippon India Nifty Auto ETF | SBI Automotive Opportunities |
|---|---|---|
| Automobiles | 75.1% | 31.8% |
| Auto Components | 21.1% | 54.7% |
| Industrial Products | 0.0% | 6.8% |
| Agricultural, Commercial & Construction Vehicles | 3.7% | 3.8% |
The six largest sectors of each fund's stocks, % of the fund.
Nippon India Nifty Auto ETF vs SBI Automotive Opportunities: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Nippon India Nifty Auto ETF | SBI Automotive Opportunities Fund |
|---|---|---|
| Total expense ratio (Direct) | 0.24% | 1.01% |
| Base expense ratio (Direct) | 0.19% | 0.72% |
| Total expense ratio (Regular) | Not available | 2.00% |
| Base expense ratio (Regular) | 0.00% | 1.58% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Compare SBI Automotive Opportunities with
Nippon India Nifty Auto ETF vs SBI Automotive Opportunities Fund: Frequently Asked Questions
What is the difference between Nippon India Nifty Auto ETF and SBI Automotive Opportunities Fund?
Nippon India Nifty Auto ETF is a mutual fund, SBI Automotive Opportunities Fund is a Thematic fund, run by Nippon India Mutual Fund and SBI Mutual Fund. Their portfolios overlap 45.2%. Nippon India Nifty Auto ETF charges 0.24% a year and SBI Automotive Opportunities Fund 1.01%.
Which has given higher returns, Nippon India Nifty Auto ETF or SBI Automotive Opportunities Fund?
Over 1 year: Nippon India Nifty Auto ETF −4.52%, SBI Automotive Opportunities Fund +17.36%. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, Nippon India Nifty Auto ETF or SBI Automotive Opportunities Fund?
Nippon India Nifty Auto ETF charges less: 0.24% a year against 1.01%. These are the Direct plans' total expense ratios reported to AMFI.
How much do Nippon India Nifty Auto ETF and SBI Automotive Opportunities Fund overlap?
45.2%. They hold 11 of the same securities, the largest shared ones being M&M, TVSMOTOR, EICHERMOT. From each fund's latest monthly portfolio.
Can I invest in both Nippon India Nifty Auto ETF and SBI Automotive Opportunities Fund?
Yes. 45.2% of each fund's money sits in the same holdings, so a large part of the two investments would move together.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.