Nippon India Fixed Maturity Plan - XLIV - Series 1 vs UTI CRISIL SDL Maturity June 2027 Index Fund
Direct Plan, Growth option · Data as on 30-10-2026
Nippon India Fixed Maturity Plan - XLIV - Series 1 is a mutual fund and UTI CRISIL SDL Maturity June 2027 Index Fund is an Index fund. In the 3 years to 30-10-2026, Nippon India Fixed Maturity Plan - XLIV - Series 1 (Direct) returned 7.7% a year and UTI CRISIL SDL Maturity June 2027 Index Fund (Direct) returned 7.6% a year. Nippon India Fixed Maturity Plan - XLIV - Series 1 charges 0.17% a year and UTI CRISIL SDL Maturity June 2027 Index Fund 0.20% (Direct plans). Their portfolios overlap 18.7%: they hold 3 of the same securities.
Nippon India Fixed Maturity Plan - XLIV - Series 1
- 3 year return
- 7.7%
- Expense ratio
- 0.17%
- NAV
- ₹13.47
UTI CRISIL SDL Maturity June 2027 Index Fund
Index
- 3 year return
- 7.6%
- Expense ratio
- 0.20%
- NAV
- ₹13.06
Which is better, Nippon India Fixed Maturity Plan - XLIV - Series 1 or UTI CRISIL SDL Maturity June 2027 Index? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- Nippon India Fixed Maturity Plan - XLIV - Series 1 returned more over 3 years: 7.7% a year against 7.6%.
- UTI CRISIL SDL Maturity June 2027 Index returned more over 1 year: 5.6% against 5.4%.
- Nippon India Fixed Maturity Plan - XLIV - Series 1 costs less: 0.17% a year against 0.20% (Direct plans).
- Nippon India Fixed Maturity Plan - XLIV - Series 1 swung less over 3 years: a standard deviation of 0.7% a year against 0.8%.
- UTI CRISIL SDL Maturity June 2027 Index fell less in its worst fall since 12-01-2023: −0.4% against −0.4%.
- Nippon India Fixed Maturity Plan - XLIV - Series 1 is the larger fund: ₹81 Cr against ₹64 Cr.
- Their portfolios overlap 18.7%: 3 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Nippon India Fixed Maturity Plan - XLIV - Series 1 | UTI CRISIL SDL Maturity June 2027 Index Fund |
|---|---|---|
| Fund house | Nippon India Mutual Fund | UTI Mutual Fund |
| Category | Not available | Index |
| AUM | ₹81 Cr (30-09-2026) | ₹64 Cr (30-09-2026) |
| NAV | ₹13.47 (Direct) | ₹13.06 (Direct) |
| Expense ratio (Direct) | 0.17% | 0.20% |
| Expense ratio (Regular) | 0.37% | 0.42% |
| Riskometer | Not available | Low to Moderate |
| Benchmark | Not available | CRISIL IBX SDL Index - June 2027 |
| Launch date | Not available | 11-01-2023 |
| Minimum investment | Not available | ₹5,000 |
| Lock in | Not available | None |
| Fund managers | Not available | Jaydeep Bhowal FM1 |
| Exit load | Not available | NIL |
Nippon India Fixed Maturity Plan - XLIV - Series 1 vs UTI CRISIL SDL Maturity June 2027 Index: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Nippon India Fixed Maturity Plan - XLIV - Series 1 (Direct) | +0.16% | +0.95% | +2.70% | +5.44% | +7.66% | -- | -- |
| UTI CRISIL SDL Maturity June 2027 Index Fund (Direct) | +0.21% | +1.03% | +2.71% | +5.57% | +7.58% | -- | -- |
Nippon India Fixed Maturity Plan - XLIV - Series 1 vs UTI CRISIL SDL Maturity June 2027 Index: Year-wise Returns
| Year | Nippon India Fixed Maturity Plan - XLIV - Series 1Nippon India Fixed Maturity Plan - XLIV - Series 1 | UTI CRISIL SDL Maturity June 2027 IndexUTI CRISIL SDL Maturity June 2027 Index |
|---|---|---|
| 2026to date | +4.40% | +4.57% |
| 2025 | +8.13% | +7.94% |
| 2024 | +8.50% | +8.37% |
| 2023 | +7.46% | -- |
Nippon India Fixed Maturity Plan - XLIV - Series 1 vs UTI CRISIL SDL Maturity June 2027 Index: Rolling Returns
Every holding period of both funds
Rolling returns
Every 3-year holding period, 192 of them, one for each trading day from 12-01-2026 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
Nippon India Fixed Maturity Plan - XLIV - Series 1 (Direct)
UTI CRISIL SDL Maturity June 2027 Index Fund (Direct)
to
Feb 2026Mar 2023
to
Mar 2026May 2023
to
May 2026Jul 2023
to
Jul 2026Aug 2023
to
Aug 2026Oct 2023
to
Oct 2026
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Nippon India Fixed Maturity Plan - XLIV - Series 1 | 0.0 | 0.0 | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 7.7% | 7.7% | 7.3% | 8.2% |
| UTI CRISIL SDL Maturity June 2027 Index | 0.0 | 0.0 | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 7.6% | 7.6% | 7.2% | 8.0% |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. Every fund is measured over the days all of them have, from 12-01-2023. Past returns do not promise future returns.
Nippon India Fixed Maturity Plan - XLIV - Series 1 vs UTI CRISIL SDL Maturity June 2027 Index: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 02-01-2023 to 30-10-2026: 46 instalments, ₹4,60,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| Nippon India Fixed Maturity Plan - XLIV - Series 1Nippon India Fixed Maturity Plan - XLIV - Series 1 (Direct) | ₹4,60,000 | ₹5,26,458 | ₹66,458 | 7.0% |
| UTI CRISIL SDL Maturity June 2027 IndexUTI CRISIL SDL Maturity June 2027 Index Fund (Direct) | ₹4,60,000 | ₹5,26,009 | ₹66,009 | 7.0% |
Nippon India Fixed Maturity Plan - XLIV - Series 1Nippon India Fixed Maturity Plan - XLIV - Series 1 (Direct)
UTI CRISIL SDL Maturity June 2027 IndexUTI CRISIL SDL Maturity June 2027 Index Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Nippon India Fixed Maturity Plan - XLIV - Series 1 vs UTI CRISIL SDL Maturity June 2027 Index: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Nippon India Fixed Maturity Plan - XLIV - Series 1 (Direct) | UTI CRISIL SDL Maturity June 2027 Index Fund (Direct) |
|---|---|---|
| Return (CAGR) | +5.44% | +5.57% |
| Standard deviation | 0.58% | 0.59% |
| Sharpe ratio | 0.33 | 0.55 |
| Sortino ratio | 0.51 | 0.83 |
| Maximum drawdown | −0.1% (07-04-2026) | −0.1% (07-04-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Nippon India Fixed Maturity Plan - XLIV - Series 1 (Direct) | UTI CRISIL SDL Maturity June 2027 Index Fund (Direct) |
|---|---|---|
| Return (CAGR) | +7.66% | +7.58% |
| Standard deviation | 0.74% | 0.76% |
| Sharpe ratio | 2.20 | 2.06 |
| Sortino ratio | 3.80 | 3.51 |
| Maximum drawdown | −0.2% (12-08-2025) | −0.1% (08-08-2025) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Nippon India Fixed Maturity Plan - XLIV - Series 1 (Direct) | UTI CRISIL SDL Maturity June 2027 Index Fund (Direct) |
|---|---|---|
| Return (CAGR) | +7.58% | +7.28% |
| Standard deviation | 1.01% | 0.88% |
| Sharpe ratio | 1.39 | 1.25 |
| Sortino ratio | 2.24 | 2.02 |
| Maximum drawdown | −0.6% (10-10-2022) | −0.4% (01-03-2023) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 23-09-2022 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Nippon India Fixed Maturity Plan - XLIV - Series 1 (Direct)
UTI CRISIL SDL Maturity June 2027 Index Fund (Direct)
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Nippon India Fixed Maturity Plan - XLIV - Series 1 (Direct) | −0.4% | 02-02-2023 | 27-02-2023 | 13-03-2023 | 14 days | −0.1% |
| UTI CRISIL SDL Maturity June 2027 Index Fund (Direct) | −0.4% | 02-02-2023 | 01-03-2023 | 13-03-2023 | 12 days | −0.0% |
From daily values since 12-01-2023, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Nippon India Fixed Maturity Plan - XLIV - Series 1 (Direct)
UTI CRISIL SDL Maturity June 2027 Index Fund (Direct)
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 3-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Nippon India Fixed Maturity Plan - XLIV - Series 1 (Direct)
UTI CRISIL SDL Maturity June 2027 Index Fund (Direct)
Nippon India Fixed Maturity Plan - XLIV - Series 1 vs UTI CRISIL SDL Maturity June 2027 Index: Portfolio Overlap
From each fund's latest monthly portfolio: Nippon India Fixed Maturity Plan - XLIV - Series 1, September 2026; UTI CRISIL SDL Maturity June 2027 Index Fund, September 2026
Holdings in common
- Overlap
- 18.7%
- Held by both
- 3
- Only in Nippon India Fixed Maturity Plan - XLIV - Series 1
- 13
- Only in UTI CRISIL SDL Maturity June 2027 Index
- 12
| Security | % of Nippon India Fixed Maturity Plan - XLIV - Series 1 | % of UTI CRISIL SDL Maturity June 2027 Index |
|---|---|---|
| 7.52% State Government Securities | 55.89% | 15.65% |
| 7.23% State Government Securities | 2.48% | 2.06% |
| 7.51% State Government Securities | 0.99% | 14.86% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 18.7% means 18.7% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Nippon India Fixed Maturity Plan - XLIV - Series 1
| Security | % of fund |
|---|---|
| 6.80% GOI (MD15/12/2060)-Strips (C)-(MD15/06/2027) | 11.90% |
| GOI STRIPS (MD 12/06/2027) | 11.28% |
| GOI STRIPS (MD 19/03/2027) | 2.78% |
| GOI Strips (MD 19/06/2027) | 2.57% |
| 7.77% State Government Securities | 1.97% |
Largest holdings only in UTI CRISIL SDL Maturity June 2027 Index Fund
| Security | % of fund |
|---|---|
| 7.64% UTTARPRADESH SDL 29/03/2027 | 15.63% |
| 7.53% HARYANA SDL-24/05/2027 | 7.82% |
| 7.76% MP SDL MAT - 01/03/2027 | 7.81% |
| 7.78% WB SDL MAT - 01/03/2027 | 7.81% |
| 6.90% AP SDL MAT - 22/04/27 | 7.79% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Nippon India Fixed Maturity Plan - XLIV - Series 1 | UTI CRISIL SDL Maturity June 2027 Index |
|---|---|---|
| Equity | 0.0% | 0.0% |
| Debt | 98.1% | 96.8% |
| Cash and others | 1.9% | 3.2% |
Nippon India Fixed Maturity Plan - XLIV - Series 1 vs UTI CRISIL SDL Maturity June 2027 Index: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Nippon India Fixed Maturity Plan - XLIV - Series 1 | UTI CRISIL SDL Maturity June 2027 Index Fund |
|---|---|---|
| Total expense ratio (Direct) | 0.17% | 0.20% |
| Base expense ratio (Direct) | 0.15% | 0.17% |
| Total expense ratio (Regular) | 0.37% | 0.42% |
| Base expense ratio (Regular) | 0.32% | 0.37% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
Nippon India Fixed Maturity Plan - XLIV - Series 1 vs UTI CRISIL SDL Maturity June 2027 Index Fund: Frequently Asked Questions
What is the difference between Nippon India Fixed Maturity Plan - XLIV - Series 1 and UTI CRISIL SDL Maturity June 2027 Index Fund?
Nippon India Fixed Maturity Plan - XLIV - Series 1 is a mutual fund, UTI CRISIL SDL Maturity June 2027 Index Fund is an Index fund, run by Nippon India Mutual Fund and UTI Mutual Fund. Their portfolios overlap 18.7%. Nippon India Fixed Maturity Plan - XLIV - Series 1 charges 0.17% a year and UTI CRISIL SDL Maturity June 2027 Index Fund 0.20%.
Which has given higher returns, Nippon India Fixed Maturity Plan - XLIV - Series 1 or UTI CRISIL SDL Maturity June 2027 Index Fund?
Over 1 year: Nippon India Fixed Maturity Plan - XLIV - Series 1 +5.44%, UTI CRISIL SDL Maturity June 2027 Index Fund +5.57%. Over 3 years: Nippon India Fixed Maturity Plan - XLIV - Series 1 +7.66% a year, UTI CRISIL SDL Maturity June 2027 Index Fund +7.58% a year. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, Nippon India Fixed Maturity Plan - XLIV - Series 1 or UTI CRISIL SDL Maturity June 2027 Index Fund?
Nippon India Fixed Maturity Plan - XLIV - Series 1 charges less: 0.17% a year against 0.20%. These are the Direct plans' total expense ratios reported to AMFI.
How much do Nippon India Fixed Maturity Plan - XLIV - Series 1 and UTI CRISIL SDL Maturity June 2027 Index Fund overlap?
18.7%. They hold 3 of the same securities, the largest shared ones being 7.52% State Government Securities, 7.23% State Government Securities, 7.51% State Government Securities. From each fund's latest monthly portfolio.
Which is better for SIP, Nippon India Fixed Maturity Plan - XLIV - Series 1 or UTI CRISIL SDL Maturity June 2027 Index Fund?
Over the last 3 years, a monthly SIP of ₹10,000 from 03-10-2023 to 30-10-2026 grew to ₹4,11,022 in Nippon India Fixed Maturity Plan - XLIV - Series 1 (XIRR 6.8% a year) and ₹4,10,980 in UTI CRISIL SDL Maturity June 2027 Index Fund (XIRR 6.8% a year). Both received 37 instalments. Past returns do not promise future returns.
Can I invest in both Nippon India Fixed Maturity Plan - XLIV - Series 1 and UTI CRISIL SDL Maturity June 2027 Index Fund?
Yes. 18.7% of each fund's money sits in the same holdings, so some of the two investments would move together.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.