Nippon India ETF Nifty 8-13 yr G-Sec Long Term Gilt vs SBI Dynamic Term Fund
Direct Plan, Growth option · Data as on 30-10-2026
Nippon India ETF Nifty 8-13 yr G-Sec Long Term Gilt is a mutual fund and SBI Dynamic Term Fund is a Dynamic Bond fund. In the 3 years to 30-10-2026, Nippon India ETF Nifty 8-13 yr G-Sec Long Term Gilt (Direct) returned 6.5% a year and SBI Dynamic Term Fund (Direct) returned 7.4% a year. Nippon India ETF Nifty 8-13 yr G-Sec Long Term Gilt charges 0.11% a year and SBI Dynamic Term Fund 0.64% (Direct plans). Their portfolios overlap 19.7%: they hold 1 of the same security.
Nippon India ETF Nifty 8-13 yr G-Sec Long Term Gilt
- 3 year return
- 6.5%
- Expense ratio
- 0.11%
- NAV
- ₹29.23
SBI Dynamic Term Fund
Dynamic Bond
- 3 year return
- 7.4%
- Expense ratio
- 0.64%
- NAV
- ₹41.53
Which is better, Nippon India ETF Nifty 8-13 yr G-Sec Long Term Gilt or SBI Dynamic Term? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- SBI Dynamic Term returned more over 5 years: 6.8% a year against 5.2%.
- SBI Dynamic Term returned more over 3 years: 7.4% a year against 6.5%.
- Nippon India ETF Nifty 8-13 yr G-Sec Long Term Gilt costs less: 0.11% a year against 0.64% (Direct plans).
- SBI Dynamic Term swung less over 3 years: a standard deviation of 1.9% a year against 2.7%.
- SBI Dynamic Term fell less in its worst fall since 07-07-2016: −3.2% against −5.1%.
- SBI Dynamic Term is the larger fund: ₹3,502 Cr against ₹2,364 Cr.
- Their portfolios overlap 19.7%: 1 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Nippon India ETF Nifty 8-13 yr G-Sec Long Term Gilt | SBI Dynamic Term Fund |
|---|---|---|
| Fund house | Nippon India Mutual Fund | SBI Mutual Fund |
| Category | Not available | Dynamic Bond |
| AUM | ₹2,364 Cr (30-09-2026) | ₹3,502 Cr (30-09-2026) |
| NAV | ₹29.23 (Direct) | ₹41.53 (Direct) |
| Expense ratio (Direct) | 0.11% | 0.64% |
| Expense ratio (Regular) | Not available | 1.37% |
| Riskometer | Not available | Not available |
| Benchmark | Not available | Not available |
| Launch date | Not available | Not available |
| Minimum investment | Not available | Not available |
| Lock in | Not available | Not available |
| Fund managers | Not available | Not available |
| Exit load | Not available | Not available |
Nippon India ETF Nifty 8-13 yr G-Sec Long Term Gilt vs SBI Dynamic Term: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Nippon India ETF Nifty 8-13 yr G-Sec Long Term Gilt (Direct) | −1.07% | −2.37% | +0.62% | +0.95% | +6.46% | +5.23% | +5.98% |
| SBI Dynamic Term Fund (Direct) | +0.08% | +0.34% | +2.58% | +5.03% | +7.43% | +6.79% | +7.44% |
| Dynamic Bond average | −0.48% | −0.66% | +1.80% | +3.05% | +6.70% | +5.98% | +6.68% |
Category average: the average of the 22 Dynamic Bond funds, same plan type.
Nippon India ETF Nifty 8-13 yr G-Sec Long Term Gilt vs SBI Dynamic Term: Year-wise Returns
| Year | Nippon India ETF Nifty 8-13 yr G-Sec Long Term GiltNippon India ETF Nifty 8-13 yr G-Sec Long Term Gilt | SBI Dynamic TermSBI Dynamic Term |
|---|---|---|
| 2026to date | +0.19% | +4.54% |
| 2025 | +7.23% | +6.29% |
| 2024 | +9.54% | +9.55% |
| 2023 | +7.96% | +7.96% |
| 2022 | +0.83% | +4.99% |
| 2021 | +1.65% | +2.74% |
Nippon India ETF Nifty 8-13 yr G-Sec Long Term Gilt vs SBI Dynamic Term: Rolling Returns
Every holding period of both funds
Rolling returns
Every 3-year holding period, 1,772 of them, one for each trading day from 08-07-2019 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
Nippon India ETF Nifty 8-13 yr G-Sec Long Term Gilt (Direct)
SBI Dynamic Term Fund (Direct)
to
Feb 2020May 2018
to
May 2021Aug 2019
to
Aug 2022Oct 2020
to
Oct 2023Jan 2022
to
Jan 2025Mar 2023
to
Mar 2026
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Nippon India ETF Nifty 8-13 yr G-Sec Long Term Gilt | 0.0 | 28.4 | 67.0 | 4.6 | 0.0 | 0.0 | 0.0 | 6.8% | 7.1% | 2.8% | 10.6% |
| SBI Dynamic Term | 0.0 | 1.7 | 90.6 | 7.8 | 0.0 | 0.0 | 0.0 | 7.8% | 7.9% | 4.7% | 10.4% |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. Every fund is measured over the days all of them have, from 07-07-2016. Past returns do not promise future returns.
Nippon India ETF Nifty 8-13 yr G-Sec Long Term Gilt vs SBI Dynamic Term: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 07-07-2016 to 30-10-2026: 124 instalments, ₹12,40,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| Nippon India ETF Nifty 8-13 yr G-Sec Long Term GiltNippon India ETF Nifty 8-13 yr G-Sec Long Term Gilt (Direct) | ₹12,40,000 | ₹16,85,076 | ₹4,45,076 | 5.8% |
| SBI Dynamic TermSBI Dynamic Term Fund (Direct) | ₹12,40,000 | ₹18,14,370 | ₹5,74,370 | 7.2% |
Nippon India ETF Nifty 8-13 yr G-Sec Long Term GiltNippon India ETF Nifty 8-13 yr G-Sec Long Term Gilt (Direct)
SBI Dynamic TermSBI Dynamic Term Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Nippon India ETF Nifty 8-13 yr G-Sec Long Term Gilt vs SBI Dynamic Term: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Nippon India ETF Nifty 8-13 yr G-Sec Long Term Gilt (Direct) | SBI Dynamic Term Fund (Direct) |
|---|---|---|
| Return (CAGR) | +0.95% | +5.03% |
| Standard deviation | 3.29% | 1.43% |
| Sharpe ratio | -1.30 | -0.15 |
| Sortino ratio | -1.77 | -0.22 |
| Maximum drawdown | −3.4% (23-10-2026) | −0.8% (02-04-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Nippon India ETF Nifty 8-13 yr G-Sec Long Term Gilt (Direct) | SBI Dynamic Term Fund (Direct) |
|---|---|---|
| Return (CAGR) | +6.46% | +7.43% |
| Standard deviation | 2.70% | 1.94% |
| Sharpe ratio | 0.16 | 0.72 |
| Sortino ratio | 0.23 | 1.05 |
| Maximum drawdown | −3.4% (23-10-2026) | −1.6% (26-08-2025) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Nippon India ETF Nifty 8-13 yr G-Sec Long Term Gilt (Direct) | SBI Dynamic Term Fund (Direct) |
|---|---|---|
| Return (CAGR) | +5.23% | +6.79% |
| Standard deviation | 3.20% | 1.88% |
| Sharpe ratio | -0.18 | 0.53 |
| Sortino ratio | -0.24 | 0.78 |
| Maximum drawdown | −5.1% (13-06-2022) | −1.6% (26-08-2025) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 29-10-2021 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Nippon India ETF Nifty 8-13 yr G-Sec Long Term Gilt (Direct) | SBI Dynamic Term Fund (Direct) |
|---|---|---|
| Return (CAGR) | +6.39% | +7.98% |
| Standard deviation | 3.93% | 3.26% |
| Sharpe ratio | 0.24 | 0.59 |
| Sortino ratio | 0.35 | 0.86 |
| Maximum drawdown | −5.1% (13-06-2022) | −8.9% (19-08-2013) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 07-07-2016 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Nippon India ETF Nifty 8-13 yr G-Sec Long Term Gilt (Direct)
SBI Dynamic Term Fund (Direct)
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Nippon India ETF Nifty 8-13 yr G-Sec Long Term Gilt (Direct) | −5.1% | 15-12-2021 | 13-06-2022 | 24-11-2022 | 5 months | −3.0% |
| SBI Dynamic Term Fund (Direct) | −3.2% | 09-03-2020 | 19-03-2020 | 20-04-2020 | 32 days | −0.1% |
From daily values since 07-07-2016, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Nippon India ETF Nifty 8-13 yr G-Sec Long Term Gilt (Direct)
SBI Dynamic Term Fund (Direct)
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 3-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Nippon India ETF Nifty 8-13 yr G-Sec Long Term Gilt (Direct)
SBI Dynamic Term Fund (Direct)
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 5-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Nippon India ETF Nifty 8-13 yr G-Sec Long Term Gilt (Direct)
SBI Dynamic Term Fund (Direct)
Nippon India ETF Nifty 8-13 yr G-Sec Long Term Gilt vs SBI Dynamic Term: Portfolio Overlap
From each fund's latest monthly portfolio: Nippon India ETF Nifty 8-13 yr G-Sec Long Term Gilt, September 2026; SBI Dynamic Term Fund, September 2026
Holdings in common
- Overlap
- 19.7%
- Held by both
- 1
- Only in Nippon India ETF Nifty 8-13 yr G-Sec Long Term Gilt
- 4
- Only in SBI Dynamic Term
- 18
| Security | % of Nippon India ETF Nifty 8-13 yr G-Sec Long Term Gilt | % of SBI Dynamic Term |
|---|---|---|
| 6.94% Government of India | 64.13% | 19.66% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 19.7% means 19.7% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Nippon India ETF Nifty 8-13 yr G-Sec Long Term Gilt
| Security | % of fund |
|---|---|
| 6.48% Government of India | 26.52% |
| 7.18% Government of India | 6.11% |
| 6.33% Government of India | 0.25% |
| 6.79% Government of India | 0.01% |
Largest holdings only in SBI Dynamic Term Fund
| Security | % of fund |
|---|---|
| HDFC Bank Ltd. | 9.80% |
| 7.28% State Government of Andhra Pradesh 2032 | 7.02% |
| National Bank for Agriculture and Rural Development | 6.30% |
| Bajaj Finance Ltd. | 5.70% |
| Union Bank of India | 5.60% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Nippon India ETF Nifty 8-13 yr G-Sec Long Term Gilt | SBI Dynamic Term |
|---|---|---|
| Equity | 0.0% | 0.0% |
| Debt | 97.0% | 82.7% |
| Cash and others | 3.0% | 17.3% |
Nippon India ETF Nifty 8-13 yr G-Sec Long Term Gilt vs SBI Dynamic Term: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Nippon India ETF Nifty 8-13 yr G-Sec Long Term Gilt | SBI Dynamic Term Fund |
|---|---|---|
| Total expense ratio (Direct) | 0.11% | 0.64% |
| Base expense ratio (Direct) | 0.09% | 0.53% |
| Total expense ratio (Regular) | Not available | 1.37% |
| Base expense ratio (Regular) | 0.00% | 1.15% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Nippon India ETF Nifty 8-13 yr G-Sec Long Term Gilt vs SBI Dynamic Term Fund: Frequently Asked Questions
What is the difference between Nippon India ETF Nifty 8-13 yr G-Sec Long Term Gilt and SBI Dynamic Term Fund?
Nippon India ETF Nifty 8-13 yr G-Sec Long Term Gilt is a mutual fund, SBI Dynamic Term Fund is a Dynamic Bond fund, run by Nippon India Mutual Fund and SBI Mutual Fund. Their portfolios overlap 19.7%. Nippon India ETF Nifty 8-13 yr G-Sec Long Term Gilt charges 0.11% a year and SBI Dynamic Term Fund 0.64%.
Which has given higher returns, Nippon India ETF Nifty 8-13 yr G-Sec Long Term Gilt or SBI Dynamic Term Fund?
Over 1 year: Nippon India ETF Nifty 8-13 yr G-Sec Long Term Gilt +0.95%, SBI Dynamic Term Fund +5.03%. Over 3 years: Nippon India ETF Nifty 8-13 yr G-Sec Long Term Gilt +6.46% a year, SBI Dynamic Term Fund +7.43% a year. Over 5 years: Nippon India ETF Nifty 8-13 yr G-Sec Long Term Gilt +5.23% a year, SBI Dynamic Term Fund +6.79% a year. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, Nippon India ETF Nifty 8-13 yr G-Sec Long Term Gilt or SBI Dynamic Term Fund?
Nippon India ETF Nifty 8-13 yr G-Sec Long Term Gilt charges less: 0.11% a year against 0.64%. These are the Direct plans' total expense ratios reported to AMFI.
How much do Nippon India ETF Nifty 8-13 yr G-Sec Long Term Gilt and SBI Dynamic Term Fund overlap?
19.7%. They hold 1 of the same securities, the largest shared ones being 6.94% Government of India. From each fund's latest monthly portfolio.
Which is better for SIP, Nippon India ETF Nifty 8-13 yr G-Sec Long Term Gilt or SBI Dynamic Term Fund?
Over the last 5 years, a monthly SIP of ₹10,000 from 01-10-2021 to 30-10-2026 grew to ₹6,99,756 in Nippon India ETF Nifty 8-13 yr G-Sec Long Term Gilt (XIRR 5.4% a year) and ₹7,27,046 in SBI Dynamic Term Fund (XIRR 6.9% a year). Both received 61 instalments. Past returns do not promise future returns.
Can I invest in both Nippon India ETF Nifty 8-13 yr G-Sec Long Term Gilt and SBI Dynamic Term Fund?
Yes. 19.7% of each fund's money sits in the same holdings, so some of the two investments would move together.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.