Nippon India ETF Nifty 5 yr Benchmark G-Sec vs Sundaram Conservative Hybrid Fund
Direct Plan, Growth option · Data as on 30-10-2026
Nippon India ETF Nifty 5 yr Benchmark G-Sec is a mutual fund and Sundaram Conservative Hybrid Fund is a Conservative Hybrid fund. In the 3 years to 30-10-2026, Nippon India ETF Nifty 5 yr Benchmark G-Sec (Direct) returned 7.2% a year and Sundaram Conservative Hybrid Fund (Direct) returned 5.4% a year. Nippon India ETF Nifty 5 yr Benchmark G-Sec charges 0.10% a year and Sundaram Conservative Hybrid Fund 1.14% (Direct plans). Their portfolios overlap 21.4%: they hold 1 of the same security.
Nippon India ETF Nifty 5 yr Benchmark G-Sec
- 3 year return
- 7.2%
- Expense ratio
- 0.10%
- NAV
- ₹65.30
Sundaram Conservative Hybrid Fund
Conservative Hybrid
- 3 year return
- 5.4%
- Expense ratio
- 1.14%
- NAV
- ₹32.36
Which is better, Nippon India ETF Nifty 5 yr Benchmark G-Sec or Sundaram Conservative Hybrid? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- Nippon India ETF Nifty 5 yr Benchmark G-Sec returned more over 5 years: 5.9% a year against 5.1%.
- Nippon India ETF Nifty 5 yr Benchmark G-Sec returned more over 3 years: 7.2% a year against 5.4%.
- Nippon India ETF Nifty 5 yr Benchmark G-Sec costs less: 0.10% a year against 1.14% (Direct plans).
- Nippon India ETF Nifty 5 yr Benchmark G-Sec swung less over 3 years: a standard deviation of 1.9% a year against 3.4%.
- Nippon India ETF Nifty 5 yr Benchmark G-Sec fell less in its worst fall since 07-04-2021: −3.4% against −4.2%.
- Nippon India ETF Nifty 5 yr Benchmark G-Sec is the larger fund: ₹260 Cr against ₹18 Cr.
- Their portfolios overlap 21.4%: 1 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Nippon India ETF Nifty 5 yr Benchmark G-Sec | Sundaram Conservative Hybrid Fund |
|---|---|---|
| Fund house | Nippon India Mutual Fund | Sundaram Mutual Fund |
| Category | Not available | Conservative Hybrid |
| AUM | ₹260 Cr (30-09-2026) | ₹18 Cr (30-09-2026) |
| NAV | ₹65.30 (Direct) | ₹32.36 (Direct) |
| Expense ratio (Direct) | 0.10% | 1.14% |
| Expense ratio (Regular) | Not available | 1.89% |
| Riskometer | Not available | Moderate |
| Benchmark | Not available | CRISIL Hybrid 85+15 - Conservative Index |
| Launch date | Not available | 08-03-2010 |
| Minimum investment | Not available | For first investment - Rs.5000/- |
| Lock in | Not available | None |
| Fund managers | Not available | Kumaresh Ramakrishnan, Bharath |
| Exit load | Not available | NIL |
Nippon India ETF Nifty 5 yr Benchmark G-Sec vs Sundaram Conservative Hybrid: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Nippon India ETF Nifty 5 yr Benchmark G-Sec (Direct) | −0.65% | −1.18% | +1.65% | +3.23% | +7.15% | +5.94% | -- |
| Sundaram Conservative Hybrid Fund (Direct) | +0.16% | −1.52% | +0.19% | −1.40% | +5.41% | +5.09% | +6.19% |
| Conservative Hybrid average | −0.46% | −1.48% | +0.87% | +1.02% | +7.61% | +7.13% | +7.52% |
Category average: the average of the 18 Conservative Hybrid funds, same plan type.
Nippon India ETF Nifty 5 yr Benchmark G-Sec vs Sundaram Conservative Hybrid: Year-wise Returns
| Year | Nippon India ETF Nifty 5 yr Benchmark G-SecNippon India ETF Nifty 5 yr Benchmark G-Sec | Sundaram Conservative HybridSundaram Conservative Hybrid |
|---|---|---|
| 2026to date | +2.67% | −2.51% |
| 2025 | +8.12% | +5.21% |
| 2024 | +8.37% | +9.14% |
| 2023 | +7.77% | +10.14% |
| 2022 | +2.10% | +3.75% |
| 2021 | -- | +15.39% |
Nippon India ETF Nifty 5 yr Benchmark G-Sec vs Sundaram Conservative Hybrid: Rolling Returns
Every holding period of both funds
Rolling returns
Every 3-year holding period, 620 of them, one for each trading day from 08-04-2024 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
Nippon India ETF Nifty 5 yr Benchmark G-Sec (Direct)
Sundaram Conservative Hybrid Fund (Direct)
to
Jun 2024Nov 2021
to
Nov 2024May 2022
to
May 2025Oct 2022
to
Oct 2025Mar 2023
to
Mar 2026Aug 2023
to
Aug 2026
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Nippon India ETF Nifty 5 yr Benchmark G-Sec | 0.0 | 6.5 | 93.5 | 0.0 | 0.0 | 0.0 | 0.0 | 7.1% | 7.5% | 4.7% | 9.0% |
| Sundaram Conservative Hybrid | 0.0 | 0.3 | 92.9 | 6.8 | 0.0 | 0.0 | 0.0 | 8.0% | 7.9% | 4.9% | 10.3% |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. Every fund is measured over the days all of them have, from 07-04-2021. Past returns do not promise future returns.
Nippon India ETF Nifty 5 yr Benchmark G-Sec vs Sundaram Conservative Hybrid: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 07-04-2021 to 30-10-2026: 67 instalments, ₹6,70,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| Nippon India ETF Nifty 5 yr Benchmark G-SecNippon India ETF Nifty 5 yr Benchmark G-Sec (Direct) | ₹6,70,000 | ₹7,97,473 | ₹1,27,473 | 6.2% |
| Sundaram Conservative HybridSundaram Conservative Hybrid Fund (Direct) | ₹6,70,000 | ₹7,67,244 | ₹97,244 | 4.8% |
Nippon India ETF Nifty 5 yr Benchmark G-SecNippon India ETF Nifty 5 yr Benchmark G-Sec (Direct)
Sundaram Conservative HybridSundaram Conservative Hybrid Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Nippon India ETF Nifty 5 yr Benchmark G-Sec vs Sundaram Conservative Hybrid: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Nippon India ETF Nifty 5 yr Benchmark G-Sec (Direct) | Sundaram Conservative Hybrid Fund (Direct) |
|---|---|---|
| Return (CAGR) | +3.23% | −1.40% |
| Standard deviation | 2.58% | 3.41% |
| Sharpe ratio | -0.78 | -1.95 |
| Sortino ratio | -1.13 | -2.43 |
| Maximum drawdown | −1.9% (22-10-2026) | −4.2% (30-03-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Nippon India ETF Nifty 5 yr Benchmark G-Sec (Direct) | Sundaram Conservative Hybrid Fund (Direct) |
|---|---|---|
| Return (CAGR) | +7.15% | +5.41% |
| Standard deviation | 1.94% | 3.36% |
| Sharpe ratio | 0.58 | -0.18 |
| Sortino ratio | 0.86 | -0.25 |
| Maximum drawdown | −1.9% (22-10-2026) | −4.2% (30-03-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Nippon India ETF Nifty 5 yr Benchmark G-Sec (Direct) | Sundaram Conservative Hybrid Fund (Direct) |
|---|---|---|
| Return (CAGR) | +5.94% | +5.09% |
| Standard deviation | 2.22% | 3.32% |
| Sharpe ratio | 0.06 | -0.21 |
| Sortino ratio | 0.09 | -0.29 |
| Maximum drawdown | −3.4% (06-05-2022) | −4.2% (30-03-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 29-10-2021 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Nippon India ETF Nifty 5 yr Benchmark G-Sec (Direct) | Sundaram Conservative Hybrid Fund (Direct) |
|---|---|---|
| Return (CAGR) | +5.82% | +7.46% |
| Standard deviation | 2.18% | 4.94% |
| Sharpe ratio | 0.13 | 0.29 |
| Sortino ratio | 0.18 | 0.38 |
| Maximum drawdown | −3.4% (06-05-2022) | −12.6% (23-03-2020) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 07-04-2021 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Nippon India ETF Nifty 5 yr Benchmark G-Sec (Direct)
Sundaram Conservative Hybrid Fund (Direct)
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Nippon India ETF Nifty 5 yr Benchmark G-Sec (Direct) | −3.4% | 14-02-2022 | 06-05-2022 | 17-08-2022 | 3 months | −1.7% |
| Sundaram Conservative Hybrid Fund (Direct) | −4.2% | 02-01-2026 | 30-03-2026 | Not yet | -- | −2.6% |
From daily values since 07-04-2021, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Nippon India ETF Nifty 5 yr Benchmark G-Sec (Direct)
Sundaram Conservative Hybrid Fund (Direct)
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 3-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Nippon India ETF Nifty 5 yr Benchmark G-Sec (Direct)
Sundaram Conservative Hybrid Fund (Direct)
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 5-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Nippon India ETF Nifty 5 yr Benchmark G-Sec (Direct)
Sundaram Conservative Hybrid Fund (Direct)
Nippon India ETF Nifty 5 yr Benchmark G-Sec vs Sundaram Conservative Hybrid: Portfolio Overlap
From each fund's latest monthly portfolio: Nippon India ETF Nifty 5 yr Benchmark G-Sec, September 2026; Sundaram Conservative Hybrid Fund, September 2026
Holdings in common
- Overlap
- 21.4%
- Held by both
- 1
- Only in Nippon India ETF Nifty 5 yr Benchmark G-Sec
- 2
- Only in Sundaram Conservative Hybrid
- 28
| Security | % of Nippon India ETF Nifty 5 yr Benchmark G-Sec | % of Sundaram Conservative Hybrid |
|---|---|---|
| 6.36% Government of India | 94.71% | 21.42% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 21.4% means 21.4% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Nippon India ETF Nifty 5 yr Benchmark G-Sec
| Security | % of fund |
|---|---|
| 6.01% Government of India | 1.87% |
| 6.75% Government of India | 1.33% |
Largest holdings only in Sundaram Conservative Hybrid Fund
| Security | % of fund |
|---|---|
| 6.53% Government Stock - 07/09/2031 | 26.94% |
| Power Finance Corporation Ltd - 6.96% - 02/03/2028 | 5.41% |
| BAJAJ HOUSING FINANCE LTD - 7.64% - 01/07/2030 | 5.35% |
| Bajaj Finance Ltd - 8.1167% - 10/05/2027 | 2.73% |
| BAJAJ HOUSING FINANCE LTD - 7.7% - 21/05/2027 | 2.72% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Nippon India ETF Nifty 5 yr Benchmark G-Sec | Sundaram Conservative Hybrid |
|---|---|---|
| Equity | 0.0% | 17.8% |
| Debt | 97.9% | 64.6% |
| Cash and others | 2.1% | 17.7% |
Market cap of stocks
| Market cap | Nippon India ETF Nifty 5 yr Benchmark G-Sec | Sundaram Conservative Hybrid |
|---|---|---|
| Large Cap | -- | 15.9% |
| Mid Cap | -- | 1.4% |
| Small Cap | -- | 0.5% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | Nippon India ETF Nifty 5 yr Benchmark G-Sec | Sundaram Conservative Hybrid |
|---|---|---|
| Banks | 0.0% | 5.1% |
| Telecom - Services | 0.0% | 2.3% |
| It - Software | 0.0% | 2.1% |
| Petroleum Products | 0.0% | 1.9% |
| Automobiles | 0.0% | 1.4% |
| Pharmaceuticals & Biotechnology | 0.0% | 0.9% |
The six largest sectors of each fund's stocks, % of the fund.
Nippon India ETF Nifty 5 yr Benchmark G-Sec vs Sundaram Conservative Hybrid: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Nippon India ETF Nifty 5 yr Benchmark G-Sec | Sundaram Conservative Hybrid Fund |
|---|---|---|
| Total expense ratio (Direct) | 0.10% | 1.14% |
| Base expense ratio (Direct) | 0.08% | 0.96% |
| Total expense ratio (Regular) | Not available | 1.89% |
| Base expense ratio (Regular) | 0.00% | 1.62% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Compare Sundaram Conservative Hybrid with
- Sundaram Conservative Hybrid vs Parag Parikh Conservative Hybrid
- Sundaram Conservative Hybrid vs HSBC Conservative Hybrid
- Sundaram Conservative Hybrid vs ICICI Prudential Conservative Hybrid
- Sundaram Conservative Hybrid vs Nippon India Conservative Hybrid
- Sundaram Conservative Hybrid vs Aditya Birla Sun Life Conservative Hybrid
Nippon India ETF Nifty 5 yr Benchmark G-Sec vs Sundaram Conservative Hybrid Fund: Frequently Asked Questions
What is the difference between Nippon India ETF Nifty 5 yr Benchmark G-Sec and Sundaram Conservative Hybrid Fund?
Nippon India ETF Nifty 5 yr Benchmark G-Sec is a mutual fund, Sundaram Conservative Hybrid Fund is a Conservative Hybrid fund, run by Nippon India Mutual Fund and Sundaram Mutual Fund. Their portfolios overlap 21.4%. Nippon India ETF Nifty 5 yr Benchmark G-Sec charges 0.10% a year and Sundaram Conservative Hybrid Fund 1.14%.
Which has given higher returns, Nippon India ETF Nifty 5 yr Benchmark G-Sec or Sundaram Conservative Hybrid Fund?
Over 1 year: Nippon India ETF Nifty 5 yr Benchmark G-Sec +3.23%, Sundaram Conservative Hybrid Fund −1.40%. Over 3 years: Nippon India ETF Nifty 5 yr Benchmark G-Sec +7.15% a year, Sundaram Conservative Hybrid Fund +5.41% a year. Over 5 years: Nippon India ETF Nifty 5 yr Benchmark G-Sec +5.94% a year, Sundaram Conservative Hybrid Fund +5.09% a year. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, Nippon India ETF Nifty 5 yr Benchmark G-Sec or Sundaram Conservative Hybrid Fund?
Nippon India ETF Nifty 5 yr Benchmark G-Sec charges less: 0.10% a year against 1.14%. These are the Direct plans' total expense ratios reported to AMFI.
How much do Nippon India ETF Nifty 5 yr Benchmark G-Sec and Sundaram Conservative Hybrid Fund overlap?
21.4%. They hold 1 of the same securities, the largest shared ones being 6.36% Government of India. From each fund's latest monthly portfolio.
Which is better for SIP, Nippon India ETF Nifty 5 yr Benchmark G-Sec or Sundaram Conservative Hybrid Fund?
Over the last 5 years, a monthly SIP of ₹10,000 from 01-10-2021 to 30-10-2026 grew to ₹7,16,250 in Nippon India ETF Nifty 5 yr Benchmark G-Sec (XIRR 6.3% a year) and ₹6,82,287 in Sundaram Conservative Hybrid Fund (XIRR 4.4% a year). Both received 61 instalments. Past returns do not promise future returns.
Can I invest in both Nippon India ETF Nifty 5 yr Benchmark G-Sec and Sundaram Conservative Hybrid Fund?
Yes. 21.4% of each fund's money sits in the same holdings, so some of the two investments would move together.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.