Nippon India Conservative Hybrid Fund vs Nippon India Equity Savings Fund
Direct Plan, Growth option · Data as on 30-10-2026
Nippon India Conservative Hybrid Fund is a Conservative Hybrid fund and Nippon India Equity Savings Fund is a mutual fund. Nippon India Conservative Hybrid Fund charges 1.01% a year and Nippon India Equity Savings Fund 0.99% (Direct plans). Their portfolios overlap 14.6%: they hold 36 of the same securities.
Nippon India Conservative Hybrid Fund
Conservative Hybrid
- Expense ratio
- 1.01%
- NAV
- ₹68.95
Which is better, Nippon India Conservative Hybrid or Nippon India Equity Savings? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- Nippon India Equity Savings costs less: 0.99% a year against 1.01% (Direct plans).
- Nippon India Equity Savings holds more in large companies: 61.3% of the fund in large caps against 9.5%.
- Nippon India Conservative Hybrid is the larger fund: ₹977 Cr against ₹744 Cr.
- Their portfolios overlap 14.6%: 36 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Nippon India Conservative Hybrid Fund | Nippon India Equity Savings Fund |
|---|---|---|
| Fund house | Nippon India Mutual Fund | Nippon India Mutual Fund |
| Category | Conservative Hybrid | Not available |
| AUM | ₹977 Cr (30-09-2026) | ₹744 Cr (30-09-2026) |
| NAV | ₹68.95 (Direct) | ₹0.00 (Direct) |
| Expense ratio (Direct) | 1.01% | 0.99% |
| Expense ratio (Regular) | 1.80% | 2.04% |
| Riskometer | Not available | Not available |
| Benchmark | Not available | Not available |
| Launch date | Not available | Not available |
| Minimum investment | Not available | Not available |
| Lock in | Not available | Not available |
| Fund managers | Not available | Not available |
| Exit load | Not available | Not available |
Nippon India Conservative Hybrid vs Nippon India Equity Savings: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Nippon India Conservative Hybrid Fund (Direct) | −0.10% | −0.05% | +2.51% | +4.80% | +8.44% | +8.03% | +5.91% |
| Nippon India Equity Savings Fund (Direct) | -- | -- | -- | -- | -- | -- | -- |
| Conservative Hybrid average | −0.46% | −1.48% | +0.87% | +1.02% | +7.61% | +7.13% | +7.52% |
Category average: the average of the 18 Conservative Hybrid funds, same plan type.
Nippon India Conservative Hybrid vs Nippon India Equity Savings: Year-wise Returns
| Year | Conservative HybridNippon India Conservative Hybrid | Equity SavingsNippon India Equity Savings |
|---|---|---|
| 2026to date | +3.45% | -- |
| 2025 | +10.59% | -- |
| 2024 | +8.50% | -- |
| 2023 | +11.14% | -- |
| 2022 | +5.44% | -- |
| 2021 | +10.74% | -- |
Nippon India Conservative Hybrid vs Nippon India Equity Savings: Rolling Returns
Every holding period of both funds
Nippon India Conservative Hybrid vs Nippon India Equity Savings: Portfolio Overlap
From each fund's latest monthly portfolio: Nippon India Conservative Hybrid Fund, September 2026; Nippon India Equity Savings Fund, September 2026
Holdings in common
- Overlap
- 14.6%
- Held by both
- 36
- Only in Nippon India Conservative Hybrid
- 48
- Only in Nippon India Equity Savings
- 30
| Security | % of Nippon India Conservative Hybrid | % of Nippon India Equity Savings |
|---|---|---|
| Brookfield India Real Estate Trust | 1.52% | 3.28% |
| Mindspace Business Parks REIT | 1.45% | 3.14% |
| Nexus Select Trust - REIT | 1.20% | 2.70% |
| Knowledge Realty Trust | 1.16% | 2.10% |
| HDFC Bank Limited | 0.85% | 7.32% |
| Reliance Industries Limited | 0.76% | 5.25% |
| ICICI Bank Limited | 0.75% | 8.29% |
| AU Small Finance Bank Limited | 0.67% | 0.54% |
| State Bank of India | 0.41% | 1.37% |
| 9.45% Vedanta Limited | 0.41% | 0.68% |
| Larsen & Toubro Limited | 0.39% | 1.16% |
| Infosys Limited | 0.34% | 1.27% |
| Mahindra & Mahindra Limited | 0.32% | 5.99% |
| Axis Bank Limited | 0.32% | 3.16% |
| Maruti Suzuki India Limited | 0.30% | 0.73% |
| Bharti Airtel Limited | 0.29% | 4.77% |
| Bajaj Finance Limited | 0.29% | 0.52% |
| ITC Limited | 0.28% | 1.87% |
| Kotak Mahindra Bank Limited | 0.26% | 5.14% |
| SBI Life Insurance Company Limited | 0.26% | 0.57% |
| Coal India Limited | 0.25% | 0.78% |
| Tata Consultancy Services Limited | 0.25% | 0.41% |
| Sun Pharmaceutical Industries Limited | 0.22% | 1.44% |
| Titan Company Limited | 0.21% | 0.31% |
| Hindustan Unilever Limited | 0.19% | 0.33% |
| JSW Energy Limited | 0.18% | 0.47% |
| NTPC Limited | 0.17% | 1.56% |
| Tata Steel Limited | 0.17% | 1.50% |
| IndusInd Bank Limited | 0.17% | 0.24% |
| HCL Technologies Limited | 0.15% | 0.33% |
| JSW Steel Limited | 0.14% | 0.23% |
| Grasim Industries Limited | 0.13% | 0.57% |
| Asian Paints Limited | 0.12% | 0.32% |
| Oil & Natural Gas Corporation Limited | 0.10% | 0.18% |
| HDFC Life Insurance Company Limited | 0.05% | 0.42% |
| ITC Hotels Limited | 0.01% | 0.43% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 14.6% means 14.6% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Nippon India Conservative Hybrid Fund
| Security | % of fund |
|---|---|
| 7.03% State Government Securities | 5.07% |
| 10.5% Triumph Composites Limited | 4.06% |
| 8.45% Adani Airport Holdings Limited | 4.05% |
| 9.75% Delhi International Airport Limited | 3.75% |
| 5% GMR Airports Limited | 3.48% |
Largest holdings only in Nippon India Equity Savings Fund
| Security | % of fund |
|---|---|
| 7.32% Government of India | 3.41% |
| Ashok Leyland Limited | 3.37% |
| 7.26% Government of India | 2.71% |
| 7.1% Government of India | 2.04% |
| 7.26% Government of India | 1.36% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Nippon India Conservative Hybrid | Nippon India Equity Savings |
|---|---|---|
| Equity | 10.6% | 67.2% |
| Debt | 68.5% | 18.2% |
| Cash and others | 20.9% | 14.6% |
Market cap of stocks
| Market cap | Nippon India Conservative Hybrid | Nippon India Equity Savings |
|---|---|---|
| Large Cap | 9.5% | 61.3% |
| Mid Cap | 1.1% | 5.9% |
| Small Cap | 0.0% | 0.0% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | Nippon India Conservative Hybrid | Nippon India Equity Savings |
|---|---|---|
| Banks | 3.4% | 26.1% |
| Automobiles | 1.0% | 6.7% |
| Petroleum Products | 0.8% | 5.3% |
| Telecom - Services | 0.3% | 4.8% |
| Agricultural, Commercial & Construction Vehicles | 0.0% | 3.4% |
| IT - Software | 0.8% | 2.5% |
| Power | 0.5% | 2.0% |
| Pharmaceuticals & Biotechnology | 0.5% | 1.4% |
The six largest sectors of each fund's stocks, % of the fund.
Nippon India Conservative Hybrid vs Nippon India Equity Savings: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Nippon India Conservative Hybrid Fund | Nippon India Equity Savings Fund |
|---|---|---|
| Total expense ratio (Direct) | 1.01% | 0.99% |
| Base expense ratio (Direct) | 0.85% | 0.43% |
| Total expense ratio (Regular) | 1.80% | 2.04% |
| Base expense ratio (Regular) | 1.53% | 1.32% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Compare Nippon India Conservative Hybrid with
Nippon India Conservative Hybrid Fund vs Nippon India Equity Savings Fund: Frequently Asked Questions
What is the difference between Nippon India Conservative Hybrid Fund and Nippon India Equity Savings Fund?
Nippon India Conservative Hybrid Fund is a Conservative Hybrid fund, Nippon India Equity Savings Fund is a mutual fund, run by Nippon India Mutual Fund. Their portfolios overlap 14.6%. Nippon India Conservative Hybrid Fund charges 1.01% a year and Nippon India Equity Savings Fund 0.99%.
Which has the lower expense ratio, Nippon India Conservative Hybrid Fund or Nippon India Equity Savings Fund?
Nippon India Equity Savings Fund charges less: 0.99% a year against 1.01%. These are the Direct plans' total expense ratios reported to AMFI.
How much do Nippon India Conservative Hybrid Fund and Nippon India Equity Savings Fund overlap?
14.6%. They hold 36 of the same securities, the largest shared ones being BIRET-RR, MINDSPACE-RR, NXST. From each fund's latest monthly portfolio.
Can I invest in both Nippon India Conservative Hybrid Fund and Nippon India Equity Savings Fund?
Yes. 14.6% of each fund's money sits in the same holdings, so some of the two investments would move together.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.