Navi Nifty REITs & Realty Index Fund vs Tata NIFTY Realty Index Fund
Direct Plan, Growth option · Data as on 30-10-2026
Navi Nifty REITs & Realty Index Fund is an Index fund and Tata NIFTY Realty Index Fund is an Index fund. Navi Nifty REITs & Realty Index Fund charges 4.31% a year and Tata NIFTY Realty Index Fund 0.58% (Direct plans). Their portfolios overlap 39.3%: they hold 9 of the same securities.
Navi Nifty REITs & Realty Index Fund
Index
- Expense ratio
- 4.31%
- NAV
- ₹9.65
Which is better, Navi Nifty REITs & Realty Index or Tata NIFTY Realty Index? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- Tata NIFTY Realty Index costs less: 0.58% a year against 4.31% (Direct plans).
- Navi Nifty REITs & Realty Index fell less in its worst fall since 17-09-2026: −7.0% against −10.0%.
- Tata NIFTY Realty Index holds more in large companies: 20.4% of the fund in large caps against 8.2%.
- Tata NIFTY Realty Index is the larger fund: ₹63 Cr against ₹16 Cr.
- Their portfolios overlap 39.3%: 9 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Navi Nifty REITs & Realty Index Fund | Tata NIFTY Realty Index Fund |
|---|---|---|
| Fund house | Navi Mutual Fund | Tata Mutual Fund |
| Category | Index | Index |
| AUM | ₹16 Cr (30-09-2026) | ₹63 Cr (30-09-2026) |
| NAV | ₹9.65 (Direct) | ₹8.36 (Direct) |
| Expense ratio (Direct) | 4.31% | 0.58% |
| Expense ratio (Regular) | 5.19% | 1.11% |
| Riskometer | Very High | Very High |
| Benchmark | Nifty REITs & Realty TRI | Nifty Realty TRI |
| Launch date | 16-09-2026 | 26-04-2024 |
| Minimum investment | ₹100 | ₹5,000 |
| Lock in | None | None |
| Fund managers | Ashutosh Shirwaikar | Nitin Sharma, Rakesh Prajapati |
| Exit load | NIL | Exit Load: 0.25% of the applicable NAV, if redeemed on or before 15 days from the date of allotment. |
Navi Nifty REITs & Realty Index vs Tata NIFTY Realty Index: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Navi Nifty REITs & Realty Index Fund (Direct) | −4.08% | -- | -- | -- | -- | -- | -- |
| Tata NIFTY Realty Index Fund (Direct) | −3.96% | −9.49% | +2.78% | −14.55% | -- | -- | -- |
Navi Nifty REITs & Realty Index vs Tata NIFTY Realty Index: Year-wise Returns
| Year | Navi Nifty REITs &Navi Nifty REITs & Realty Index | Tata NIFTYTata NIFTY Realty Index |
|---|---|---|
| 2026to date | -- | −7.34% |
| 2025 | -- | −16.74% |
Navi Nifty REITs & Realty Index vs Tata NIFTY Realty Index: Rolling Returns
Every holding period of both funds, against Nifty REITs & Realty TRI, the benchmark of Navi Nifty REITs & Realty Index Fund
Navi Nifty REITs & Realty Index vs Tata NIFTY Realty Index: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Navi Nifty REITs & Realty Index Fund (Direct) | Tata NIFTY Realty Index Fund (Direct) |
|---|---|---|
| Return (CAGR) | −27.51% | −7.14% |
| Standard deviation | 12.25% | 27.54% |
| Sharpe ratio | -2.70 | -0.47 |
| Sortino ratio | -3.02 | -0.64 |
| Maximum drawdown | −7.0% (23-10-2026) | −43.5% (31-03-2026) |
| Beta | 1.00 | 1.00 |
| Alpha | −0.56% | −0.68% |
From daily NAVs, 17-09-2026 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Navi Nifty REITs & Realty Index Fund (Direct)
Tata NIFTY Realty Index Fund (Direct)
Nifty REITs & Realty TRI
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Navi Nifty REITs & Realty Index Fund (Direct) | −7.0% | 23-09-2026 | 23-10-2026 | Not yet | -- | −5.4% |
| Tata NIFTY Realty Index Fund (Direct) | −10.0% | 23-09-2026 | 23-10-2026 | Not yet | -- | −6.6% |
| Nifty REITs & Realty TRI | −6.9% | 23-09-2026 | 23-10-2026 | Not yet | -- | −5.3% |
From daily values since 17-09-2026, the first day every fund has.
Navi Nifty REITs & Realty Index vs Tata NIFTY Realty Index: Portfolio Overlap
From each fund's latest monthly portfolio: Navi Nifty REITs & Realty Index Fund, September 2026; Tata NIFTY Realty Index Fund, September 2026
Holdings in common
- Overlap
- 39.3%
- Held by both
- 9
- Only in Navi Nifty REITs & Realty Index
- 0
- Only in Tata NIFTY Realty Index
- 1
| Security | % of Navi Nifty REITs & Realty Index | % of Tata NIFTY Realty Index |
|---|---|---|
| DLF LIMITED | 8.21% | 20.39% |
| THE PHOENIX MILLS LIMITED | 6.87% | 17.06% |
| LODHA DEVELOPERS LIMITED | 6.41% | 15.91% |
| PRESTIGE ESTATES PROJECTS LIMITED | 4.75% | 11.79% |
| GODREJ PROPERTIES LIMITED | 4.19% | 10.39% |
| OBEROI REALTY LIMITED | 3.95% | 9.81% |
| BRIGADE ENTERPRISES LIMITED | 2.03% | 5.03% |
| ANANT RAJ LIMITED | 1.74% | 4.31% |
| ADITYA BIRLA REAL ESTATE LIMITED | 1.13% | 2.81% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 39.3% means 39.3% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Navi Nifty REITs & Realty Index Fund
Every holding of this fund is also held by the other.
Largest holdings only in Tata NIFTY Realty Index Fund
| Security | % of fund |
|---|---|
| SOBHA LTD | 2.57% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Navi Nifty REITs & Realty Index | Tata NIFTY Realty Index |
|---|---|---|
| Equity | 39.3% | 100.1% |
| Debt | 0.0% | 0.0% |
| Cash and others | 60.7% | -0.1% |
Market cap of stocks
| Market cap | Navi Nifty REITs & Realty Index | Tata NIFTY Realty Index |
|---|---|---|
| Large Cap | 8.2% | 20.4% |
| Mid Cap | 26.2% | 65.0% |
| Small Cap | 4.9% | 14.7% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | Navi Nifty REITs & Realty Index | Tata NIFTY Realty Index |
|---|---|---|
| Realty | 0.0% | 100.1% |
| REALTY | 39.3% | 0.0% |
The six largest sectors of each fund's stocks, % of the fund.
Navi Nifty REITs & Realty Index vs Tata NIFTY Realty Index: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Navi Nifty REITs & Realty Index Fund | Tata NIFTY Realty Index Fund |
|---|---|---|
| Total expense ratio (Direct) | 4.31% | 0.58% |
| Base expense ratio (Direct) | 0.15% | 0.39% |
| Total expense ratio (Regular) | 5.19% | 1.11% |
| Base expense ratio (Regular) | 0.90% | 0.90% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
Navi Nifty REITs & Realty Index Fund vs Tata NIFTY Realty Index Fund: Frequently Asked Questions
What is the difference between Navi Nifty REITs & Realty Index Fund and Tata NIFTY Realty Index Fund?
Navi Nifty REITs & Realty Index Fund is an Index fund, Tata NIFTY Realty Index Fund is an Index fund, run by Navi Mutual Fund and Tata Mutual Fund. Their portfolios overlap 39.3%. Navi Nifty REITs & Realty Index Fund charges 4.31% a year and Tata NIFTY Realty Index Fund 0.58%.
Which has the lower expense ratio, Navi Nifty REITs & Realty Index Fund or Tata NIFTY Realty Index Fund?
Tata NIFTY Realty Index Fund charges less: 0.58% a year against 4.31%. These are the Direct plans' total expense ratios reported to AMFI.
How much do Navi Nifty REITs & Realty Index Fund and Tata NIFTY Realty Index Fund overlap?
39.3%. They hold 9 of the same securities, the largest shared ones being DLF, PHOENIXLTD, LODHA. From each fund's latest monthly portfolio.
Which is riskier, Navi Nifty REITs & Realty Index Fund or Tata NIFTY Realty Index Fund?
On SEBI's riskometer, Navi Nifty REITs & Realty Index Fund is rated Very High and Tata NIFTY Realty Index Fund Very High. Over their common history, the standard deviation of daily returns was 12.25% and 27.54% a year.
Can I invest in both Navi Nifty REITs & Realty Index Fund and Tata NIFTY Realty Index Fund?
Yes. 39.3% of each fund's money sits in the same holdings, so some of the two investments would move together.
Who manages Navi Nifty REITs & Realty Index Fund and Tata NIFTY Realty Index Fund?
Navi Nifty REITs & Realty Index Fund: Ashutosh Shirwaikar. Tata NIFTY Realty Index Fund: Nitin Sharma, Rakesh Prajapati.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.