Navi Aggressive Hybrid Fund vs Sundaram Flexicap Fund
Direct Plan, Growth option · Data as on 30-10-2026
Navi Aggressive Hybrid Fund is an Aggressive Hybrid fund and Sundaram Flexicap Fund is a Flexi Cap fund. In the 3 years to 30-10-2026, Navi Aggressive Hybrid Fund (Direct) returned 12.0% a year and Sundaram Flexicap Fund (Direct) returned 8.5% a year. Navi Aggressive Hybrid Fund charges 0.69% a year and Sundaram Flexicap Fund 0.87% (Direct plans). Their portfolios overlap 22.8%: they hold 15 of the same securities.
Navi Aggressive Hybrid Fund
Aggressive Hybrid
- 3 year return
- 12.0%
- Expense ratio
- 0.69%
- NAV
- ₹24.91
Sundaram Flexicap Fund
Flexi Cap
- 3 year return
- 8.5%
- Expense ratio
- 0.87%
- NAV
- ₹14.35
Which is better, Navi Aggressive Hybrid or Sundaram Flexicap? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- Navi Aggressive Hybrid returned more over 3 years: 12.0% a year against 8.5%.
- Navi Aggressive Hybrid returned more over 1 year: 3.3% against −10.2%.
- Navi Aggressive Hybrid costs less: 0.69% a year against 0.87% (Direct plans).
- Navi Aggressive Hybrid swung less over 3 years: a standard deviation of 11.4% a year against 13.1%.
- Navi Aggressive Hybrid fell less in its worst fall since 07-09-2022: −12.5% against −15.7%.
- Sundaram Flexicap holds more in large companies: 62.4% of the fund in large caps against 25.0%.
- Sundaram Flexicap is the larger fund: ₹1,837 Cr against ₹115 Cr.
- Their portfolios overlap 22.8%: 15 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Navi Aggressive Hybrid Fund | Sundaram Flexicap Fund |
|---|---|---|
| Fund house | Navi Mutual Fund | Sundaram Mutual Fund |
| Category | Aggressive Hybrid | Flexi Cap |
| AUM | ₹115 Cr (30-09-2026) | ₹1,837 Cr (30-09-2026) |
| NAV | ₹24.91 (Direct) | ₹14.35 (Direct) |
| Expense ratio (Direct) | 0.69% | 0.87% |
| Expense ratio (Regular) | 2.58% | 2.17% |
| Riskometer | Very High | Very High |
| Benchmark | CRISIL Hybrid 35+65 - Aggressive Index | Nifty 500 TRI |
| Launch date | 30-04-2018 | 12-09-2022 |
| Minimum investment | ₹100 | ₹100 |
| Lock in | None | None |
| Fund managers | Tanmay Sethi, Ashutosh Shirwaikar | Bharath S, Sandeep Agarwal, Shalav Saket |
| Exit load | NIL | Exit Load for units in excess of 25% of the investment,1% will be charged for redemption within 365 days. |
Navi Aggressive Hybrid vs Sundaram Flexicap: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Navi Aggressive Hybrid Fund (Direct) | −2.11% | −2.32% | +4.96% | +3.34% | +12.01% | +10.28% | -- |
| Sundaram Flexicap Fund (Direct) | −1.22% | −6.45% | −5.26% | −10.21% | +8.49% | -- | -- |
| Aggressive Hybrid average | −0.88% | −3.67% | −0.27% | −3.33% | +10.77% | +9.35% | -- |
| Flexi Cap average | −1.62% | −4.17% | +1.00% | −3.58% | +12.37% | -- | -- |
Category average: the average of the 29 Aggressive Hybrid funds and the 46 Flexi Cap funds, same plan type.
Navi Aggressive Hybrid vs Sundaram Flexicap: Year-wise Returns
| Year | Navi Aggressive HybridNavi Aggressive Hybrid | Sundaram FlexicapSundaram Flexicap |
|---|---|---|
| 2026to date | +2.81% | −10.90% |
| 2025 | +8.18% | +8.64% |
| 2024 | +15.12% | +16.31% |
| 2023 | +22.50% | +26.25% |
| 2022 | +4.49% | -- |
| 2021 | +23.13% | -- |
Navi Aggressive Hybrid vs Sundaram Flexicap: Rolling Returns
Every holding period of both funds, against Nifty 500 TRI, the benchmark of Sundaram Flexicap Fund
Rolling returns
Every 3-year holding period, 281 of them, one for each trading day from 08-09-2025 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
Navi Aggressive Hybrid Fund (Direct)
Sundaram Flexicap Fund (Direct)
Nifty 500 TRI
to
Oct 2025Dec 2022
to
Dec 2025Mar 2023
to
Mar 2026May 2023
to
May 2026Jul 2023
to
Jul 2026Sept 2023
to
Sept 2026
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest | Beat benchmark |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Navi Aggressive Hybrid | 0.0 | 0.0 | 0.0 | 80.8 | 19.2 | 0.0 | 0.0 | 13.8% | 13.8% | 11.3% | 16.1% | 30% |
| Sundaram Flexicap | 0.0 | 0.0 | 13.9 | 37.4 | 48.8 | 0.0 | 0.0 | 13.7% | 14.9% | 7.0% | 17.9% | 22% |
| Nifty 500 TRI | 0.0 | 0.0 | 6.8 | 39.1 | 54.1 | 0.0 | 0.0 | 14.5% | 15.3% | 8.8% | 18.1% | -- |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. The benchmark is Nifty 500 TRI, over the same periods. "Beat benchmark" counts the periods in which the fund did better. Every fund is measured over the days all of them have, from 07-09-2022. Past returns do not promise future returns.
Navi Aggressive Hybrid vs Sundaram Flexicap: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 01-09-2022 to 30-10-2026: 50 instalments, ₹5,00,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| Navi Aggressive HybridNavi Aggressive Hybrid Fund (Direct) | ₹5,00,000 | ₹6,15,058 | ₹1,15,058 | 9.9% |
| Sundaram FlexicapSundaram Flexicap Fund (Direct) | ₹5,00,000 | ₹5,51,834 | ₹51,834 | 4.7% |
Navi Aggressive HybridNavi Aggressive Hybrid Fund (Direct)
Sundaram FlexicapSundaram Flexicap Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Navi Aggressive Hybrid vs Sundaram Flexicap: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Navi Aggressive Hybrid Fund (Direct) | Sundaram Flexicap Fund (Direct) |
|---|---|---|
| Return (CAGR) | +3.34% | −10.21% |
| Standard deviation | 12.61% | 14.30% |
| Sharpe ratio | -0.15 | -1.08 |
| Sortino ratio | -0.21 | -1.44 |
| Maximum drawdown | −11.8% (30-03-2026) | −15.1% (31-03-2026) |
| Beta | -- | 0.97 |
| Alpha | -- | −3.19% |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Navi Aggressive Hybrid Fund (Direct) | Sundaram Flexicap Fund (Direct) |
|---|---|---|
| Return (CAGR) | +12.01% | +8.49% |
| Standard deviation | 11.42% | 13.15% |
| Sharpe ratio | 0.52 | 0.19 |
| Sortino ratio | 0.73 | 0.26 |
| Maximum drawdown | −12.5% (03-03-2025) | −15.7% (03-03-2025) |
| Beta | -- | 0.90 |
| Alpha | -- | −1.31% |
From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Navi Aggressive Hybrid Fund (Direct) | Sundaram Flexicap Fund (Direct) |
|---|---|---|
| Return (CAGR) | +11.34% | +9.07% |
| Standard deviation | 12.89% | 12.19% |
| Sharpe ratio | 0.47 | 0.24 |
| Sortino ratio | 0.63 | 0.32 |
| Maximum drawdown | −30.6% (23-03-2020) | −15.7% (03-03-2025) |
| Beta | -- | 0.89 |
| Alpha | -- | −0.51% |
From daily NAVs, 02-05-2018 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Navi Aggressive Hybrid Fund (Direct)
Sundaram Flexicap Fund (Direct)
Nifty 500 TRI
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Navi Aggressive Hybrid Fund (Direct) | −12.5% | 23-09-2024 | 03-03-2025 | 30-06-2025 | 4 months | −4.8% |
| Sundaram Flexicap Fund (Direct) | −15.7% | 26-09-2024 | 03-03-2025 | 17-09-2025 | 7 months | −11.6% |
| Nifty 500 TRI | −18.6% | 26-09-2024 | 28-02-2025 | Not yet | -- | −8.8% |
From daily values since 07-09-2022, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Navi Aggressive Hybrid Fund (Direct)
Sundaram Flexicap Fund (Direct)
Nifty 500 TRI
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 3-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Navi Aggressive Hybrid Fund (Direct)
Sundaram Flexicap Fund (Direct)
Nifty 500 TRI
Against Nifty 500 TRI
| Fund | Up capture | Down capture | Tracking error |
|---|---|---|---|
| Navi Aggressive Hybrid Fund (Direct) | 82% | 61% | 5.35% |
| Sundaram Flexicap Fund (Direct) | 90% | 89% | 3.36% |
From month-end values since 07-09-2022. Up capture: a fund's average month when the benchmark rose, as % of the benchmark's; above 100% it gained more. Down capture: the same for months the benchmark fell; below 100% it fell less. Tracking error: how far the monthly returns strayed from the benchmark's, a year; an index fund aims near 0.
Navi Aggressive Hybrid vs Sundaram Flexicap: Portfolio Overlap
From each fund's latest monthly portfolio: Navi Aggressive Hybrid Fund, September 2026; Sundaram Flexicap Fund, September 2026
Holdings in common
- Overlap
- 22.8%
- Held by both
- 15
- Only in Navi Aggressive Hybrid
- 52
- Only in Sundaram Flexicap
- 38
| Security | % of Navi Aggressive Hybrid | % of Sundaram Flexicap |
|---|---|---|
| AXIS BANK LIMITED | 4.14% | 4.44% |
| KOTAK MAHINDRA BANK LIMITED | 3.15% | 3.40% |
| HDFC BANK LIMITED | 2.89% | 5.88% |
| RELIANCE INDUSTRIES LIMITED | 2.27% | 3.42% |
| ICICI BANK LIMITED | 2.05% | 6.46% |
| UNITED SPIRITS LIMITED | 1.53% | 1.47% |
| INDEGENE LIMITED | 2.06% | 1.30% |
| LARSEN & TOUBRO LIMITED | 1.21% | 3.53% |
| BHARTI AIRTEL LIMITED | 1.15% | 3.79% |
| INFOSYS LIMITED | 0.95% | 2.87% |
| 360 ONE WAM LIMITED | 0.94% | 1.24% |
| INTERGLOBE AVIATION LIMITED | 0.51% | 1.41% |
| KIRLOSKAR OIL ENGINES LTD | 0.30% | 3.74% |
| UNION BANK OF INDIA | 0.30% | 1.12% |
| TATA MOTORS LIMITED | 0.15% | 1.55% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 22.8% means 22.8% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Navi Aggressive Hybrid Fund
| Security | % of fund |
|---|---|
| PUNJAB NATIONAL BANK (15/12/2026) | 5.14% |
| L&T FINANCE LIMITED (05/11/2026) | 4.31% |
| BANK OF BARODA (06/11/2026) | 3.45% |
| USHA MARTIN LTD | 3.10% |
| 8.85% POWER GRID CORPORATION OF INDIA LIMITED (19/10/2026) | 2.61% |
Largest holdings only in Sundaram Flexicap Fund
| Security | % of fund |
|---|---|
| State Bank of India | 3.59% |
| Ultratech Cement Ltd | 2.39% |
| Mahindra & Mahindra Ltd | 2.25% |
| Eternal Ltd (Previously Zomato Ltd) | 2.22% |
| Force Motors Ltd | 2.00% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Navi Aggressive Hybrid | Sundaram Flexicap |
|---|---|---|
| Equity | 73.2% | 99.3% |
| Debt | 21.1% | 0.0% |
| Cash and others | 5.7% | 0.7% |
Market cap of stocks
| Market cap | Navi Aggressive Hybrid | Sundaram Flexicap |
|---|---|---|
| Large Cap | 25.0% | 62.4% |
| Mid Cap | 14.2% | 15.9% |
| Small Cap | 34.1% | 20.9% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | Navi Aggressive Hybrid | Sundaram Flexicap |
|---|---|---|
| Banks | 0.0% | 27.7% |
| BANKS | 14.2% | 0.0% |
| AUTO COMPONENTS | 9.4% | 0.0% |
| CAPITAL MARKETS | 8.0% | 0.0% |
| Automobiles | 0.0% | 5.7% |
| Industrial Products | 0.0% | 5.2% |
| It - Software | 0.0% | 5.0% |
| HEALTHCARE SERVICES | 4.8% | 0.0% |
| Construction | 0.0% | 4.6% |
| CONSUMER DURABLES | 3.8% | 0.0% |
| Telecom - Services | 0.0% | 3.8% |
| INDUSTRIAL PRODUCTS | 3.5% | 0.0% |
The six largest sectors of each fund's stocks, % of the fund.
Navi Aggressive Hybrid vs Sundaram Flexicap: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Navi Aggressive Hybrid Fund | Sundaram Flexicap Fund |
|---|---|---|
| Total expense ratio (Direct) | 0.69% | 0.87% |
| Base expense ratio (Direct) | 0.49% | 0.64% |
| Total expense ratio (Regular) | 2.58% | 2.17% |
| Base expense ratio (Regular) | 2.10% | 1.78% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Compare Navi Aggressive Hybrid with
Navi Aggressive Hybrid Fund vs Sundaram Flexicap Fund: Frequently Asked Questions
What is the difference between Navi Aggressive Hybrid Fund and Sundaram Flexicap Fund?
Navi Aggressive Hybrid Fund is an Aggressive Hybrid fund, Sundaram Flexicap Fund is a Flexi Cap fund, run by Navi Mutual Fund and Sundaram Mutual Fund. Their portfolios overlap 22.8%. Navi Aggressive Hybrid Fund charges 0.69% a year and Sundaram Flexicap Fund 0.87%.
Which has given higher returns, Navi Aggressive Hybrid Fund or Sundaram Flexicap Fund?
Over 1 year: Navi Aggressive Hybrid Fund +3.34%, Sundaram Flexicap Fund −10.21%. Over 3 years: Navi Aggressive Hybrid Fund +12.01% a year, Sundaram Flexicap Fund +8.49% a year. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, Navi Aggressive Hybrid Fund or Sundaram Flexicap Fund?
Navi Aggressive Hybrid Fund charges less: 0.69% a year against 0.87%. These are the Direct plans' total expense ratios reported to AMFI.
How much do Navi Aggressive Hybrid Fund and Sundaram Flexicap Fund overlap?
22.8%. They hold 15 of the same securities, the largest shared ones being AXISBANK, KOTAKBANK, HDFCBANK. From each fund's latest monthly portfolio.
Which is riskier, Navi Aggressive Hybrid Fund or Sundaram Flexicap Fund?
On SEBI's riskometer, Navi Aggressive Hybrid Fund is rated Very High and Sundaram Flexicap Fund Very High. Over 3 years, the standard deviation of daily returns was 11.42% and 13.15% a year.
Which is better for SIP, Navi Aggressive Hybrid Fund or Sundaram Flexicap Fund?
Over the last 3 years, a monthly SIP of ₹10,000 from 03-10-2023 to 30-10-2026 grew to ₹4,15,785 in Navi Aggressive Hybrid Fund (XIRR 7.5% a year) and ₹3,70,452 in Sundaram Flexicap Fund (XIRR 0.1% a year). Both received 37 instalments. Past returns do not promise future returns.
Can I invest in both Navi Aggressive Hybrid Fund and Sundaram Flexicap Fund?
Yes. 22.8% of each fund's money sits in the same holdings, so some of the two investments would move together.
Who manages Navi Aggressive Hybrid Fund and Sundaram Flexicap Fund?
Navi Aggressive Hybrid Fund: Tanmay Sethi, Ashutosh Shirwaikar. Sundaram Flexicap Fund: Bharath S, Sandeep Agarwal, Shalav Saket.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.