Navi Aggressive Hybrid Fund vs Navi Flexi Cap Fund
Direct Plan, Growth option · Data as on 30-10-2026
Navi Aggressive Hybrid Fund is an Aggressive Hybrid fund and Navi Flexi Cap Fund is a Flexi Cap fund. In the 3 years to 30-10-2026, Navi Aggressive Hybrid Fund (Direct) returned 12.0% a year and Navi Flexi Cap Fund (Direct) returned 10.9% a year. Navi Aggressive Hybrid Fund charges 0.69% a year and Navi Flexi Cap Fund 0.70% (Direct plans). Their portfolios overlap 65.2%: they hold 61 of the same securities.
Navi Aggressive Hybrid Fund
Aggressive Hybrid
- 3 year return
- 12.0%
- Expense ratio
- 0.69%
- NAV
- ₹24.91
Which is better, Navi Aggressive Hybrid or Navi Flexi Cap? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- Navi Aggressive Hybrid returned more over 5 years: 10.3% a year against 9.7%.
- Navi Aggressive Hybrid returned more over 3 years: 12.0% a year against 10.9%.
- Navi Aggressive Hybrid costs less: 0.69% a year against 0.70% (Direct plans).
- Navi Aggressive Hybrid swung less over 3 years: a standard deviation of 11.4% a year against 14.1%.
- Navi Aggressive Hybrid fell less in its worst fall since 10-07-2018: −30.6% against −37.9%.
- Navi Flexi Cap holds more in large companies: 37.5% of the fund in large caps against 25.0%.
- Navi Flexi Cap is the larger fund: ₹286 Cr against ₹115 Cr.
- Their portfolios overlap 65.2%: 61 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Navi Aggressive Hybrid Fund | Navi Flexi Cap Fund |
|---|---|---|
| Fund house | Navi Mutual Fund | Navi Mutual Fund |
| Category | Aggressive Hybrid | Flexi Cap |
| AUM | ₹115 Cr (30-09-2026) | ₹286 Cr (30-09-2026) |
| NAV | ₹24.91 (Direct) | ₹27.66 (Direct) |
| Expense ratio (Direct) | 0.69% | 0.70% |
| Expense ratio (Regular) | 2.58% | 2.57% |
| Riskometer | Very High | Very High |
| Benchmark | CRISIL Hybrid 35+65 - Aggressive Index | Nifty 500 TRI |
| Launch date | 30-04-2018 | 09-07-2018 |
| Minimum investment | ₹100 | ₹100 |
| Lock in | None | None |
| Fund managers | Tanmay Sethi, Ashutosh Shirwaikar | Ashutosh Shirwaikar |
| Exit load | NIL | NIL |
Navi Aggressive Hybrid vs Navi Flexi Cap: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Navi Aggressive Hybrid Fund (Direct) | −2.11% | −2.32% | +4.96% | +3.34% | +12.01% | +10.28% | -- |
| Navi Flexi Cap Fund (Direct) | −2.89% | −4.52% | +2.44% | +1.80% | +10.91% | +9.70% | -- |
| Aggressive Hybrid average | −0.88% | −3.67% | −0.27% | −3.33% | +10.77% | +9.35% | -- |
| Flexi Cap average | −1.62% | −4.17% | +1.00% | −3.58% | +12.37% | +10.04% | -- |
Category average: the average of the 29 Aggressive Hybrid funds and the 46 Flexi Cap funds, same plan type.
Navi Aggressive Hybrid vs Navi Flexi Cap: Year-wise Returns
| Year | Aggressive HybridNavi Aggressive Hybrid | Flexi CapNavi Flexi Cap |
|---|---|---|
| 2026to date | +2.81% | +1.34% |
| 2025 | +8.18% | +6.53% |
| 2024 | +15.12% | +13.47% |
| 2023 | +22.50% | +26.53% |
| 2022 | +4.49% | +2.47% |
| 2021 | +23.13% | +35.42% |
Navi Aggressive Hybrid vs Navi Flexi Cap: Rolling Returns
Every holding period of both funds, against Nifty 500 TRI, the benchmark of Navi Flexi Cap Fund
Rolling returns
Every 3-year holding period, 1,306 of them, one for each trading day from 12-07-2021 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
Navi Aggressive Hybrid Fund (Direct)
Navi Flexi Cap Fund (Direct)
Nifty 500 TRI
to
Dec 2021Nov 2019
to
Nov 2022Oct 2020
to
Oct 2023Aug 2021
to
Aug 2024Jul 2022
to
Jul 2025May 2023
to
May 2026
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest | Beat benchmark |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Navi Aggressive Hybrid | 0.0 | 0.0 | 1.8 | 54.4 | 41.7 | 2.0 | 0.0 | 14.7% | 14.6% | 8.5% | 24.0% | 6% |
| Navi Flexi Cap | 0.0 | 0.0 | 0.2 | 35.5 | 43.5 | 13.2 | 7.5 | 17.3% | 16.5% | 9.6% | 32.0% | 29% |
| Nifty 500 TRI | 0.0 | 0.0 | 1.5 | 20.4 | 51.9 | 20.3 | 5.9 | 18.0% | 17.7% | 8.8% | 33.5% | -- |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. The benchmark is Nifty 500 TRI, over the same periods. "Beat benchmark" counts the periods in which the fund did better. Every fund is measured over the days all of them have, from 10-07-2018. Past returns do not promise future returns.
Navi Aggressive Hybrid vs Navi Flexi Cap: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 02-07-2018 to 30-10-2026: 100 instalments, ₹10,00,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| Navi Aggressive HybridNavi Aggressive Hybrid Fund (Direct) | ₹10,00,000 | ₹16,84,437 | ₹6,84,437 | 12.2% |
| Navi Flexi CapNavi Flexi Cap Fund (Direct) | ₹10,00,000 | ₹17,58,496 | ₹7,58,496 | 13.2% |
Navi Aggressive HybridNavi Aggressive Hybrid Fund (Direct)
Navi Flexi CapNavi Flexi Cap Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Navi Aggressive Hybrid vs Navi Flexi Cap: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Navi Aggressive Hybrid Fund (Direct) | Navi Flexi Cap Fund (Direct) |
|---|---|---|
| Return (CAGR) | +3.34% | +1.80% |
| Standard deviation | 12.61% | 15.77% |
| Sharpe ratio | -0.15 | -0.22 |
| Sortino ratio | -0.21 | -0.30 |
| Maximum drawdown | −11.8% (30-03-2026) | −12.7% (31-03-2026) |
| Beta | -- | 1.05 |
| Alpha | -- | +9.78% |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Navi Aggressive Hybrid Fund (Direct) | Navi Flexi Cap Fund (Direct) |
|---|---|---|
| Return (CAGR) | +12.01% | +10.91% |
| Standard deviation | 11.42% | 14.08% |
| Sharpe ratio | 0.52 | 0.35 |
| Sortino ratio | 0.73 | 0.48 |
| Maximum drawdown | −12.5% (03-03-2025) | −19.3% (28-02-2025) |
| Beta | -- | 0.95 |
| Alpha | -- | +0.92% |
From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Navi Aggressive Hybrid Fund (Direct) | Navi Flexi Cap Fund (Direct) |
|---|---|---|
| Return (CAGR) | +10.28% | +9.70% |
| Standard deviation | 11.10% | 14.09% |
| Sharpe ratio | 0.40 | 0.28 |
| Sortino ratio | 0.55 | 0.38 |
| Maximum drawdown | −12.8% (17-06-2022) | −19.3% (28-02-2025) |
| Beta | -- | 0.95 |
| Alpha | -- | +1.04% |
From daily NAVs, 29-10-2021 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Navi Aggressive Hybrid Fund (Direct) | Navi Flexi Cap Fund (Direct) |
|---|---|---|
| Return (CAGR) | +11.34% | +13.00% |
| Standard deviation | 12.89% | 16.72% |
| Sharpe ratio | 0.47 | 0.46 |
| Sortino ratio | 0.63 | 0.62 |
| Maximum drawdown | −30.6% (23-03-2020) | −37.9% (23-03-2020) |
| Beta | -- | 0.97 |
| Alpha | -- | +1.27% |
From daily NAVs, 02-05-2018 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Navi Aggressive Hybrid Fund (Direct)
Navi Flexi Cap Fund (Direct)
Nifty 500 TRI
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Navi Aggressive Hybrid Fund (Direct) | −30.6% | 12-02-2020 | 23-03-2020 | 23-11-2020 | 8 months | −4.8% |
| Navi Flexi Cap Fund (Direct) | −37.9% | 12-02-2020 | 23-03-2020 | 24-11-2020 | 8 months | −7.0% |
| Nifty 500 TRI | −38.1% | 17-01-2020 | 23-03-2020 | 06-11-2020 | 7 months | −8.8% |
From daily values since 10-07-2018, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Navi Aggressive Hybrid Fund (Direct)
Navi Flexi Cap Fund (Direct)
Nifty 500 TRI
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 3-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Navi Aggressive Hybrid Fund (Direct)
Navi Flexi Cap Fund (Direct)
Nifty 500 TRI
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 5-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Navi Aggressive Hybrid Fund (Direct)
Navi Flexi Cap Fund (Direct)
Nifty 500 TRI
Against Nifty 500 TRI
| Fund | Up capture | Down capture | Tracking error |
|---|---|---|---|
| Navi Aggressive Hybrid Fund (Direct) | 76% | 64% | 6.05% |
| Navi Flexi Cap Fund (Direct) | 99% | 93% | 4.16% |
From month-end values since 10-07-2018. Up capture: a fund's average month when the benchmark rose, as % of the benchmark's; above 100% it gained more. Down capture: the same for months the benchmark fell; below 100% it fell less. Tracking error: how far the monthly returns strayed from the benchmark's, a year; an index fund aims near 0.
Navi Aggressive Hybrid vs Navi Flexi Cap: Portfolio Overlap
From each fund's latest monthly portfolio: Navi Aggressive Hybrid Fund, September 2026; Navi Flexi Cap Fund, September 2026
Holdings in common
- Overlap
- 65.2%
- Held by both
- 61
- Only in Navi Aggressive Hybrid
- 6
- Only in Navi Flexi Cap
- 11
| Security | % of Navi Aggressive Hybrid | % of Navi Flexi Cap |
|---|---|---|
| AXIS BANK LIMITED | 4.14% | 3.62% |
| USHA MARTIN LTD | 3.10% | 3.07% |
| KOTAK MAHINDRA BANK LIMITED | 3.15% | 2.99% |
| HDFC BANK LIMITED | 2.89% | 3.26% |
| YASH HIGHVOLTAGE LTD | 2.08% | 2.29% |
| ICICI BANK LIMITED | 2.05% | 3.60% |
| RAINBOW CHILDRENS MEDICARE LIMITED | 2.00% | 2.20% |
| MULTI COMMODITY EXCHANGE OF INDIA LTD. | 1.86% | 1.84% |
| RELIANCE INDUSTRIES LIMITED | 2.27% | 1.78% |
| INTERARCH BUILDING SOLUTIONS LIMITED | 1.61% | 2.27% |
| UNITED SPIRITS LIMITED | 1.53% | 1.49% |
| SHANTI GOLD INTERNATIONAL LIMITED | 1.41% | 2.09% |
| FIEM INDUSTRIES LTD | 1.38% | 1.93% |
| BLS INTERNATIONAL SERVICES LIMITED | 1.36% | 2.04% |
| BSE LTD | 1.34% | 1.30% |
| ACTION CONSTRUCTION EQUIPMENT LTD | 1.28% | 1.66% |
| CANARA ROBECO MUTUAL FUND | 1.27% | 1.48% |
| DHANUKA AGRITECH LIMITED | 1.27% | 1.57% |
| UNO MINDA LIMITED | 1.42% | 1.21% |
| LARSEN & TOUBRO LIMITED | 1.21% | 1.58% |
| ADITYA BIRLA SUN LIFE MUTUAL FUND | 1.34% | 1.18% |
| PRICOL LIMITED | 1.46% | 1.16% |
| BHARTI AIRTEL LIMITED | 1.15% | 1.81% |
| UPL LIMITED | 1.56% | 1.13% |
| LUMAX INDUSTRIES LIMITED | 1.11% | 1.56% |
| TATA CONSULTANCY SERVICES LIMITED | 1.11% | 1.40% |
| POWERICA LIMITED | 1.09% | 1.51% |
| MOTILAL OSWAL FINANCIAL SERVICES LIMITED | 1.08% | 1.55% |
| ASK AUTOMOTIVE LIMITED | 1.06% | 1.33% |
| TIME TECHNOPLAST LIMITED (13/11/2026) | 2.58% | 1.04% |
| VARUN BEVERAGES LIMITED | 1.01% | 1.95% |
| SAMVARDHANA MOTHERSON INTERNATIONAL LTD | 1.00% | 2.91% |
| INDEGENE LIMITED | 2.06% | 0.98% |
| S.J.S. ENTERPRISES LIMITED | 0.98% | 1.70% |
| INFOSYS LIMITED | 0.95% | 1.23% |
| 360 ONE WAM LIMITED | 0.94% | 1.30% |
| C.E. INFO SYSTEMS LIMITED | 0.97% | 0.88% |
| SKY GOLD AND DIAMONDS LIMITED | 0.84% | 1.30% |
| REC LIMITED | 0.83% | 0.75% |
| BANK OF BARODA | 1.16% | 0.74% |
| ADITYA BIRLA CAPITAL LIMITED | 0.74% | 0.63% |
| NARAYANA HRUDAYALAYA LIMITED | 0.70% | 0.59% |
| POWER FINANCE CORPORATION LIMITED | 0.57% | 0.85% |
| BANK OF MAHARASHTRA | 0.55% | 0.77% |
| GLENMARK PHARMACEUTICALS LIMITED | 1.01% | 0.53% |
| SENCO GOLD LIMITED | 1.59% | 0.52% |
| INTERGLOBE AVIATION LIMITED | 0.51% | 1.39% |
| THE INDIAN HOTELS COMPANY LIMITED | 1.01% | 0.50% |
| REDINGTON LIMITED | 2.05% | 0.45% |
| GULF OIL LUBRICANTS INDIA LIMITED | 0.49% | 0.41% |
| KEWAL KIRAN CLOTHING LTD | 0.48% | 0.40% |
| ASHOK LEYLAND LIMITED | 0.37% | 0.54% |
| KIRLOSKAR OIL ENGINES LTD | 0.30% | 0.68% |
| PI INDUSTRIES LIMITED | 0.30% | 0.28% |
| UNION BANK OF INDIA | 0.30% | 0.26% |
| GNG ELECTRONICS LIMITED | 0.24% | 1.33% |
| CREDITACCESS GRAMEEN LIMITED | 0.20% | 1.73% |
| NIPPON LIFE INDIA ASSET MANAGEMENT LTD | 0.19% | 0.26% |
| SUPRAJIT ENGINEERING LTD | 1.04% | 0.16% |
| TATA MOTORS LIMITED | 0.15% | 0.93% |
| SUPREME INDUSTRIES LIMITED | 0.13% | 0.18% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 65.2% means 65.2% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Navi Aggressive Hybrid Fund
| Security | % of fund |
|---|---|
| PUNJAB NATIONAL BANK (15/12/2026) | 5.14% |
| L&T FINANCE LIMITED (05/11/2026) | 4.31% |
| BANK OF BARODA (06/11/2026) | 3.45% |
| 8.85% POWER GRID CORPORATION OF INDIA LIMITED (19/10/2026) | 2.61% |
| EXIM BANK (04/11/2026) | 2.16% |
Largest holdings only in Navi Flexi Cap Fund
| Security | % of fund |
|---|---|
| ASTRAL LIMITED | 1.75% |
| APOLLO HOSPITALS ENTERPRISE LIMITED | 1.43% |
| SHRIRAM FINANCE LIMITED | 1.24% |
| ITC LIMITED | 1.22% |
| SANSERA ENGINEERING LIMITED | 1.11% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Navi Aggressive Hybrid | Navi Flexi Cap |
|---|---|---|
| Equity | 73.2% | 93.6% |
| Debt | 21.1% | 1.0% |
| Cash and others | 5.7% | 5.3% |
Market cap of stocks
| Market cap | Navi Aggressive Hybrid | Navi Flexi Cap |
|---|---|---|
| Large Cap | 25.0% | 37.5% |
| Mid Cap | 14.2% | 16.2% |
| Small Cap | 34.1% | 40.0% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | Navi Aggressive Hybrid | Navi Flexi Cap |
|---|---|---|
| BANKS | 14.2% | 15.7% |
| AUTO COMPONENTS | 9.4% | 13.1% |
| CAPITAL MARKETS | 8.0% | 9.7% |
| INDUSTRIAL PRODUCTS | 3.5% | 5.7% |
| HEALTHCARE SERVICES | 4.8% | 5.2% |
| FINANCE | 2.3% | 5.2% |
| CONSUMER DURABLES | 3.8% | 3.9% |
The six largest sectors of each fund's stocks, % of the fund.
Navi Aggressive Hybrid vs Navi Flexi Cap: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Navi Aggressive Hybrid Fund | Navi Flexi Cap Fund |
|---|---|---|
| Total expense ratio (Direct) | 0.69% | 0.70% |
| Base expense ratio (Direct) | 0.49% | 0.51% |
| Total expense ratio (Regular) | 2.58% | 2.57% |
| Base expense ratio (Regular) | 2.10% | 2.10% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Compare Navi Aggressive Hybrid with
Navi Aggressive Hybrid Fund vs Navi Flexi Cap Fund: Frequently Asked Questions
What is the difference between Navi Aggressive Hybrid Fund and Navi Flexi Cap Fund?
Navi Aggressive Hybrid Fund is an Aggressive Hybrid fund, Navi Flexi Cap Fund is a Flexi Cap fund, run by Navi Mutual Fund. Their portfolios overlap 65.2%. Navi Aggressive Hybrid Fund charges 0.69% a year and Navi Flexi Cap Fund 0.70%.
Which has given higher returns, Navi Aggressive Hybrid Fund or Navi Flexi Cap Fund?
Over 1 year: Navi Aggressive Hybrid Fund +3.34%, Navi Flexi Cap Fund +1.80%. Over 3 years: Navi Aggressive Hybrid Fund +12.01% a year, Navi Flexi Cap Fund +10.91% a year. Over 5 years: Navi Aggressive Hybrid Fund +10.28% a year, Navi Flexi Cap Fund +9.70% a year. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, Navi Aggressive Hybrid Fund or Navi Flexi Cap Fund?
Navi Aggressive Hybrid Fund charges less: 0.69% a year against 0.70%. These are the Direct plans' total expense ratios reported to AMFI.
How much do Navi Aggressive Hybrid Fund and Navi Flexi Cap Fund overlap?
65.2%. They hold 61 of the same securities, the largest shared ones being AXISBANK, USHAMART, KOTAKBANK. From each fund's latest monthly portfolio.
Which is riskier, Navi Aggressive Hybrid Fund or Navi Flexi Cap Fund?
On SEBI's riskometer, Navi Aggressive Hybrid Fund is rated Very High and Navi Flexi Cap Fund Very High. Over 3 years, the standard deviation of daily returns was 11.42% and 14.08% a year.
Which is better for SIP, Navi Aggressive Hybrid Fund or Navi Flexi Cap Fund?
Over the last 5 years, a monthly SIP of ₹10,000 from 01-10-2021 to 30-10-2026 grew to ₹7,97,869 in Navi Aggressive Hybrid Fund (XIRR 10.5% a year) and ₹7,84,218 in Navi Flexi Cap Fund (XIRR 9.8% a year). Both received 61 instalments. Past returns do not promise future returns.
Can I invest in both Navi Aggressive Hybrid Fund and Navi Flexi Cap Fund?
Yes. 65.2% of each fund's money sits in the same holdings, so a large part of the two investments would move together.
Who manages Navi Aggressive Hybrid Fund and Navi Flexi Cap Fund?
Navi Aggressive Hybrid Fund: Tanmay Sethi, Ashutosh Shirwaikar. Navi Flexi Cap Fund: Ashutosh Shirwaikar.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.