Motilal Oswal Nifty Realty ETF vs Navi Nifty REITs & Realty Index Fund
Direct Plan where a fund has one, Growth option · Data as on 30-10-2026
Motilal Oswal Nifty Realty ETF is an ETF fund and Navi Nifty REITs & Realty Index Fund is an Index fund. Motilal Oswal Nifty Realty ETF charges 0.89% a year and Navi Nifty REITs & Realty Index Fund 4.31%. Their portfolios overlap 39.3%: they hold 9 of the same securities.
Navi Nifty REITs & Realty Index Fund
Index
- Expense ratio
- 4.31%
- NAV
- ₹9.65
Which is better, Motilal Oswal Nifty Realty ETF or Navi Nifty REITs & Realty Index? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- Motilal Oswal Nifty Realty ETF costs less: 0.89% a year against 4.31%.
- Navi Nifty REITs & Realty Index fell less in its worst fall since 17-09-2026: −7.0% against −9.9%.
- Motilal Oswal Nifty Realty ETF holds more in large companies: 20.4% of the fund in large caps against 8.2%.
- Motilal Oswal Nifty Realty ETF is the larger fund: ₹242 Cr against ₹16 Cr.
- Their portfolios overlap 39.3%: 9 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Motilal Oswal Nifty Realty ETF | Navi Nifty REITs & Realty Index Fund |
|---|---|---|
| Fund house | Motilal Oswal Mutual Fund | Navi Mutual Fund |
| Category | ETF | Index |
| AUM | ₹242 Cr (30-09-2026) | ₹16 Cr (30-09-2026) |
| NAV | ₹81.73 | ₹9.65 (Direct) |
| Expense ratio (Direct) | Not available | 4.31% |
| Expense ratio (Regular) | Not available | 5.19% |
| Riskometer | Very High | Very High |
| Benchmark | Nifty MidSmall Healthcare TRI | Nifty REITs & Realty TRI |
| Launch date | 15-03-2024 | 16-09-2026 |
| Minimum investment | On the Exchange: As the Scheme would be listed on the exchange, the investor can buy units on an ongoing basis on NSE at the traded prices which may be close to the actual NAV of the Scheme. The units are purchased in round lots of 1 unit. Directly with t | ₹100 |
| Lock in | None | None |
| Fund managers | Swapnil Mayekar, Rakesh Shetty | Ashutosh Shirwaikar |
| Exit load | Nil | NIL |
Motilal Oswal Nifty Realty ETF vs Navi Nifty REITs & Realty Index: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Motilal Oswal Nifty Realty ETF | −3.96% | −9.29% | +3.14% | −14.07% | -- | -- | -- |
| Navi Nifty REITs & Realty Index Fund (Direct) | −4.08% | -- | -- | -- | -- | -- | -- |
Motilal Oswal Nifty Realty ETF vs Navi Nifty REITs & Realty Index: Year-wise Returns
| Year | Motilal Oswal Nifty Realty ETFMotilal Oswal Nifty Realty ETF | Navi Nifty REITs & Realty IndexNavi Nifty REITs & Realty Index |
|---|---|---|
| 2026to date | −6.88% | -- |
| 2025 | −16.58% | -- |
Motilal Oswal Nifty Realty ETF vs Navi Nifty REITs & Realty Index: Rolling Returns
Every holding period of both funds, against Nifty MidSmall Healthcare TRI, the benchmark of Motilal Oswal Nifty Realty ETF
Motilal Oswal Nifty Realty ETF vs Navi Nifty REITs & Realty Index: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Motilal Oswal Nifty Realty ETF | Navi Nifty REITs & Realty Index Fund (Direct) |
|---|---|---|
| Return (CAGR) | −1.93% | −27.51% |
| Standard deviation | 27.50% | 12.25% |
| Sharpe ratio | -0.28 | -2.70 |
| Sortino ratio | -0.39 | -3.02 |
| Maximum drawdown | −43.4% (31-03-2026) | −7.0% (23-10-2026) |
| Beta | 1.00 | 1.00 |
| Alpha | −23.62% | −0.56% |
From daily NAVs, 21-03-2024 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Motilal Oswal Nifty Realty ETF
Navi Nifty REITs & Realty Index Fund (Direct)
Nifty MidSmall Healthcare TRI
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Motilal Oswal Nifty Realty ETF | −9.9% | 23-09-2026 | 23-10-2026 | Not yet | -- | −6.6% |
| Navi Nifty REITs & Realty Index Fund (Direct) | −7.0% | 23-09-2026 | 23-10-2026 | Not yet | -- | −5.4% |
| Nifty MidSmall Healthcare TRI | −10.4% | 23-09-2026 | 23-10-2026 | Not yet | -- | −2.4% |
From daily values since 17-09-2026, the first day every fund has.
Motilal Oswal Nifty Realty ETF vs Navi Nifty REITs & Realty Index: Portfolio Overlap
From each fund's latest monthly portfolio: Motilal Oswal Nifty Realty ETF, September 2026; Navi Nifty REITs & Realty Index Fund, September 2026
Holdings in common
- Overlap
- 39.3%
- Held by both
- 9
- Only in Motilal Oswal Nifty Realty ETF
- 1
- Only in Navi Nifty REITs & Realty Index
- 0
| Security | % of Motilal Oswal Nifty Realty ETF | % of Navi Nifty REITs & Realty Index |
|---|---|---|
| DLF Limited | 20.38% | 8.21% |
| The Phoenix Mills Limited | 17.05% | 6.87% |
| Lodha Developers Limited | 15.90% | 6.41% |
| Prestige Estates Projects Limited | 11.79% | 4.75% |
| Godrej Properties Limited | 10.39% | 4.19% |
| Oberoi Realty Limited | 9.80% | 3.95% |
| Brigade Enterprises Limited | 5.03% | 2.03% |
| Anant Raj Limited | 4.31% | 1.74% |
| Aditya Birla Real Estate Limited | 2.81% | 1.13% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 39.3% means 39.3% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Motilal Oswal Nifty Realty ETF
| Security | % of fund |
|---|---|
| Sobha Limited | 2.56% |
Largest holdings only in Navi Nifty REITs & Realty Index Fund
Every holding of this fund is also held by the other.
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Motilal Oswal Nifty Realty ETF | Navi Nifty REITs & Realty Index |
|---|---|---|
| Equity | 100.0% | 39.3% |
| Debt | 0.0% | 0.0% |
| Cash and others | -0.0% | 60.7% |
Market cap of stocks
| Market cap | Motilal Oswal Nifty Realty ETF | Navi Nifty REITs & Realty Index |
|---|---|---|
| Large Cap | 20.4% | 8.2% |
| Mid Cap | 64.9% | 26.2% |
| Small Cap | 14.7% | 4.9% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | Motilal Oswal Nifty Realty ETF | Navi Nifty REITs & Realty Index |
|---|---|---|
| Realty | 100.0% | 0.0% |
| REALTY | 0.0% | 39.3% |
The six largest sectors of each fund's stocks, % of the fund.
Motilal Oswal Nifty Realty ETF vs Navi Nifty REITs & Realty Index: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Motilal Oswal Nifty Realty ETF | Navi Nifty REITs & Realty Index Fund |
|---|---|---|
| Total expense ratio (Direct) | Not available | 4.31% |
| Base expense ratio (Direct) | 0.00% | 0.15% |
| Total expense ratio (Regular) | Not available | 5.19% |
| Base expense ratio (Regular) | 0.35% | 0.90% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
Motilal Oswal Nifty Realty ETF vs Navi Nifty REITs & Realty Index Fund: Frequently Asked Questions
What is the difference between Motilal Oswal Nifty Realty ETF and Navi Nifty REITs & Realty Index Fund?
Motilal Oswal Nifty Realty ETF is an ETF fund, Navi Nifty REITs & Realty Index Fund is an Index fund, run by Motilal Oswal Mutual Fund and Navi Mutual Fund. Their portfolios overlap 39.3%. Motilal Oswal Nifty Realty ETF charges 0.89% a year and Navi Nifty REITs & Realty Index Fund 4.31%.
Which has the lower expense ratio, Motilal Oswal Nifty Realty ETF or Navi Nifty REITs & Realty Index Fund?
Motilal Oswal Nifty Realty ETF charges less: 0.89% a year against 4.31%. These are the total expense ratios reported to AMFI.
How much do Motilal Oswal Nifty Realty ETF and Navi Nifty REITs & Realty Index Fund overlap?
39.3%. They hold 9 of the same securities, the largest shared ones being DLF, PHOENIXLTD, LODHA. From each fund's latest monthly portfolio.
Which is riskier, Motilal Oswal Nifty Realty ETF or Navi Nifty REITs & Realty Index Fund?
On SEBI's riskometer, Motilal Oswal Nifty Realty ETF is rated Very High and Navi Nifty REITs & Realty Index Fund Very High. Over their common history, the standard deviation of daily returns was 27.50% and 12.25% a year.
Can I invest in both Motilal Oswal Nifty Realty ETF and Navi Nifty REITs & Realty Index Fund?
Yes. 39.3% of each fund's money sits in the same holdings, so some of the two investments would move together.
Who manages Motilal Oswal Nifty Realty ETF and Navi Nifty REITs & Realty Index Fund?
Motilal Oswal Nifty Realty ETF: Swapnil Mayekar, Rakesh Shetty. Navi Nifty REITs & Realty Index Fund: Ashutosh Shirwaikar.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.