Motilal Oswal BSE Top 10 Banks ETF vs Taurus Banking & Financial Services Fund
Direct Plan where a fund has one, Growth option · Data as on 30-10-2026
Motilal Oswal BSE Top 10 Banks ETF is a mutual fund and Taurus Banking & Financial Services Fund is a Thematic fund. Motilal Oswal BSE Top 10 Banks ETF charges 2.04% a year and Taurus Banking & Financial Services Fund 1.84%. Their portfolios overlap 57.7%: they hold 6 of the same securities.
Taurus Banking & Financial Services Fund
Thematic
- Expense ratio
- 1.84%
- NAV
- ₹56.34
Which is better, Motilal Oswal BSE Top 10 Banks ETF or Taurus Banking & Financial Services? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- Taurus Banking & Financial Services costs less: 1.84% a year against 2.04%.
- Motilal Oswal BSE Top 10 Banks ETF fell less in its worst fall since 10-04-2026: −8.7% against −8.8%.
- Motilal Oswal BSE Top 10 Banks ETF holds more in large companies: 85.5% of the fund in large caps against 74.2%.
- Motilal Oswal BSE Top 10 Banks ETF is the larger fund: ₹102 Cr against ₹10 Cr.
- Their portfolios overlap 57.7%: 6 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Motilal Oswal BSE Top 10 Banks ETF | Taurus Banking & Financial Services Fund |
|---|---|---|
| Fund house | Motilal Oswal Mutual Fund | Taurus Mutual Fund |
| Category | Not available | Thematic |
| AUM | ₹102 Cr (30-09-2026) | ₹10 Cr (30-09-2026) |
| NAV | ₹16.32 | ₹56.34 (Direct) |
| Expense ratio (Direct) | Not available | 1.84% |
| Expense ratio (Regular) | Not available | 2.54% |
| Riskometer | Not available | Very High |
| Benchmark | Not available | BSE BANKEX TRI |
| Launch date | Not available | 22-05-2012 |
| Minimum investment | Not available | ₹500 |
| Lock in | Not available | None |
| Fund managers | Not available | Anuj Kapil |
| Exit load | Not available | 1% if exited on or before 365 days, Nil after 365 days |
Motilal Oswal BSE Top 10 Banks ETF vs Taurus Banking & Financial Services: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Motilal Oswal BSE Top 10 Banks ETF | +0.68% | −4.12% | +0.09% | -- | -- | -- | -- |
| Taurus Banking & Financial Services Fund (Direct) | −1.18% | −6.07% | −4.59% | −9.25% | +7.86% | +7.20% | +11.70% |
| Thematic average | −2.09% | −4.52% | +0.86% | −1.22% | +13.76% | +11.62% | +13.76% |
Category average: the average of the 235 Thematic funds, same plan type.
Motilal Oswal BSE Top 10 Banks ETF vs Taurus Banking & Financial Services: Year-wise Returns
| Year | Motilal Oswal BSE Top 10 Banks ETFMotilal Oswal BSE Top 10 Banks ETF | Taurus Banking & Financial ServicesTaurus Banking & Financial Services |
|---|---|---|
| 2026to date | -- | −8.67% |
| 2025 | -- | +11.88% |
| 2024 | -- | +9.40% |
| 2023 | -- | +16.88% |
| 2022 | -- | +18.72% |
| 2021 | -- | +12.24% |
Motilal Oswal BSE Top 10 Banks ETF vs Taurus Banking & Financial Services: Rolling Returns
Every holding period of both funds, against BSE Top 10 Banks TRI, the benchmark of Motilal Oswal BSE Top 10 Banks ETF
Motilal Oswal BSE Top 10 Banks ETF vs Taurus Banking & Financial Services: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Motilal Oswal BSE Top 10 Banks ETF | Taurus Banking & Financial Services Fund (Direct) |
|---|---|---|
| Return (CAGR) | −4.33% | +10.67% |
| Standard deviation | 14.36% | 20.44% |
| Sharpe ratio | -0.67 | 0.23 |
| Sortino ratio | -0.96 | 0.32 |
| Maximum drawdown | −8.7% (27-10-2026) | −41.6% (23-03-2020) |
| Beta | 1.00 | 0.90 |
| Alpha | −0.17% | −0.51% |
From daily NAVs, 10-04-2026 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Motilal Oswal BSE Top 10 Banks ETF
Taurus Banking & Financial Services Fund (Direct)
BSE Top 10 Banks TRI
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Motilal Oswal BSE Top 10 Banks ETF | −8.7% | 17-07-2026 | 27-10-2026 | Not yet | -- | −7.3% |
| Taurus Banking & Financial Services Fund (Direct) | −8.8% | 17-07-2026 | 23-10-2026 | Not yet | -- | −8.3% |
| BSE Top 10 Banks TRI | −8.7% | 17-07-2026 | 27-10-2026 | Not yet | -- | −7.3% |
From daily values since 10-04-2026, the first day every fund has.
Motilal Oswal BSE Top 10 Banks ETF vs Taurus Banking & Financial Services: Portfolio Overlap
From each fund's latest monthly portfolio: Motilal Oswal BSE Top 10 Banks ETF, September 2026; Taurus Banking & Financial Services Fund, September 2026
Holdings in common
- Overlap
- 57.7%
- Held by both
- 6
- Only in Motilal Oswal BSE Top 10 Banks ETF
- 4
- Only in Taurus Banking & Financial Services
- 20
| Security | % of Motilal Oswal BSE Top 10 Banks ETF | % of Taurus Banking & Financial Services |
|---|---|---|
| ICICI Bank Limited | 22.16% | 16.80% |
| HDFC Bank Limited | 32.08% | 13.67% |
| Kotak Mahindra Bank Ltd | 9.79% | 8.51% |
| State Bank of India | 9.32% | 8.26% |
| Axis Bank Limited | 9.61% | 8.15% |
| Bank of Baroda | 2.51% | 2.27% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 57.7% means 57.7% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Motilal Oswal BSE Top 10 Banks ETF
| Security | % of fund |
|---|---|
| The Federal Bank Limited | 4.59% |
| IndusInd Bank Limited | 3.43% |
| AU Small Finance Bank Limited | 3.34% |
| IDFC First Bank Limited | 3.16% |
Largest holdings only in Taurus Banking & Financial Services Fund
| Security | % of fund |
|---|---|
| DAM Capital Advisors Ltd. | 4.44% |
| Bajaj Finance Ltd. | 4.13% |
| General Insurance Corporation of India | 3.42% |
| Power Finance Corporation Ltd. | 3.10% |
| Bajaj Holdings & Investment Ltd. | 3.10% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Motilal Oswal BSE Top 10 Banks ETF | Taurus Banking & Financial Services |
|---|---|---|
| Equity | 100.0% | 96.5% |
| Debt | 0.0% | 0.0% |
| Cash and others | 0.0% | 3.5% |
Market cap of stocks
| Market cap | Motilal Oswal BSE Top 10 Banks ETF | Taurus Banking & Financial Services |
|---|---|---|
| Large Cap | 85.5% | 74.2% |
| Mid Cap | 14.5% | 5.3% |
| Small Cap | 0.0% | 16.9% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | Motilal Oswal BSE Top 10 Banks ETF | Taurus Banking & Financial Services |
|---|---|---|
| Banks | 100.0% | 0.0% |
| Other | 0.0% | 96.5% |
The six largest sectors of each fund's stocks, % of the fund.
Motilal Oswal BSE Top 10 Banks ETF vs Taurus Banking & Financial Services: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Motilal Oswal BSE Top 10 Banks ETF | Taurus Banking & Financial Services Fund |
|---|---|---|
| Total expense ratio (Direct) | Not available | 1.84% |
| Base expense ratio (Direct) | 0.00% | 1.46% |
| Total expense ratio (Regular) | Not available | 2.54% |
| Base expense ratio (Regular) | 0.10% | 2.08% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
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Motilal Oswal BSE Top 10 Banks ETF vs Taurus Banking & Financial Services Fund: Frequently Asked Questions
What is the difference between Motilal Oswal BSE Top 10 Banks ETF and Taurus Banking & Financial Services Fund?
Motilal Oswal BSE Top 10 Banks ETF is a mutual fund, Taurus Banking & Financial Services Fund is a Thematic fund, run by Motilal Oswal Mutual Fund and Taurus Mutual Fund. Their portfolios overlap 57.7%. Motilal Oswal BSE Top 10 Banks ETF charges 2.04% a year and Taurus Banking & Financial Services Fund 1.84%.
Which has the lower expense ratio, Motilal Oswal BSE Top 10 Banks ETF or Taurus Banking & Financial Services Fund?
Taurus Banking & Financial Services Fund charges less: 1.84% a year against 2.04%. These are the total expense ratios reported to AMFI.
How much do Motilal Oswal BSE Top 10 Banks ETF and Taurus Banking & Financial Services Fund overlap?
57.7%. They hold 6 of the same securities, the largest shared ones being ICICIBANK, HDFCBANK, KOTAKBANK. From each fund's latest monthly portfolio.
Can I invest in both Motilal Oswal BSE Top 10 Banks ETF and Taurus Banking & Financial Services Fund?
Yes. 57.7% of each fund's money sits in the same holdings, so a large part of the two investments would move together.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.