Motilal Oswal Balanced Advantage Fund vs Motilal Oswal Focused Fund
Direct Plan, Growth option · Data as on 30-10-2026
Motilal Oswal Balanced Advantage Fund is a Balanced Advantage fund and Motilal Oswal Focused Fund is a Focused fund. In the 3 years to 30-10-2026, Motilal Oswal Balanced Advantage Fund (Direct) returned 2.7% a year and Motilal Oswal Focused Fund (Direct) returned 14.3% a year. Motilal Oswal Balanced Advantage Fund charges 1.55% a year and Motilal Oswal Focused Fund 1.61% (Direct plans). Their portfolios overlap 24.2%: they hold 9 of the same securities.
Motilal Oswal Balanced Advantage Fund
Balanced Advantage
- 3 year return
- 2.7%
- Expense ratio
- 1.55%
- NAV
- ₹21.74
Motilal Oswal Focused Fund
Focused
- 3 year return
- 14.3%
- Expense ratio
- 1.61%
- NAV
- ₹61.81
Which is better, Motilal Oswal Balanced Advantage or Motilal Oswal Focused? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- Motilal Oswal Focused returned more over 5 years: 10.2% a year against 5.6%.
- Motilal Oswal Focused returned more over 3 years: 14.3% a year against 2.7%.
- Motilal Oswal Balanced Advantage costs less: 1.55% a year against 1.61% (Direct plans).
- Motilal Oswal Balanced Advantage swung less over 3 years: a standard deviation of 12.3% a year against 16.8%.
- Motilal Oswal Balanced Advantage fell less in its worst fall since 28-09-2016: −26.5% against −34.5%.
- Motilal Oswal Focused is the larger fund: ₹1,845 Cr against ₹712 Cr.
- Their portfolios overlap 24.2%: 9 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Motilal Oswal Balanced Advantage Fund | Motilal Oswal Focused Fund |
|---|---|---|
| Fund house | Motilal Oswal Mutual Fund | Motilal Oswal Mutual Fund |
| Category | Balanced Advantage | Focused |
| AUM | ₹712 Cr (30-09-2026) | ₹1,845 Cr (30-09-2026) |
| NAV | ₹21.74 (Direct) | ₹61.81 (Direct) |
| Expense ratio (Direct) | 1.55% | 1.61% |
| Expense ratio (Regular) | 2.81% | 2.68% |
| Riskometer | Very High | Very High |
| Benchmark | NIFTY 50 Hybrid Composite Debt 65:35 Index | Nifty 500 TRI |
| Launch date | 27-09-2016 | 13-05-2013 |
| Minimum investment | ₹500 | INF247L01205 |
| Lock in | None | None |
| Fund managers | Sandeep Jain, Ankit Agarwal, Varun Sharma, Ajay Khandelwal, Atul Mehra, Rakesh Shetty, Swapnil Mayekar | Siddharth Bothra, Rakesh Shetty, Sunil Sawant |
| Exit load | 1% - If redeemed on or before 365 days from the date of allotment. Nil - If redeemed after 365 days from the date of allotment. | Exit load of 1%, if redeemed within 365 days. |
Motilal Oswal Balanced Advantage vs Motilal Oswal Focused: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Motilal Oswal Balanced Advantage Fund (Direct) | +0.24% | +1.94% | +8.19% | −4.37% | +2.71% | +5.58% | +7.96% |
| Motilal Oswal Focused Fund (Direct) | −1.79% | +5.18% | +17.02% | +19.34% | +14.25% | +10.22% | +12.76% |
| Balanced Advantage average | −0.55% | −2.88% | +0.08% | −2.08% | +9.14% | +8.35% | +9.91% |
| Focused average | −1.00% | −4.12% | +1.39% | −3.09% | +12.30% | +10.21% | +13.15% |
Category average: the average of the 38 Balanced Advantage funds and the 28 Focused funds, same plan type.
Motilal Oswal Balanced Advantage vs Motilal Oswal Focused: Year-wise Returns
| Year | Balanced AdvantageMotilal Oswal Balanced Advantage | FocusedMotilal Oswal Focused |
|---|---|---|
| 2026to date | +1.00% | +19.29% |
| 2025 | −5.86% | −0.60% |
| 2024 | +10.76% | +14.94% |
| 2023 | +25.60% | +20.19% |
| 2022 | +0.14% | +3.15% |
| 2021 | +8.74% | +15.98% |
Motilal Oswal Balanced Advantage vs Motilal Oswal Focused: Rolling Returns
Every holding period of both funds, against Nifty 500 TRI, the benchmark of Motilal Oswal Focused Fund
Rolling returns
Every 3-year holding period, 1,746 of them, one for each trading day from 30-09-2019 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
Motilal Oswal Balanced Advantage Fund (Direct)
Motilal Oswal Focused Fund (Direct)
Nifty 500 TRI
to
Apr 2020Jul 2018
to
Jul 2021Sept 2019
to
Sept 2022Dec 2020
to
Dec 2023Feb 2022
to
Feb 2025Apr 2023
to
Apr 2026
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest | Beat benchmark |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Motilal Oswal Balanced Advantage | 0.0 | 8.6 | 50.1 | 39.8 | 1.5 | 0.0 | 0.0 | 9.0% | 9.2% | 0.5% | 15.8% | 12% |
| Motilal Oswal Focused | 0.3 | 6.2 | 11.6 | 55.3 | 22.7 | 3.8 | 0.1 | 12.9% | 13.2% | −2.6% | 25.4% | 32% |
| Nifty 500 TRI | 2.9 | 6.6 | 6.1 | 25.5 | 39.3 | 15.2 | 4.4 | 15.3% | 16.1% | −6.3% | 33.5% | -- |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. The benchmark is Nifty 500 TRI, over the same periods. "Beat benchmark" counts the periods in which the fund did better. Every fund is measured over the days all of them have, from 28-09-2016. Past returns do not promise future returns.
Motilal Oswal Balanced Advantage vs Motilal Oswal Focused: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 28-09-2016 to 30-10-2026: 122 instalments, ₹12,20,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| Motilal Oswal Balanced AdvantageMotilal Oswal Balanced Advantage Fund (Direct) | ₹12,20,000 | ₹17,49,537 | ₹5,29,537 | 6.9% |
| Motilal Oswal FocusedMotilal Oswal Focused Fund (Direct) | ₹12,20,000 | ₹24,54,098 | ₹12,34,098 | 13.2% |
Motilal Oswal Balanced AdvantageMotilal Oswal Balanced Advantage Fund (Direct)
Motilal Oswal FocusedMotilal Oswal Focused Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Motilal Oswal Balanced Advantage vs Motilal Oswal Focused: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Motilal Oswal Balanced Advantage Fund (Direct) | Motilal Oswal Focused Fund (Direct) |
|---|---|---|
| Return (CAGR) | −4.37% | +19.34% |
| Standard deviation | 11.56% | 16.09% |
| Sharpe ratio | -0.83 | 0.88 |
| Sortino ratio | -1.12 | 1.26 |
| Maximum drawdown | −17.7% (30-03-2026) | −11.6% (23-03-2026) |
| Beta | -- | 1.01 |
| Alpha | -- | +26.76% |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Motilal Oswal Balanced Advantage Fund (Direct) | Motilal Oswal Focused Fund (Direct) |
|---|---|---|
| Return (CAGR) | +2.71% | +14.25% |
| Standard deviation | 12.29% | 16.83% |
| Sharpe ratio | -0.27 | 0.49 |
| Sortino ratio | -0.36 | 0.67 |
| Maximum drawdown | −26.5% (28-02-2025) | −31.3% (03-03-2025) |
| Beta | -- | 1.02 |
| Alpha | -- | +3.96% |
From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Motilal Oswal Balanced Advantage Fund (Direct) | Motilal Oswal Focused Fund (Direct) |
|---|---|---|
| Return (CAGR) | +5.58% | +10.22% |
| Standard deviation | 11.50% | 15.85% |
| Sharpe ratio | -0.02 | 0.28 |
| Sortino ratio | -0.03 | 0.38 |
| Maximum drawdown | −26.5% (28-02-2025) | −31.3% (03-03-2025) |
| Beta | -- | 0.98 |
| Alpha | -- | +1.46% |
From daily NAVs, 29-10-2021 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Motilal Oswal Balanced Advantage Fund (Direct) | Motilal Oswal Focused Fund (Direct) |
|---|---|---|
| Return (CAGR) | +7.96% | +14.43% |
| Standard deviation | 11.21% | 16.11% |
| Sharpe ratio | 0.23 | 0.52 |
| Sortino ratio | 0.31 | 0.72 |
| Maximum drawdown | −26.5% (28-02-2025) | −34.5% (23-03-2020) |
| Beta | -- | 0.93 |
| Alpha | -- | +1.78% |
From daily NAVs, 28-09-2016 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Motilal Oswal Balanced Advantage Fund (Direct)
Motilal Oswal Focused Fund (Direct)
Nifty 500 TRI
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Motilal Oswal Balanced Advantage Fund (Direct) | −26.5% | 05-09-2024 | 28-02-2025 | Not yet | -- | −15.1% |
| Motilal Oswal Focused Fund (Direct) | −34.5% | 12-02-2020 | 23-03-2020 | 04-11-2020 | 7 months | −4.0% |
| Nifty 500 TRI | −38.1% | 17-01-2020 | 23-03-2020 | 06-11-2020 | 7 months | −8.8% |
From daily values since 28-09-2016, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Motilal Oswal Balanced Advantage Fund (Direct)
Motilal Oswal Focused Fund (Direct)
Nifty 500 TRI
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 3-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Motilal Oswal Balanced Advantage Fund (Direct)
Motilal Oswal Focused Fund (Direct)
Nifty 500 TRI
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 5-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Motilal Oswal Balanced Advantage Fund (Direct)
Motilal Oswal Focused Fund (Direct)
Nifty 500 TRI
Against Nifty 500 TRI
| Fund | Up capture | Down capture | Tracking error |
|---|---|---|---|
| Motilal Oswal Balanced Advantage Fund (Direct) | 58% | 53% | 10.17% |
| Motilal Oswal Focused Fund (Direct) | 99% | 95% | 7.68% |
From month-end values since 28-09-2016. Up capture: a fund's average month when the benchmark rose, as % of the benchmark's; above 100% it gained more. Down capture: the same for months the benchmark fell; below 100% it fell less. Tracking error: how far the monthly returns strayed from the benchmark's, a year; an index fund aims near 0.
Motilal Oswal Balanced Advantage vs Motilal Oswal Focused: Portfolio Overlap
From each fund's latest monthly portfolio: Motilal Oswal Balanced Advantage Fund, September 2026; Motilal Oswal Focused Fund, September 2026
Holdings in common
- Overlap
- 24.2%
- Held by both
- 9
- Only in Motilal Oswal Balanced Advantage
- 22
- Only in Motilal Oswal Focused
- 21
| Security | % of Motilal Oswal Balanced Advantage | % of Motilal Oswal Focused |
|---|---|---|
| Coforge Limited | 4.06% | 3.71% |
| Eternal Limited | 3.55% | 3.53% |
| ICICI Prudential Asset Management Company Limited | 3.51% | 3.86% |
| IndusInd Bank Limited | 3.20% | 3.28% |
| Diamond Power Infrastructure Ltd. | 3.29% | 2.48% |
| ABB India Limited | 2.13% | 2.68% |
| Billionbrains Garage Ventures Ltd | 2.11% | 3.25% |
| Titan Company Limited | 2.10% | 3.36% |
| Shriram Finance Limited | 1.82% | 1.43% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 24.2% means 24.2% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Motilal Oswal Balanced Advantage Fund
| Security | % of fund |
|---|---|
| Kotak Mahindra Bank Ltd | 4.35% |
| 7.4091% HDB Financial Services Limited 2028 | 3.47% |
| 7.3763% Bajaj Finance Limited 2028 | 3.47% |
| 7.1554% Kotak Mahindra Prime Limited 2028 | 3.46% |
| 7.88% Muthoot Finance Limited 2028 | 3.45% |
Largest holdings only in Motilal Oswal Focused Fund
| Security | % of fund |
|---|---|
| Sansera Engineering Limited | 3.81% |
| State Bank of India | 3.71% |
| Syrma SGS Technology Ltd | 3.67% |
| One 97 Communications Limited | 3.53% |
| Shadowfax Technologies Limited | 3.53% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Motilal Oswal Balanced Advantage | Motilal Oswal Focused |
|---|---|---|
| Equity | 68.5% | 91.1% |
| Debt | 17.3% | 0.0% |
| Cash and others | 14.2% | 8.9% |
Market cap of stocks
| Market cap | Motilal Oswal Balanced Advantage | Motilal Oswal Focused |
|---|---|---|
| Large Cap | 35.0% | 26.5% |
| Mid Cap | 18.5% | 20.6% |
| Small Cap | 6.2% | 40.9% |
| Not on AMFI's list | 8.8% | 3.2% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | Motilal Oswal Balanced Advantage | Motilal Oswal Focused |
|---|---|---|
| Industrial Manufacturing | 0.0% | 13.2% |
| Electrical Equipment | 8.1% | 12.1% |
| Banks | 11.0% | 10.3% |
| Consumer Durables | 7.5% | 3.4% |
| Capital Markets | 5.6% | 7.1% |
| Retailing | 6.8% | 6.1% |
| Auto Components | 3.3% | 6.5% |
| Beverages | 5.2% | 0.0% |
The six largest sectors of each fund's stocks, % of the fund.
Motilal Oswal Balanced Advantage vs Motilal Oswal Focused: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Motilal Oswal Balanced Advantage Fund | Motilal Oswal Focused Fund |
|---|---|---|
| Total expense ratio (Direct) | 1.55% | 1.61% |
| Base expense ratio (Direct) | 0.93% | 0.84% |
| Total expense ratio (Regular) | 2.81% | 2.68% |
| Base expense ratio (Regular) | 2.04% | 1.78% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
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Motilal Oswal Balanced Advantage Fund vs Motilal Oswal Focused Fund: Frequently Asked Questions
What is the difference between Motilal Oswal Balanced Advantage Fund and Motilal Oswal Focused Fund?
Motilal Oswal Balanced Advantage Fund is a Balanced Advantage fund, Motilal Oswal Focused Fund is a Focused fund, run by Motilal Oswal Mutual Fund. Their portfolios overlap 24.2%. Motilal Oswal Balanced Advantage Fund charges 1.55% a year and Motilal Oswal Focused Fund 1.61%.
Which has given higher returns, Motilal Oswal Balanced Advantage Fund or Motilal Oswal Focused Fund?
Over 1 year: Motilal Oswal Balanced Advantage Fund −4.37%, Motilal Oswal Focused Fund +19.34%. Over 3 years: Motilal Oswal Balanced Advantage Fund +2.71% a year, Motilal Oswal Focused Fund +14.25% a year. Over 5 years: Motilal Oswal Balanced Advantage Fund +5.58% a year, Motilal Oswal Focused Fund +10.22% a year. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, Motilal Oswal Balanced Advantage Fund or Motilal Oswal Focused Fund?
Motilal Oswal Balanced Advantage Fund charges less: 1.55% a year against 1.61%. These are the Direct plans' total expense ratios reported to AMFI.
How much do Motilal Oswal Balanced Advantage Fund and Motilal Oswal Focused Fund overlap?
24.2%. They hold 9 of the same securities, the largest shared ones being COFORGE, ETERNAL, ICICIAMC. From each fund's latest monthly portfolio.
Which is riskier, Motilal Oswal Balanced Advantage Fund or Motilal Oswal Focused Fund?
On SEBI's riskometer, Motilal Oswal Balanced Advantage Fund is rated Very High and Motilal Oswal Focused Fund Very High. Over 3 years, the standard deviation of daily returns was 12.29% and 16.83% a year.
Which is better for SIP, Motilal Oswal Balanced Advantage Fund or Motilal Oswal Focused Fund?
Over the last 5 years, a monthly SIP of ₹10,000 from 01-10-2021 to 30-10-2026 grew to ₹6,89,934 in Motilal Oswal Balanced Advantage Fund (XIRR 4.8% a year) and ₹8,54,664 in Motilal Oswal Focused Fund (XIRR 13.2% a year). Both received 61 instalments. Past returns do not promise future returns.
Can I invest in both Motilal Oswal Balanced Advantage Fund and Motilal Oswal Focused Fund?
Yes. 24.2% of each fund's money sits in the same holdings, so some of the two investments would move together.
Who manages Motilal Oswal Balanced Advantage Fund and Motilal Oswal Focused Fund?
Motilal Oswal Balanced Advantage Fund: Sandeep Jain, Ankit Agarwal, Varun Sharma, Ajay Khandelwal, Atul Mehra, Rakesh Shetty, Swapnil Mayekar. Motilal Oswal Focused Fund: Siddharth Bothra, Rakesh Shetty, Sunil Sawant.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.