Mirae Asset BSE Information Technology Index Fund vs Tata Digital India Fund
Direct Plan, Growth option · Data as on 30-10-2026
Mirae Asset BSE Information Technology Index Fund is an Index fund and Tata Digital India Fund is a Thematic fund. Mirae Asset BSE Information Technology Index Fund charges 7.96% a year and Tata Digital India Fund 0.67% (Direct plans). Their portfolios overlap 53.0%: they hold 22 of the same securities.
Mirae Asset BSE Information Technology Index Fund
Index
- Expense ratio
- 7.96%
- NAV
- ₹11.32
Which is better, Mirae Asset BSE Information Technology Index or Tata Digital India? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- Tata Digital India costs less: 0.67% a year against 7.96% (Direct plans).
- Mirae Asset BSE Information Technology Index fell less in its worst fall since 08-09-2026: −2.1% against −7.3%.
- Mirae Asset BSE Information Technology Index holds more in large companies: 70.7% of the fund in large caps against 57.4%.
- Tata Digital India is the larger fund: ₹9,276 Cr against ₹11 Cr.
- Their portfolios overlap 53.0%: 22 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Mirae Asset BSE Information Technology Index Fund | Tata Digital India Fund |
|---|---|---|
| Fund house | Mirae Asset Mutual Fund | Tata Mutual Fund |
| Category | Index | Thematic |
| AUM | ₹11 Cr (30-09-2026) | ₹9,276 Cr (30-09-2026) |
| NAV | ₹11.32 (Direct) | ₹49.21 (Direct) |
| Expense ratio (Direct) | 7.96% | 0.67% |
| Expense ratio (Regular) | 8.81% | 1.75% |
| Riskometer | Very High | Very High |
| Benchmark | BSE Information Technology TRI | Nifty IT TRI |
| Launch date | 25-09-2026 | 28-12-2015 |
| Minimum investment | ₹5,000 | ₹5,000 |
| Lock in | None | None |
| Fund managers | Ritesh Patel, amp, Akshay Udeshi | Meeta Shetty, Hasmukh Vishariya |
| Exit load | NIL | 0.25% of NAV if redeemed /switched out before 30 days from the date of allotment. |
Mirae Asset BSE Information Technology Index vs Tata Digital India: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Mirae Asset BSE Information Technology Index Fund (Direct) | +15.00% | -- | -- | -- | -- | -- | -- |
| Tata Digital India Fund (Direct) | +7.99% | −1.60% | +7.01% | −11.13% | +6.90% | +3.78% | +18.14% |
| Thematic average | −2.09% | −4.52% | +0.86% | −1.22% | +13.76% | +11.62% | +13.76% |
Category average: the average of the 235 Thematic funds, same plan type.
Mirae Asset BSE Information Technology Index vs Tata Digital India: Year-wise Returns
| Year | Mirae Asset BSE Information Technology IndexMirae Asset BSE Information Technology Index | Tata Digital IndiaTata Digital India |
|---|---|---|
| 2026to date | -- | −13.72% |
| 2025 | -- | −8.60% |
| 2024 | -- | +32.37% |
| 2023 | -- | +33.81% |
| 2022 | -- | −22.00% |
| 2021 | -- | +77.28% |
Mirae Asset BSE Information Technology Index vs Tata Digital India: Rolling Returns
Every holding period of both funds, against BSE Information Technology TRI, the benchmark of Mirae Asset BSE Information Technology Index Fund
Mirae Asset BSE Information Technology Index vs Tata Digital India: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Mirae Asset BSE Information Technology Index Fund (Direct) | Tata Digital India Fund (Direct) |
|---|---|---|
| Return (CAGR) | +138.72% | +15.84% |
| Standard deviation | 20.30% | 18.46% |
| Sharpe ratio | 6.57 | 0.56 |
| Sortino ratio | 18.82 | 0.80 |
| Maximum drawdown | −2.1% (08-10-2026) | −33.3% (31-03-2026) |
| Beta | 0.64 | 0.82 |
| Alpha | +97.21% | +4.50% |
From daily NAVs, 08-09-2026 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Mirae Asset BSE Information Technology Index Fund (Direct)
Tata Digital India Fund (Direct)
BSE Information Technology TRI
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Mirae Asset BSE Information Technology Index Fund (Direct) | −2.1% | 01-10-2026 | 08-10-2026 | 09-10-2026 | 1 days | 0.0% |
| Tata Digital India Fund (Direct) | −7.3% | 08-09-2026 | 08-10-2026 | 16-10-2026 | 8 days | −0.8% |
| BSE Information Technology TRI | −7.3% | 08-09-2026 | 08-10-2026 | 14-10-2026 | 6 days | −0.0% |
From daily values since 08-09-2026, the first day every fund has.
Mirae Asset BSE Information Technology Index vs Tata Digital India: Portfolio Overlap
From each fund's latest monthly portfolio: Mirae Asset BSE Information Technology Index Fund, September 2026; Tata Digital India Fund, September 2026
Holdings in common
- Overlap
- 53.0%
- Held by both
- 22
- Only in Mirae Asset BSE Information Technology Index
- 65
- Only in Tata Digital India
- 29
| Security | % of Mirae Asset BSE Information Technology Index | % of Tata Digital India |
|---|---|---|
| Infosys Ltd. | 28.67% | 16.30% |
| Tata Consultancy Services Ltd. | 16.95% | 9.75% |
| Tech Mahindra Ltd. | 7.97% | 8.32% |
| Persistent Systems Ltd. | 4.69% | 3.89% |
| HCL Technologies Ltd. | 10.62% | 3.56% |
| Coforge Ltd. | 4.94% | 1.63% |
| LTM Ltd. | 3.01% | 1.57% |
| Mphasis Ltd. | 2.32% | 1.38% |
| Wipro Ltd. | 3.46% | 1.25% |
| Cyient Ltd. | 0.76% | 1.96% |
| Netweb Technologies India Ltd. | 0.70% | 0.94% |
| AFFLE 3I Ltd. | 0.78% | 0.67% |
| Hexaware Technologies Ltd. | 0.59% | 0.54% |
| L&T Technology Services Ltd. | 0.73% | 0.53% |
| Rategain Travel Technologies Ltd. | 0.42% | 0.91% |
| Sonata Software Ltd. | 0.41% | 1.45% |
| Zensar Technologies Ltd. | 0.39% | 0.72% |
| Birlasoft Ltd. | 0.37% | 0.88% |
| Newgen Software Technologies Ltd. | 0.25% | 0.32% |
| Amagi Media Labs Ltd. | 0.23% | 0.77% |
| Mastek Ltd. | 0.22% | 0.98% |
| KPIT Technologies Ltd. | 0.68% | 0.18% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 53.0% means 53.0% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Mirae Asset BSE Information Technology Index Fund
| Security | % of fund |
|---|---|
| Oracle Financial Services Software Ltd. | 2.06% |
| Tata Technologies Ltd. | 1.01% |
| Tata Elxsi Ltd. | 0.87% |
| Sagility Ltd. | 0.80% |
| Inventurus Knowledge Solutions Ltd. | 0.73% |
Largest holdings only in Tata Digital India Fund
| Security | % of fund |
|---|---|
| ETERNAL LTD | 7.62% |
| BHARTI AIRTEL LTD | 5.06% |
| PB FINTECH LTD | 2.68% |
| FIRSTSOURCE SOLUTIONS LTD | 2.08% |
| DIXON TECHNOLOGIES (INDIA) LTD | 1.83% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Mirae Asset BSE Information Technology Index | Tata Digital India |
|---|---|---|
| Equity | 100.0% | 95.0% |
| Debt | 0.0% | 0.0% |
| Cash and others | -0.0% | 5.0% |
Market cap of stocks
| Market cap | Mirae Asset BSE Information Technology Index | Tata Digital India |
|---|---|---|
| Large Cap | 70.7% | 57.4% |
| Mid Cap | 14.7% | 17.5% |
| Small Cap | 14.6% | 19.9% |
| Not on AMFI's list | 0.0% | 0.3% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | Mirae Asset BSE Information Technology Index | Tata Digital India |
|---|---|---|
| IT - Software | 91.8% | 53.6% |
| Retailing | 0.0% | 11.9% |
| IT - Services | 7.5% | 4.9% |
| Telecom - Services | 0.0% | 6.0% |
| Financial Technology (Fintech) | 0.0% | 4.4% |
| Commercial Services & Supplies | 0.0% | 3.5% |
| IT - Hardware | 0.8% | 0.0% |
The six largest sectors of each fund's stocks, % of the fund.
Mirae Asset BSE Information Technology Index vs Tata Digital India: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Mirae Asset BSE Information Technology Index Fund | Tata Digital India Fund |
|---|---|---|
| Total expense ratio (Direct) | 7.96% | 0.67% |
| Base expense ratio (Direct) | 0.18% | 0.49% |
| Total expense ratio (Regular) | 8.81% | 1.75% |
| Base expense ratio (Regular) | 0.90% | 1.49% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Mirae Asset BSE Information Technology Index Fund vs Tata Digital India Fund: Frequently Asked Questions
What is the difference between Mirae Asset BSE Information Technology Index Fund and Tata Digital India Fund?
Mirae Asset BSE Information Technology Index Fund is an Index fund, Tata Digital India Fund is a Thematic fund, run by Mirae Asset Mutual Fund and Tata Mutual Fund. Their portfolios overlap 53.0%. Mirae Asset BSE Information Technology Index Fund charges 7.96% a year and Tata Digital India Fund 0.67%.
Which has the lower expense ratio, Mirae Asset BSE Information Technology Index Fund or Tata Digital India Fund?
Tata Digital India Fund charges less: 0.67% a year against 7.96%. These are the Direct plans' total expense ratios reported to AMFI.
How much do Mirae Asset BSE Information Technology Index Fund and Tata Digital India Fund overlap?
53.0%. They hold 22 of the same securities, the largest shared ones being INFY, TCS, TECHM. From each fund's latest monthly portfolio.
Which is riskier, Mirae Asset BSE Information Technology Index Fund or Tata Digital India Fund?
On SEBI's riskometer, Mirae Asset BSE Information Technology Index Fund is rated Very High and Tata Digital India Fund Very High. Over their common history, the standard deviation of daily returns was 20.30% and 18.46% a year.
Can I invest in both Mirae Asset BSE Information Technology Index Fund and Tata Digital India Fund?
Yes. 53.0% of each fund's money sits in the same holdings, so a large part of the two investments would move together.
Who manages Mirae Asset BSE Information Technology Index Fund and Tata Digital India Fund?
Mirae Asset BSE Information Technology Index Fund: Ritesh Patel, amp, Akshay Udeshi. Tata Digital India Fund: Meeta Shetty, Hasmukh Vishariya.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.