LIC MF Technology Fund vs Tata NIFTY India Digital Exchange Traded Fund
Direct Plan where a fund has one, Growth option · Data as on 30-10-2026
LIC MF Technology Fund is a Thematic fund and Tata NIFTY India Digital Exchange Traded Fund is an Index fund. LIC MF Technology Fund charges 1.07% a year and Tata NIFTY India Digital Exchange Traded Fund 0.50%. Their portfolios overlap 45.9%: they hold 15 of the same securities.
Tata NIFTY India Digital Exchange Traded Fund
Index
- Expense ratio
- 0.50%
- NAV
- ₹89.28
Which is better, LIC MF Technology or Tata NIFTY India Digital Exchange Traded? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- Tata NIFTY India Digital Exchange Traded costs less: 0.50% a year against 1.07%.
- LIC MF Technology fell less in its worst fall since 19-03-2026: −6.8% against −10.0%.
- Tata NIFTY India Digital Exchange Traded holds more in large companies: 51.6% of the fund in large caps against 38.5%.
- Tata NIFTY India Digital Exchange Traded is the larger fund: ₹165 Cr against ₹90 Cr.
- Their portfolios overlap 45.9%: 15 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | LIC MF Technology Fund | Tata NIFTY India Digital Exchange Traded Fund |
|---|---|---|
| Fund house | LIC Mutual Fund | Tata Mutual Fund |
| Category | Thematic | Index |
| AUM | ₹90 Cr (30-09-2026) | ₹165 Cr (30-09-2026) |
| NAV | ₹11.33 (Direct) | ₹89.28 |
| Expense ratio (Direct) | 1.07% | Not available |
| Expense ratio (Regular) | 2.81% | Not available |
| Riskometer | Very High | Very High |
| Benchmark | BSE Teck TRI | Nifty India Digital TRI |
| Launch date | 13-03-2026 | 31-03-2022 |
| Minimum investment | ₹1,000 | Not available |
| Lock in | None | None |
| Fund managers | Sumit Bhatnagar, Siddharth Panjwani | Nitin Sharma, Rakesh Prajapati |
| Exit load | Exit Load for units in excess of 12% of the investment,1% will be charged for redemption within 90 days. | Nil |
LIC MF Technology vs Tata NIFTY India Digital Exchange Traded: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| LIC MF Technology Fund (Direct) | +5.11% | +1.54% | +8.31% | -- | -- | -- | -- |
| Tata NIFTY India Digital Exchange Traded Fund | +6.82% | −0.43% | +10.64% | −7.79% | +11.42% | -- | -- |
| Thematic average | −2.09% | −4.52% | +0.86% | -- | -- | -- | -- |
Category average: the average of the 235 Thematic funds, same plan type.
LIC MF Technology vs Tata NIFTY India Digital Exchange Traded: Year-wise Returns
| Year | LIC MF TechnologyLIC MF Technology | Tata NIFTY India Digital Exchange TradedTata NIFTY India Digital Exchange Traded |
|---|---|---|
| 2026to date | -- | −8.49% |
| 2025 | -- | −2.43% |
| 2024 | -- | +33.74% |
| 2023 | -- | +39.16% |
LIC MF Technology vs Tata NIFTY India Digital Exchange Traded: Rolling Returns
Every holding period of both funds, against BSE TECK TRI, the benchmark of LIC MF Technology Fund
LIC MF Technology vs Tata NIFTY India Digital Exchange Traded: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | LIC MF Technology Fund (Direct) | Tata NIFTY India Digital Exchange Traded Fund |
|---|---|---|
| Return (CAGR) | +22.17% | +6.99% |
| Standard deviation | 12.78% | 17.65% |
| Sharpe ratio | 1.32 | 0.06 |
| Sortino ratio | 1.95 | 0.08 |
| Maximum drawdown | −6.8% (30-09-2026) | −27.4% (31-03-2026) |
| Beta | 0.53 | 0.99 |
| Alpha | +9.83% | −0.40% |
From daily NAVs, 19-03-2026 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
LIC MF Technology Fund (Direct)
Tata NIFTY India Digital Exchange Traded Fund
BSE TECK TRI
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| LIC MF Technology Fund (Direct) | −6.8% | 28-08-2026 | 30-09-2026 | Not yet | -- | −2.1% |
| Tata NIFTY India Digital Exchange Traded Fund | −10.0% | 28-08-2026 | 01-10-2026 | Not yet | -- | −3.6% |
| BSE TECK TRI | −11.5% | 08-04-2026 | 01-07-2026 | 29-07-2026 | 28 days | 0.0% |
From daily values since 19-03-2026, the first day every fund has.
LIC MF Technology vs Tata NIFTY India Digital Exchange Traded: Portfolio Overlap
From each fund's latest monthly portfolio: LIC MF Technology Fund, September 2026; Tata NIFTY India Digital Exchange Traded Fund, September 2026
Holdings in common
- Overlap
- 45.9%
- Held by both
- 15
- Only in LIC MF Technology
- 15
- Only in Tata NIFTY India Digital Exchange Traded
- 36
| Security | % of LIC MF Technology | % of Tata NIFTY India Digital Exchange Traded |
|---|---|---|
| Infosys Ltd. | 7.38% | 6.87% |
| Bharti Airtel Ltd. | 9.04% | 6.83% |
| Eternal Ltd. | 5.51% | 9.11% |
| Tech Mahindra Ltd. | 5.10% | 5.67% |
| Tata Consultancy Services Ltd. | 4.79% | 7.10% |
| Persistent Systems Ltd. | 6.48% | 3.35% |
| Coforge Ltd. | 3.01% | 3.56% |
| FSN E-Commerce Ventures Ltd. | 2.23% | 3.97% |
| Tata Communications Ltd. | 3.63% | 1.76% |
| Mphasis Ltd. | 2.87% | 1.67% |
| One 97 Communications Ltd. | 1.31% | 6.40% |
| PB Fintech Ltd. | 1.30% | 3.33% |
| Cartrade Tech Ltd. | 1.51% | 1.11% |
| Affle 3i Ltd. | 2.36% | 0.56% |
| L&T Technology Services Ltd. | 1.23% | 0.53% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 45.9% means 45.9% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in LIC MF Technology Fund
| Security | % of fund |
|---|---|
| Rategain Travel Technologies Ltd. | 3.98% |
| Multi Commodity Exchange Of India Ltd. | 3.63% |
| Delhivery Ltd. | 2.73% |
| BSE Ltd. | 2.55% |
| Lenskart Solutions Ltd. | 2.44% |
Largest holdings only in Tata NIFTY India Digital Exchange Traded Fund
| Security | % of fund |
|---|---|
| HCL TECHNOLOGIES LTD | 8.06% |
| INFO EDGE (INDIA) LTD | 4.23% |
| VODAFONE IDEA LTD | 3.23% |
| SWIGGY LTD | 3.22% |
| WIPRO LTD | 2.52% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | LIC MF Technology | Tata NIFTY India Digital Exchange Traded |
|---|---|---|
| Equity | 87.6% | 100.0% |
| Debt | 0.0% | 0.0% |
| Cash and others | 12.4% | 0.0% |
Market cap of stocks
| Market cap | LIC MF Technology | Tata NIFTY India Digital Exchange Traded |
|---|---|---|
| Large Cap | 38.5% | 51.6% |
| Mid Cap | 35.2% | 36.9% |
| Small Cap | 13.5% | 11.5% |
| Not on AMFI's list | 0.4% | 0.0% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | LIC MF Technology | Tata NIFTY India Digital Exchange Traded |
|---|---|---|
| IT - Software | 33.6% | 45.5% |
| Retailing | 11.7% | 24.1% |
| Telecom - Services | 14.3% | 13.2% |
| Financial Technology (Fintech) | 2.6% | 10.1% |
| Capital Markets | 6.6% | 0.0% |
| Electrical Equipment | 6.4% | 0.0% |
| IT - Services | 3.6% | 4.0% |
| Leisure Services | 0.0% | 2.0% |
The six largest sectors of each fund's stocks, % of the fund.
LIC MF Technology vs Tata NIFTY India Digital Exchange Traded: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | LIC MF Technology Fund | Tata NIFTY India Digital Exchange Traded Fund |
|---|---|---|
| Total expense ratio (Direct) | 1.07% | Not available |
| Base expense ratio (Direct) | 0.62% | 0.34% |
| Total expense ratio (Regular) | 2.81% | Not available |
| Base expense ratio (Regular) | 2.10% | 0.00% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
LIC MF Technology Fund vs Tata NIFTY India Digital Exchange Traded Fund: Frequently Asked Questions
What is the difference between LIC MF Technology Fund and Tata NIFTY India Digital Exchange Traded Fund?
LIC MF Technology Fund is a Thematic fund, Tata NIFTY India Digital Exchange Traded Fund is an Index fund, run by LIC Mutual Fund and Tata Mutual Fund. Their portfolios overlap 45.9%. LIC MF Technology Fund charges 1.07% a year and Tata NIFTY India Digital Exchange Traded Fund 0.50%.
Which has the lower expense ratio, LIC MF Technology Fund or Tata NIFTY India Digital Exchange Traded Fund?
Tata NIFTY India Digital Exchange Traded Fund charges less: 0.50% a year against 1.07%. These are the total expense ratios reported to AMFI.
How much do LIC MF Technology Fund and Tata NIFTY India Digital Exchange Traded Fund overlap?
45.9%. They hold 15 of the same securities, the largest shared ones being INFY, BHARTIARTL, ETERNAL. From each fund's latest monthly portfolio.
Which is riskier, LIC MF Technology Fund or Tata NIFTY India Digital Exchange Traded Fund?
On SEBI's riskometer, LIC MF Technology Fund is rated Very High and Tata NIFTY India Digital Exchange Traded Fund Very High. Over their common history, the standard deviation of daily returns was 12.78% and 17.65% a year.
Can I invest in both LIC MF Technology Fund and Tata NIFTY India Digital Exchange Traded Fund?
Yes. 45.9% of each fund's money sits in the same holdings, so a large part of the two investments would move together.
Who manages LIC MF Technology Fund and Tata NIFTY India Digital Exchange Traded Fund?
LIC MF Technology Fund: Sumit Bhatnagar, Siddharth Panjwani. Tata NIFTY India Digital Exchange Traded Fund: Nitin Sharma, Rakesh Prajapati.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.