LIC MF Nifty 100 ETF vs UTI Aggressive Hybrid Fund
Direct Plan where a fund has one, Growth option · Data as on 30-10-2026
LIC MF Nifty 100 ETF is an ETF fund and UTI Aggressive Hybrid Fund is an Aggressive Hybrid fund. In the 3 years to 30-10-2026, LIC MF Nifty 100 ETF returned 8.8% a year and UTI Aggressive Hybrid Fund (Direct) returned 10.1% a year. LIC MF Nifty 100 ETF charges 0.30% a year and UTI Aggressive Hybrid Fund 1.33%. Their portfolios overlap 38.8%: they hold 21 of the same securities.
UTI Aggressive Hybrid Fund
Aggressive Hybrid
- 3 year return
- 10.1%
- Expense ratio
- 1.33%
- NAV
- ₹421.18
Which is better, LIC MF Nifty 100 ETF or UTI Aggressive Hybrid? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- UTI Aggressive Hybrid returned more over 5 years: 9.7% a year against 6.9%.
- UTI Aggressive Hybrid returned more over 3 years: 10.1% a year against 8.8%.
- LIC MF Nifty 100 ETF costs less: 0.30% a year against 1.33%.
- UTI Aggressive Hybrid swung less over 3 years: a standard deviation of 9.9% a year against 13.7%.
- UTI Aggressive Hybrid fell less in its worst fall since 18-03-2016: −32.4% against −38.0%.
- LIC MF Nifty 100 ETF holds more in large companies: 97.6% of the fund in large caps against 46.1%.
- UTI Aggressive Hybrid is the larger fund: ₹6,475 Cr against ₹698 Cr.
- Their portfolios overlap 38.8%: 21 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | LIC MF Nifty 100 ETF | UTI Aggressive Hybrid Fund |
|---|---|---|
| Fund house | LIC Mutual Fund | UTI Mutual Fund |
| Category | ETF | Aggressive Hybrid |
| AUM | ₹698 Cr (30-09-2026) | ₹6,475 Cr (30-09-2026) |
| NAV | ₹263.09 | ₹421.18 (Direct) |
| Expense ratio (Direct) | Not available | 1.33% |
| Expense ratio (Regular) | Not available | 1.90% |
| Riskometer | Very High | Very High |
| Benchmark | Nifty 100 TRI | CRISIL Hybrid 35+65 - Aggressive Index |
| Launch date | 17-03-2016 | 02-01-1995 |
| Minimum investment | For Subscription of units directly with Mutual Fund: All direct transactions in units of the Scheme by MMs/APs or other eligible investors with the AMC/the Fund shall be at intra-day NAV based on the actual execution price of the underlying portfolio. Any | Regular Plan-Growth- Rs.1000, Regular Plan - Growth-CanServe- Rs.1000, Regular Plan-Reinvestment of IDCW- Rs.5000, Regular Plan-Payout of IDCW- Rs.5000, Regular Plan-Payout of IDCW (Canserve)- Rs.5000, Direct Plan-Growth- Rs.1000, Direct Plan - Growth-Can |
| Lock in | None | None |
| Fund managers | Nikhil Kapoor, Sasikant Aravamuthan | V Srivatsa FM 1, Jaydeep Bhowal FM 2, Not Applicable FM 3 |
| Exit load | Nil | Exit load of 1% if units in excess of 10% are redeemed or switched-out within 12 months |
LIC MF Nifty 100 ETF vs UTI Aggressive Hybrid: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| LIC MF Nifty 100 ETF | +1.02% | −5.36% | −3.05% | −8.92% | +8.77% | +6.92% | +11.38% |
| UTI Aggressive Hybrid Fund (Direct) | −0.75% | −4.93% | −2.34% | −5.10% | +10.06% | +9.71% | +11.13% |
| Aggressive Hybrid average | −0.88% | −3.67% | −0.27% | −3.33% | +10.77% | +9.35% | +11.60% |
Category average: the average of the 29 Aggressive Hybrid funds, same plan type.
LIC MF Nifty 100 ETF vs UTI Aggressive Hybrid: Year-wise Returns
| Year | LIC MF Nifty 100 ETFLIC MF Nifty 100 ETF | UTI Aggressive HybridUTI Aggressive Hybrid |
|---|---|---|
| 2026to date | −9.51% | −6.91% |
| 2025 | +9.95% | +7.11% |
| 2024 | +12.58% | +20.45% |
| 2023 | +20.76% | +26.24% |
| 2022 | +4.76% | +6.29% |
| 2021 | +25.98% | +31.32% |
LIC MF Nifty 100 ETF vs UTI Aggressive Hybrid: Rolling Returns
Every holding period of both funds, against Nifty 100 TRI, the benchmark of LIC MF Nifty 100 ETF
Rolling returns
Every 3-year holding period, 1,878 of them, one for each trading day from 18-03-2019 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
LIC MF Nifty 100 ETF
UTI Aggressive Hybrid Fund (Direct)
Nifty 100 TRI
to
Oct 2019Feb 2018
to
Feb 2021May 2019
to
May 2022Sept 2020
to
Sept 2023Dec 2021
to
Dec 2024Mar 2023
to
Mar 2026
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest | Beat benchmark |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| LIC MF Nifty 100 ETF | 1.6 | 5.6 | 10.5 | 42.9 | 31.5 | 6.4 | 1.5 | 13.7% | 14.1% | −5.3% | 31.0% | 0% |
| UTI Aggressive Hybrid | 4.9 | 9.5 | 12.6 | 18.8 | 40.5 | 11.3 | 2.3 | 13.7% | 15.9% | −6.8% | 29.8% | 55% |
| Nifty 100 TRI | 1.3 | 5.3 | 9.4 | 40.5 | 34.7 | 6.9 | 1.9 | 14.0% | 14.4% | −5.0% | 31.4% | -- |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. The benchmark is Nifty 100 TRI, over the same periods. "Beat benchmark" counts the periods in which the fund did better. Every fund is measured over the days all of them have, from 18-03-2016. Past returns do not promise future returns.
LIC MF Nifty 100 ETF vs UTI Aggressive Hybrid: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 18-03-2016 to 30-10-2026: 128 instalments, ₹12,80,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| LIC MF Nifty 100 ETFLIC MF Nifty 100 ETF | ₹12,80,000 | ₹23,04,172 | ₹10,24,172 | 10.6% |
| UTI Aggressive HybridUTI Aggressive Hybrid Fund (Direct) | ₹12,80,000 | ₹24,54,952 | ₹11,74,952 | 11.7% |
LIC MF Nifty 100 ETFLIC MF Nifty 100 ETF
UTI Aggressive HybridUTI Aggressive Hybrid Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
LIC MF Nifty 100 ETF vs UTI Aggressive Hybrid: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | LIC MF Nifty 100 ETF | UTI Aggressive Hybrid Fund (Direct) |
|---|---|---|
| Return (CAGR) | −8.92% | −5.10% |
| Standard deviation | 14.02% | 10.03% |
| Sharpe ratio | -1.01 | -1.03 |
| Sortino ratio | -1.34 | -1.38 |
| Maximum drawdown | −14.9% (31-03-2026) | −10.7% (30-03-2026) |
| Beta | 1.00 | -- |
| Alpha | −0.26% | -- |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | LIC MF Nifty 100 ETF | UTI Aggressive Hybrid Fund (Direct) |
|---|---|---|
| Return (CAGR) | +8.77% | +10.06% |
| Standard deviation | 13.69% | 9.86% |
| Sharpe ratio | 0.20 | 0.41 |
| Sortino ratio | 0.28 | 0.56 |
| Maximum drawdown | −17.3% (28-02-2025) | −12.0% (03-03-2025) |
| Beta | 1.00 | -- |
| Alpha | −0.31% | -- |
From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | LIC MF Nifty 100 ETF | UTI Aggressive Hybrid Fund (Direct) |
|---|---|---|
| Return (CAGR) | +6.92% | +9.71% |
| Standard deviation | 13.98% | 10.10% |
| Sharpe ratio | 0.08 | 0.39 |
| Sortino ratio | 0.11 | 0.53 |
| Maximum drawdown | −17.3% (28-02-2025) | −12.1% (20-06-2022) |
| Beta | 1.00 | -- |
| Alpha | −0.30% | -- |
From daily NAVs, 29-10-2021 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | LIC MF Nifty 100 ETF | UTI Aggressive Hybrid Fund (Direct) |
|---|---|---|
| Return (CAGR) | +12.32% | +11.95% |
| Standard deviation | 15.80% | 11.40% |
| Sharpe ratio | 0.43 | 0.52 |
| Sortino ratio | 0.59 | 0.69 |
| Maximum drawdown | −38.0% (23-03-2020) | −32.4% (23-03-2020) |
| Beta | 1.00 | -- |
| Alpha | −0.32% | -- |
From daily NAVs, 18-03-2016 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
LIC MF Nifty 100 ETF
UTI Aggressive Hybrid Fund (Direct)
Nifty 100 TRI
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| LIC MF Nifty 100 ETF | −38.0% | 17-01-2020 | 23-03-2020 | 09-11-2020 | 8 months | −10.5% |
| UTI Aggressive Hybrid Fund (Direct) | −32.4% | 23-01-2018 | 23-03-2020 | 11-11-2020 | 8 months | −7.5% |
| Nifty 100 TRI | −37.9% | 17-01-2020 | 23-03-2020 | 06-11-2020 | 7 months | −10.1% |
From daily values since 18-03-2016, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
LIC MF Nifty 100 ETF
UTI Aggressive Hybrid Fund (Direct)
Nifty 100 TRI
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 3-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
LIC MF Nifty 100 ETF
UTI Aggressive Hybrid Fund (Direct)
Nifty 100 TRI
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 5-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
LIC MF Nifty 100 ETF
UTI Aggressive Hybrid Fund (Direct)
Nifty 100 TRI
Against Nifty 100 TRI
| Fund | Up capture | Down capture | Tracking error |
|---|---|---|---|
| LIC MF Nifty 100 ETF | 99% | 101% | 0.08% |
| UTI Aggressive Hybrid Fund (Direct) | 80% | 66% | 5.48% |
From month-end values since 18-03-2016. Up capture: a fund's average month when the benchmark rose, as % of the benchmark's; above 100% it gained more. Down capture: the same for months the benchmark fell; below 100% it fell less. Tracking error: how far the monthly returns strayed from the benchmark's, a year; an index fund aims near 0.
LIC MF Nifty 100 ETF vs UTI Aggressive Hybrid: Portfolio Overlap
From each fund's latest monthly portfolio: LIC MF Nifty 100 ETF, September 2026; UTI Aggressive Hybrid Fund, September 2026
Holdings in common
- Overlap
- 38.8%
- Held by both
- 21
- Only in LIC MF Nifty 100 ETF
- 79
- Only in UTI Aggressive Hybrid
- 97
| Security | % of LIC MF Nifty 100 ETF | % of UTI Aggressive Hybrid |
|---|---|---|
| HDFC Bank Ltd. | 8.34% | 6.02% |
| ICICI Bank Ltd. | 7.28% | 5.42% |
| Reliance Industries Ltd. | 6.09% | 3.93% |
| Larsen & Toubro Ltd. | 3.38% | 3.02% |
| State Bank of India | 3.05% | 2.90% |
| Infosys Ltd. | 2.70% | 3.55% |
| Bharti Airtel Ltd. | 4.10% | 2.21% |
| ITC Ltd. | 1.94% | 2.59% |
| Mahindra & Mahindra Ltd. | 2.02% | 1.46% |
| Vedanta Aluminium Metal Ltd. | 1.10% | 1.26% |
| Shriram Finance Ltd. | 1.07% | 1.61% |
| Power Grid Corporation of India Ltd. | 0.92% | 1.75% |
| Grasim Industries Ltd. | 0.90% | 0.91% |
| InterGlobe Aviation Ltd. | 0.89% | 1.13% |
| HCL Technologies Ltd. | 1.01% | 0.83% |
| Coal India Ltd. | 0.79% | 1.22% |
| Oil & Natural Gas Corporation Ltd. | 0.68% | 1.20% |
| Tata Motors Ltd. | 0.69% | 0.65% |
| Dr. Reddy's Laboratories Ltd. | 0.59% | 0.85% |
| Tata Power Company Ltd. | 0.47% | 0.98% |
| Wipro Ltd. | 0.33% | 1.14% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 38.8% means 38.8% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in LIC MF Nifty 100 ETF
| Security | % of fund |
|---|---|
| Axis Bank Ltd. | 2.71% |
| Kotak Mahindra Bank Ltd. | 2.36% |
| Bajaj Finance Ltd. | 2.02% |
| Eternal Ltd. | 1.78% |
| Tata Consultancy Services Ltd. | 1.60% |
Largest holdings only in UTI Aggressive Hybrid Fund
| Security | % of fund |
|---|---|
| 6.90% GSEC MAT - 15/04/2065 | 2.45% |
| 7.24% GSEC MAT- 18/08/2055 | 2.37% |
| EQ - HERO MOTOCORP LTD. | 1.45% |
| EQ - LIC OF INDIA | 1.39% |
| EQ - INFO-EDGE (INDIA) LTD. | 1.29% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | LIC MF Nifty 100 ETF | UTI Aggressive Hybrid |
|---|---|---|
| Equity | 99.7% | 70.0% |
| Debt | 0.0% | 22.2% |
| Cash and others | 0.3% | 7.9% |
Market cap of stocks
| Market cap | LIC MF Nifty 100 ETF | UTI Aggressive Hybrid |
|---|---|---|
| Large Cap | 97.6% | 46.1% |
| Mid Cap | 2.0% | 12.7% |
| Small Cap | 0.0% | 10.9% |
| Not on AMFI's list | 0.0% | 0.3% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | LIC MF Nifty 100 ETF | UTI Aggressive Hybrid |
|---|---|---|
| Banks | 24.9% | 15.6% |
| Petroleum Products | 7.0% | 3.9% |
| IT - Software | 6.7% | 5.5% |
| Automobiles | 6.3% | 2.9% |
| Finance | 6.2% | 3.2% |
| Pharmaceuticals & Biotechnology | 4.4% | 4.8% |
| Construction | 3.4% | 3.8% |
The six largest sectors of each fund's stocks, % of the fund.
LIC MF Nifty 100 ETF vs UTI Aggressive Hybrid: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | LIC MF Nifty 100 ETF | UTI Aggressive Hybrid Fund |
|---|---|---|
| Total expense ratio (Direct) | Not available | 1.33% |
| Base expense ratio (Direct) | 0.00% | 1.03% |
| Total expense ratio (Regular) | Not available | 1.90% |
| Base expense ratio (Regular) | 0.24% | 1.54% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
LIC MF Nifty 100 ETF vs UTI Aggressive Hybrid Fund: Frequently Asked Questions
What is the difference between LIC MF Nifty 100 ETF and UTI Aggressive Hybrid Fund?
LIC MF Nifty 100 ETF is an ETF fund, UTI Aggressive Hybrid Fund is an Aggressive Hybrid fund, run by LIC Mutual Fund and UTI Mutual Fund. Their portfolios overlap 38.8%. LIC MF Nifty 100 ETF charges 0.30% a year and UTI Aggressive Hybrid Fund 1.33%.
Which has given higher returns, LIC MF Nifty 100 ETF or UTI Aggressive Hybrid Fund?
Over 1 year: LIC MF Nifty 100 ETF −8.92%, UTI Aggressive Hybrid Fund −5.10%. Over 3 years: LIC MF Nifty 100 ETF +8.77% a year, UTI Aggressive Hybrid Fund +10.06% a year. Over 5 years: LIC MF Nifty 100 ETF +6.92% a year, UTI Aggressive Hybrid Fund +9.71% a year. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, LIC MF Nifty 100 ETF or UTI Aggressive Hybrid Fund?
LIC MF Nifty 100 ETF charges less: 0.30% a year against 1.33%. These are the total expense ratios reported to AMFI.
How much do LIC MF Nifty 100 ETF and UTI Aggressive Hybrid Fund overlap?
38.8%. They hold 21 of the same securities, the largest shared ones being HDFCBANK, ICICIBANK, RELIANCE. From each fund's latest monthly portfolio.
Which is riskier, LIC MF Nifty 100 ETF or UTI Aggressive Hybrid Fund?
On SEBI's riskometer, LIC MF Nifty 100 ETF is rated Very High and UTI Aggressive Hybrid Fund Very High. Over 3 years, the standard deviation of daily returns was 13.69% and 9.86% a year.
Which is better for SIP, LIC MF Nifty 100 ETF or UTI Aggressive Hybrid Fund?
Over the last 5 years, a monthly SIP of ₹10,000 from 01-10-2021 to 30-10-2026 grew to ₹7,05,460 in LIC MF Nifty 100 ETF (XIRR 5.7% a year) and ₹7,53,915 in UTI Aggressive Hybrid Fund (XIRR 8.3% a year). Both received 61 instalments. Past returns do not promise future returns.
Can I invest in both LIC MF Nifty 100 ETF and UTI Aggressive Hybrid Fund?
Yes. 38.8% of each fund's money sits in the same holdings, so some of the two investments would move together.
Who manages LIC MF Nifty 100 ETF and UTI Aggressive Hybrid Fund?
LIC MF Nifty 100 ETF: Nikhil Kapoor, Sasikant Aravamuthan. UTI Aggressive Hybrid Fund: V Srivatsa FM 1, Jaydeep Bhowal FM 2, Not Applicable FM 3.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.