Kotak Services Fund vs SBI Healthcare Opportunities Fund
Direct Plan, Growth option · Data as on 30-10-2026
Kotak Services Fund is a Thematic fund and SBI Healthcare Opportunities Fund is a Thematic fund. Kotak Services Fund charges 1.25% a year and SBI Healthcare Opportunities Fund 1.01% (Direct plans). Their portfolios overlap 2.5%: they hold 3 of the same securities.
SBI Healthcare Opportunities Fund
Thematic
- Expense ratio
- 1.01%
- NAV
- ₹588.16
Which is better, Kotak Services or SBI Healthcare Opportunities? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- SBI Healthcare Opportunities costs less: 1.01% a year against 1.25% (Direct plans).
- Kotak Services fell less in its worst fall since 02-03-2026: −7.1% against −10.3%.
- Kotak Services holds more in large companies: 70.5% of the fund in large caps against 32.3%.
- SBI Healthcare Opportunities is the larger fund: ₹5,870 Cr against ₹711 Cr.
- Their portfolios overlap 2.5%: 3 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Kotak Services Fund | SBI Healthcare Opportunities Fund |
|---|---|---|
| Fund house | Kotak Mahindra Mutual Fund | SBI Mutual Fund |
| Category | Thematic | Thematic |
| AUM | ₹711 Cr (30-09-2026) | ₹5,870 Cr (30-09-2026) |
| NAV | ₹10.19 (Direct) | ₹588.16 (Direct) |
| Expense ratio (Direct) | 1.25% | 1.01% |
| Expense ratio (Regular) | 2.61% | 1.99% |
| Riskometer | Very High | Not available |
| Benchmark | Nifty Services Sector TRI | Not available |
| Launch date | 25-02-2026 | Not available |
| Minimum investment | ₹1,000 | Not available |
| Lock in | None | Not available |
| Fund managers | Rohit Tandon, Abhishek Bisen | Not available |
| Exit load | Exit load of 0.5%, if redeemed within 90 days. | Not available |
Kotak Services vs SBI Healthcare Opportunities: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Kotak Services Fund (Direct) | +1.21% | −2.92% | +0.36% | -- | -- | -- | -- |
| SBI Healthcare Opportunities Fund (Direct) | +0.31% | −0.59% | +16.00% | +17.12% | +24.60% | +19.22% | +14.72% |
| Thematic average | −2.09% | −4.52% | +0.86% | −1.22% | +13.76% | +11.62% | +13.76% |
Category average: the average of the 235 Thematic funds, same plan type.
Kotak Services vs SBI Healthcare Opportunities: Year-wise Returns
| Year | Kotak ServicesKotak Services | SBI Healthcare OpportunitiesSBI Healthcare Opportunities |
|---|---|---|
| 2026to date | -- | +21.31% |
| 2025 | -- | −2.50% |
| 2024 | -- | +43.75% |
| 2023 | -- | +39.72% |
| 2022 | -- | −5.01% |
| 2021 | -- | +21.48% |
Kotak Services vs SBI Healthcare Opportunities: Rolling Returns
Every holding period of both funds, against Nifty Services Sector TRI, the benchmark of Kotak Services Fund
Kotak Services vs SBI Healthcare Opportunities: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Kotak Services Fund (Direct) | SBI Healthcare Opportunities Fund (Direct) |
|---|---|---|
| Return (CAGR) | +2.63% | +17.93% |
| Standard deviation | 12.62% | 15.96% |
| Sharpe ratio | -0.21 | 0.74 |
| Sortino ratio | -0.29 | 1.05 |
| Maximum drawdown | −7.1% (13-05-2026) | −30.5% (23-03-2020) |
| Beta | 0.69 | 0.91 |
| Alpha | +3.65% | +3.97% |
From daily NAVs, 02-03-2026 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Kotak Services Fund (Direct)
SBI Healthcare Opportunities Fund (Direct)
Nifty Services Sector TRI
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Kotak Services Fund (Direct) | −7.1% | 21-04-2026 | 13-05-2026 | 07-07-2026 | 55 days | −5.0% |
| SBI Healthcare Opportunities Fund (Direct) | −10.3% | 21-09-2026 | 23-10-2026 | Not yet | -- | −3.8% |
| Nifty Services Sector TRI | −11.3% | 02-03-2026 | 30-03-2026 | 03-08-2026 | 4 months | −2.7% |
From daily values since 02-03-2026, the first day every fund has.
Kotak Services vs SBI Healthcare Opportunities: Portfolio Overlap
From each fund's latest monthly portfolio: Kotak Services Fund, September 2026; SBI Healthcare Opportunities Fund, September 2026
Holdings in common
- Overlap
- 2.5%
- Held by both
- 3
- Only in Kotak Services
- 46
- Only in SBI Healthcare Opportunities
- 33
| Security | % of Kotak Services | % of SBI Healthcare Opportunities |
|---|---|---|
| Global Health Ltd. | 1.36% | 1.74% |
| SAI LIFE SCIENCES LIMITED | 0.81% | 2.60% |
| KRISHNA INSTITUTE OF MEDICAL | 0.38% | 1.69% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 2.5% means 2.5% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Kotak Services Fund
| Security | % of fund |
|---|---|
| ICICI BANK LTD. | 10.84% |
| STATE BANK OF INDIA. | 9.26% |
| AXIS BANK LTD. | 8.69% |
| HDFC BANK LTD. | 6.22% |
| BHARTI AIRTEL LTD. | 6.01% |
Largest holdings only in SBI Healthcare Opportunities Fund
| Security | % of fund |
|---|---|
| Sun Pharmaceutical Industries Ltd. | 11.14% |
| Divi's Laboratories Ltd. | 7.91% |
| Acutaas Chemicals Ltd. | 5.03% |
| Apollo Hospitals Enterprise Ltd. | 4.45% |
| Torrent Pharmaceuticals Ltd. | 4.42% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Kotak Services | SBI Healthcare Opportunities |
|---|---|---|
| Equity | 97.1% | 95.5% |
| Debt | 0.0% | 0.1% |
| Cash and others | 2.9% | 4.4% |
Market cap of stocks
| Market cap | Kotak Services | SBI Healthcare Opportunities |
|---|---|---|
| Large Cap | 70.5% | 32.3% |
| Mid Cap | 5.3% | 25.7% |
| Small Cap | 15.6% | 35.4% |
| Not on AMFI's list | 5.7% | 2.2% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | Kotak Services | SBI Healthcare Opportunities |
|---|---|---|
| Pharmaceuticals & Biotechnology | 0.0% | 63.1% |
| Banks | 36.5% | 0.0% |
| Healthcare Services | 1.7% | 25.6% |
| Finance | 12.0% | 0.0% |
| IT - Software | 7.2% | 0.0% |
| Power | 7.1% | 0.0% |
| Telecom - Services | 7.0% | 0.0% |
| Consumer Durables | 5.5% | 0.0% |
| Chemicals & Petrochemicals | 0.0% | 5.0% |
| Healthcare Equipment & Supplies | 0.0% | 1.8% |
The six largest sectors of each fund's stocks, % of the fund.
Kotak Services vs SBI Healthcare Opportunities: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Kotak Services Fund | SBI Healthcare Opportunities Fund |
|---|---|---|
| Total expense ratio (Direct) | 1.25% | 1.01% |
| Base expense ratio (Direct) | 0.90% | 0.74% |
| Total expense ratio (Regular) | 2.61% | 1.99% |
| Base expense ratio (Regular) | 2.04% | 1.58% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Compare Kotak Services with
Kotak Services Fund vs SBI Healthcare Opportunities Fund: Frequently Asked Questions
What is the difference between Kotak Services Fund and SBI Healthcare Opportunities Fund?
Kotak Services Fund is a Thematic fund, SBI Healthcare Opportunities Fund is a Thematic fund, run by Kotak Mahindra Mutual Fund and SBI Mutual Fund. Their portfolios overlap 2.5%. Kotak Services Fund charges 1.25% a year and SBI Healthcare Opportunities Fund 1.01%.
Which has the lower expense ratio, Kotak Services Fund or SBI Healthcare Opportunities Fund?
SBI Healthcare Opportunities Fund charges less: 1.01% a year against 1.25%. These are the Direct plans' total expense ratios reported to AMFI.
How much do Kotak Services Fund and SBI Healthcare Opportunities Fund overlap?
2.5%. They hold 3 of the same securities, the largest shared ones being MEDANTA, SAILIFE, KIMS. From each fund's latest monthly portfolio.
Can I invest in both Kotak Services Fund and SBI Healthcare Opportunities Fund?
Yes. 2.5% of each fund's money sits in the same holdings, so the two hold mostly different investments.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.