Kotak Nifty 50 Index Fund vs Tata NIFTY 50 Exchange Traded Fund
Direct Plan where a fund has one, Growth option · Data as on 30-10-2026
Kotak Nifty 50 Index Fund is an Index fund and Tata NIFTY 50 Exchange Traded Fund is an Index fund. In the 3 years to 30-10-2026, Kotak Nifty 50 Index Fund (Direct) returned 7.3% a year and Tata NIFTY 50 Exchange Traded Fund returned 7.5% a year. Kotak Nifty 50 Index Fund charges 0.13% a year and Tata NIFTY 50 Exchange Traded Fund 0.09%. Their portfolios overlap 98.6%: they hold 49 of the same securities.
Kotak Nifty 50 Index Fund
Index
- 3 year return
- 7.3%
- Expense ratio
- 0.13%
- NAV
- ₹15.34
Tata NIFTY 50 Exchange Traded Fund
Index
- 3 year return
- 7.5%
- Expense ratio
- 0.09%
- NAV
- ₹251.41
Which is better, Kotak Nifty 50 Index or Tata NIFTY 50 Exchange Traded? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- Tata NIFTY 50 Exchange Traded returned more over 5 years: 6.6% a year against 6.4%.
- Tata NIFTY 50 Exchange Traded returned more over 3 years: 7.5% a year against 7.3%.
- Tata NIFTY 50 Exchange Traded costs less: 0.09% a year against 0.13%.
- Kotak Nifty 50 Index swung less over 3 years: a standard deviation of 13.2% a year against 13.2%.
- Tata NIFTY 50 Exchange Traded fell less in its worst fall since 24-06-2021: −16.4% against −16.4%.
- Kotak Nifty 50 Index is the larger fund: ₹1,112 Cr against ₹674 Cr.
- Their portfolios overlap 98.6%: 49 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Kotak Nifty 50 Index Fund | Tata NIFTY 50 Exchange Traded Fund |
|---|---|---|
| Fund house | Kotak Mahindra Mutual Fund | Tata Mutual Fund |
| Category | Index | Index |
| AUM | ₹1,112 Cr (30-09-2026) | ₹674 Cr (30-09-2026) |
| NAV | ₹15.34 (Direct) | ₹251.41 |
| Expense ratio (Direct) | 0.13% | Not available |
| Expense ratio (Regular) | 0.38% | Not available |
| Riskometer | Very High | Very High |
| Benchmark | Nifty 50 TRI | Nifty 50 TRI |
| Launch date | 21-06-2021 | 01-01-2019 |
| Minimum investment | ₹100 | Not available |
| Lock in | None | None |
| Fund managers | Satish Dondapati, Abhishek Bisen, Jeetu Valechha Sonar | Nitin Sharma, Rakesh Prajapati |
| Exit load | Nil | NIL |
Kotak Nifty 50 Index vs Tata NIFTY 50 Exchange Traded: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Kotak Nifty 50 Index Fund (Direct) | +1.94% | −5.03% | −3.16% | −10.08% | +7.33% | +6.42% | -- |
| Tata NIFTY 50 Exchange Traded Fund | +1.95% | −4.98% | −3.13% | −10.05% | +7.53% | +6.62% | -- |
Kotak Nifty 50 Index vs Tata NIFTY 50 Exchange Traded: Year-wise Returns
| Year | Kotak Nifty 50 IndexKotak Nifty 50 Index | Tata NIFTY 50 Exchange TradedTata NIFTY 50 Exchange Traded | Nifty 50 TRI |
|---|---|---|---|
| 2026to date | −10.99% | −10.98% | −10.91% |
| 2025 | +11.56% | +11.85% | +11.88% |
| 2024 | +9.69% | +9.95% | +10.09% |
| 2023 | +20.89% | +21.14% | +21.30% |
| 2022 | +5.49% | +5.68% | +5.69% |
| 2021 | -- | +25.44% | +25.59% |
Kotak Nifty 50 Index vs Tata NIFTY 50 Exchange Traded: Rolling Returns
Every holding period of both funds, against Nifty 50 TRI, the benchmark of both
Rolling returns
Every 3-year holding period, 581 of them, one for each trading day from 24-06-2024 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
Kotak Nifty 50 Index Fund (Direct)
Tata NIFTY 50 Exchange Traded Fund
Nifty 50 TRI
to
Aug 2024Jan 2022
to
Jan 2025Jun 2022
to
Jun 2025Nov 2022
to
Nov 2025Apr 2023
to
Apr 2026Aug 2023
to
Aug 2026
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest | Beat benchmark |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Kotak Nifty 50 Index | 0.0 | 0.0 | 21.7 | 61.1 | 17.2 | 0.0 | 0.0 | 12.4% | 12.8% | 5.1% | 18.7% | 0% |
| Tata NIFTY 50 Exchange Traded | 0.0 | 0.0 | 20.3 | 60.8 | 18.9 | 0.0 | 0.0 | 12.6% | 13.0% | 5.3% | 19.0% | 1% |
| Nifty 50 TRI | 0.0 | 0.0 | 19.6 | 60.4 | 20.0 | 0.0 | 0.0 | 12.8% | 13.1% | 5.4% | 19.1% | -- |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. The benchmark is Nifty 50 TRI, over the same periods. "Beat benchmark" counts the periods in which the fund did better. Every fund is measured over the days all of them have, from 24-06-2021. Past returns do not promise future returns.
Kotak Nifty 50 Index vs Tata NIFTY 50 Exchange Traded: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 24-06-2021 to 30-10-2026: 65 instalments, ₹6,50,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| Kotak Nifty 50 IndexKotak Nifty 50 Index Fund (Direct) | ₹6,50,000 | ₹7,52,463 | ₹1,02,463 | 5.4% |
| Tata NIFTY 50 Exchange TradedTata NIFTY 50 Exchange Traded Fund | ₹6,50,000 | ₹7,56,637 | ₹1,06,637 | 5.6% |
Kotak Nifty 50 IndexKotak Nifty 50 Index Fund (Direct)
Tata NIFTY 50 Exchange TradedTata NIFTY 50 Exchange Traded Fund
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Kotak Nifty 50 Index vs Tata NIFTY 50 Exchange Traded: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Kotak Nifty 50 Index Fund (Direct) | Tata NIFTY 50 Exchange Traded Fund |
|---|---|---|
| Return (CAGR) | −10.08% | −10.05% |
| Standard deviation | 13.61% | 13.61% |
| Sharpe ratio | -1.13 | -1.12 |
| Sortino ratio | -1.51 | -1.50 |
| Maximum drawdown | −15.1% (30-03-2026) | −15.2% (31-03-2026) |
| Beta | 1.00 | 1.00 |
| Alpha | −0.10% | −0.07% |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Kotak Nifty 50 Index Fund (Direct) | Tata NIFTY 50 Exchange Traded Fund |
|---|---|---|
| Return (CAGR) | +7.33% | +7.53% |
| Standard deviation | 13.18% | 13.18% |
| Sharpe ratio | 0.10 | 0.11 |
| Sortino ratio | 0.14 | 0.16 |
| Maximum drawdown | −15.7% (04-03-2025) | −15.5% (04-03-2025) |
| Beta | 1.00 | 1.00 |
| Alpha | −0.29% | −0.09% |
From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Kotak Nifty 50 Index Fund (Direct) | Tata NIFTY 50 Exchange Traded Fund |
|---|---|---|
| Return (CAGR) | +6.42% | +6.62% |
| Standard deviation | 13.62% | 13.66% |
| Sharpe ratio | 0.05 | 0.06 |
| Sortino ratio | 0.06 | 0.08 |
| Maximum drawdown | −15.8% (17-06-2022) | −15.8% (17-06-2022) |
| Beta | 0.99 | 1.00 |
| Alpha | −0.28% | −0.08% |
From daily NAVs, 29-10-2021 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Kotak Nifty 50 Index Fund (Direct) | Tata NIFTY 50 Exchange Traded Fund |
|---|---|---|
| Return (CAGR) | +8.29% | +11.42% |
| Standard deviation | 13.43% | 17.06% |
| Sharpe ratio | 0.20 | 0.36 |
| Sortino ratio | 0.28 | 0.50 |
| Maximum drawdown | −16.4% (17-06-2022) | −38.4% (23-03-2020) |
| Beta | 0.99 | 1.00 |
| Alpha | −0.29% | −0.06% |
From daily NAVs, 24-06-2021 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Kotak Nifty 50 Index Fund (Direct)
Tata NIFTY 50 Exchange Traded Fund
Nifty 50 TRI
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Kotak Nifty 50 Index Fund (Direct) | −16.4% | 18-10-2021 | 17-06-2022 | 11-11-2022 | 5 months | −11.7% |
| Tata NIFTY 50 Exchange Traded Fund | −16.4% | 18-10-2021 | 17-06-2022 | 11-11-2022 | 5 months | −11.7% |
| Nifty 50 TRI | −16.4% | 18-10-2021 | 17-06-2022 | 11-11-2022 | 5 months | −11.6% |
From daily values since 24-06-2021, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Kotak Nifty 50 Index Fund (Direct)
Tata NIFTY 50 Exchange Traded Fund
Nifty 50 TRI
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 3-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Kotak Nifty 50 Index Fund (Direct)
Tata NIFTY 50 Exchange Traded Fund
Nifty 50 TRI
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 5-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Kotak Nifty 50 Index Fund (Direct)
Tata NIFTY 50 Exchange Traded Fund
Nifty 50 TRI
Against Nifty 50 TRI
| Fund | Up capture | Down capture | Tracking error |
|---|---|---|---|
| Kotak Nifty 50 Index Fund (Direct) | 99% | 101% | 0.12% |
| Tata NIFTY 50 Exchange Traded Fund | 99% | 100% | 0.08% |
From month-end values since 24-06-2021. Up capture: a fund's average month when the benchmark rose, as % of the benchmark's; above 100% it gained more. Down capture: the same for months the benchmark fell; below 100% it fell less. Tracking error: how far the monthly returns strayed from the benchmark's, a year; an index fund aims near 0.
Kotak Nifty 50 Index vs Tata NIFTY 50 Exchange Traded: Portfolio Overlap
From each fund's latest monthly portfolio: Kotak Nifty 50 Index Fund, September 2026; Tata NIFTY 50 Exchange Traded Fund, September 2026
Holdings in common
- Overlap
- 98.6%
- Held by both
- 49
- Only in Kotak Nifty 50 Index
- 1
- Only in Tata NIFTY 50 Exchange Traded
- 1
| Security | % of Kotak Nifty 50 Index | % of Tata NIFTY 50 Exchange Traded |
|---|---|---|
| HDFC BANK LTD. | 10.39% | 10.48% |
| ICICI BANK LTD. | 9.06% | 9.14% |
| RELIANCE INDUSTRIES LTD. | 7.59% | 7.74% |
| BHARTI AIRTEL LTD. | 5.11% | 5.16% |
| Larsen and Toubro Ltd. | 4.21% | 4.25% |
| STATE BANK OF INDIA. | 3.79% | 3.83% |
| AXIS BANK LTD. | 3.37% | 3.40% |
| Infosys Ltd. | 3.36% | 3.37% |
| KOTAK MAHINDRA BANK LTD. | 2.94% | 2.96% |
| Mahindra & Mahindra Ltd. | 2.52% | 2.54% |
| BAJAJ FINANCE LTD. | 2.50% | 2.48% |
| ITC Ltd. | 2.42% | 2.44% |
| ETERNAL LIMITED | 2.22% | 2.23% |
| TATA CONSULTANCY SERVICES LTD. | 2.00% | 2.02% |
| SUN PHARMACEUTICAL INDUSTRIES LTD. | 1.84% | 1.86% |
| TITAN COMPANY LTD. | 1.81% | 1.83% |
| Hindustan Unilever Ltd. | 1.59% | 1.61% |
| Maruti Suzuki India Limited | 1.49% | 1.51% |
| NTPC LTD | 1.47% | 1.48% |
| Tata Steel Ltd. | 1.46% | 1.47% |
| Bharat Electronics Ltd. | 1.33% | 1.34% |
| SHRIRAM FINANCE LIMITED | 1.32% | 1.33% |
| Hindalco Industries Ltd. | 1.30% | 1.32% |
| Adani Ports and Special Economic Zone Limited | 1.35% | 1.28% |
| HCL Technologies Ltd. | 1.24% | 1.25% |
| Ultratech Cement Ltd. | 1.24% | 1.25% |
| JSW Steel Ltd. | 1.15% | 1.13% |
| Bajaj Auto Ltd. | 1.13% | 1.16% |
| Power Grid Corporation of India Ltd. | 1.13% | 1.14% |
| Grasim Industries Ltd. | 1.11% | 1.12% |
| Inter Globe Aviation Ltd | 1.08% | 1.09% |
| Asian Paints(India) Ltd. | 1.04% | 1.05% |
| Coal India Limited | 0.97% | 0.98% |
| Bajaj Finserv Ltd. | 0.96% | 0.97% |
| Eicher Motors Ltd. | 0.94% | 0.95% |
| Tech Mahindra Ltd. | 0.93% | 0.93% |
| Nestle India Ltd. | 0.90% | 0.91% |
| Oil And Natural Gas Corporation Ltd. | 0.84% | 0.85% |
| TRENT LTD | 0.83% | 0.84% |
| Adani Enterprises Ltd | 0.94% | 0.81% |
| Apollo Hospitals Enterprise Ltd. | 0.80% | 0.81% |
| SBI Life Insurance Company Ltd | 0.73% | 0.74% |
| Dr.Reddy's Laboratories Ltd. | 0.72% | 0.73% |
| Cipla Ltd. | 0.72% | 0.73% |
| JIO FINANCIAL SERVICES LTD | 0.68% | 0.69% |
| Max Healthcare Institute Ltd. | 0.66% | 0.67% |
| TATA CONSUMER PRODUCTS LTD. | 0.59% | 0.60% |
| TATA MOTORS PASSENGER VEHICLES LTD | 0.57% | 0.57% |
| HDFC Life Insurance Company Ltd | 0.54% | 0.54% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 98.6% means 98.6% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Kotak Nifty 50 Index Fund
| Security | % of fund |
|---|---|
| BSE LTD | 1.21% |
Largest holdings only in Tata NIFTY 50 Exchange Traded Fund
| Security | % of fund |
|---|---|
| WIPRO LTD | 0.41% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Kotak Nifty 50 Index | Tata NIFTY 50 Exchange Traded |
|---|---|---|
| Equity | 100.1% | 100.0% |
| Debt | 0.0% | 0.0% |
| Cash and others | -0.1% | 0.0% |
Market cap of stocks
| Market cap | Kotak Nifty 50 Index | Tata NIFTY 50 Exchange Traded |
|---|---|---|
| Large Cap | 98.7% | 98.6% |
| Mid Cap | 1.4% | 1.4% |
| Small Cap | 0.0% | 0.0% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | Kotak Nifty 50 Index | Tata NIFTY 50 Exchange Traded |
|---|---|---|
| Banks | 29.6% | 29.8% |
| IT - Software | 7.5% | 8.0% |
| Petroleum Products | 7.6% | 7.7% |
| Automobiles | 6.7% | 6.7% |
| Finance | 5.5% | 5.5% |
| Telecom - Services | 5.1% | 5.2% |
The six largest sectors of each fund's stocks, % of the fund.
Kotak Nifty 50 Index vs Tata NIFTY 50 Exchange Traded: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Kotak Nifty 50 Index Fund | Tata NIFTY 50 Exchange Traded Fund |
|---|---|---|
| Total expense ratio (Direct) | 0.13% | Not available |
| Base expense ratio (Direct) | 0.06% | 0.07% |
| Total expense ratio (Regular) | 0.38% | Not available |
| Base expense ratio (Regular) | 0.27% | 0.00% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
Kotak Nifty 50 Index Fund vs Tata NIFTY 50 Exchange Traded Fund: Frequently Asked Questions
What is the difference between Kotak Nifty 50 Index Fund and Tata NIFTY 50 Exchange Traded Fund?
Kotak Nifty 50 Index Fund is an Index fund, Tata NIFTY 50 Exchange Traded Fund is an Index fund, run by Kotak Mahindra Mutual Fund and Tata Mutual Fund. Their portfolios overlap 98.6%. Kotak Nifty 50 Index Fund charges 0.13% a year and Tata NIFTY 50 Exchange Traded Fund 0.09%.
Which has given higher returns, Kotak Nifty 50 Index Fund or Tata NIFTY 50 Exchange Traded Fund?
Over 1 year: Kotak Nifty 50 Index Fund −10.08%, Tata NIFTY 50 Exchange Traded Fund −10.05%. Over 3 years: Kotak Nifty 50 Index Fund +7.33% a year, Tata NIFTY 50 Exchange Traded Fund +7.53% a year. Over 5 years: Kotak Nifty 50 Index Fund +6.42% a year, Tata NIFTY 50 Exchange Traded Fund +6.62% a year. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, Kotak Nifty 50 Index Fund or Tata NIFTY 50 Exchange Traded Fund?
Tata NIFTY 50 Exchange Traded Fund charges less: 0.09% a year against 0.13%. These are the total expense ratios reported to AMFI.
How much do Kotak Nifty 50 Index Fund and Tata NIFTY 50 Exchange Traded Fund overlap?
98.6%. They hold 49 of the same securities, the largest shared ones being HDFCBANK, ICICIBANK, RELIANCE. From each fund's latest monthly portfolio.
Which is riskier, Kotak Nifty 50 Index Fund or Tata NIFTY 50 Exchange Traded Fund?
On SEBI's riskometer, Kotak Nifty 50 Index Fund is rated Very High and Tata NIFTY 50 Exchange Traded Fund Very High. Over 3 years, the standard deviation of daily returns was 13.18% and 13.18% a year.
Which is better for SIP, Kotak Nifty 50 Index Fund or Tata NIFTY 50 Exchange Traded Fund?
Over the last 5 years, a monthly SIP of ₹10,000 from 01-10-2021 to 30-10-2026 grew to ₹6,92,429 in Kotak Nifty 50 Index Fund (XIRR 4.9% a year) and ₹6,95,738 in Tata NIFTY 50 Exchange Traded Fund (XIRR 5.1% a year). Both received 61 instalments. Past returns do not promise future returns.
Can I invest in both Kotak Nifty 50 Index Fund and Tata NIFTY 50 Exchange Traded Fund?
Yes. 98.6% of each fund's money sits in the same holdings, so a large part of the two investments would move together.
Who manages Kotak Nifty 50 Index Fund and Tata NIFTY 50 Exchange Traded Fund?
Kotak Nifty 50 Index Fund: Satish Dondapati, Abhishek Bisen, Jeetu Valechha Sonar. Tata NIFTY 50 Exchange Traded Fund: Nitin Sharma, Rakesh Prajapati.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.