Kotak Medium to Long Term Fund vs Quantum Dynamic Term Fund
Direct Plan, Growth option · Data as on 30-10-2026
Kotak Medium to Long Term Fund is a Medium to Long Duration fund and Quantum Dynamic Term Fund is a Dynamic Bond fund. In the 3 years to 30-10-2026, Kotak Medium to Long Term Fund (Direct) returned 6.8% a year and Quantum Dynamic Term Fund (Direct) returned 6.7% a year. Kotak Medium to Long Term Fund charges 0.74% a year and Quantum Dynamic Term Fund 0.50% (Direct plans). Their portfolios overlap 18.2%: they hold 4 of the same securities.
Kotak Medium to Long Term Fund
Medium to Long Duration
- 3 year return
- 6.8%
- Expense ratio
- 0.74%
- NAV
- ₹89.78
Quantum Dynamic Term Fund
Dynamic Bond
- 3 year return
- 6.7%
- Expense ratio
- 0.50%
- NAV
- ₹22.51
Which is better, Kotak Medium to Long Term or Quantum Dynamic Term? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- Quantum Dynamic Term returned more over 5 years: 6.0% a year against 5.9%.
- Kotak Medium to Long Term returned more over 3 years: 6.8% a year against 6.7%.
- Quantum Dynamic Term costs less: 0.50% a year against 0.74% (Direct plans).
- Kotak Medium to Long Term swung less over 3 years: a standard deviation of 2.1% a year against 2.3%.
- Quantum Dynamic Term fell less in its worst fall since 21-05-2015: −3.2% against −5.6%.
- Kotak Medium to Long Term is the larger fund: ₹1,760 Cr against ₹84 Cr.
- Their portfolios overlap 18.2%: 4 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Kotak Medium to Long Term Fund | Quantum Dynamic Term Fund |
|---|---|---|
| Fund house | Kotak Mahindra Mutual Fund | Quantum Mutual Fund |
| Category | Medium to Long Duration | Dynamic Bond |
| AUM | ₹1,760 Cr (30-09-2026) | ₹84 Cr (30-09-2026) |
| NAV | ₹89.78 (Direct) | ₹22.51 (Direct) |
| Expense ratio (Direct) | 0.74% | 0.50% |
| Expense ratio (Regular) | 1.65% | 1.01% |
| Riskometer | Moderate | Moderate |
| Benchmark | CRISIL Medium to Long Duration Debt A-III Index | CRISIL Dynamic Bond A-III Index |
| Launch date | 25-11-1999 | 19-05-2015 |
| Minimum investment | ₹100 | ₹500 |
| Lock in | None | None |
| Fund managers | Abhishek Bisen | Sneha Pandey, Mayur Chauhan |
| Exit load | Nil | Nil |
Kotak Medium to Long Term vs Quantum Dynamic Term: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Kotak Medium to Long Term Fund (Direct) | −0.71% | −1.08% | +2.11% | +2.97% | +6.82% | +5.91% | +6.62% |
| Quantum Dynamic Term Fund (Direct) | −0.57% | −1.24% | +1.44% | +2.02% | +6.69% | +6.03% | +6.65% |
| Medium to Long Duration average | −0.59% | −0.88% | +1.83% | +2.86% | +6.52% | +5.71% | +6.19% |
| Dynamic Bond average | −0.48% | −0.66% | +1.80% | +3.05% | +6.70% | +5.98% | +6.68% |
Category average: the average of the 13 Medium to Long Duration funds and the 22 Dynamic Bond funds, same plan type.
Kotak Medium to Long Term vs Quantum Dynamic Term: Year-wise Returns
| Year | Kotak Medium to LongKotak Medium to Long Term | Quantum DynamicQuantum Dynamic Term |
|---|---|---|
| 2026to date | +2.36% | +1.63% |
| 2025 | +6.43% | +6.40% |
| 2024 | +9.26% | +9.67% |
| 2023 | +8.02% | +7.49% |
| 2022 | +2.89% | +4.56% |
| 2021 | +3.49% | +3.28% |
Kotak Medium to Long Term vs Quantum Dynamic Term: Rolling Returns
Every holding period of both funds
Rolling returns
Every 3-year holding period, 2,045 of them, one for each trading day from 21-05-2018 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
Kotak Medium to Long Term Fund (Direct)
Quantum Dynamic Term Fund (Direct)
to
Jan 2019Jun 2017
to
Jun 2020Dec 2018
to
Dec 2021May 2020
to
May 2023Oct 2021
to
Oct 2024Feb 2023
to
Feb 2026
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Kotak Medium to Long Term | 0.0 | 4.5 | 88.7 | 6.8 | 0.0 | 0.0 | 0.0 | 7.4% | 7.2% | 4.6% | 10.7% |
| Quantum Dynamic Term | 0.0 | 3.2 | 96.8 | 0.0 | 0.0 | 0.0 | 0.0 | 7.3% | 7.5% | 4.5% | 9.2% |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. Every fund is measured over the days all of them have, from 21-05-2015. Past returns do not promise future returns.
Kotak Medium to Long Term vs Quantum Dynamic Term: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 05-05-2015 to 30-10-2026: 138 instalments, ₹13,80,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| Kotak Medium to Long TermKotak Medium to Long Term Fund (Direct) | ₹13,80,000 | ₹20,60,851 | ₹6,80,851 | 6.7% |
| Quantum Dynamic TermQuantum Dynamic Term Fund (Direct) | ₹13,80,000 | ₹20,32,476 | ₹6,52,476 | 6.5% |
Kotak Medium to Long TermKotak Medium to Long Term Fund (Direct)
Quantum Dynamic TermQuantum Dynamic Term Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Kotak Medium to Long Term vs Quantum Dynamic Term: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Kotak Medium to Long Term Fund (Direct) | Quantum Dynamic Term Fund (Direct) |
|---|---|---|
| Return (CAGR) | +2.97% | +2.02% |
| Standard deviation | 2.29% | 2.17% |
| Sharpe ratio | -0.99 | -1.49 |
| Sortino ratio | -1.30 | -1.98 |
| Maximum drawdown | −2.3% (27-10-2026) | −2.1% (23-10-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Kotak Medium to Long Term Fund (Direct) | Quantum Dynamic Term Fund (Direct) |
|---|---|---|
| Return (CAGR) | +6.82% | +6.69% |
| Standard deviation | 2.09% | 2.28% |
| Sharpe ratio | 0.38 | 0.29 |
| Sortino ratio | 0.53 | 0.42 |
| Maximum drawdown | −2.3% (27-10-2026) | −2.1% (23-10-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Kotak Medium to Long Term Fund (Direct) | Quantum Dynamic Term Fund (Direct) |
|---|---|---|
| Return (CAGR) | +5.91% | +6.03% |
| Standard deviation | 2.10% | 2.07% |
| Sharpe ratio | 0.05 | 0.11 |
| Sortino ratio | 0.07 | 0.16 |
| Maximum drawdown | −2.4% (17-06-2022) | −2.1% (23-10-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 29-10-2021 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Kotak Medium to Long Term Fund (Direct) | Quantum Dynamic Term Fund (Direct) |
|---|---|---|
| Return (CAGR) | +7.43% | +7.31% |
| Standard deviation | 3.53% | 2.71% |
| Sharpe ratio | 0.39 | 0.64 |
| Sortino ratio | 0.55 | 0.95 |
| Maximum drawdown | −9.9% (19-08-2013) | −3.2% (22-02-2017) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 02-01-2013 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Kotak Medium to Long Term Fund (Direct)
Quantum Dynamic Term Fund (Direct)
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Kotak Medium to Long Term Fund (Direct) | −5.6% | 24-11-2016 | 10-03-2017 | 19-06-2017 | 3 months | −2.0% |
| Quantum Dynamic Term Fund (Direct) | −3.2% | 24-11-2016 | 22-02-2017 | 22-05-2017 | 3 months | −1.9% |
From daily values since 21-05-2015, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Kotak Medium to Long Term Fund (Direct)
Quantum Dynamic Term Fund (Direct)
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 3-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Kotak Medium to Long Term Fund (Direct)
Quantum Dynamic Term Fund (Direct)
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 5-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Kotak Medium to Long Term Fund (Direct)
Quantum Dynamic Term Fund (Direct)
Kotak Medium to Long Term vs Quantum Dynamic Term: Portfolio Overlap
From each fund's latest monthly portfolio: Kotak Medium to Long Term Fund, September 2026; Quantum Dynamic Term Fund, September 2026
Holdings in common
- Overlap
- 18.2%
- Held by both
- 4
- Only in Kotak Medium to Long Term
- 34
- Only in Quantum Dynamic Term
- 9
| Security | % of Kotak Medium to Long Term | % of Quantum Dynamic Term |
|---|---|---|
| Central Government - 2055 | 15.79% | 11.34% |
| National Housing Bank | 7.60% | 5.71% |
| Central Government - 2035 | 0.81% | 1.14% |
| SBI ALTERNATIVE INVESTMENT FUND | 0.35% | 0.46% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 18.2% means 18.2% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Kotak Medium to Long Term Fund
| Security | % of fund |
|---|---|
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA(^) | 5.69% |
| Power Finance Corporation Ltd. | 5.61% |
| Central Government - 2054 | 5.31% |
| CAPITAL INFRA TRUST | 4.58% |
| Bihar State Govt - 2034 - Bihar | 4.45% |
Largest holdings only in Quantum Dynamic Term Fund
| Security | % of fund |
|---|---|
| 7.63% GOI (MD 15/09/2056) | 13.78% |
| 7.71% GOI (MD 18/05/2066) | 11.95% |
| 8.95% Power Fin Corp Ltd SR 178 NCD (MD 10/10/28) | 6.11% |
| 7.04% GOI (MD 03/06/2029) | 6.03% |
| 7.33% IRFC NCD Ser 123 (MD 28/08/2027) | 5.96% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Kotak Medium to Long Term | Quantum Dynamic Term |
|---|---|---|
| Equity | 0.0% | 0.0% |
| Debt | 75.8% | 80.3% |
| Cash and others | 24.2% | 19.7% |
Kotak Medium to Long Term vs Quantum Dynamic Term: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Kotak Medium to Long Term Fund | Quantum Dynamic Term Fund |
|---|---|---|
| Total expense ratio (Direct) | 0.74% | 0.50% |
| Base expense ratio (Direct) | 0.63% | 0.41% |
| Total expense ratio (Regular) | 1.65% | 1.01% |
| Base expense ratio (Regular) | 1.40% | 0.84% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Compare Kotak Medium to Long Term with
Kotak Medium to Long Term Fund vs Quantum Dynamic Term Fund: Frequently Asked Questions
What is the difference between Kotak Medium to Long Term Fund and Quantum Dynamic Term Fund?
Kotak Medium to Long Term Fund is a Medium to Long Duration fund, Quantum Dynamic Term Fund is a Dynamic Bond fund, run by Kotak Mahindra Mutual Fund and Quantum Mutual Fund. Their portfolios overlap 18.2%. Kotak Medium to Long Term Fund charges 0.74% a year and Quantum Dynamic Term Fund 0.50%.
Which has given higher returns, Kotak Medium to Long Term Fund or Quantum Dynamic Term Fund?
Over 1 year: Kotak Medium to Long Term Fund +2.97%, Quantum Dynamic Term Fund +2.02%. Over 3 years: Kotak Medium to Long Term Fund +6.82% a year, Quantum Dynamic Term Fund +6.69% a year. Over 5 years: Kotak Medium to Long Term Fund +5.91% a year, Quantum Dynamic Term Fund +6.03% a year. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, Kotak Medium to Long Term Fund or Quantum Dynamic Term Fund?
Quantum Dynamic Term Fund charges less: 0.50% a year against 0.74%. These are the Direct plans' total expense ratios reported to AMFI.
How much do Kotak Medium to Long Term Fund and Quantum Dynamic Term Fund overlap?
18.2%. They hold 4 of the same securities, the largest shared ones being Central Government - 2055, National Housing Bank, Central Government - 2035. From each fund's latest monthly portfolio.
Which is riskier, Kotak Medium to Long Term Fund or Quantum Dynamic Term Fund?
On SEBI's riskometer, Kotak Medium to Long Term Fund is rated Moderate and Quantum Dynamic Term Fund Moderate. Over 3 years, the standard deviation of daily returns was 2.09% and 2.28% a year.
Which is better for SIP, Kotak Medium to Long Term Fund or Quantum Dynamic Term Fund?
Over the last 5 years, a monthly SIP of ₹10,000 from 01-10-2021 to 30-10-2026 grew to ₹7,10,707 in Kotak Medium to Long Term Fund (XIRR 6.0% a year) and ₹7,07,166 in Quantum Dynamic Term Fund (XIRR 5.8% a year). Both received 61 instalments. Past returns do not promise future returns.
Can I invest in both Kotak Medium to Long Term Fund and Quantum Dynamic Term Fund?
Yes. 18.2% of each fund's money sits in the same holdings, so some of the two investments would move together.
Who manages Kotak Medium to Long Term Fund and Quantum Dynamic Term Fund?
Kotak Medium to Long Term Fund: Abhishek Bisen. Quantum Dynamic Term Fund: Sneha Pandey, Mayur Chauhan.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.