Kotak Gold Silver Passive FOF vs Kotak Multi Asset Omni FOF
Direct Plan, Growth option · Data as on 30-10-2026
Kotak Gold Silver Passive FOF is a Fund of Funds fund and Kotak Multi Asset Omni FOF is a Fund of Funds fund. Kotak Gold Silver Passive FOF charges 0.20% a year and Kotak Multi Asset Omni FOF 0.45% (Direct plans). Their portfolios overlap 18.4%: they hold 2 of the same securities.
Kotak Gold Silver Passive FOF
Fund of Funds
- Expense ratio
- 0.20%
- NAV
- ₹12.89
Which is better, Kotak Gold Silver Passive FOF or Kotak Multi Asset Omni FOF? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- Kotak Gold Silver Passive FOF costs less: 0.20% a year against 0.45% (Direct plans).
- Kotak Multi Asset Omni FOF fell less in its worst fall since 04-11-2025: −15.3% against −38.6%.
- Kotak Multi Asset Omni FOF is the larger fund: ₹2,576 Cr against ₹1,104 Cr.
- Their portfolios overlap 18.4%: 2 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Kotak Gold Silver Passive FOF | Kotak Multi Asset Omni FOF |
|---|---|---|
| Fund house | Kotak Mahindra Mutual Fund | Kotak Mahindra Mutual Fund |
| Category | Fund of Funds | Fund of Funds |
| AUM | ₹1,104 Cr (30-09-2026) | ₹2,576 Cr (30-09-2026) |
| NAV | ₹12.89 (Direct) | ₹264.34 (Direct) |
| Expense ratio (Direct) | 0.20% | 0.45% |
| Expense ratio (Regular) | 0.54% | 1.16% |
| Riskometer | Very High | Very High |
| Benchmark | Domestic Gold and Silver Prices | 55% Nifty 50 TRI + 30 % Nifty Short Duration Debt Index + 7.5% Domestic Price of Gold + 7.5% Domestic Price of Silver |
| Launch date | 28-10-2025 | 05-08-2004 |
| Minimum investment | ₹100 | ₹100 |
| Lock in | None | None |
| Fund managers | Rohit Tandon, amp, Abhishek Bisen | Devender Singhal, Abhishek Bisen |
| Exit load | NIL | Exit load for units in excess of 8% of the investment,1% will be charged for redemption within 365 days |
Kotak Gold Silver Passive FOF vs Kotak Multi Asset Omni FOF: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Kotak Gold Silver Passive FOF (Direct) | −11.98% | −9.79% | −16.29% | -- | -- | -- | -- |
| Kotak Multi Asset Omni FOF (Direct) | −3.31% | −4.19% | −2.95% | −2.09% | +13.71% | +13.47% | +14.57% |
Kotak Gold Silver Passive FOF vs Kotak Multi Asset Omni FOF: Year-wise Returns
| Year | Gold Silver PassiveKotak Gold Silver Passive FOF | Multi Asset OmniKotak Multi Asset Omni FOF |
|---|---|---|
| 2026to date | −7.86% | −4.18% |
| 2025 | -- | +16.15% |
| 2024 | -- | +19.82% |
| 2023 | -- | +24.34% |
| 2022 | -- | +12.24% |
| 2021 | -- | +25.98% |
Kotak Gold Silver Passive FOF vs Kotak Multi Asset Omni FOF: Rolling Returns
Every holding period of both funds
Kotak Gold Silver Passive FOF vs Kotak Multi Asset Omni FOF: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Kotak Gold Silver Passive FOF (Direct) | Kotak Multi Asset Omni FOF (Direct) |
|---|---|---|
| Return (CAGR) | +25.06% | +14.78% |
| Standard deviation | 45.84% | 10.17% |
| Sharpe ratio | 0.43 | 0.86 |
| Sortino ratio | 0.57 | 1.17 |
| Maximum drawdown | −38.6% (30-10-2026) | −22.8% (23-03-2020) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 04-11-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Kotak Gold Silver Passive FOF (Direct)
Kotak Multi Asset Omni FOF (Direct)
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Kotak Gold Silver Passive FOF (Direct) | −38.6% | 29-01-2026 | 30-10-2026 | Not yet | -- | −38.6% |
| Kotak Multi Asset Omni FOF (Direct) | −15.3% | 29-01-2026 | 23-03-2026 | Not yet | -- | −11.4% |
From daily values since 04-11-2025, the first day every fund has.
Kotak Gold Silver Passive FOF vs Kotak Multi Asset Omni FOF: Portfolio Overlap
From each fund's latest monthly portfolio: Kotak Gold Silver Passive FOF, September 2026; Kotak Multi Asset Omni FOF, September 2026
Holdings in common
- Overlap
- 18.4%
- Held by both
- 2
- Only in Kotak Gold Silver Passive FOF
- 0
- Only in Kotak Multi Asset Omni FOF
- 12
| Security | % of Kotak Gold Silver Passive FOF | % of Kotak Multi Asset Omni FOF |
|---|---|---|
| KOTAK MUTUAL FUND - KOTAK SILVER ETF | 56.85% | 10.05% |
| KOTAK MUTUAL FUND - KOTAK GOLD ETF | 40.67% | 8.37% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 18.4% means 18.4% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Kotak Gold Silver Passive FOF
Every holding of this fund is also held by the other.
Largest holdings only in Kotak Multi Asset Omni FOF
| Security | % of fund |
|---|---|
| Kotak Special Opportunities Fund-DG | 13.08% |
| KOTAK PSU BANK ETF | 10.95% |
| Kotak Infrastructure & Economic Reform Fund Direct Growth | 9.09% |
| Kotak Consumption Fund Growth | 8.11% |
| Kotak Manufacture In India Fund | 7.96% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Kotak Gold Silver Passive FOF | Kotak Multi Asset Omni FOF |
|---|---|---|
| Equity | 0.0% | 0.0% |
| Debt | 0.0% | 0.0% |
| Cash and others | 100.0% | 100.0% |
Kotak Gold Silver Passive FOF vs Kotak Multi Asset Omni FOF: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Kotak Gold Silver Passive FOF | Kotak Multi Asset Omni FOF |
|---|---|---|
| Total expense ratio (Direct) | 0.20% | 0.45% |
| Base expense ratio (Direct) | 0.16% | 0.37% |
| Total expense ratio (Regular) | 0.54% | 1.16% |
| Base expense ratio (Regular) | 0.45% | 0.97% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
Kotak Gold Silver Passive FOF vs Kotak Multi Asset Omni FOF: Frequently Asked Questions
What is the difference between Kotak Gold Silver Passive FOF and Kotak Multi Asset Omni FOF?
Kotak Gold Silver Passive FOF is a Fund of Funds fund, Kotak Multi Asset Omni FOF is a Fund of Funds fund, run by Kotak Mahindra Mutual Fund. Their portfolios overlap 18.4%. Kotak Gold Silver Passive FOF charges 0.20% a year and Kotak Multi Asset Omni FOF 0.45%.
Which has the lower expense ratio, Kotak Gold Silver Passive FOF or Kotak Multi Asset Omni FOF?
Kotak Gold Silver Passive FOF charges less: 0.20% a year against 0.45%. These are the Direct plans' total expense ratios reported to AMFI.
How much do Kotak Gold Silver Passive FOF and Kotak Multi Asset Omni FOF overlap?
18.4%. They hold 2 of the same securities, the largest shared ones being SILVER1, GOLD1. From each fund's latest monthly portfolio.
Which is riskier, Kotak Gold Silver Passive FOF or Kotak Multi Asset Omni FOF?
On SEBI's riskometer, Kotak Gold Silver Passive FOF is rated Very High and Kotak Multi Asset Omni FOF Very High. Over their common history, the standard deviation of daily returns was 45.84% and 10.17% a year.
Can I invest in both Kotak Gold Silver Passive FOF and Kotak Multi Asset Omni FOF?
Yes. 18.4% of each fund's money sits in the same holdings, so some of the two investments would move together.
Who manages Kotak Gold Silver Passive FOF and Kotak Multi Asset Omni FOF?
Kotak Gold Silver Passive FOF: Rohit Tandon, amp, Abhishek Bisen. Kotak Multi Asset Omni FOF: Devender Singhal, Abhishek Bisen.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.