Kotak BSE PSU Index Fund vs UTI Nifty 500 Value 50 Index Fund
Direct Plan, Growth option · Data as on 30-10-2026
Kotak BSE PSU Index Fund is an Index fund and UTI Nifty 500 Value 50 Index Fund is an Index fund. In the year to 30-10-2026, Kotak BSE PSU Index Fund (Direct) returned −5.8% and UTI Nifty 500 Value 50 Index Fund (Direct) returned −2.7%. Kotak BSE PSU Index Fund charges 0.47% a year and UTI Nifty 500 Value 50 Index Fund 0.73% (Direct plans). Their portfolios overlap 50.7%: they hold 22 of the same securities.
Kotak BSE PSU Index Fund
Index
- 1 year return
- −5.8%
- Expense ratio
- 0.47%
- NAV
- ₹8.70
UTI Nifty 500 Value 50 Index Fund
Index
- 1 year return
- −2.7%
- Expense ratio
- 0.73%
- NAV
- ₹20.42
Which is better, Kotak BSE PSU Index or UTI Nifty 500 Value 50 Index? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- UTI Nifty 500 Value 50 Index returned more over 1 year: −2.7% against −5.8%.
- Kotak BSE PSU Index costs less: 0.47% a year against 0.73% (Direct plans).
- UTI Nifty 500 Value 50 Index fell less in its worst fall since 05-08-2024: −22.5% against −26.8%.
- Kotak BSE PSU Index holds more in large companies: 76.9% of the fund in large caps against 65.2%.
- UTI Nifty 500 Value 50 Index is the larger fund: ₹838 Cr against ₹76 Cr.
- Their portfolios overlap 50.7%: 22 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Kotak BSE PSU Index Fund | UTI Nifty 500 Value 50 Index Fund |
|---|---|---|
| Fund house | Kotak Mahindra Mutual Fund | UTI Mutual Fund |
| Category | Index | Index |
| AUM | ₹76 Cr (30-09-2026) | ₹838 Cr (30-09-2026) |
| NAV | ₹8.70 (Direct) | ₹20.42 (Direct) |
| Expense ratio (Direct) | 0.47% | 0.73% |
| Expense ratio (Regular) | 1.12% | 1.19% |
| Riskometer | Very High | Very High |
| Benchmark | BSE PSU TRI | NIFTY500 Value 50 TRI |
| Launch date | 31-07-2024 | 10-05-2023 |
| Minimum investment | ₹100 | ₹1,000 |
| Lock in | None | None |
| Fund managers | Satish Dondapati, Abhishek Bisen, Jeetu Valechha Sonar | Sharwan Kumar Goyal FM 1, Ayush Jain FM 2, Lokesh Kulthia FM 3 |
| Exit load | Nil | NIL |
Kotak BSE PSU Index vs UTI Nifty 500 Value 50 Index: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Kotak BSE PSU Index Fund (Direct) | −2.59% | −7.11% | −12.45% | −5.83% | -- | -- | -- |
| UTI Nifty 500 Value 50 Index Fund (Direct) | −3.68% | −8.45% | −11.04% | −2.68% | +19.44% | -- | -- |
Kotak BSE PSU Index vs UTI Nifty 500 Value 50 Index: Year-wise Returns
| Year | Kotak BSE PSUKotak BSE PSU Index | UTI Nifty 500 Value 50UTI Nifty 500 Value 50 Index |
|---|---|---|
| 2026to date | −6.53% | −4.93% |
| 2025 | +11.59% | +16.26% |
| 2024 | -- | +19.93% |
Kotak BSE PSU Index vs UTI Nifty 500 Value 50 Index: Rolling Returns
Every holding period of both funds, against BSE PSU TRI, the benchmark of Kotak BSE PSU Index Fund
Rolling returns
Every 1-year holding period, 303 of them, one for each trading day from 05-08-2025 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
Kotak BSE PSU Index Fund (Direct)
UTI Nifty 500 Value 50 Index Fund (Direct)
BSE PSU TRI
to
Sept 2025Nov 2024
to
Nov 2025Feb 2025
to
Feb 2026Apr 2025
to
Apr 2026Jul 2025
to
Jul 2026Sept 2025
to
Sept 2026
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest | Beat benchmark |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Kotak BSE PSU Index | 24.4 | 10.2 | 20.8 | 20.5 | 7.3 | 7.3 | 9.6 | 8.9% | 8.4% | −14.4% | 42.0% | 0% |
| UTI Nifty 500 Value 50 Index | 18.2 | 9.6 | 10.2 | 17.2 | 17.5 | 12.9 | 14.5 | 12.7% | 13.9% | −10.9% | 39.4% | 83% |
| BSE PSU TRI | 23.4 | 10.2 | 20.1 | 21.5 | 5.9 | 8.9 | 9.9 | 9.4% | 8.9% | −14.0% | 42.6% | -- |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. The benchmark is BSE PSU TRI, over the same periods. "Beat benchmark" counts the periods in which the fund did better. Every fund is measured over the days all of them have, from 05-08-2024. Past returns do not promise future returns.
Kotak BSE PSU Index vs UTI Nifty 500 Value 50 Index: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 05-08-2024 to 30-10-2026: 27 instalments, ₹2,70,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| Kotak BSE PSU IndexKotak BSE PSU Index Fund (Direct) | ₹2,70,000 | ₹2,63,507 | −₹6,493 | −2.1% |
| UTI Nifty 500 Value 50 IndexUTI Nifty 500 Value 50 Index Fund (Direct) | ₹2,70,000 | ₹2,71,615 | ₹1,615 | 0.5% |
Kotak BSE PSU IndexKotak BSE PSU Index Fund (Direct)
UTI Nifty 500 Value 50 IndexUTI Nifty 500 Value 50 Index Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Kotak BSE PSU Index vs UTI Nifty 500 Value 50 Index: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Kotak BSE PSU Index Fund (Direct) | UTI Nifty 500 Value 50 Index Fund (Direct) |
|---|---|---|
| Return (CAGR) | −5.83% | −2.68% |
| Standard deviation | 16.20% | 15.85% |
| Sharpe ratio | -0.68 | -0.50 |
| Sortino ratio | -0.89 | -0.66 |
| Maximum drawdown | −16.4% (23-10-2026) | −14.4% (23-10-2026) |
| Beta | 1.00 | 1.00 |
| Alpha | −0.44% | −0.71% |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Kotak BSE PSU Index Fund (Direct) | UTI Nifty 500 Value 50 Index Fund (Direct) |
|---|---|---|
| Return (CAGR) | −3.44% | +23.18% |
| Standard deviation | 18.50% | 19.56% |
| Sharpe ratio | -0.50 | 0.87 |
| Sortino ratio | -0.66 | 1.16 |
| Maximum drawdown | −26.8% (28-02-2025) | −22.6% (28-02-2025) |
| Beta | 1.00 | 1.00 |
| Alpha | −0.47% | −0.76% |
From daily NAVs, 05-08-2024 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Kotak BSE PSU Index Fund (Direct)
UTI Nifty 500 Value 50 Index Fund (Direct)
BSE PSU TRI
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Kotak BSE PSU Index Fund (Direct) | −26.8% | 30-08-2024 | 28-02-2025 | 28-01-2026 | 11 months | −15.0% |
| UTI Nifty 500 Value 50 Index Fund (Direct) | −22.5% | 01-10-2024 | 28-02-2025 | 31-12-2025 | 10 months | −13.2% |
| BSE PSU TRI | −26.7% | 30-08-2024 | 28-02-2025 | 28-01-2026 | 11 months | −14.8% |
From daily values since 05-08-2024, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Kotak BSE PSU Index Fund (Direct)
UTI Nifty 500 Value 50 Index Fund (Direct)
BSE PSU TRI
Against BSE PSU TRI
| Fund | Up capture | Down capture | Tracking error |
|---|---|---|---|
| Kotak BSE PSU Index Fund (Direct) | 99% | 101% | 0.06% |
| UTI Nifty 500 Value 50 Index Fund (Direct) | 88% | 81% | 6.96% |
From month-end values since 05-08-2024. Up capture: a fund's average month when the benchmark rose, as % of the benchmark's; above 100% it gained more. Down capture: the same for months the benchmark fell; below 100% it fell less. Tracking error: how far the monthly returns strayed from the benchmark's, a year; an index fund aims near 0.
Kotak BSE PSU Index vs UTI Nifty 500 Value 50 Index: Portfolio Overlap
From each fund's latest monthly portfolio: Kotak BSE PSU Index Fund, September 2026; UTI Nifty 500 Value 50 Index Fund, September 2026
Holdings in common
- Overlap
- 50.7%
- Held by both
- 22
- Only in Kotak BSE PSU Index
- 39
- Only in UTI Nifty 500 Value 50 Index
- 28
| Security | % of Kotak BSE PSU Index | % of UTI Nifty 500 Value 50 Index |
|---|---|---|
| STATE BANK OF INDIA. | 19.12% | 5.00% |
| Coal India Limited | 4.89% | 5.19% |
| NTPC LTD | 7.33% | 4.88% |
| Power Grid Corporation of India Ltd. | 5.69% | 4.83% |
| Oil And Natural Gas Corporation Ltd. | 4.20% | 5.08% |
| BHARAT PETROLEUM CORPORATION LTD. | 2.83% | 4.27% |
| INDIAN OIL CORPORATION LTD. | 2.36% | 3.63% |
| Power Finance Corporation Ltd. | 2.27% | 2.48% |
| GAIL (India) Ltd. | 2.20% | 2.29% |
| BANK OF BARODA | 2.06% | 1.94% |
| REC LTD | 1.78% | 1.90% |
| CANARA BANK | 1.92% | 1.77% |
| PUNJAB NATIONAL BANK | 1.87% | 1.76% |
| HINDUSTAN PETROLEUM CORPORATION LTD. | 1.61% | 2.48% |
| National Aluminium Company Ltd. | 1.48% | 1.64% |
| UNION BANK OF INDIA | 1.56% | 1.37% |
| Steel Authority of India Ltd. | 1.26% | 1.73% |
| NMDC Ltd. | 1.26% | 1.88% |
| Oil India Limited | 1.15% | 0.94% |
| INDIAN BANK | 1.35% | 0.92% |
| BANK OF INDIA | 0.77% | 0.82% |
| BANK OF MAHARASHTRA | 0.76% | 0.41% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 50.7% means 50.7% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Kotak BSE PSU Index Fund
| Security | % of fund |
|---|---|
| Bharat Electronics Ltd. | 6.69% |
| Hindustan Aeronautics Ltd. | 4.18% |
| Bharat Heavy Electricals Ltd. | 2.91% |
| Life Insurance Corporation Of India | 2.63% |
| NHPC Ltd. | 1.30% |
Largest holdings only in UTI Nifty 500 Value 50 Index Fund
| Security | % of fund |
|---|---|
| EQ - GRASIM INDUSTRIES LTD. | 5.28% |
| EQ - HINDALCO INDUSTRIES LTD. | 5.20% |
| EQ - VEDANTA LTD | 4.95% |
| EQ - TATA MOTORS PASSENGER VEHICLES LTD. | 4.37% |
| EQ - REDINGTON LTD | 3.25% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Kotak BSE PSU Index | UTI Nifty 500 Value 50 Index |
|---|---|---|
| Equity | 100.0% | 100.2% |
| Debt | 0.0% | 0.0% |
| Cash and others | 0.0% | -0.2% |
Market cap of stocks
| Market cap | Kotak BSE PSU Index | UTI Nifty 500 Value 50 Index |
|---|---|---|
| Large Cap | 76.9% | 65.2% |
| Mid Cap | 18.5% | 20.2% |
| Small Cap | 4.5% | 14.7% |
| Not on AMFI's list | 0.1% | 0.0% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | Kotak BSE PSU Index | UTI Nifty 500 Value 50 Index |
|---|---|---|
| Banks | 30.3% | 18.7% |
| Power | 15.4% | 11.7% |
| Aerospace and Defense | 11.7% | 0.0% |
| Petroleum Products | 7.3% | 10.7% |
| Non - Ferrous Metals | 2.2% | 6.8% |
| Oil | 5.3% | 6.0% |
| Finance | 5.9% | 5.7% |
The six largest sectors of each fund's stocks, % of the fund.
Kotak BSE PSU Index vs UTI Nifty 500 Value 50 Index: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Kotak BSE PSU Index Fund | UTI Nifty 500 Value 50 Index Fund |
|---|---|---|
| Total expense ratio (Direct) | 0.47% | 0.73% |
| Base expense ratio (Direct) | 0.33% | 0.49% |
| Total expense ratio (Regular) | 1.12% | 1.19% |
| Base expense ratio (Regular) | 0.88% | 0.90% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
Kotak BSE PSU Index Fund vs UTI Nifty 500 Value 50 Index Fund: Frequently Asked Questions
What is the difference between Kotak BSE PSU Index Fund and UTI Nifty 500 Value 50 Index Fund?
Kotak BSE PSU Index Fund is an Index fund, UTI Nifty 500 Value 50 Index Fund is an Index fund, run by Kotak Mahindra Mutual Fund and UTI Mutual Fund. Their portfolios overlap 50.7%. Kotak BSE PSU Index Fund charges 0.47% a year and UTI Nifty 500 Value 50 Index Fund 0.73%.
Which has given higher returns, Kotak BSE PSU Index Fund or UTI Nifty 500 Value 50 Index Fund?
Over 1 year: Kotak BSE PSU Index Fund −5.83%, UTI Nifty 500 Value 50 Index Fund −2.68%. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, Kotak BSE PSU Index Fund or UTI Nifty 500 Value 50 Index Fund?
Kotak BSE PSU Index Fund charges less: 0.47% a year against 0.73%. These are the Direct plans' total expense ratios reported to AMFI.
How much do Kotak BSE PSU Index Fund and UTI Nifty 500 Value 50 Index Fund overlap?
50.7%. They hold 22 of the same securities, the largest shared ones being SBIN, COALINDIA, NTPC. From each fund's latest monthly portfolio.
Which is riskier, Kotak BSE PSU Index Fund or UTI Nifty 500 Value 50 Index Fund?
On SEBI's riskometer, Kotak BSE PSU Index Fund is rated Very High and UTI Nifty 500 Value 50 Index Fund Very High. Over 1 years, the standard deviation of daily returns was 16.20% and 15.85% a year.
Can I invest in both Kotak BSE PSU Index Fund and UTI Nifty 500 Value 50 Index Fund?
Yes. 50.7% of each fund's money sits in the same holdings, so a large part of the two investments would move together.
Who manages Kotak BSE PSU Index Fund and UTI Nifty 500 Value 50 Index Fund?
Kotak BSE PSU Index Fund: Satish Dondapati, Abhishek Bisen, Jeetu Valechha Sonar. UTI Nifty 500 Value 50 Index Fund: Sharwan Kumar Goyal FM 1, Ayush Jain FM 2, Lokesh Kulthia FM 3.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.