Kotak Aggressive Hybrid Fund vs Sundaram Aggressive Hybrid Fund
Direct Plan, Growth option · Data as on 30-10-2026
Kotak Aggressive Hybrid Fund and Sundaram Aggressive Hybrid Fund are both Aggressive Hybrid funds. In the 3 years to 30-10-2026, Kotak Aggressive Hybrid Fund (Direct) returned 12.2% a year and Sundaram Aggressive Hybrid Fund (Direct) returned 8.6% a year. Kotak Aggressive Hybrid Fund charges 0.64% a year and Sundaram Aggressive Hybrid Fund 1.15% (Direct plans). Their portfolios overlap 19.9%: they hold 15 of the same securities.
Kotak Aggressive Hybrid Fund
Aggressive Hybrid
- 3 year return
- 12.2%
- Expense ratio
- 0.64%
- NAV
- ₹45.27
Sundaram Aggressive Hybrid Fund
Aggressive Hybrid
- 3 year return
- 8.6%
- Expense ratio
- 1.15%
- NAV
- ₹177.46
Which is better, Kotak Aggressive Hybrid or Sundaram Aggressive Hybrid? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- Kotak Aggressive Hybrid returned more over 3 years: 12.2% a year against 8.6%.
- Kotak Aggressive Hybrid returned more over 1 year: −2.7% against −6.7%.
- Kotak Aggressive Hybrid costs less: 0.64% a year against 1.15% (Direct plans).
- Sundaram Aggressive Hybrid swung less over 3 years: a standard deviation of 10.1% a year against 11.7%.
- Sundaram Aggressive Hybrid fell less in its worst fall since 03-01-2022: −13.1% against −14.6%.
- Kotak Aggressive Hybrid is the larger fund: ₹9,040 Cr against ₹8,793 Cr.
- Their portfolios overlap 19.9%: 15 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Kotak Aggressive Hybrid Fund | Sundaram Aggressive Hybrid Fund |
|---|---|---|
| Fund house | Kotak Mahindra Mutual Fund | Sundaram Mutual Fund |
| Category | Aggressive Hybrid | Aggressive Hybrid |
| AUM | ₹9,040 Cr (30-09-2026) | ₹8,793 Cr (30-09-2026) |
| NAV | ₹45.27 (Direct) | ₹177.46 (Direct) |
| Expense ratio (Direct) | 0.64% | 1.15% |
| Expense ratio (Regular) | 1.89% | 2.15% |
| Riskometer | Very High | High |
| Benchmark | NIFTY 50 Hybrid Composite Debt 65:35 Index TRI | CRISIL Hybrid 35+65 - Aggressive Index |
| Launch date | 29-11-1999 | 01-01-2000 |
| Minimum investment | ₹100 | New Investor/Existing – Rs.100/- for both Monthly IDCW and Growth Option and any amount thereafter under each Plan/ option. |
| Lock in | None | None |
| Fund managers | Atul Bhole, Abhishek Bisen | Bharath S, Clyton Richard Fernandes, Kumaresh Ramakrishnan, Shalav Saket |
| Exit load | For redemptions / switch outs of upto 8% of the initial investment amount (limit) purchased or switched in within 1 year from the date of allotment : Nil If units redeemed or switched out are in excess of the limit within 1 year from the date of allotment : 1% If units are redeemed or switched out on or after 1 year from the date of allotment : Nil Units issued on reinvestment of IDCW shall not be subject to entry and exit load. | W.E.F Dec 31, 2021-Nil - If up to 25% of the units are redeemed, withdrawn by way of SWP or transferred by way of STP within 365 days from the date of allotment. Any redemption or withdrawals by way of SWP in excess of the above mentioned limit would be subject to exit load of 1% of the applicable NAV will be charged, if the units are redeemed within 365 days from the date of allotment. For redemption or withdrawal by way of SWP after 365 days from the date of allotment - Nil. Generally, the exit load will be calculated on First in First out (FIFO) basis. |
Kotak Aggressive Hybrid vs Sundaram Aggressive Hybrid: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Kotak Aggressive Hybrid Fund (Direct) | −1.41% | −4.66% | −1.21% | −2.74% | +12.17% | +10.82% | +10.18% |
| Sundaram Aggressive Hybrid Fund (Direct) | −0.75% | −4.13% | −2.22% | −6.69% | +8.63% | -- | -- |
| Aggressive Hybrid average | −0.88% | −3.67% | −0.27% | −3.33% | +10.77% | -- | -- |
Category average: the average of the 29 Aggressive Hybrid funds, same plan type.
Kotak Aggressive Hybrid vs Sundaram Aggressive Hybrid: Year-wise Returns
| Year | KotakKotak Aggressive Hybrid | SundaramSundaram Aggressive Hybrid |
|---|---|---|
| 2026to date | −1.60% | −6.76% |
| 2025 | +5.48% | +5.61% |
| 2024 | +23.35% | +18.46% |
| 2023 | +21.73% | +18.21% |
| 2022 | +6.50% | -- |
| 2021 | +30.66% | -- |
Kotak Aggressive Hybrid vs Sundaram Aggressive Hybrid: Rolling Returns
Every holding period of both funds
Rolling returns
Every 3-year holding period, 449 of them, one for each trading day from 03-01-2025 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
Kotak Aggressive Hybrid Fund (Direct)
Sundaram Aggressive Hybrid Fund (Direct)
to
Feb 2025Jun 2022
to
Jun 2025Oct 2022
to
Oct 2025Jan 2023
to
Jan 2026May 2023
to
May 2026Sept 2023
to
Sept 2026
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Kotak Aggressive Hybrid | 0.0 | 0.0 | 0.0 | 36.1 | 60.6 | 3.3 | 0.0 | 15.8% | 15.7% | 11.2% | 20.8% |
| Sundaram Aggressive Hybrid | 0.0 | 0.0 | 8.7 | 77.5 | 13.8 | 0.0 | 0.0 | 13.0% | 13.2% | 7.6% | 18.2% |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. Every fund is measured over the days all of them have, from 03-01-2022. Past returns do not promise future returns.
Kotak Aggressive Hybrid vs Sundaram Aggressive Hybrid: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 03-01-2022 to 30-10-2026: 58 instalments, ₹5,80,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| Kotak Aggressive HybridKotak Aggressive Hybrid Fund (Direct) | ₹5,80,000 | ₹7,33,274 | ₹1,53,274 | 9.7% |
| Sundaram Aggressive HybridSundaram Aggressive Hybrid Fund (Direct) | ₹5,80,000 | ₹6,75,172 | ₹95,172 | 6.2% |
Kotak Aggressive HybridKotak Aggressive Hybrid Fund (Direct)
Sundaram Aggressive HybridSundaram Aggressive Hybrid Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Kotak Aggressive Hybrid vs Sundaram Aggressive Hybrid: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Kotak Aggressive Hybrid Fund (Direct) | Sundaram Aggressive Hybrid Fund (Direct) |
|---|---|---|
| Return (CAGR) | −2.74% | −6.69% |
| Standard deviation | 12.81% | 10.70% |
| Sharpe ratio | -0.62 | -1.12 |
| Sortino ratio | -0.84 | -1.48 |
| Maximum drawdown | −10.8% (30-03-2026) | −11.6% (30-03-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Kotak Aggressive Hybrid Fund (Direct) | Sundaram Aggressive Hybrid Fund (Direct) |
|---|---|---|
| Return (CAGR) | +12.17% | +8.63% |
| Standard deviation | 11.73% | 10.09% |
| Sharpe ratio | 0.52 | 0.26 |
| Sortino ratio | 0.71 | 0.35 |
| Maximum drawdown | −14.6% (28-02-2025) | −13.1% (28-02-2025) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Kotak Aggressive Hybrid Fund (Direct) | Sundaram Aggressive Hybrid Fund (Direct) |
|---|---|---|
| Return (CAGR) | +4.85% | +7.60% |
| Standard deviation | 15.33% | 10.05% |
| Sharpe ratio | -0.08 | 0.17 |
| Sortino ratio | -0.09 | 0.23 |
| Maximum drawdown | −47.4% (23-03-2020) | −13.1% (28-02-2025) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 02-01-2013 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Kotak Aggressive Hybrid Fund (Direct)
Sundaram Aggressive Hybrid Fund (Direct)
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Kotak Aggressive Hybrid Fund (Direct) | −14.6% | 27-09-2024 | 28-02-2025 | 27-06-2025 | 4 months | −6.6% |
| Sundaram Aggressive Hybrid Fund (Direct) | −13.1% | 26-09-2024 | 28-02-2025 | 17-10-2025 | 8 months | −7.6% |
From daily values since 03-01-2022, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Kotak Aggressive Hybrid Fund (Direct)
Sundaram Aggressive Hybrid Fund (Direct)
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 3-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Kotak Aggressive Hybrid Fund (Direct)
Sundaram Aggressive Hybrid Fund (Direct)
Kotak Aggressive Hybrid vs Sundaram Aggressive Hybrid: Portfolio Overlap
From each fund's latest monthly portfolio: Kotak Aggressive Hybrid Fund, September 2026; Sundaram Aggressive Hybrid Fund, September 2026
Holdings in common
- Overlap
- 19.9%
- Held by both
- 15
- Only in Kotak Aggressive Hybrid
- 92
- Only in Sundaram Aggressive Hybrid
- 103
| Security | % of Kotak Aggressive Hybrid | % of Sundaram Aggressive Hybrid |
|---|---|---|
| ICICI BANK LTD. | 2.98% | 4.93% |
| BHARTI AIRTEL LTD. | 2.90% | 3.29% |
| ETERNAL LIMITED | 3.25% | 2.61% |
| HDFC BANK LTD. | 2.50% | 2.90% |
| CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LTD. | 2.50% | 1.82% |
| BILLIONBRAINS GARAGE VENTURES LIMITED (GROWW) | 1.54% | 1.17% |
| Oracle Financial Services Software Ltd | 1.13% | 1.58% |
| POONAWALLA FINCORP LIMITED | 0.99% | 1.23% |
| SUN PHARMACEUTICAL INDUSTRIES LTD. | 0.90% | 1.10% |
| Minda Industries Ltd. | 0.89% | 1.00% |
| RELIANCE INDUSTRIES LTD. | 0.71% | 3.66% |
| Prudent Corporate Advisory Services Ltd. | 0.78% | 0.66% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA | 0.28% | 0.28% |
| Central Government - 2064 | 1.97% | 0.27% |
| Central Government - 2053 | 0.11% | 0.27% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 19.9% means 19.9% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Kotak Aggressive Hybrid Fund
| Security | % of fund |
|---|---|
| STATE BANK OF INDIA. | 2.87% |
| Fortis Healthcare India Ltd | 2.73% |
| SHRIRAM FINANCE LIMITED | 2.54% |
| MOLBIO DIAGNOSTICS LIMITED | 2.17% |
| Bharat Electronics Ltd. | 2.04% |
Largest holdings only in Sundaram Aggressive Hybrid Fund
| Security | % of fund |
|---|---|
| Larsen & Toubro Ltd | 3.36% |
| 6.48% Central Government Securities 06/10/2035 | 2.82% |
| TVS Motor Company Ltd | 2.12% |
| Kotak Mahindra Bank Ltd | 2.10% |
| One 97 Communications Ltd | 1.76% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Kotak Aggressive Hybrid | Sundaram Aggressive Hybrid |
|---|---|---|
| Equity | 74.4% | 71.3% |
| Debt | 14.0% | 20.4% |
| Cash and others | 11.6% | 8.3% |
Market cap of stocks
| Market cap | Kotak Aggressive Hybrid | Sundaram Aggressive Hybrid |
|---|---|---|
| Large Cap | 39.0% | 40.0% |
| Mid Cap | 25.6% | 16.4% |
| Small Cap | 7.2% | 13.1% |
| Not on AMFI's list | 2.5% | 1.7% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | Kotak Aggressive Hybrid | Sundaram Aggressive Hybrid |
|---|---|---|
| Banks | 11.2% | 9.9% |
| Finance | 10.7% | 6.0% |
| Automobiles | 0.0% | 5.6% |
| Retailing | 5.3% | 2.6% |
| Pharmaceuticals & Biotechnology | 0.0% | 5.2% |
| Healthcare Services | 5.1% | 1.9% |
| IT - Software | 5.0% | 0.0% |
| Capital Markets | 4.9% | 2.9% |
| It - Software | 0.0% | 4.4% |
| Petroleum Products | 1.4% | 3.7% |
The six largest sectors of each fund's stocks, % of the fund.
Kotak Aggressive Hybrid vs Sundaram Aggressive Hybrid: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Kotak Aggressive Hybrid Fund | Sundaram Aggressive Hybrid Fund |
|---|---|---|
| Total expense ratio (Direct) | 0.64% | 1.15% |
| Base expense ratio (Direct) | 0.45% | 0.64% |
| Total expense ratio (Regular) | 1.89% | 2.15% |
| Base expense ratio (Regular) | 1.51% | 1.52% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Compare Kotak Aggressive Hybrid with
Compare Sundaram Aggressive Hybrid with
Kotak Aggressive Hybrid Fund vs Sundaram Aggressive Hybrid Fund: Frequently Asked Questions
What is the difference between Kotak Aggressive Hybrid Fund and Sundaram Aggressive Hybrid Fund?
Both are Aggressive Hybrid funds, run by Kotak Mahindra Mutual Fund and Sundaram Mutual Fund. Their portfolios overlap 19.9%. Kotak Aggressive Hybrid Fund charges 0.64% a year and Sundaram Aggressive Hybrid Fund 1.15%.
Which has given higher returns, Kotak Aggressive Hybrid Fund or Sundaram Aggressive Hybrid Fund?
Over 1 year: Kotak Aggressive Hybrid Fund −2.74%, Sundaram Aggressive Hybrid Fund −6.69%. Over 3 years: Kotak Aggressive Hybrid Fund +12.17% a year, Sundaram Aggressive Hybrid Fund +8.63% a year. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, Kotak Aggressive Hybrid Fund or Sundaram Aggressive Hybrid Fund?
Kotak Aggressive Hybrid Fund charges less: 0.64% a year against 1.15%. These are the Direct plans' total expense ratios reported to AMFI.
How much do Kotak Aggressive Hybrid Fund and Sundaram Aggressive Hybrid Fund overlap?
19.9%. They hold 15 of the same securities, the largest shared ones being ICICIBANK, BHARTIARTL, ETERNAL. From each fund's latest monthly portfolio.
Which is riskier, Kotak Aggressive Hybrid Fund or Sundaram Aggressive Hybrid Fund?
On SEBI's riskometer, Kotak Aggressive Hybrid Fund is rated Very High and Sundaram Aggressive Hybrid Fund High. Over 3 years, the standard deviation of daily returns was 11.73% and 10.09% a year.
Which is better for SIP, Kotak Aggressive Hybrid Fund or Sundaram Aggressive Hybrid Fund?
Over the last 3 years, a monthly SIP of ₹10,000 from 03-10-2023 to 30-10-2026 grew to ₹4,00,779 in Kotak Aggressive Hybrid Fund (XIRR 5.1% a year) and ₹3,78,335 in Sundaram Aggressive Hybrid Fund (XIRR 1.4% a year). Both received 37 instalments. Past returns do not promise future returns.
Can I invest in both Kotak Aggressive Hybrid Fund and Sundaram Aggressive Hybrid Fund?
Yes. 19.9% of each fund's money sits in the same holdings, so some of the two investments would move together.
Who manages Kotak Aggressive Hybrid Fund and Sundaram Aggressive Hybrid Fund?
Kotak Aggressive Hybrid Fund: Atul Bhole, Abhishek Bisen. Sundaram Aggressive Hybrid Fund: Bharath S, Clyton Richard Fernandes, Kumaresh Ramakrishnan, Shalav Saket.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.