JioBlackRock Ultra Short to Short Term Fund vs SBI CRISIL-IBX Financial Services 3-6 Months Debt Index Fund
Direct Plan, Growth option · Data as on 30-10-2026
JioBlackRock Ultra Short to Short Term Fund is a Low Duration fund and SBI CRISIL-IBX Financial Services 3-6 Months Debt Index Fund is a mutual fund. JioBlackRock Ultra Short to Short Term Fund charges 0.33% a year and SBI CRISIL-IBX Financial Services 3-6 Months Debt Index Fund 0.14% (Direct plans). Their portfolios overlap 10.7%: they hold 4 of the same securities.
JioBlackRock Ultra Short to Short Term Fund
Low Duration
- Expense ratio
- 0.33%
- NAV
- ₹1,045.10
SBI CRISIL-IBX Financial Services 3-6 Months Debt Index Fund
- Expense ratio
- 0.14%
- NAV
- ₹10.34
Which is better, JioBlackRock Ultra Short to Short Term or SBI CRISIL-IBX Financial Services 3-6 Months Debt Index? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- SBI CRISIL-IBX Financial Services 3-6 Months Debt Index costs less: 0.14% a year against 0.33% (Direct plans).
- SBI CRISIL-IBX Financial Services 3-6 Months Debt Index fell less in its worst fall since 27-04-2026: −0.1% against −0.3%.
- SBI CRISIL-IBX Financial Services 3-6 Months Debt Index is the larger fund: ₹2,318 Cr against ₹686 Cr.
- Their portfolios overlap 10.7%: 4 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | JioBlackRock Ultra Short to Short Term Fund | SBI CRISIL-IBX Financial Services 3-6 Months Debt Index Fund |
|---|---|---|
| Fund house | Jio BlackRock Mutual Fund | SBI Mutual Fund |
| Category | Low Duration | Not available |
| AUM | ₹686 Cr (30-09-2026) | ₹2,318 Cr (30-09-2026) |
| NAV | ₹1,045.10 (Direct) | ₹10.34 (Direct) |
| Expense ratio (Direct) | 0.33% | 0.14% |
| Expense ratio (Regular) | 0.77% | 0.23% |
| Riskometer | Low to Moderate | Not available |
| Benchmark | NIFTY Low Duration Debt Index A-I | Not available |
| Launch date | 19-01-2026 | Not available |
| Minimum investment | ₹500 | Not available |
| Lock in | None | Not available |
| Fund managers | Arun Ramachandran, Vikrant Mehta, Siddharth Deb | Not available |
| Exit load | NIL | Not available |
JioBlackRock Ultra Short to Short Term vs SBI CRISIL-IBX Financial Services 3-6 Months Debt Index: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| JioBlackRock Ultra Short to Short Term Fund (Direct) | +0.14% | +1.05% | +2.72% | -- | -- | -- | -- |
| SBI CRISIL-IBX Financial Services 3-6 Months Debt Index Fund (Direct) | +0.31% | +1.47% | +3.29% | -- | -- | -- | -- |
| Low Duration average | +0.18% | +1.12% | +2.95% | -- | -- | -- | -- |
Category average: the average of the 25 Low Duration funds, same plan type.
JioBlackRock Ultra Short to Short Term vs SBI CRISIL-IBX Financial Services 3-6 Months Debt Index: Rolling Returns
Every holding period of both funds
JioBlackRock Ultra Short to Short Term vs SBI CRISIL-IBX Financial Services 3-6 Months Debt Index: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | JioBlackRock Ultra Short to Short Term Fund (Direct) | SBI CRISIL-IBX Financial Services 3-6 Months Debt Index Fund (Direct) |
|---|---|---|
| Return (CAGR) | +5.71% | +6.58% |
| Standard deviation | 0.68% | 0.43% |
| Sharpe ratio | 0.73 | 2.99 |
| Sortino ratio | 1.03 | 4.43 |
| Maximum drawdown | −0.3% (21-05-2026) | −0.1% (22-10-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 22-01-2026 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
JioBlackRock Ultra Short to Short Term Fund (Direct)
SBI CRISIL-IBX Financial Services 3-6 Months Debt Index Fund (Direct)
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| JioBlackRock Ultra Short to Short Term Fund (Direct) | −0.3% | 11-05-2026 | 21-05-2026 | 01-06-2026 | 11 days | −0.0% |
| SBI CRISIL-IBX Financial Services 3-6 Months Debt Index Fund (Direct) | −0.1% | 13-10-2026 | 22-10-2026 | 27-10-2026 | 5 days | 0.0% |
From daily values since 27-04-2026, the first day every fund has.
JioBlackRock Ultra Short to Short Term vs SBI CRISIL-IBX Financial Services 3-6 Months Debt Index: Portfolio Overlap
From each fund's latest monthly portfolio: JioBlackRock Ultra Short to Short Term Fund, September 2026; SBI CRISIL-IBX Financial Services 3-6 Months Debt Index Fund, September 2026
Holdings in common
- Overlap
- 10.7%
- Held by both
- 4
- Only in JioBlackRock Ultra Short to Short Term
- 22
- Only in SBI CRISIL-IBX Financial Services 3-6 Months Debt Index
- 35
| Security | % of JioBlackRock Ultra Short to Short Term | % of SBI CRISIL-IBX Financial Services 3-6 Months Debt Index |
|---|---|---|
| Canara Bank (04-Mar-2027) | 7.08% | 8.39% |
| Kotak Mahindra Bank Ltd (05-Mar-2027) | 3.54% | 2.10% |
| HDFC Bank Ltd (12-Mar-2027) | 7.07% | 1.05% |
| HDFC Bank Ltd (24-Feb-2027) | 3.55% | 0.42% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 10.7% means 10.7% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in JioBlackRock Ultra Short to Short Term Fund
| Security | % of fund |
|---|---|
| 7.3763% Bajaj Finance Ltd (26-Jun-2028) | 7.20% |
| 7.27% Tata Capital Housing Finance Ltd (25-Apr-2028) | 7.19% |
| 7.1554% Kotak Mahindra Prime Ltd (19-Jun-2028) | 7.17% |
| Bank of Baroda (05-Mar-2027) | 5.67% |
| 7.77% REC Ltd (31-Mar-2028) | 3.65% |
Largest holdings only in SBI CRISIL-IBX Financial Services 3-6 Months Debt Index Fund
| Security | % of fund |
|---|---|
| Bank of Baroda | 8.43% |
| Mahindra & Mahindra Financial Services Ltd. | 6.29% |
| Sundaram Finance Ltd. | 5.25% |
| TATA Capital Ltd. | 4.32% |
| Union Bank of India | 4.23% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | JioBlackRock Ultra Short to Short Term | SBI CRISIL-IBX Financial Services 3-6 Months Debt Index |
|---|---|---|
| Equity | 0.0% | 0.0% |
| Debt | 87.7% | 105.1% |
| Cash and others | 12.3% | -5.1% |
JioBlackRock Ultra Short to Short Term vs SBI CRISIL-IBX Financial Services 3-6 Months Debt Index: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | JioBlackRock Ultra Short to Short Term Fund | SBI CRISIL-IBX Financial Services 3-6 Months Debt Index Fund |
|---|---|---|
| Total expense ratio (Direct) | 0.33% | 0.14% |
| Base expense ratio (Direct) | 0.27% | 0.10% |
| Total expense ratio (Regular) | 0.77% | 0.23% |
| Base expense ratio (Regular) | 0.64% | 0.17% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Compare JioBlackRock Ultra Short to Short Term with
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JioBlackRock Ultra Short to Short Term Fund vs SBI CRISIL-IBX Financial Services 3-6 Months Debt Index Fund: Frequently Asked Questions
What is the difference between JioBlackRock Ultra Short to Short Term Fund and SBI CRISIL-IBX Financial Services 3-6 Months Debt Index Fund?
JioBlackRock Ultra Short to Short Term Fund is a Low Duration fund, SBI CRISIL-IBX Financial Services 3-6 Months Debt Index Fund is a mutual fund, run by Jio BlackRock Mutual Fund and SBI Mutual Fund. Their portfolios overlap 10.7%. JioBlackRock Ultra Short to Short Term Fund charges 0.33% a year and SBI CRISIL-IBX Financial Services 3-6 Months Debt Index Fund 0.14%.
Which has the lower expense ratio, JioBlackRock Ultra Short to Short Term Fund or SBI CRISIL-IBX Financial Services 3-6 Months Debt Index Fund?
SBI CRISIL-IBX Financial Services 3-6 Months Debt Index Fund charges less: 0.14% a year against 0.33%. These are the Direct plans' total expense ratios reported to AMFI.
How much do JioBlackRock Ultra Short to Short Term Fund and SBI CRISIL-IBX Financial Services 3-6 Months Debt Index Fund overlap?
10.7%. They hold 4 of the same securities, the largest shared ones being Canara Bank (04-Mar-2027), Kotak Mahindra Bank Ltd (05-Mar-2027), HDFC Bank Ltd (12-Mar-2027). From each fund's latest monthly portfolio.
Can I invest in both JioBlackRock Ultra Short to Short Term Fund and SBI CRISIL-IBX Financial Services 3-6 Months Debt Index Fund?
Yes. 10.7% of each fund's money sits in the same holdings, so some of the two investments would move together.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.