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    JioBlackRock Sector Rotation Fund vs UTI Nifty 500 Index Fund

    Direct Plan, Growth option · Data as on 30-10-2026

    JioBlackRock Sector Rotation Fund is a Thematic fund and UTI Nifty 500 Index Fund is an Index fund. JioBlackRock Sector Rotation Fund charges 0.80% a year and UTI Nifty 500 Index Fund 1.85% (Direct plans). Their portfolios overlap 83.7%: they hold 293 of the same securities.

    JioBlackRock Sector Rotation Fund

    Thematic

    Expense ratio
    0.80%
    NAV
    ₹9.43
    See JioBlackRock Sector Rotation Fund

    UTI Nifty 500 Index Fund

    Index

    Expense ratio
    1.85%
    NAV
    ₹9.31
    See UTI Nifty 500 Index Fund

    Which is better, JioBlackRock Sector Rotation or UTI Nifty 500 Index? Key differences

    It depends on what you want from the fund. These are the differences in numbers, from the data on this page.

    • JioBlackRock Sector Rotation costs less: 0.80% a year against 1.85% (Direct plans).
    • JioBlackRock Sector Rotation fell less in its worst fall since 31-08-2026: −8.1% against −8.6%.
    • JioBlackRock Sector Rotation is the larger fund: ₹161 Cr against ₹102 Cr.
    • Their portfolios overlap 83.7%: 293 of the same holdings.

    Past returns do not promise future returns. This page is information, not investment advice.

    Key facts

    From each fund's scheme summary document and AMFI

    FactJioBlackRock Sector Rotation FundUTI Nifty 500 Index Fund
    Fund houseJio BlackRock Mutual FundUTI Mutual Fund
    CategoryThematicIndex
    AUM₹161 Cr (30-09-2026)₹102 Cr (30-09-2026)
    NAV₹9.43 (Direct)₹9.31 (Direct)
    Expense ratio (Direct)0.80%1.85%
    Expense ratio (Regular)1.92%2.56%
    RiskometerVery HighVery High
    BenchmarkNifty 500 TRINifty 500 TRI
    Launch date13-02-202627-08-2026
    Minimum investment₹500₹1,000
    Lock inNoneNone
    Fund managersSahil Chaudhary, Tanvi KacheriaSharwan Kumar Goyal FM 1, Ayush Jain FM 2, Lokesh Kulthia FM 3
    Exit loadNilNil

    JioBlackRock Sector Rotation vs UTI Nifty 500 Index: Returns Comparison

    Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.

    Fund1M3M6M1Y3Y5Y10Y
    JioBlackRock Sector Rotation Fund (Direct)−0.77%−5.74%−2.70%--------
    UTI Nifty 500 Index Fund (Direct)−0.77%------------
    Thematic average−2.09%−4.52%+0.86%--------

    Category average: the average of the 235 Thematic funds, same plan type.

    JioBlackRock Sector Rotation vs UTI Nifty 500 Index: Rolling Returns

    Every holding period of both funds, against Nifty 500 TRI, the benchmark of both

    JioBlackRock Sector Rotation vs UTI Nifty 500 Index: Risk and Drawdowns

    How much each fund swings, and the worst fall over the same days

    Risk and return

    MeasureJioBlackRock Sector Rotation Fund (Direct)UTI Nifty 500 Index Fund (Direct)
    Return (CAGR)−7.88%−33.99%
    Standard deviation15.17%13.15%
    Sharpe ratio-0.87-2.99
    Sortino ratio-1.15-3.45
    Maximum drawdown−12.5% (30-03-2026)−8.6% (23-10-2026)
    Beta0.971.00
    Alpha−0.68%−0.23%

    From daily NAVs, 19-02-2026 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.

    Drawdowns

    How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.

    −10%−8%−6%−4%−2%0%
    JioBlackRock Sector Rotation Fund (Direct)UTI Nifty 500 Index Fund (Direct)Nifty 500 TRI
    FundWorst fallHigh before itBottomBack at the highTime to climb backBelow its high today
    JioBlackRock Sector Rotation Fund (Direct)−8.1%31-08-202623-10-2026Not yet--−6.2%
    UTI Nifty 500 Index Fund (Direct)−8.6%31-08-202623-10-2026Not yet--−6.6%
    Nifty 500 TRI−8.6%31-08-202623-10-2026Not yet--−6.6%

    From daily values since 31-08-2026, the first day every fund has.

    JioBlackRock Sector Rotation vs UTI Nifty 500 Index: Portfolio Overlap

    From each fund's latest monthly portfolio: JioBlackRock Sector Rotation Fund, September 2026; UTI Nifty 500 Index Fund, September 2026

    Holdings in common

    Overlap
    83.7%
    Held by both
    293
    Only in JioBlackRock Sector Rotation
    3
    Only in UTI Nifty 500 Index
    203
    Security% of JioBlackRock Sector Rotation% of UTI Nifty 500 Index
    HDFC Bank Ltd6.36%5.67%
    ICICI Bank Ltd5.57%4.94%
    Reliance Industries Ltd4.37%4.14%
    Bharti Airtel Ltd3.20%2.79%
    Larsen & Toubro Ltd2.31%2.30%
    State Bank of India2.36%2.07%
    Axis Bank Ltd2.08%1.84%
    Kotak Mahindra Bank Ltd1.81%1.60%
    Bajaj Finance Ltd1.34%1.37%
    ITC Ltd2.01%1.32%

    Overlap: for each holding both funds own, the smaller of its two weights, added up. 83.7% means 83.7% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.

    Largest holdings only in JioBlackRock Sector Rotation Fund

    Security% of fund
    Jubilant Pharmova Ltd0.07%
    Eris Lifesciences Ltd0.05%
    Pfizer Ltd0.05%

    Largest holdings only in UTI Nifty 500 Index Fund

    Security% of fund
    EQ - TITAN COMPANY LTD.0.99%
    EQ - HINDUSTAN UNILEVER LTD0.87%
    EQ - VEDANTA ALUMINIUM METAL LTD.0.36%
    EQ - DIXON TECHNOLOGIES (INDIA) LTD0.28%
    EQ - LIC OF INDIA0.26%

    Asset and sector split

    Share of each fund, from its latest monthly portfolio

    Asset allocation

    AssetJioBlackRock Sector RotationUTI Nifty 500 Index
    Equity97.3%99.6%
    Debt0.0%0.0%
    Cash and others2.7%0.4%

    Market cap of stocks

    Market capJioBlackRock Sector RotationUTI Nifty 500 Index
    Large Cap68.3%67.3%
    Mid Cap21.5%20.9%
    Small Cap7.6%11.3%
    Not on AMFI's list0.0%0.1%

    Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.

    Largest sectors

    SectorJioBlackRock Sector RotationUTI Nifty 500 Index
    Banks21.7%19.3%
    Pharmaceuticals & Biotechnology9.3%5.8%
    Finance5.9%6.5%
    IT - Software3.4%5.7%
    Petroleum Products5.2%5.0%
    Automobiles4.0%4.9%
    Telecom - Services4.0%3.5%

    The six largest sectors of each fund's stocks, % of the fund.

    JioBlackRock Sector Rotation vs UTI Nifty 500 Index: Expense Ratio

    What each plan charges a year, from AMFI's expense ratio file

    ChargeJioBlackRock Sector Rotation FundUTI Nifty 500 Index Fund
    Total expense ratio (Direct)0.80%1.85%
    Base expense ratio (Direct)0.50%0.13%
    Total expense ratio (Regular)1.92%2.56%
    Base expense ratio (Regular)1.61%0.73%

    The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.

    More comparisons

    Each fund against the others of its category

    JioBlackRock Sector Rotation Fund vs UTI Nifty 500 Index Fund: Frequently Asked Questions

    What is the difference between JioBlackRock Sector Rotation Fund and UTI Nifty 500 Index Fund?

    JioBlackRock Sector Rotation Fund is a Thematic fund, UTI Nifty 500 Index Fund is an Index fund, run by Jio BlackRock Mutual Fund and UTI Mutual Fund. Their portfolios overlap 83.7%. JioBlackRock Sector Rotation Fund charges 0.80% a year and UTI Nifty 500 Index Fund 1.85%.

    Which has the lower expense ratio, JioBlackRock Sector Rotation Fund or UTI Nifty 500 Index Fund?

    JioBlackRock Sector Rotation Fund charges less: 0.80% a year against 1.85%. These are the Direct plans' total expense ratios reported to AMFI.

    How much do JioBlackRock Sector Rotation Fund and UTI Nifty 500 Index Fund overlap?

    83.7%. They hold 293 of the same securities, the largest shared ones being HDFCBANK, ICICIBANK, RELIANCE. From each fund's latest monthly portfolio.

    Which is riskier, JioBlackRock Sector Rotation Fund or UTI Nifty 500 Index Fund?

    On SEBI's riskometer, JioBlackRock Sector Rotation Fund is rated Very High and UTI Nifty 500 Index Fund Very High. Over their common history, the standard deviation of daily returns was 15.17% and 13.15% a year.

    Can I invest in both JioBlackRock Sector Rotation Fund and UTI Nifty 500 Index Fund?

    Yes. 83.7% of each fund's money sits in the same holdings, so a large part of the two investments would move together.

    Who manages JioBlackRock Sector Rotation Fund and UTI Nifty 500 Index Fund?

    JioBlackRock Sector Rotation Fund: Sahil Chaudhary, Tanvi Kacheria. UTI Nifty 500 Index Fund: Sharwan Kumar Goyal FM 1, Ayush Jain FM 2, Lokesh Kulthia FM 3.

    Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.

    This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.

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