JioBlackRock Nifty 8-13 yr G-Sec Index Fund vs Sundaram Medium Term Fund
Direct Plan, Growth option · Data as on 30-10-2026
JioBlackRock Nifty 8-13 yr G-Sec Index Fund is an Index fund and Sundaram Medium Term Fund is a Medium Duration fund. In the year to 30-10-2026, JioBlackRock Nifty 8-13 yr G-Sec Index Fund (Direct) returned 0.9% and Sundaram Medium Term Fund (Direct) returned 2.5%. JioBlackRock Nifty 8-13 yr G-Sec Index Fund charges 0.12% a year and Sundaram Medium Term Fund 1.17% (Direct plans). Their portfolios overlap 17.7%: they hold 1 of the same security.
JioBlackRock Nifty 8-13 yr G-Sec Index Fund
Index
- 1 year return
- 0.9%
- Expense ratio
- 0.12%
- NAV
- ₹10.18
Sundaram Medium Term Fund
Medium Duration
- 1 year return
- 2.5%
- Expense ratio
- 1.17%
- NAV
- ₹80.15
Which is better, JioBlackRock Nifty 8-13 yr G-Sec Index or Sundaram Medium Term? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- Sundaram Medium Term returned more over 1 year: 2.5% against 0.9%.
- JioBlackRock Nifty 8-13 yr G-Sec Index costs less: 0.12% a year against 1.17% (Direct plans).
- Sundaram Medium Term fell less in its worst fall since 22-08-2025: −1.2% against −3.4%.
- Sundaram Medium Term is the larger fund: ₹32 Cr against ₹31 Cr.
- Their portfolios overlap 17.7%: 1 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | JioBlackRock Nifty 8-13 yr G-Sec Index Fund | Sundaram Medium Term Fund |
|---|---|---|
| Fund house | Jio BlackRock Mutual Fund | Sundaram Mutual Fund |
| Category | Index | Medium Duration |
| AUM | ₹31 Cr (30-09-2026) | ₹32 Cr (30-09-2026) |
| NAV | ₹10.18 (Direct) | ₹80.15 (Direct) |
| Expense ratio (Direct) | 0.12% | 1.17% |
| Expense ratio (Regular) | 0.27% | 1.90% |
| Riskometer | Moderate | Moderate |
| Benchmark | Nifty 8-13 yr G-Sec | NIFTY Medium Duration Debt Index A-III |
| Launch date | 18-08-2025 | 18-12-1997 |
| Minimum investment | ₹500 | ₹5,000 |
| Lock in | None | None |
| Fund managers | Vikrant Mehta, Siddharth Deb, Arun Ramachandran | Sandeep Agarwal, Kumaresh Ramakrishnan |
| Exit load | Nil | NIL |
JioBlackRock Nifty 8-13 yr G-Sec Index vs Sundaram Medium Term: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| JioBlackRock Nifty 8-13 yr G-Sec Index Fund (Direct) | −1.07% | −2.38% | +0.63% | +0.89% | -- | -- | -- |
| Sundaram Medium Term Fund (Direct) | −0.52% | −0.68% | +1.34% | +2.45% | +5.74% | +4.74% | +5.61% |
| Medium Duration average | −0.34% | −0.09% | +2.51% | +4.72% | +7.66% | +6.88% | +6.78% |
Category average: the average of the 13 Medium Duration funds, same plan type.
JioBlackRock Nifty 8-13 yr G-Sec Index vs Sundaram Medium Term: Year-wise Returns
| Year | JioBlackRock Nifty 8-13 yr G-Sec IndexJioBlackRock Nifty 8-13 yr G-Sec Index | Sundaram Medium TermSundaram Medium Term |
|---|---|---|
| 2026to date | +0.17% | +1.77% |
| 2025 | -- | +6.52% |
| 2024 | -- | +7.16% |
| 2023 | -- | +6.34% |
| 2022 | -- | +1.67% |
| 2021 | -- | +2.72% |
JioBlackRock Nifty 8-13 yr G-Sec Index vs Sundaram Medium Term: Rolling Returns
Every holding period of both funds
Rolling returns
Every 1-year holding period, 44 of them, one for each trading day from 24-08-2026 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
JioBlackRock Nifty 8-13 yr G-Sec Index Fund (Direct)
Sundaram Medium Term Fund (Direct)
to
Aug 2026Sept 2025
to
Sept 2026Sept 2025
to
Sept 2026Oct 2025
to
Oct 2026Oct 2025
to
Oct 2026Oct 2025
to
Oct 2026
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest |
|---|---|---|---|---|---|---|---|---|---|---|---|
| JioBlackRock Nifty 8-13 yr G-Sec Index | 0.0 | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 2.4% | 2.6% | 0.2% | 5.0% |
| Sundaram Medium Term | 0.0 | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 3.5% | 3.5% | 2.3% | 4.7% |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. Every fund is measured over the days all of them have, from 22-08-2025. Past returns do not promise future returns.
JioBlackRock Nifty 8-13 yr G-Sec Index vs Sundaram Medium Term: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 22-08-2025 to 30-10-2026: 15 instalments, ₹1,50,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| JioBlackRock Nifty 8-13 yr G-Sec IndexJioBlackRock Nifty 8-13 yr G-Sec Index Fund (Direct) | ₹1,50,000 | ₹1,50,125 | ₹125 | 0.1% |
| Sundaram Medium TermSundaram Medium Term Fund (Direct) | ₹1,50,000 | ₹1,52,067 | ₹2,067 | 2.1% |
JioBlackRock Nifty 8-13 yr G-Sec IndexJioBlackRock Nifty 8-13 yr G-Sec Index Fund (Direct)
Sundaram Medium TermSundaram Medium Term Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
JioBlackRock Nifty 8-13 yr G-Sec Index vs Sundaram Medium Term: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | JioBlackRock Nifty 8-13 yr G-Sec Index Fund (Direct) | Sundaram Medium Term Fund (Direct) |
|---|---|---|
| Return (CAGR) | +0.89% | +2.45% |
| Standard deviation | 3.31% | 1.46% |
| Sharpe ratio | -1.32 | -1.91 |
| Sortino ratio | -1.79 | -2.48 |
| Maximum drawdown | −3.4% (23-10-2026) | −1.2% (22-10-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | JioBlackRock Nifty 8-13 yr G-Sec Index Fund (Direct) | Sundaram Medium Term Fund (Direct) |
|---|---|---|
| Return (CAGR) | +1.71% | +6.55% |
| Standard deviation | 3.22% | 2.86% |
| Sharpe ratio | -1.12 | 0.18 |
| Sortino ratio | -1.53 | 0.25 |
| Maximum drawdown | −3.4% (23-10-2026) | −8.0% (19-08-2013) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 22-08-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
JioBlackRock Nifty 8-13 yr G-Sec Index Fund (Direct)
Sundaram Medium Term Fund (Direct)
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| JioBlackRock Nifty 8-13 yr G-Sec Index Fund (Direct) | −3.4% | 14-08-2026 | 23-10-2026 | Not yet | -- | −3.0% |
| Sundaram Medium Term Fund (Direct) | −1.2% | 14-08-2026 | 22-10-2026 | Not yet | -- | −1.1% |
From daily values since 22-08-2025, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
JioBlackRock Nifty 8-13 yr G-Sec Index Fund (Direct)
Sundaram Medium Term Fund (Direct)
JioBlackRock Nifty 8-13 yr G-Sec Index vs Sundaram Medium Term: Portfolio Overlap
From each fund's latest monthly portfolio: JioBlackRock Nifty 8-13 yr G-Sec Index Fund, September 2026; Sundaram Medium Term Fund, September 2026
Holdings in common
- Overlap
- 17.7%
- Held by both
- 1
- Only in JioBlackRock Nifty 8-13 yr G-Sec Index
- 2
- Only in Sundaram Medium Term
- 15
| Security | % of JioBlackRock Nifty 8-13 yr G-Sec Index | % of Sundaram Medium Term |
|---|---|---|
| 6.48% GOI 2035 (06-OCT-2035) | 23.81% | 17.69% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 17.7% means 17.7% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in JioBlackRock Nifty 8-13 yr G-Sec Index Fund
| Security | % of fund |
|---|---|
| 6.94% GOI 2036 (11-MAY-2036) | 55.15% |
| 7.18% GOI 2037 (24-JUL-2037) | 18.17% |
Largest holdings only in Sundaram Medium Term Fund
| Security | % of fund |
|---|---|
| 6.53% Tamil Nadu State Development Loan 06/01/2031 | 17.92% |
| 6.36% Central Government Securities 16/02/2031 | 12.11% |
| Cholamandalam Investment and Finance Company Ltd - 7.38% - 28/05/2027 | 6.14% |
| Small Industries Development Bank of India - 7.42% - 12/03/2029 | 6.11% |
| National Bank for Agriculture & Rural Development - 7.01% - 16/03/2029 | 6.06% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | JioBlackRock Nifty 8-13 yr G-Sec Index | Sundaram Medium Term |
|---|---|---|
| Equity | 0.0% | 0.0% |
| Debt | 97.1% | 90.8% |
| Cash and others | 2.9% | 9.2% |
JioBlackRock Nifty 8-13 yr G-Sec Index vs Sundaram Medium Term: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | JioBlackRock Nifty 8-13 yr G-Sec Index Fund | Sundaram Medium Term Fund |
|---|---|---|
| Total expense ratio (Direct) | 0.12% | 1.17% |
| Base expense ratio (Direct) | 0.09% | 0.99% |
| Total expense ratio (Regular) | 0.27% | 1.90% |
| Base expense ratio (Regular) | 0.22% | 1.63% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
JioBlackRock Nifty 8-13 yr G-Sec Index Fund vs Sundaram Medium Term Fund: Frequently Asked Questions
What is the difference between JioBlackRock Nifty 8-13 yr G-Sec Index Fund and Sundaram Medium Term Fund?
JioBlackRock Nifty 8-13 yr G-Sec Index Fund is an Index fund, Sundaram Medium Term Fund is a Medium Duration fund, run by Jio BlackRock Mutual Fund and Sundaram Mutual Fund. Their portfolios overlap 17.7%. JioBlackRock Nifty 8-13 yr G-Sec Index Fund charges 0.12% a year and Sundaram Medium Term Fund 1.17%.
Which has given higher returns, JioBlackRock Nifty 8-13 yr G-Sec Index Fund or Sundaram Medium Term Fund?
Over 1 year: JioBlackRock Nifty 8-13 yr G-Sec Index Fund +0.89%, Sundaram Medium Term Fund +2.45%. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, JioBlackRock Nifty 8-13 yr G-Sec Index Fund or Sundaram Medium Term Fund?
JioBlackRock Nifty 8-13 yr G-Sec Index Fund charges less: 0.12% a year against 1.17%. These are the Direct plans' total expense ratios reported to AMFI.
How much do JioBlackRock Nifty 8-13 yr G-Sec Index Fund and Sundaram Medium Term Fund overlap?
17.7%. They hold 1 of the same securities, the largest shared ones being 6.48% GOI 2035 (06-OCT-2035). From each fund's latest monthly portfolio.
Which is riskier, JioBlackRock Nifty 8-13 yr G-Sec Index Fund or Sundaram Medium Term Fund?
On SEBI's riskometer, JioBlackRock Nifty 8-13 yr G-Sec Index Fund is rated Moderate and Sundaram Medium Term Fund Moderate. Over 1 years, the standard deviation of daily returns was 3.31% and 1.46% a year.
Can I invest in both JioBlackRock Nifty 8-13 yr G-Sec Index Fund and Sundaram Medium Term Fund?
Yes. 17.7% of each fund's money sits in the same holdings, so some of the two investments would move together.
Who manages JioBlackRock Nifty 8-13 yr G-Sec Index Fund and Sundaram Medium Term Fund?
JioBlackRock Nifty 8-13 yr G-Sec Index Fund: Vikrant Mehta, Siddharth Deb, Arun Ramachandran. Sundaram Medium Term Fund: Sandeep Agarwal, Kumaresh Ramakrishnan.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.