JioBlackRock Nifty 8-13 yr G-Sec Index Fund vs PGIM India Dynamic Term Fund
Direct Plan, Growth option · Data as on 30-10-2026
JioBlackRock Nifty 8-13 yr G-Sec Index Fund is an Index fund and PGIM India Dynamic Term Fund is a Dynamic Bond fund. In the year to 30-10-2026, JioBlackRock Nifty 8-13 yr G-Sec Index Fund (Direct) returned 0.9% and PGIM India Dynamic Term Fund (Direct) returned 2.2%. JioBlackRock Nifty 8-13 yr G-Sec Index Fund charges 0.12% a year and PGIM India Dynamic Term Fund 0.49% (Direct plans). Their portfolios overlap 21.4%: they hold 3 of the same securities.
JioBlackRock Nifty 8-13 yr G-Sec Index Fund
Index
- 1 year return
- 0.9%
- Expense ratio
- 0.12%
- NAV
- ₹10.18
PGIM India Dynamic Term Fund
Dynamic Bond
- 1 year return
- 2.2%
- Expense ratio
- 0.49%
- NAV
- ₹3,095.43
Which is better, JioBlackRock Nifty 8-13 yr G-Sec Index or PGIM India Dynamic Term? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- PGIM India Dynamic Term returned more over 1 year: 2.2% against 0.9%.
- JioBlackRock Nifty 8-13 yr G-Sec Index costs less: 0.12% a year against 0.49% (Direct plans).
- PGIM India Dynamic Term fell less in its worst fall since 22-08-2025: −1.5% against −3.4%.
- PGIM India Dynamic Term is the larger fund: ₹78 Cr against ₹31 Cr.
- Their portfolios overlap 21.4%: 3 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | JioBlackRock Nifty 8-13 yr G-Sec Index Fund | PGIM India Dynamic Term Fund |
|---|---|---|
| Fund house | Jio BlackRock Mutual Fund | PGIM India Mutual Fund |
| Category | Index | Dynamic Bond |
| AUM | ₹31 Cr (30-09-2026) | ₹78 Cr (30-09-2026) |
| NAV | ₹10.18 (Direct) | ₹3,095.43 (Direct) |
| Expense ratio (Direct) | 0.12% | 0.49% |
| Expense ratio (Regular) | 0.27% | 1.68% |
| Riskometer | Moderate | Low to Moderate |
| Benchmark | Nifty 8-13 yr G-Sec | CRISIL Dynamic Bond A-III Index |
| Launch date | 18-08-2025 | 12-01-2012 |
| Minimum investment | ₹500 | ₹5,000 |
| Lock in | None | None |
| Fund managers | Vikrant Mehta, Siddharth Deb, Arun Ramachandran | Puneet Pal, and Mr. Akhil Dhar |
| Exit load | Nil | NIL |
JioBlackRock Nifty 8-13 yr G-Sec Index vs PGIM India Dynamic Term: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| JioBlackRock Nifty 8-13 yr G-Sec Index Fund (Direct) | −1.07% | −2.38% | +0.63% | +0.89% | -- | -- | -- |
| PGIM India Dynamic Term Fund (Direct) | −0.28% | −0.62% | +1.62% | +2.22% | +6.79% | +5.98% | +7.20% |
| Dynamic Bond average | −0.48% | −0.66% | +1.80% | +3.05% | +6.70% | +5.98% | +6.68% |
Category average: the average of the 22 Dynamic Bond funds, same plan type.
JioBlackRock Nifty 8-13 yr G-Sec Index vs PGIM India Dynamic Term: Year-wise Returns
| Year | JioBlackRock Nifty 8-13 yr G-Sec IndexJioBlackRock Nifty 8-13 yr G-Sec Index | PGIM India Dynamic TermPGIM India Dynamic Term |
|---|---|---|
| 2026to date | +0.17% | +1.73% |
| 2025 | -- | +6.51% |
| 2024 | -- | +10.38% |
| 2023 | -- | +7.47% |
| 2022 | -- | +3.62% |
| 2021 | -- | +3.59% |
JioBlackRock Nifty 8-13 yr G-Sec Index vs PGIM India Dynamic Term: Rolling Returns
Every holding period of both funds
Rolling returns
Every 1-year holding period, 44 of them, one for each trading day from 24-08-2026 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
JioBlackRock Nifty 8-13 yr G-Sec Index Fund (Direct)
PGIM India Dynamic Term Fund (Direct)
to
Aug 2026Sept 2025
to
Sept 2026Sept 2025
to
Sept 2026Oct 2025
to
Oct 2026Oct 2025
to
Oct 2026Oct 2025
to
Oct 2026
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest |
|---|---|---|---|---|---|---|---|---|---|---|---|
| JioBlackRock Nifty 8-13 yr G-Sec Index | 0.0 | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 2.4% | 2.6% | 0.2% | 5.0% |
| PGIM India Dynamic Term | 0.0 | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 3.2% | 3.4% | 1.6% | 5.0% |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. Every fund is measured over the days all of them have, from 22-08-2025. Past returns do not promise future returns.
JioBlackRock Nifty 8-13 yr G-Sec Index vs PGIM India Dynamic Term: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 22-08-2025 to 30-10-2026: 15 instalments, ₹1,50,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| JioBlackRock Nifty 8-13 yr G-Sec IndexJioBlackRock Nifty 8-13 yr G-Sec Index Fund (Direct) | ₹1,50,000 | ₹1,50,125 | ₹125 | 0.1% |
| PGIM India Dynamic TermPGIM India Dynamic Term Fund (Direct) | ₹1,50,000 | ₹1,52,291 | ₹2,291 | 2.3% |
JioBlackRock Nifty 8-13 yr G-Sec IndexJioBlackRock Nifty 8-13 yr G-Sec Index Fund (Direct)
PGIM India Dynamic TermPGIM India Dynamic Term Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
JioBlackRock Nifty 8-13 yr G-Sec Index vs PGIM India Dynamic Term: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | JioBlackRock Nifty 8-13 yr G-Sec Index Fund (Direct) | PGIM India Dynamic Term Fund (Direct) |
|---|---|---|
| Return (CAGR) | +0.89% | +2.22% |
| Standard deviation | 3.31% | 2.09% |
| Sharpe ratio | -1.32 | -1.45 |
| Sortino ratio | -1.79 | -1.95 |
| Maximum drawdown | −3.4% (23-10-2026) | −1.5% (23-10-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | JioBlackRock Nifty 8-13 yr G-Sec Index Fund (Direct) | PGIM India Dynamic Term Fund (Direct) |
|---|---|---|
| Return (CAGR) | +1.71% | +7.81% |
| Standard deviation | 3.22% | 2.71% |
| Sharpe ratio | -1.12 | 0.65 |
| Sortino ratio | -1.53 | 0.95 |
| Maximum drawdown | −3.4% (23-10-2026) | −4.1% (19-08-2013) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 22-08-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
JioBlackRock Nifty 8-13 yr G-Sec Index Fund (Direct)
PGIM India Dynamic Term Fund (Direct)
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| JioBlackRock Nifty 8-13 yr G-Sec Index Fund (Direct) | −3.4% | 14-08-2026 | 23-10-2026 | Not yet | -- | −3.0% |
| PGIM India Dynamic Term Fund (Direct) | −1.5% | 14-08-2026 | 23-10-2026 | Not yet | -- | −1.2% |
From daily values since 22-08-2025, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
JioBlackRock Nifty 8-13 yr G-Sec Index Fund (Direct)
PGIM India Dynamic Term Fund (Direct)
JioBlackRock Nifty 8-13 yr G-Sec Index vs PGIM India Dynamic Term: Portfolio Overlap
From each fund's latest monthly portfolio: JioBlackRock Nifty 8-13 yr G-Sec Index Fund, September 2026; PGIM India Dynamic Term Fund, September 2026
Holdings in common
- Overlap
- 21.4%
- Held by both
- 3
- Only in JioBlackRock Nifty 8-13 yr G-Sec Index
- 0
- Only in PGIM India Dynamic Term
- 12
| Security | % of JioBlackRock Nifty 8-13 yr G-Sec Index | % of PGIM India Dynamic Term |
|---|---|---|
| 6.94% GOI 2036 (11-MAY-2036) | 55.15% | 16.30% |
| 7.18% GOI 2037 (24-JUL-2037) | 18.17% | 5.08% |
| 6.48% GOI 2035 (06-OCT-2035) | 23.81% | 0.06% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 21.4% means 21.4% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in JioBlackRock Nifty 8-13 yr G-Sec Index Fund
Every holding of this fund is also held by the other.
Largest holdings only in PGIM India Dynamic Term Fund
| Security | % of fund |
|---|---|
| 6.59% Power Finance Corporation Ltd. | 9.15% |
| 6.65% Indian Railway Finance Corporation Ltd. | 6.77% |
| Canara Bank | 6.24% |
| 6.7% REC Ltd. | 6.17% |
| Punjab National Bank | 4.95% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | JioBlackRock Nifty 8-13 yr G-Sec Index | PGIM India Dynamic Term |
|---|---|---|
| Equity | 0.0% | 0.0% |
| Debt | 97.1% | 62.9% |
| Cash and others | 2.9% | 37.1% |
JioBlackRock Nifty 8-13 yr G-Sec Index vs PGIM India Dynamic Term: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | JioBlackRock Nifty 8-13 yr G-Sec Index Fund | PGIM India Dynamic Term Fund |
|---|---|---|
| Total expense ratio (Direct) | 0.12% | 0.49% |
| Base expense ratio (Direct) | 0.09% | 0.40% |
| Total expense ratio (Regular) | 0.27% | 1.68% |
| Base expense ratio (Regular) | 0.22% | 1.41% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
JioBlackRock Nifty 8-13 yr G-Sec Index Fund vs PGIM India Dynamic Term Fund: Frequently Asked Questions
What is the difference between JioBlackRock Nifty 8-13 yr G-Sec Index Fund and PGIM India Dynamic Term Fund?
JioBlackRock Nifty 8-13 yr G-Sec Index Fund is an Index fund, PGIM India Dynamic Term Fund is a Dynamic Bond fund, run by Jio BlackRock Mutual Fund and PGIM India Mutual Fund. Their portfolios overlap 21.4%. JioBlackRock Nifty 8-13 yr G-Sec Index Fund charges 0.12% a year and PGIM India Dynamic Term Fund 0.49%.
Which has given higher returns, JioBlackRock Nifty 8-13 yr G-Sec Index Fund or PGIM India Dynamic Term Fund?
Over 1 year: JioBlackRock Nifty 8-13 yr G-Sec Index Fund +0.89%, PGIM India Dynamic Term Fund +2.22%. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, JioBlackRock Nifty 8-13 yr G-Sec Index Fund or PGIM India Dynamic Term Fund?
JioBlackRock Nifty 8-13 yr G-Sec Index Fund charges less: 0.12% a year against 0.49%. These are the Direct plans' total expense ratios reported to AMFI.
How much do JioBlackRock Nifty 8-13 yr G-Sec Index Fund and PGIM India Dynamic Term Fund overlap?
21.4%. They hold 3 of the same securities, the largest shared ones being 6.94% GOI 2036 (11-MAY-2036), 7.18% GOI 2037 (24-JUL-2037), 6.48% GOI 2035 (06-OCT-2035). From each fund's latest monthly portfolio.
Which is riskier, JioBlackRock Nifty 8-13 yr G-Sec Index Fund or PGIM India Dynamic Term Fund?
On SEBI's riskometer, JioBlackRock Nifty 8-13 yr G-Sec Index Fund is rated Moderate and PGIM India Dynamic Term Fund Low to Moderate. Over 1 years, the standard deviation of daily returns was 3.31% and 2.09% a year.
Can I invest in both JioBlackRock Nifty 8-13 yr G-Sec Index Fund and PGIM India Dynamic Term Fund?
Yes. 21.4% of each fund's money sits in the same holdings, so some of the two investments would move together.
Who manages JioBlackRock Nifty 8-13 yr G-Sec Index Fund and PGIM India Dynamic Term Fund?
JioBlackRock Nifty 8-13 yr G-Sec Index Fund: Vikrant Mehta, Siddharth Deb, Arun Ramachandran. PGIM India Dynamic Term Fund: Puneet Pal, and Mr. Akhil Dhar.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.