ICICI Prudential Multi Asset Allocation Fund vs ICICI Prudential Value Fund
Direct Plan, Growth option · Data as on 29-10-2026
ICICI Prudential Multi Asset Allocation Fund is a Multi Asset fund and ICICI Prudential Value Fund is a Value and Contra fund. In the 3 years to 30-10-2026, ICICI Prudential Multi Asset Allocation Fund (Direct) returned 12.9% a year and ICICI Prudential Value Fund (Direct) returned 11.4% a year. ICICI Prudential Multi Asset Allocation Fund charges 0.85% a year and ICICI Prudential Value Fund 1.08% (Direct plans). Their portfolios overlap 44.2%: they hold 49 of the same securities.
ICICI Prudential Multi Asset Allocation Fund
Multi Asset
- 3 year return
- 12.9%
- Expense ratio
- 0.85%
- NAV
- ₹853.87
ICICI Prudential Value Fund
Value and Contra
- 3 year return
- 11.4%
- Expense ratio
- 1.08%
- NAV
- ₹484.98
Which is better, ICICI Prudential Multi Asset Allocation or ICICI Prudential Value? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- ICICI Prudential Multi Asset Allocation returned more over 5 years: 13.9% a year against 13.0%.
- ICICI Prudential Multi Asset Allocation returned more over 3 years: 12.9% a year against 11.4%.
- ICICI Prudential Multi Asset Allocation costs less: 0.85% a year against 1.08% (Direct plans).
- ICICI Prudential Multi Asset Allocation swung less over 3 years: a standard deviation of 8.3% a year against 11.2%.
- ICICI Prudential Multi Asset Allocation fell less in its worst fall since 02-01-2013: −30.6% against −36.7%.
- ICICI Prudential Value holds more in large companies: 82.9% of the fund in large caps against 49.2%.
- ICICI Prudential Multi Asset Allocation is the larger fund: ₹84,108 Cr against ₹57,250 Cr.
- Their portfolios overlap 44.2%: 49 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | ICICI Prudential Multi Asset Allocation Fund | ICICI Prudential Value Fund |
|---|---|---|
| Fund house | ICICI Prudential Mutual Fund | ICICI Prudential Mutual Fund |
| Category | Multi Asset | Value and Contra |
| AUM | ₹84,108 Cr (30-09-2026) | ₹57,250 Cr (30-09-2026) |
| NAV | ₹853.87 (Direct) | ₹484.98 (Direct) |
| Expense ratio (Direct) | 0.85% | 1.08% |
| Expense ratio (Regular) | 1.43% | 1.55% |
| Riskometer | Not available | Very High |
| Benchmark | Nifty 200 TRI (65%) + Nifty Composite Debt Index (25%) + Domestic Price of Gold (6%) + Domestic Price of Silver (1%) + i | Nifty 500 TRI |
| Launch date | 31-10-2002 | 16-08-2004 |
| Minimum investment | ₹500 | ₹1,000 |
| Lock in | None | None |
| Fund managers | Sankaran Naren, Manish Banthia, Gaurav Chikane, Sharmila D'silva, Antariksha Banerjee, Akhil Kakkar, Masoomi Jurmarvala | Sankaran Naren, Dharmesh Kakkad, Masoomi Jhurmarvala |
| Exit load | Exit Load for units in excess of 30% of the investment,1% will be charged for redemption within 365 days. | 1% of the applicable Net Asset Value - if the amount sought to be redeemed or switch out is invested for a period of up to 12 months from the date of allotment. NIL - if the amount sought to be redeemed or switch out is invested for a period more than 12 months from the date of allotment |
ICICI Prudential Multi Asset Allocation vs ICICI Prudential Value: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| ICICI Prudential Multi Asset Allocation Fund (Direct) | −1.72% | −5.05% | −3.78% | −3.66% | +12.92% | +13.95% | +14.80% |
| ICICI Prudential Value Fund (Direct) | +0.67% | −5.68% | −4.73% | −9.65% | +11.45% | +12.96% | +14.04% |
| Multi Asset average | −1.71% | −3.33% | −1.78% | +2.00% | +14.20% | +12.56% | +12.92% |
| Value and Contra average | −2.09% | −5.76% | −3.23% | −5.72% | +11.83% | +11.08% | +12.63% |
Category average: the average of the 37 Multi Asset funds and the 30 Value and Contra funds, same plan type.
ICICI Prudential Multi Asset Allocation vs ICICI Prudential Value: Year-wise Returns
| Year | Multi Asset AllocationICICI Prudential Multi Asset Allocation | ValueICICI Prudential Value |
|---|---|---|
| 2026to date | −5.73% | −11.70% |
| 2025 | +19.46% | +14.36% |
| 2024 | +17.08% | +20.65% |
| 2023 | +24.98% | +32.08% |
| 2022 | +17.61% | +15.59% |
| 2021 | +35.54% | +39.27% |
ICICI Prudential Multi Asset Allocation vs ICICI Prudential Value: Rolling Returns
Every holding period of both funds, against Nifty 500 TRI, the benchmark of ICICI Prudential Value Fund
Rolling returns
Every 3-year holding period, 2,667 of them, one for each trading day from 04-01-2016 to 29-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
ICICI Prudential Multi Asset Allocation Fund (Direct)
ICICI Prudential Value Fund (Direct)
Nifty 500 TRI
to
Nov 2016Sept 2015
to
Sept 2018Jul 2017
to
Jul 2020May 2019
to
May 2022Mar 2021
to
Mar 2024Dec 2022
to
Dec 2025
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest | Beat benchmark |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ICICI Prudential Multi Asset Allocation | 0.6 | 5.8 | 6.5 | 27.0 | 28.3 | 23.0 | 8.7 | 16.6% | 17.4% | −3.8% | 35.2% | 80% |
| ICICI Prudential Value | 2.1 | 7.6 | 13.2 | 15.9 | 10.4 | 22.1 | 28.7 | 18.3% | 20.2% | −8.7% | 41.7% | 68% |
| Nifty 500 TRI | 1.9 | 4.3 | 7.8 | 37.0 | 34.8 | 11.3 | 2.9 | 14.7% | 14.9% | −6.3% | 33.5% | -- |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. The benchmark is Nifty 500 TRI, over the same periods. "Beat benchmark" counts the periods in which the fund did better. Every fund is measured over the days all of them have, from 02-01-2013. Past returns do not promise future returns.
ICICI Prudential Multi Asset Allocation vs ICICI Prudential Value: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 02-01-2013 to 29-10-2026: 166 instalments, ₹16,60,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| ICICI Prudential Multi Asset AllocationICICI Prudential Multi Asset Allocation Fund (Direct) | ₹16,60,000 | ₹51,81,831 | ₹35,21,831 | 15.2% |
| ICICI Prudential ValueICICI Prudential Value Fund (Direct) | ₹16,60,000 | ₹53,50,056 | ₹36,90,056 | 15.6% |
ICICI Prudential Multi Asset AllocationICICI Prudential Multi Asset Allocation Fund (Direct)
ICICI Prudential ValueICICI Prudential Value Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
ICICI Prudential Multi Asset Allocation vs ICICI Prudential Value: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | ICICI Prudential Multi Asset Allocation Fund (Direct) | ICICI Prudential Value Fund (Direct) |
|---|---|---|
| Return (CAGR) | −3.66% | −9.65% |
| Standard deviation | 10.29% | 11.68% |
| Sharpe ratio | -0.86 | -1.27 |
| Sortino ratio | -1.16 | -1.69 |
| Maximum drawdown | −9.5% (23-03-2026) | −14.0% (08-10-2026) |
| Beta | -- | 0.77 |
| Alpha | -- | −5.19% |
From daily NAVs, 29-10-2025 to 29-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | ICICI Prudential Multi Asset Allocation Fund (Direct) | ICICI Prudential Value Fund (Direct) |
|---|---|---|
| Return (CAGR) | +12.92% | +11.45% |
| Standard deviation | 8.29% | 11.22% |
| Sharpe ratio | 0.83 | 0.48 |
| Sortino ratio | 1.16 | 0.68 |
| Maximum drawdown | −9.5% (23-03-2026) | −14.0% (08-10-2026) |
| Beta | -- | 0.75 |
| Alpha | -- | +2.27% |
From daily NAVs, 27-10-2023 to 29-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | ICICI Prudential Multi Asset Allocation Fund (Direct) | ICICI Prudential Value Fund (Direct) |
|---|---|---|
| Return (CAGR) | +13.95% | +12.96% |
| Standard deviation | 8.38% | 11.48% |
| Sharpe ratio | 0.97 | 0.62 |
| Sortino ratio | 1.36 | 0.87 |
| Maximum drawdown | −9.5% (23-03-2026) | −14.0% (08-10-2026) |
| Beta | -- | 0.76 |
| Alpha | -- | +4.89% |
From daily NAVs, 29-10-2021 to 29-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | ICICI Prudential Multi Asset Allocation Fund (Direct) | ICICI Prudential Value Fund (Direct) |
|---|---|---|
| Return (CAGR) | +15.43% | +16.53% |
| Standard deviation | 11.61% | 14.01% |
| Sharpe ratio | 0.81 | 0.75 |
| Sortino ratio | 1.11 | 1.04 |
| Maximum drawdown | −30.6% (23-03-2020) | −36.7% (23-03-2020) |
| Beta | -- | 0.82 |
| Alpha | -- | +4.94% |
From daily NAVs, 02-01-2013 to 29-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
ICICI Prudential Multi Asset Allocation Fund (Direct)
ICICI Prudential Value Fund (Direct)
Nifty 500 TRI
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| ICICI Prudential Multi Asset Allocation Fund (Direct) | −30.6% | 17-01-2020 | 23-03-2020 | 01-12-2020 | 8 months | −7.1% |
| ICICI Prudential Value Fund (Direct) | −36.7% | 07-09-2018 | 23-03-2020 | 05-11-2020 | 7 months | −12.1% |
| Nifty 500 TRI | −38.1% | 17-01-2020 | 23-03-2020 | 06-11-2020 | 7 months | −8.8% |
From daily values since 02-01-2013, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
ICICI Prudential Multi Asset Allocation Fund (Direct)
ICICI Prudential Value Fund (Direct)
Nifty 500 TRI
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 3-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
ICICI Prudential Multi Asset Allocation Fund (Direct)
ICICI Prudential Value Fund (Direct)
Nifty 500 TRI
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 5-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
ICICI Prudential Multi Asset Allocation Fund (Direct)
ICICI Prudential Value Fund (Direct)
Nifty 500 TRI
Against Nifty 500 TRI
| Fund | Up capture | Down capture | Tracking error |
|---|---|---|---|
| ICICI Prudential Multi Asset Allocation Fund (Direct) | 81% | 54% | 7.52% |
| ICICI Prudential Value Fund (Direct) | 94% | 69% | 6.35% |
From month-end values since 02-01-2013. Up capture: a fund's average month when the benchmark rose, as % of the benchmark's; above 100% it gained more. Down capture: the same for months the benchmark fell; below 100% it fell less. Tracking error: how far the monthly returns strayed from the benchmark's, a year; an index fund aims near 0.
ICICI Prudential Multi Asset Allocation vs ICICI Prudential Value: Portfolio Overlap
From each fund's latest monthly portfolio: ICICI Prudential Multi Asset Allocation Fund, September 2026; ICICI Prudential Value Fund, September 2026
Holdings in common
- Overlap
- 44.2%
- Held by both
- 49
- Only in ICICI Prudential Multi Asset Allocation
- 177
- Only in ICICI Prudential Value
- 15
| Security | % of ICICI Prudential Multi Asset Allocation | % of ICICI Prudential Value |
|---|---|---|
| HDFC Bank Ltd. | 6.07% | 9.45% |
| Life Insurance Corporation of India | 3.76% | 5.83% |
| ICICI Bank Ltd. | 3.57% | 8.97% |
| Reliance Industries Ltd. | 3.17% | 5.13% |
| Axis Bank Ltd. | 2.34% | 2.93% |
| Bajaj Finserv Ltd. | 2.55% | 1.80% |
| ITC Ltd. | 1.62% | 4.51% |
| Bharti Airtel Ltd. | 1.55% | 2.50% |
| Hindustan Unilever Ltd. | 1.51% | 2.68% |
| NTPC Ltd. | 1.41% | 2.09% |
| Maruti Suzuki India Ltd. | 1.37% | 3.16% |
| Kotak Mahindra Bank Ltd. | 1.30% | 1.72% |
| Infosys Ltd. | 1.14% | 4.15% |
| Sun Pharmaceutical Industries Ltd. | 1.01% | 4.37% |
| State Bank Of India | 0.98% | 2.02% |
| Larsen & Toubro Ltd. | 0.82% | 1.59% |
| TML Commercial Vehicles Ltd. | 0.70% | 1.43% |
| Tata Steel Ltd. | 0.70% | 1.30% |
| Tata Consultancy Services Ltd. | 0.67% | 2.58% |
| Oil & Natural Gas Corporation Ltd. | 0.65% | 1.58% |
| HDFC Life Insurance Company Ltd. | 0.58% | 1.98% |
| Tata Motors Passenger Vehicles Ltd. | 0.57% | 1.20% |
| Asian Paints Ltd. | 0.56% | 1.27% |
| SBI Life Insurance Company Ltd. | 0.53% | 2.31% |
| Hyundai Motor India Ltd. | 0.49% | 1.28% |
| General Insurance Corporation of India | 0.48% | 0.46% |
| ICICI Lombard General Insurance Company Ltd. | 0.44% | 1.14% |
| Coal India Ltd. | 0.41% | 0.77% |
| Biocon Ltd. | 0.38% | 0.55% |
| Adani Wilmar Ltd | 0.34% | 0.85% |
| Vedanta Aluminium Metal Ltd. | 0.45% | 0.33% |
| Gujarat Gas Ltd. | 0.31% | 0.34% |
| 91 Days Treasury Bills | 0.29% | 0.52% |
| IndusInd Bank Ltd. | 1.22% | 0.27% |
| V-Guard Industries Ltd. | 0.24% | 0.31% |
| 91 Days Treasury Bills | 0.23% | 0.26% |
| Dr. Reddy's Laboratories Ltd. | 0.23% | 2.06% |
| LIC Housing Finance Ltd. | 0.21% | 1.02% |
| Ultratech Cement Ltd. | 0.20% | 1.43% |
| Cipla Ltd. | 0.18% | 1.35% |
| HDB Financial Services Ltd. | 0.28% | 0.14% |
| Hero Motocorp Ltd. | 0.12% | 0.60% |
| Dabur India Ltd. | 0.11% | 0.30% |
| Bharat Petroleum Corporation Ltd. | 0.11% | 0.17% |
| ACC Ltd. | 0.10% | 0.45% |
| GSPL India Transco Ltd | 0.07% | 0.07% |
| Go Digit General Insurance Ltd | 0.06% | 0.26% |
| Tata Chemicals Ltd. | 0.05% | 0.26% |
| SBI Funds Management Ltd. | 0.02% | 0.09% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 44.2% means 44.2% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in ICICI Prudential Multi Asset Allocation Fund
| Security | % of fund |
|---|---|
| ICICI Prudential Gold ETF | 10.07% |
| Government Securities | 2.11% |
| Interglobe Aviation Ltd. | 1.89% |
| SBI Cards & Payment Services Ltd. | 1.44% |
| HDFC Bank Ltd. | 1.33% |
Largest holdings only in ICICI Prudential Value Fund
| Security | % of fund |
|---|---|
| Apollo Tyres Ltd. | 1.48% |
| Godrej Consumer Products Ltd. | 0.99% |
| Jsw Dulux Ltd. | 0.70% |
| JK Lakshmi Cement Ltd. | 0.54% |
| Mphasis Ltd. | 0.53% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | ICICI Prudential Multi Asset Allocation | ICICI Prudential Value |
|---|---|---|
| Equity | 67.3% | 96.7% |
| Debt | 15.0% | 1.0% |
| Cash and others | 17.7% | 2.4% |
Market cap of stocks
| Market cap | ICICI Prudential Multi Asset Allocation | ICICI Prudential Value |
|---|---|---|
| Large Cap | 49.2% | 82.9% |
| Mid Cap | 12.1% | 6.0% |
| Small Cap | 5.4% | 7.6% |
| Foreign stocks | 0.2% | 0.0% |
| Not on AMFI's list | 0.4% | 0.2% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | ICICI Prudential Multi Asset Allocation | ICICI Prudential Value |
|---|---|---|
| Banks | 15.5% | 25.9% |
| Insurance | 6.5% | 12.0% |
| Pharmaceuticals & Biotechnology | 2.8% | 8.6% |
| It - Software | 2.5% | 7.3% |
| Diversified Fmcg | 3.1% | 7.2% |
| Automobiles | 4.1% | 6.3% |
| Petroleum Products | 3.4% | 5.3% |
| Finance | 4.5% | 3.1% |
| Retailing | 3.3% | 0.0% |
The six largest sectors of each fund's stocks, % of the fund.
ICICI Prudential Multi Asset Allocation vs ICICI Prudential Value: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | ICICI Prudential Multi Asset Allocation Fund | ICICI Prudential Value Fund |
|---|---|---|
| Total expense ratio (Direct) | 0.85% | 1.08% |
| Base expense ratio (Direct) | 0.57% | 0.80% |
| Total expense ratio (Regular) | 1.43% | 1.55% |
| Base expense ratio (Regular) | 1.07% | 1.20% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
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ICICI Prudential Multi Asset Allocation Fund vs ICICI Prudential Value Fund: Frequently Asked Questions
What is the difference between ICICI Prudential Multi Asset Allocation Fund and ICICI Prudential Value Fund?
ICICI Prudential Multi Asset Allocation Fund is a Multi Asset fund, ICICI Prudential Value Fund is a Value and Contra fund, run by ICICI Prudential Mutual Fund. Their portfolios overlap 44.2%. ICICI Prudential Multi Asset Allocation Fund charges 0.85% a year and ICICI Prudential Value Fund 1.08%.
Which has given higher returns, ICICI Prudential Multi Asset Allocation Fund or ICICI Prudential Value Fund?
Over 1 year: ICICI Prudential Multi Asset Allocation Fund −3.66%, ICICI Prudential Value Fund −9.65%. Over 3 years: ICICI Prudential Multi Asset Allocation Fund +12.92% a year, ICICI Prudential Value Fund +11.45% a year. Over 5 years: ICICI Prudential Multi Asset Allocation Fund +13.95% a year, ICICI Prudential Value Fund +12.96% a year. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, ICICI Prudential Multi Asset Allocation Fund or ICICI Prudential Value Fund?
ICICI Prudential Multi Asset Allocation Fund charges less: 0.85% a year against 1.08%. These are the Direct plans' total expense ratios reported to AMFI.
How much do ICICI Prudential Multi Asset Allocation Fund and ICICI Prudential Value Fund overlap?
44.2%. They hold 49 of the same securities, the largest shared ones being HDFCBANK, LICI, ICICIBANK. From each fund's latest monthly portfolio.
Which is better for SIP, ICICI Prudential Multi Asset Allocation Fund or ICICI Prudential Value Fund?
Over the last 5 years, a monthly SIP of ₹10,000 from 01-10-2021 to 29-10-2026 grew to ₹8,21,595 in ICICI Prudential Multi Asset Allocation Fund (XIRR 11.7% a year) and ₹7,82,940 in ICICI Prudential Value Fund (XIRR 9.8% a year). Both received 61 instalments. Past returns do not promise future returns.
Can I invest in both ICICI Prudential Multi Asset Allocation Fund and ICICI Prudential Value Fund?
Yes. 44.2% of each fund's money sits in the same holdings, so a large part of the two investments would move together.
Who manages ICICI Prudential Multi Asset Allocation Fund and ICICI Prudential Value Fund?
ICICI Prudential Multi Asset Allocation Fund: Sankaran Naren, Manish Banthia, Gaurav Chikane, Sharmila D'silva, Antariksha Banerjee, Akhil Kakkar, Masoomi Jurmarvala. ICICI Prudential Value Fund: Sankaran Naren, Dharmesh Kakkad, Masoomi Jhurmarvala.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.