ICICI Prudential Long Term Bond Fund vs ICICI Prudential Long Term Fund
Direct Plan where a fund has one, Growth option · Data as on 24-04-2020
ICICI Prudential Long Term Bond Fund is a mutual fund and ICICI Prudential Long Term Fund is a Long Duration fund. In the 3 years to 30-10-2026, ICICI Prudential Long Term Bond Fund returned −0.1% a year and ICICI Prudential Long Term Fund (Direct) returned 6.1% a year. ICICI Prudential Long Term Bond Fund charges 0.43% a year and ICICI Prudential Long Term Fund 0.43%. Their portfolios overlap 93.1%: they hold 19 of the same securities.
ICICI Prudential Long Term Bond Fund is closed. It has not published a NAV since 24-04-2020. Its figures stop there.
ICICI Prudential Long Term Bond Fund
- 3 year return
- −0.1%
- Expense ratio
- 0.43%
- NAV
- ₹10.85
ICICI Prudential Long Term Fund
Long Duration
- 3 year return
- 6.1%
- Expense ratio
- 0.43%
- NAV
- ₹99.02
Which is better, ICICI Prudential Long Term Bond or ICICI Prudential Long Term? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- ICICI Prudential Long Term returned more over 5 years: 5.1% a year against 0.6%.
- ICICI Prudential Long Term returned more over 3 years: 6.1% a year against −0.1%.
- ICICI Prudential Long Term swung less over 3 years: a standard deviation of 3.2% a year against 13.2%.
- ICICI Prudential Long Term fell less in its worst fall since 02-01-2013: −12.0% against −22.3%.
- ICICI Prudential Long Term Bond is the larger fund: ₹843 Cr against ₹822 Cr.
- Their portfolios overlap 93.1%: 19 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | ICICI Prudential Long Term Bond Fund | ICICI Prudential Long Term Fund |
|---|---|---|
| Fund house | ICICI Prudential Mutual Fund | ICICI Prudential Mutual Fund |
| Category | Not available | Long Duration |
| AUM | ₹843 Cr (31-07-2026) | ₹822 Cr (30-09-2026) |
| NAV | ₹10.85 | ₹99.02 (Direct) |
| Expense ratio (Direct) | Not available | 0.43% |
| Expense ratio (Regular) | Not available | 0.94% |
| Riskometer | Not available | Not available |
| Benchmark | Not available | CRISIL Long Duration Debt A-III Index |
| Launch date | Not available | 09-07-1998 |
| Minimum investment | Not available | ₹5,000 |
| Lock in | Not available | None |
| Fund managers | Not available | Manish Banthia, Raunak Surana |
| Exit load | Not available | Nil |
ICICI Prudential Long Term Bond vs ICICI Prudential Long Term: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| ICICI Prudential Long Term Bond Fund | +0.01% | +1.14% | +3.44% | −11.54% | −0.11% | +0.64% | −0.09% |
| ICICI Prudential Long Term Fund (Direct) | −1.39% | −2.48% | +0.65% | +0.12% | +6.11% | +5.11% | +6.46% |
| Long Duration average | −1.14% | −2.16% | +0.90% | +0.63% | +5.83% | -- | -- |
Category average: the average of the 11 Long Duration funds, same plan type.
ICICI Prudential Long Term Bond vs ICICI Prudential Long Term: Year-wise Returns
| Year | Term BondICICI Prudential Long Term Bond | TermICICI Prudential Long Term |
|---|---|---|
| 2026to date | -- | −0.22% |
| 2025 | -- | +5.65% |
| 2024 | -- | +10.71% |
| 2023 | -- | +7.32% |
| 2022 | -- | +1.86% |
| 2021 | -- | +1.01% |
ICICI Prudential Long Term Bond vs ICICI Prudential Long Term: Rolling Returns
Every holding period of both funds
Rolling returns
Every 3-year holding period, 1,038 of them, one for each trading day from 04-01-2016 to 24-04-2020: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
ICICI Prudential Long Term Bond Fund
ICICI Prudential Long Term Fund (Direct)
to
Nov 2016Sept 2015
to
Sept 2018Jul 2017
to
Jul 2020May 2019
to
May 2022Mar 2021
to
Mar 2024Dec 2022
to
Dec 2025
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest |
|---|---|---|---|---|---|---|---|---|---|---|---|
| ICICI Prudential Long Term Bond | 31.4 | 58.5 | 10.1 | 0.0 | 0.0 | 0.0 | 0.0 | 1.3% | 1.2% | −5.1% | 6.9% |
| ICICI Prudential Long Term | 0.0 | 16.1 | 63.1 | 20.8 | 0.0 | 0.0 | 0.0 | 8.2% | 8.3% | 2.8% | 14.9% |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. Every fund is measured over the days all of them have, from 02-01-2013. Past returns do not promise future returns.
ICICI Prudential Long Term Bond vs ICICI Prudential Long Term: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 01-01-2013 to 24-04-2020: 88 instalments, ₹8,80,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| ICICI Prudential Long Term BondICICI Prudential Long Term Bond Fund | ₹8,80,000 | ₹8,57,823 | −₹22,177 | −0.7% |
| ICICI Prudential Long TermICICI Prudential Long Term Fund (Direct) | ₹16,60,000 | ₹26,97,946 | ₹10,37,946 | 6.7% |
ICICI Prudential Long Term BondICICI Prudential Long Term Bond Fund
ICICI Prudential Long TermICICI Prudential Long Term Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
ICICI Prudential Long Term Bond vs ICICI Prudential Long Term: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | ICICI Prudential Long Term Bond Fund | ICICI Prudential Long Term Fund (Direct) |
|---|---|---|
| Return (CAGR) | −11.54% | +0.12% |
| Standard deviation | 22.21% | 4.30% |
| Sharpe ratio | -0.75 | -1.19 |
| Sortino ratio | -0.76 | -1.59 |
| Maximum drawdown | −22.3% (13-12-2019) | −4.2% (27-10-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 24-04-2019 to 24-04-2020. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | ICICI Prudential Long Term Bond Fund | ICICI Prudential Long Term Fund (Direct) |
|---|---|---|
| Return (CAGR) | −0.11% | +6.11% |
| Standard deviation | 13.23% | 3.17% |
| Sharpe ratio | -0.45 | 0.03 |
| Sortino ratio | -0.46 | 0.04 |
| Maximum drawdown | −22.3% (13-12-2019) | −4.2% (27-10-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 24-04-2017 to 24-04-2020. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | ICICI Prudential Long Term Bond Fund | ICICI Prudential Long Term Fund (Direct) |
|---|---|---|
| Return (CAGR) | +0.64% | +5.11% |
| Standard deviation | 11.23% | 3.47% |
| Sharpe ratio | -0.49 | -0.20 |
| Sortino ratio | -0.51 | -0.27 |
| Maximum drawdown | −22.3% (13-12-2019) | −4.6% (16-06-2022) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 24-04-2015 to 24-04-2020. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | ICICI Prudential Long Term Bond Fund | ICICI Prudential Long Term Fund (Direct) |
|---|---|---|
| Return (CAGR) | −0.10% | +7.50% |
| Standard deviation | 10.02% | 4.39% |
| Sharpe ratio | -0.71 | 0.33 |
| Sortino ratio | -0.75 | 0.46 |
| Maximum drawdown | −22.3% (13-12-2019) | −12.0% (19-08-2013) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 03-01-2011 to 24-04-2020. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
ICICI Prudential Long Term Bond Fund
ICICI Prudential Long Term Fund (Direct)
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| ICICI Prudential Long Term Bond Fund | −22.3% | 16-07-2019 | 13-12-2019 | Not yet | -- | −19.2% |
| ICICI Prudential Long Term Fund (Direct) | −12.0% | 28-05-2013 | 19-08-2013 | 04-06-2014 | 9 months | −3.7% |
From daily values since 02-01-2013, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
ICICI Prudential Long Term Bond Fund
ICICI Prudential Long Term Fund (Direct)
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 3-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
ICICI Prudential Long Term Bond Fund
ICICI Prudential Long Term Fund (Direct)
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 5-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
ICICI Prudential Long Term Bond Fund
ICICI Prudential Long Term Fund (Direct)
ICICI Prudential Long Term Bond vs ICICI Prudential Long Term: Portfolio Overlap
From each fund's latest monthly portfolio: ICICI Prudential Long Term Bond Fund, July 2026; ICICI Prudential Long Term Fund, September 2026
Holdings in common
- Overlap
- 93.1%
- Held by both
- 19
- Only in ICICI Prudential Long Term Bond
- 0
- Only in ICICI Prudential Long Term
- 0
| Security | % of ICICI Prudential Long Term Bond | % of ICICI Prudential Long Term |
|---|---|---|
| Government Securities | 36.43% | 36.66% |
| Government Securities | 13.47% | 13.55% |
| State Government of Maharashtra | 8.41% | 8.36% |
| State Government of Maharashtra | 5.72% | 5.70% |
| State Government of Maharashtra | 5.60% | 5.58% |
| State Government of Maharashtra | 5.61% | 5.57% |
| State Government of Rajasthan | 2.95% | 2.94% |
| State Government of Maharashtra | 2.88% | 2.87% |
| State Government of Andhra Pradesh | 2.64% | 2.63% |
| State Government of Maharashtra | 2.34% | 2.33% |
| State Government of Madhya Pradesh | 2.10% | 2.09% |
| State Government of Andhra Pradesh | 2.36% | 1.19% |
| State Government of Madhya Pradesh | 2.91% | 1.04% |
| State Government of Bihar | 1.01% | 1.01% |
| State Government of Haryana | 0.81% | 0.81% |
| State Government of West Bengal | 0.67% | 0.67% |
| Corporate Debt Market Development Fund (Class A2) | 0.40% | 0.41% |
| Government Securities | 0.04% | 2.35% |
| NABARD | 0.01% | 0.01% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 93.1% means 93.1% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in ICICI Prudential Long Term Bond Fund
Every holding of this fund is also held by the other.
Largest holdings only in ICICI Prudential Long Term Fund
Every holding of this fund is also held by the other.
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | ICICI Prudential Long Term Bond | ICICI Prudential Long Term |
|---|---|---|
| Equity | 0.0% | 0.0% |
| Debt | 96.0% | 95.4% |
| Cash and others | 4.0% | 4.6% |
ICICI Prudential Long Term Bond vs ICICI Prudential Long Term: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | ICICI Prudential Long Term Bond Fund | ICICI Prudential Long Term Fund |
|---|---|---|
| Total expense ratio (Direct) | Not available | 0.43% |
| Base expense ratio (Direct) | 0.37% | 0.37% |
| Total expense ratio (Regular) | Not available | 0.94% |
| Base expense ratio (Regular) | 0.81% | 0.81% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
ICICI Prudential Long Term Bond Fund vs ICICI Prudential Long Term Fund: Frequently Asked Questions
What is the difference between ICICI Prudential Long Term Bond Fund and ICICI Prudential Long Term Fund?
ICICI Prudential Long Term Bond Fund is a mutual fund, ICICI Prudential Long Term Fund is a Long Duration fund, run by ICICI Prudential Mutual Fund. Their portfolios overlap 93.1%. ICICI Prudential Long Term Bond Fund charges 0.43% a year and ICICI Prudential Long Term Fund 0.43%.
Which has given higher returns, ICICI Prudential Long Term Bond Fund or ICICI Prudential Long Term Fund?
Over 1 year: ICICI Prudential Long Term Bond Fund −11.54%, ICICI Prudential Long Term Fund +0.12%. Over 3 years: ICICI Prudential Long Term Bond Fund −0.11% a year, ICICI Prudential Long Term Fund +6.11% a year. Over 5 years: ICICI Prudential Long Term Bond Fund +0.64% a year, ICICI Prudential Long Term Fund +5.11% a year. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, ICICI Prudential Long Term Bond Fund or ICICI Prudential Long Term Fund?
Both charge 0.43% a year.
How much do ICICI Prudential Long Term Bond Fund and ICICI Prudential Long Term Fund overlap?
93.1%. They hold 19 of the same securities, the largest shared ones being Government Securities, Government Securities, State Government of Maharashtra. From each fund's latest monthly portfolio.
Can I invest in both ICICI Prudential Long Term Bond Fund and ICICI Prudential Long Term Fund?
Yes. 93.1% of each fund's money sits in the same holdings, so a large part of the two investments would move together.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.