ICICI Prudential Healthcare Fund vs ITI Pharma and Healthcare Fund
Direct Plan, Growth option · Data as on 30-10-2026
ICICI Prudential Healthcare Fund is a Thematic fund and ITI Pharma and Healthcare Fund is a Thematic fund. In the 3 years to 30-10-2026, ICICI Prudential Healthcare Fund (Direct) returned 22.4% a year and ITI Pharma and Healthcare Fund (Direct) returned 20.3% a year. ICICI Prudential Healthcare Fund charges 1.31% a year and ITI Pharma and Healthcare Fund 0.89% (Direct plans). Their portfolios overlap 47.3%: they hold 16 of the same securities.
ICICI Prudential Healthcare Fund
Thematic
- 3 year return
- 22.4%
- Expense ratio
- 1.31%
- NAV
- ₹45.82
ITI Pharma and Healthcare Fund
Thematic
- 3 year return
- 20.3%
- Expense ratio
- 0.89%
- NAV
- ₹19.46
Which is better, ICICI Prudential Healthcare or ITI Pharma and Healthcare? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- ICICI Prudential Healthcare returned more over 3 years: 22.4% a year against 20.3%.
- ITI Pharma and Healthcare returned more over 1 year: 9.4% against 5.1%.
- ITI Pharma and Healthcare costs less: 0.89% a year against 1.31% (Direct plans).
- ICICI Prudential Healthcare swung less over 3 years: a standard deviation of 13.7% a year against 14.2%.
- ICICI Prudential Healthcare fell less in its worst fall since 11-11-2021: −16.2% against −17.7%.
- ITI Pharma and Healthcare holds more in large companies: 35.9% of the fund in large caps against 23.4%.
- ICICI Prudential Healthcare is the larger fund: ₹6,861 Cr against ₹266 Cr.
- Their portfolios overlap 47.3%: 16 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | ICICI Prudential Healthcare Fund | ITI Pharma and Healthcare Fund |
|---|---|---|
| Fund house | ICICI Prudential Mutual Fund | ITI Mutual Fund |
| Category | Thematic | Thematic |
| AUM | ₹6,861 Cr (30-09-2026) | ₹266 Cr (30-09-2026) |
| NAV | ₹45.82 (Direct) | ₹19.46 (Direct) |
| Expense ratio (Direct) | 1.31% | 0.89% |
| Expense ratio (Regular) | 2.07% | 2.59% |
| Riskometer | Very High | Very High |
| Benchmark | BSE Healthcare TRI | NIFTY Healthcare TRI |
| Launch date | 13-07-2018 | 08-11-2021 |
| Minimum investment | ₹5,000 | ₹5,000 |
| Lock in | None | None |
| Fund managers | Dharmesh Kakkad, Sharmila D'silva | Animesh Singh, Nilay Dalal |
| Exit load | 1% of the applicable NAV - If units purchased or switched in from another scheme of the Fund are redeemed or switched out within 15 days from the date of allotment NIL - If units purchased or switched in from another scheme of the Fund are redeemed or switched out after 15 days from the date of allotment (w.e.f. 1st Jan 2019) | Exit load of 0.50%, if redeemed within 3 months. |
ICICI Prudential Healthcare vs ITI Pharma and Healthcare: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| ICICI Prudential Healthcare Fund (Direct) | −0.63% | −3.54% | +5.70% | +5.09% | +22.38% | +16.69% | -- |
| ITI Pharma and Healthcare Fund (Direct) | 0.00% | −1.04% | +11.74% | +9.43% | +20.30% | -- | -- |
| Thematic average | −2.09% | −4.52% | +0.86% | −1.22% | +13.76% | -- | -- |
Category average: the average of the 235 Thematic funds, same plan type.
ICICI Prudential Healthcare vs ITI Pharma and Healthcare: Year-wise Returns
| Year | ICICI PrudentialICICI Prudential Healthcare | ITI Pharma andITI Pharma and Healthcare |
|---|---|---|
| 2026to date | +6.43% | +14.07% |
| 2025 | +0.05% | −8.24% |
| 2024 | +49.36% | +43.95% |
| 2023 | +42.55% | +34.39% |
| 2022 | −7.63% | −6.68% |
| 2021 | +19.30% | -- |
ICICI Prudential Healthcare vs ITI Pharma and Healthcare: Rolling Returns
Every holding period of both funds, against BSE Healthcare TRI, the benchmark of ICICI Prudential Healthcare Fund
Rolling returns
Every 3-year holding period, 485 of them, one for each trading day from 11-11-2024 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
ICICI Prudential Healthcare Fund (Direct)
ITI Pharma and Healthcare Fund (Direct)
BSE Healthcare TRI
to
Jan 2025May 2022
to
May 2025Sept 2022
to
Sept 2025Jan 2023
to
Jan 2026May 2023
to
May 2026Sept 2023
to
Sept 2026
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest | Beat benchmark |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ICICI Prudential Healthcare | 0.0 | 0.0 | 0.0 | 0.0 | 0.4 | 27.8 | 71.8 | 26.7% | 27.3% | 19.9% | 31.6% | 94% |
| ITI Pharma and Healthcare | 0.0 | 0.0 | 0.0 | 0.0 | 14.0 | 79.8 | 6.2 | 21.7% | 21.4% | 17.3% | 26.9% | 21% |
| BSE Healthcare TRI | 0.0 | 0.0 | 0.0 | 0.0 | 9.9 | 57.7 | 32.4 | 23.7% | 24.2% | 17.2% | 28.8% | -- |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. The benchmark is BSE Healthcare TRI, over the same periods. "Beat benchmark" counts the periods in which the fund did better. Every fund is measured over the days all of them have, from 11-11-2021. Past returns do not promise future returns.
ICICI Prudential Healthcare vs ITI Pharma and Healthcare: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 01-11-2021 to 30-10-2026: 60 instalments, ₹6,00,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| ICICI Prudential HealthcareICICI Prudential Healthcare Fund (Direct) | ₹6,00,000 | ₹9,54,922 | ₹3,54,922 | 18.7% |
| ITI Pharma and HealthcareITI Pharma and Healthcare Fund (Direct) | ₹6,00,000 | ₹9,07,480 | ₹3,07,480 | 16.6% |
ICICI Prudential HealthcareICICI Prudential Healthcare Fund (Direct)
ITI Pharma and HealthcareITI Pharma and Healthcare Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
ICICI Prudential Healthcare vs ITI Pharma and Healthcare: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | ICICI Prudential Healthcare Fund (Direct) | ITI Pharma and Healthcare Fund (Direct) |
|---|---|---|
| Return (CAGR) | +5.09% | +9.43% |
| Standard deviation | 13.46% | 13.63% |
| Sharpe ratio | -0.01 | 0.31 |
| Sortino ratio | -0.02 | 0.44 |
| Maximum drawdown | −10.6% (23-03-2026) | −11.7% (29-01-2026) |
| Beta | 0.93 | 0.91 |
| Alpha | −6.75% | −1.48% |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | ICICI Prudential Healthcare Fund (Direct) | ITI Pharma and Healthcare Fund (Direct) |
|---|---|---|
| Return (CAGR) | +22.38% | +20.30% |
| Standard deviation | 13.68% | 14.17% |
| Sharpe ratio | 1.20 | 1.01 |
| Sortino ratio | 1.72 | 1.41 |
| Maximum drawdown | −16.2% (28-02-2025) | −17.1% (03-03-2025) |
| Beta | 0.92 | 0.90 |
| Alpha | +0.66% | +0.31% |
From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | ICICI Prudential Healthcare Fund (Direct) | ITI Pharma and Healthcare Fund (Direct) |
|---|---|---|
| Return (CAGR) | +20.30% | +14.34% |
| Standard deviation | 14.88% | 13.44% |
| Sharpe ratio | 1.01 | 0.63 |
| Sortino ratio | 1.47 | 0.89 |
| Maximum drawdown | −20.6% (23-03-2020) | −17.7% (17-06-2022) |
| Beta | 0.86 | 0.84 |
| Alpha | +4.21% | +1.08% |
From daily NAVs, 16-07-2018 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
ICICI Prudential Healthcare Fund (Direct)
ITI Pharma and Healthcare Fund (Direct)
BSE Healthcare TRI
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| ICICI Prudential Healthcare Fund (Direct) | −16.2% | 02-01-2025 | 28-02-2025 | 15-07-2025 | 5 months | −4.8% |
| ITI Pharma and Healthcare Fund (Direct) | −17.7% | 13-01-2022 | 17-06-2022 | 16-06-2023 | 12 months | −4.2% |
| BSE Healthcare TRI | −19.6% | 31-12-2021 | 17-06-2022 | 06-07-2023 | 13 months | −3.8% |
From daily values since 11-11-2021, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
ICICI Prudential Healthcare Fund (Direct)
ITI Pharma and Healthcare Fund (Direct)
BSE Healthcare TRI
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 3-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
ICICI Prudential Healthcare Fund (Direct)
ITI Pharma and Healthcare Fund (Direct)
BSE Healthcare TRI
Against BSE Healthcare TRI
| Fund | Up capture | Down capture | Tracking error |
|---|---|---|---|
| ICICI Prudential Healthcare Fund (Direct) | 98% | 88% | 4.15% |
| ITI Pharma and Healthcare Fund (Direct) | 96% | 97% | 3.49% |
From month-end values since 11-11-2021. Up capture: a fund's average month when the benchmark rose, as % of the benchmark's; above 100% it gained more. Down capture: the same for months the benchmark fell; below 100% it fell less. Tracking error: how far the monthly returns strayed from the benchmark's, a year; an index fund aims near 0.
ICICI Prudential Healthcare vs ITI Pharma and Healthcare: Portfolio Overlap
From each fund's latest monthly portfolio: ICICI Prudential Healthcare Fund, September 2026; ITI Pharma and Healthcare Fund, September 2026
Holdings in common
- Overlap
- 47.3%
- Held by both
- 16
- Only in ICICI Prudential Healthcare
- 23
- Only in ITI Pharma and Healthcare
- 21
| Security | % of ICICI Prudential Healthcare | % of ITI Pharma and Healthcare |
|---|---|---|
| Sun Pharmaceutical Industries Ltd. | 11.49% | 11.96% |
| Dr. Reddy's Laboratories Ltd. | 9.73% | 4.78% |
| Cipla Ltd. | 5.79% | 4.19% |
| Mankind Pharma Ltd. | 5.04% | 3.78% |
| Divi's Laboratories Ltd. | 3.78% | 9.51% |
| Cohance Lifesciences Ltd. | 4.06% | 3.14% |
| Alkem Laboratories Ltd. | 4.81% | 3.09% |
| MAX Healthcare Institute Ltd | 2.63% | 4.49% |
| Apollo Hospitals Enterprise Ltd. | 2.30% | 5.45% |
| Abbott India Ltd. | 2.54% | 2.14% |
| Lupin Ltd. | 1.88% | 2.04% |
| Gland Pharma Ltd. | 1.97% | 1.03% |
| Rainbow Childrens Medicare Ltd | 1.29% | 1.00% |
| Biocon Ltd. | 5.33% | 0.81% |
| Metropolis Healthcare Ltd. | 1.65% | 0.71% |
| Syngene International Ltd. | 3.50% | 0.57% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 47.3% means 47.3% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in ICICI Prudential Healthcare Fund
| Security | % of fund |
|---|---|
| Medplus Health Services Ltd | 4.31% |
| Dr Agarwal's Health Care Ltd | 2.66% |
| Alembic Pharmaceuticals Ltd. | 2.50% |
| Pfizer Ltd. | 2.42% |
| Akums Drugs and Pharmaceuticals Ltd. | 1.91% |
Largest holdings only in ITI Pharma and Healthcare Fund
| Security | % of fund |
|---|---|
| Torrent Pharmaceuticals Limited | 4.78% |
| Laurus Labs Limited | 4.02% |
| Aurobindo Pharma Limited | 4.01% |
| Neuland Laboratories Limited | 3.07% |
| Global Health Limited | 2.85% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | ICICI Prudential Healthcare | ITI Pharma and Healthcare |
|---|---|---|
| Equity | 98.9% | 99.3% |
| Debt | 0.0% | 0.0% |
| Cash and others | 1.1% | 0.7% |
Market cap of stocks
| Market cap | ICICI Prudential Healthcare | ITI Pharma and Healthcare |
|---|---|---|
| Large Cap | 23.4% | 35.9% |
| Mid Cap | 32.0% | 40.5% |
| Small Cap | 42.7% | 23.0% |
| Not on AMFI's list | 0.9% | 0.0% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | ICICI Prudential Healthcare | ITI Pharma and Healthcare |
|---|---|---|
| Pharmaceuticals & Biotechnology | 72.6% | 74.8% |
| Healthcare Services | 18.3% | 20.9% |
| Retailing | 5.0% | 0.0% |
| Healthcare Equipment & Supplies | 0.7% | 1.5% |
| Consumer Durables | 0.0% | 1.2% |
| Chemicals & Petrochemicals | 1.2% | 0.9% |
| Insurance | 1.1% | 0.0% |
The six largest sectors of each fund's stocks, % of the fund.
ICICI Prudential Healthcare vs ITI Pharma and Healthcare: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | ICICI Prudential Healthcare Fund | ITI Pharma and Healthcare Fund |
|---|---|---|
| Total expense ratio (Direct) | 1.31% | 0.89% |
| Base expense ratio (Direct) | 0.89% | 0.58% |
| Total expense ratio (Regular) | 2.07% | 2.59% |
| Base expense ratio (Regular) | 1.55% | 2.10% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Compare ICICI Prudential Healthcare with
Compare ITI Pharma and Healthcare with
ICICI Prudential Healthcare Fund vs ITI Pharma and Healthcare Fund: Frequently Asked Questions
What is the difference between ICICI Prudential Healthcare Fund and ITI Pharma and Healthcare Fund?
ICICI Prudential Healthcare Fund is a Thematic fund, ITI Pharma and Healthcare Fund is a Thematic fund, run by ICICI Prudential Mutual Fund and ITI Mutual Fund. Their portfolios overlap 47.3%. ICICI Prudential Healthcare Fund charges 1.31% a year and ITI Pharma and Healthcare Fund 0.89%.
Which has given higher returns, ICICI Prudential Healthcare Fund or ITI Pharma and Healthcare Fund?
Over 1 year: ICICI Prudential Healthcare Fund +5.09%, ITI Pharma and Healthcare Fund +9.43%. Over 3 years: ICICI Prudential Healthcare Fund +22.38% a year, ITI Pharma and Healthcare Fund +20.30% a year. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, ICICI Prudential Healthcare Fund or ITI Pharma and Healthcare Fund?
ITI Pharma and Healthcare Fund charges less: 0.89% a year against 1.31%. These are the Direct plans' total expense ratios reported to AMFI.
How much do ICICI Prudential Healthcare Fund and ITI Pharma and Healthcare Fund overlap?
47.3%. They hold 16 of the same securities, the largest shared ones being SUNPHARMA, DRREDDY, CIPLA. From each fund's latest monthly portfolio.
Which is riskier, ICICI Prudential Healthcare Fund or ITI Pharma and Healthcare Fund?
On SEBI's riskometer, ICICI Prudential Healthcare Fund is rated Very High and ITI Pharma and Healthcare Fund Very High. Over 3 years, the standard deviation of daily returns was 13.68% and 14.17% a year.
Which is better for SIP, ICICI Prudential Healthcare Fund or ITI Pharma and Healthcare Fund?
Over the last 3 years, a monthly SIP of ₹10,000 from 03-10-2023 to 30-10-2026 grew to ₹4,46,904 in ICICI Prudential Healthcare Fund (XIRR 12.3% a year) and ₹4,46,688 in ITI Pharma and Healthcare Fund (XIRR 12.3% a year). Both received 37 instalments. Past returns do not promise future returns.
Can I invest in both ICICI Prudential Healthcare Fund and ITI Pharma and Healthcare Fund?
Yes. 47.3% of each fund's money sits in the same holdings, so a large part of the two investments would move together.
Who manages ICICI Prudential Healthcare Fund and ITI Pharma and Healthcare Fund?
ICICI Prudential Healthcare Fund: Dharmesh Kakkad, Sharmila D'silva. ITI Pharma and Healthcare Fund: Animesh Singh, Nilay Dalal.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.