ICICI Prudential Fixed Maturity Plan - Series 88 - 1226 Days Plan F vs Kotak FMP Series 300
Direct Plan, Growth option · Data as on 16-04-2026
ICICI Prudential Fixed Maturity Plan - Series 88 - 1226 Days Plan F is a Debt fund and Kotak FMP Series 300 is a Debt fund. In the 3 years to 16-04-2026, ICICI Prudential Fixed Maturity Plan - Series 88 - 1226 Days Plan F (Direct) returned 7.2% a year and Kotak FMP Series 300 (Direct) returned 7.1% a year. ICICI Prudential Fixed Maturity Plan - Series 88 - 1226 Days Plan F charges 0.10% a year and Kotak FMP Series 300 0.11% (Direct plans). Their portfolios overlap 95.8%: they hold 1 of the same security.
ICICI Prudential Fixed Maturity Plan - Series 88 - 1226 Days Plan F is closed. It has not published a NAV since 16-04-2026. Its figures stop there.
Kotak FMP Series 300 is closed. It has not published a NAV since 15-04-2026. Its figures stop there.
ICICI Prudential Fixed Maturity Plan - Series 88 - 1226 Days Plan F
Debt
- 3 year return
- 7.2%
- Expense ratio
- 0.10%
- NAV
- ₹12.60
Which is better, ICICI Prudential Fixed Maturity Plan - Series 88 - 1226 Days Plan F or Kotak FMP Series 300? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- ICICI Prudential Fixed Maturity Plan - Series 88 - 1226 Days Plan F returned more over 3 years: 7.2% a year against 7.1%.
- Kotak FMP Series 300 returned more over 1 year: 6.1% against 6.1%.
- ICICI Prudential Fixed Maturity Plan - Series 88 - 1226 Days Plan F costs less: 0.10% a year against 0.11% (Direct plans).
- ICICI Prudential Fixed Maturity Plan - Series 88 - 1226 Days Plan F swung less over 3 years: a standard deviation of 0.7% a year against 0.7%.
- Kotak FMP Series 300 fell less in its worst fall since 15-12-2022: −0.5% against −0.5%.
- Kotak FMP Series 300 is the larger fund: ₹262 Cr against ₹141 Cr.
- Their portfolios overlap 95.8%: 1 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | ICICI Prudential Fixed Maturity Plan - Series 88 - 1226 Days Plan F | Kotak FMP Series 300 |
|---|---|---|
| Fund house | ICICI Prudential Mutual Fund | Kotak Mahindra Mutual Fund |
| Category | Debt | Debt |
| AUM | ₹141 Cr (31-03-2026) | ₹262 Cr (31-03-2026) |
| NAV | ₹12.60 (Direct) | ₹12.58 (Direct) |
| Expense ratio (Direct) | 0.10% | 0.11% |
| Expense ratio (Regular) | Not available | 0.21% |
| Riskometer | Not available | Low |
| Benchmark | Nifty Ultra Short Duration Debt Index | NIFTY Ultra Short Duration Debt Index |
| Launch date | 08-12-2022 | 09-12-2022 |
| Minimum investment | ₹5,000 | ₹5,000 |
| Lock in | None | None |
| Fund managers | Rohit Lakhotia, Darshil Dedhia | Deepak Agrawal |
| Exit load | Being a listed Scheme, no exit load will be applicable. | Nil |
ICICI Prudential Fixed Maturity Plan - Series 88 - 1226 Days Plan F vs Kotak FMP Series 300: Returns Comparison
Returns as on 16-04-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| ICICI Prudential Fixed Maturity Plan - Series 88 - 1226 Days Plan F (Direct) | +0.48% | +1.36% | +2.78% | +6.10% | +7.16% | -- | -- |
| Kotak FMP Series 300 (Direct) | +0.50% | +1.32% | +2.77% | +6.11% | +7.12% | -- | -- |
ICICI Prudential Fixed Maturity Plan - Series 88 - 1226 Days Plan F vs Kotak FMP Series 300: Year-wise Returns
| Year | ICICI Prudential Fixed Maturity Plan - Series 88 - 1226 Days Plan FICICI Prudential Fixed Maturity Plan - Series 88 - 1226 Days Plan F | Kotak FMP Series 300Kotak FMP Series 300 |
|---|---|---|
| 2026to date | +1.56% | +1.54% |
| 2025 | +7.20% | +7.15% |
| 2024 | +7.81% | +7.78% |
| 2023 | +7.02% | +6.99% |
ICICI Prudential Fixed Maturity Plan - Series 88 - 1226 Days Plan F vs Kotak FMP Series 300: Rolling Returns
Every holding period of both funds
Rolling returns
Every 3-year holding period, 79 of them, one for each trading day from 15-12-2025 to 16-04-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
ICICI Prudential Fixed Maturity Plan - Series 88 - 1226 Days Plan F
Kotak FMP Series 300 (Direct)
to
Dec 2025Jan 2023
to
Jan 2026Feb 2023
to
Feb 2026Feb 2023
to
Feb 2026Mar 2023
to
Mar 2026Apr 2023
to
Apr 2026
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest |
|---|---|---|---|---|---|---|---|---|---|---|---|
| ICICI Prudential Fixed Maturity Plan - Series 88 - 1226 Days Plan F | 0.0 | 0.0 | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 7.1% | 7.1% | 6.9% | 7.4% |
| Kotak FMP Series 300 | 0.0 | 0.0 | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 7.3% | 7.3% | 7.1% | 7.6% |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. Every fund is measured over the days all of them have, from 15-12-2022. Past returns do not promise future returns.
ICICI Prudential Fixed Maturity Plan - Series 88 - 1226 Days Plan F vs Kotak FMP Series 300: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 09-12-2022 to 16-04-2026: 41 instalments, ₹4,10,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| ICICI Prudential Fixed Maturity Plan - Series 88 - 1226 Days Plan FICICI Prudential Fixed Maturity Plan - Series 88 - 1226 Days Plan F | ₹4,10,000 | ₹4,59,678 | ₹49,678 | 6.8% |
| Kotak FMP Series 300Kotak FMP Series 300 (Direct) | ₹4,10,000 | ₹4,61,036 | ₹51,036 | 7.0% |
ICICI Prudential Fixed Maturity Plan - Series 88 - 1226 Days Plan FICICI Prudential Fixed Maturity Plan - Series 88 - 1226 Days Plan F
Kotak FMP Series 300Kotak FMP Series 300 (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
ICICI Prudential Fixed Maturity Plan - Series 88 - 1226 Days Plan F vs Kotak FMP Series 300: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | ICICI Prudential Fixed Maturity Plan - Series 88 - 1226 Days Plan F (Direct) | Kotak FMP Series 300 (Direct) |
|---|---|---|
| Return (CAGR) | +5.85% | +6.11% |
| Standard deviation | 0.34% | 0.35% |
| Sharpe ratio | 1.25 | 1.98 |
| Sortino ratio | 2.21 | 3.64 |
| Maximum drawdown | −0.1% (23-09-2025) | −0.1% (23-09-2025) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 16-04-2025 to 16-04-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | ICICI Prudential Fixed Maturity Plan - Series 88 - 1226 Days Plan F (Direct) | Kotak FMP Series 300 (Direct) |
|---|---|---|
| Return (CAGR) | +6.93% | +7.12% |
| Standard deviation | 0.68% | 0.68% |
| Sharpe ratio | 0.90 | 1.19 |
| Sortino ratio | 1.39 | 1.85 |
| Maximum drawdown | −0.3% (06-10-2023) | −0.2% (06-10-2023) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 13-04-2023 to 16-04-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | ICICI Prudential Fixed Maturity Plan - Series 88 - 1226 Days Plan F (Direct) | Kotak FMP Series 300 (Direct) |
|---|---|---|
| Return (CAGR) | +6.90% | +7.07% |
| Standard deviation | 0.85% | 0.85% |
| Sharpe ratio | 0.68 | 0.88 |
| Sortino ratio | 1.05 | 1.38 |
| Maximum drawdown | −0.5% (28-02-2023) | −0.5% (28-02-2023) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 09-12-2022 to 16-04-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
ICICI Prudential Fixed Maturity Plan - Series 88 - 1226 Days Plan F
Kotak FMP Series 300 (Direct)
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| ICICI Prudential Fixed Maturity Plan - Series 88 - 1226 Days Plan F | −0.5% | 03-02-2023 | 28-02-2023 | 13-03-2023 | 13 days | 0.0% |
| Kotak FMP Series 300 (Direct) | −0.5% | 03-02-2023 | 28-02-2023 | 13-03-2023 | 13 days | 0.0% |
From daily values since 15-12-2022, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
ICICI Prudential Fixed Maturity Plan - Series 88 - 1226 Days Plan F
Kotak FMP Series 300 (Direct)
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 3-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
ICICI Prudential Fixed Maturity Plan - Series 88 - 1226 Days Plan F
Kotak FMP Series 300 (Direct)
ICICI Prudential Fixed Maturity Plan - Series 88 - 1226 Days Plan F vs Kotak FMP Series 300: Portfolio Overlap
From each fund's latest monthly portfolio: ICICI Prudential Fixed Maturity Plan - Series 88 - 1226 Days Plan F, March 2026; Kotak FMP Series 300, March 2026
Holdings in common
- Overlap
- 95.8%
- Held by both
- 1
- Only in ICICI Prudential Fixed Maturity Plan - Series 88 - 1226 Days Plan F
- 1
- Only in Kotak FMP Series 300
- 0
| Security | % of ICICI Prudential Fixed Maturity Plan - Series 88 - 1226 Days Plan F | % of Kotak FMP Series 300 |
|---|---|---|
| GOI Strips 2026 | 95.84% | 99.07% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 95.8% means 95.8% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in ICICI Prudential Fixed Maturity Plan - Series 88 - 1226 Days Plan F
| Security | % of fund |
|---|---|
| GOI Strips 2026 | 2.70% |
Largest holdings only in Kotak FMP Series 300
Every holding of this fund is also held by the other.
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | ICICI Prudential Fixed Maturity Plan - Series 88 - 1226 Days Plan F | Kotak FMP Series 300 |
|---|---|---|
| Equity | 0.0% | 0.0% |
| Debt | 98.5% | 99.1% |
| Cash and others | 1.5% | 0.9% |
ICICI Prudential Fixed Maturity Plan - Series 88 - 1226 Days Plan F vs Kotak FMP Series 300: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | ICICI Prudential Fixed Maturity Plan - Series 88 - 1226 Days Plan F | Kotak FMP Series 300 |
|---|---|---|
| Total expense ratio (Direct) | 0.10% | 0.11% |
| Base expense ratio (Direct) | 0.08% | 0.08% |
| Total expense ratio (Regular) | Not available | 0.21% |
| Base expense ratio (Regular) | 0.29% | 0.17% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
ICICI Prudential Fixed Maturity Plan - Series 88 - 1226 Days Plan F vs Kotak FMP Series 300: Frequently Asked Questions
What is the difference between ICICI Prudential Fixed Maturity Plan - Series 88 - 1226 Days Plan F and Kotak FMP Series 300?
ICICI Prudential Fixed Maturity Plan - Series 88 - 1226 Days Plan F is a Debt fund, Kotak FMP Series 300 is a Debt fund, run by ICICI Prudential Mutual Fund and Kotak Mahindra Mutual Fund. Their portfolios overlap 95.8%. ICICI Prudential Fixed Maturity Plan - Series 88 - 1226 Days Plan F charges 0.10% a year and Kotak FMP Series 300 0.11%.
Which has given higher returns, ICICI Prudential Fixed Maturity Plan - Series 88 - 1226 Days Plan F or Kotak FMP Series 300?
Over 1 year: ICICI Prudential Fixed Maturity Plan - Series 88 - 1226 Days Plan F +6.10%, Kotak FMP Series 300 +6.11%. Over 3 years: ICICI Prudential Fixed Maturity Plan - Series 88 - 1226 Days Plan F +7.16% a year, Kotak FMP Series 300 +7.12% a year. As on 16-04-2026. Past returns do not promise future returns.
Which has the lower expense ratio, ICICI Prudential Fixed Maturity Plan - Series 88 - 1226 Days Plan F or Kotak FMP Series 300?
ICICI Prudential Fixed Maturity Plan - Series 88 - 1226 Days Plan F charges less: 0.10% a year against 0.11%. These are the Direct plans' total expense ratios reported to AMFI.
How much do ICICI Prudential Fixed Maturity Plan - Series 88 - 1226 Days Plan F and Kotak FMP Series 300 overlap?
95.8%. They hold 1 of the same securities, the largest shared ones being GOI Strips 2026. From each fund's latest monthly portfolio.
Which is better for SIP, ICICI Prudential Fixed Maturity Plan - Series 88 - 1226 Days Plan F or Kotak FMP Series 300?
Over the last 3 years, a monthly SIP of ₹10,000 from 03-04-2023 to 16-04-2026 grew to ₹4,09,860 in ICICI Prudential Fixed Maturity Plan - Series 88 - 1226 Days Plan F (XIRR 6.8% a year) and ₹4,10,950 in Kotak FMP Series 300 (XIRR 7.0% a year). Both received 37 instalments. Past returns do not promise future returns.
Can I invest in both ICICI Prudential Fixed Maturity Plan - Series 88 - 1226 Days Plan F and Kotak FMP Series 300?
Yes. 95.8% of each fund's money sits in the same holdings, so a large part of the two investments would move together.
Who manages ICICI Prudential Fixed Maturity Plan - Series 88 - 1226 Days Plan F and Kotak FMP Series 300?
ICICI Prudential Fixed Maturity Plan - Series 88 - 1226 Days Plan F: Rohit Lakhotia, Darshil Dedhia. Kotak FMP Series 300: Deepak Agrawal.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.