ICICI Prudential Equity Savings Fund vs Sundaram Equity Savings Fund
Direct Plan, Growth option · Data as on 30-10-2026
ICICI Prudential Equity Savings Fund and Sundaram Equity Savings Fund are both Equity Savings funds. In the 3 years to 30-10-2026, ICICI Prudential Equity Savings Fund (Direct) returned 6.9% a year and Sundaram Equity Savings Fund (Direct) returned 8.8% a year. ICICI Prudential Equity Savings Fund charges 1.12% a year and Sundaram Equity Savings Fund 1.35% (Direct plans). Their portfolios overlap 30.6%: they hold 23 of the same securities.
ICICI Prudential Equity Savings Fund
Equity Savings
- 3 year return
- 6.9%
- Expense ratio
- 1.12%
- NAV
- ₹25.22
Sundaram Equity Savings Fund
Equity Savings
- 3 year return
- 8.8%
- Expense ratio
- 1.35%
- NAV
- ₹82.49
Which is better, ICICI Prudential Equity Savings or Sundaram Equity Savings? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- Sundaram Equity Savings returned more over 3 years: 8.8% a year against 6.9%.
- ICICI Prudential Equity Savings returned more over 1 year: 2.0% against −1.6%.
- ICICI Prudential Equity Savings costs less: 1.12% a year against 1.35% (Direct plans).
- ICICI Prudential Equity Savings swung less over 3 years: a standard deviation of 2.5% a year against 5.5%.
- ICICI Prudential Equity Savings fell less in its worst fall since 03-01-2022: −3.1% against −6.2%.
- ICICI Prudential Equity Savings is the larger fund: ₹14,905 Cr against ₹943 Cr.
- Their portfolios overlap 30.6%: 23 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | ICICI Prudential Equity Savings Fund | Sundaram Equity Savings Fund |
|---|---|---|
| Fund house | ICICI Prudential Mutual Fund | Sundaram Mutual Fund |
| Category | Equity Savings | Equity Savings |
| AUM | ₹14,905 Cr (30-09-2026) | ₹943 Cr (30-09-2026) |
| NAV | ₹25.22 (Direct) | ₹82.49 (Direct) |
| Expense ratio (Direct) | 1.12% | 1.35% |
| Expense ratio (Regular) | 1.59% | 2.79% |
| Riskometer | Not available | Not available |
| Benchmark | Nifty Equity Savings TRI | Nifty Equity Savings Index |
| Launch date | 05-12-2014 | 01-05-2002 |
| Minimum investment | ₹5,000 | New Investor/Existing – Rs.100/- for Quarterly IDCW, halfyearly IDCW and Growth Option. |
| Lock in | None | None |
| Fund managers | Dharmesh Kakkad, Archana Nair, Manish Banthia, Ritesh Lunawat, Sri Sharma, Ajaykumar Solanki | Clyton Richard Fernandes, Rohit Seksaria, Kumaresh Ramakrishnan |
| Exit load | Exit load for units in excess of 10% of the investment,0.25% will be charged for redemption within 7 days | 0.5% - For redemption, withdrawn by way of SWP or transfer by way of Switch/STP within 07 days from the date of allotment. NIL - For redemption or withdrawn by way of SWP or transfer by way of Switch/STP after 07 days from the date of allotment. |
ICICI Prudential Equity Savings vs Sundaram Equity Savings: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| ICICI Prudential Equity Savings Fund (Direct) | +0.76% | +0.28% | +2.02% | +1.98% | +6.93% | +7.37% | +7.85% |
| Sundaram Equity Savings Fund (Direct) | −0.13% | −1.66% | +0.06% | −1.58% | +8.79% | -- | -- |
| Equity Savings average | −0.02% | −0.68% | +1.71% | +2.12% | +8.55% | -- | -- |
Category average: the average of the 23 Equity Savings funds, same plan type.
ICICI Prudential Equity Savings vs Sundaram Equity Savings: Year-wise Returns
| Year | ICICI PrudentialICICI Prudential Equity Savings | SundaramSundaram Equity Savings |
|---|---|---|
| 2026to date | +0.44% | −2.07% |
| 2025 | +8.89% | +8.01% |
| 2024 | +8.98% | +14.49% |
| 2023 | +10.44% | +17.33% |
| 2022 | +7.70% | -- |
| 2021 | +10.22% | -- |
ICICI Prudential Equity Savings vs Sundaram Equity Savings: Rolling Returns
Every holding period of both funds
Rolling returns
Every 3-year holding period, 449 of them, one for each trading day from 03-01-2025 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
ICICI Prudential Equity Savings Fund (Direct)
Sundaram Equity Savings Fund (Direct)
to
Feb 2025Jun 2022
to
Jun 2025Oct 2022
to
Oct 2025Jan 2023
to
Jan 2026May 2023
to
May 2026Sept 2023
to
Sept 2026
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest |
|---|---|---|---|---|---|---|---|---|---|---|---|
| ICICI Prudential Equity Savings | 0.0 | 0.0 | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 8.6% | 8.9% | 6.5% | 10.0% |
| Sundaram Equity Savings | 0.0 | 0.0 | 12.2 | 84.6 | 3.1 | 0.0 | 0.0 | 12.2% | 12.5% | 8.1% | 15.5% |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. Every fund is measured over the days all of them have, from 03-01-2022. Past returns do not promise future returns.
ICICI Prudential Equity Savings vs Sundaram Equity Savings: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 03-01-2022 to 30-10-2026: 58 instalments, ₹5,80,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| ICICI Prudential Equity SavingsICICI Prudential Equity Savings Fund (Direct) | ₹5,80,000 | ₹6,81,049 | ₹1,01,049 | 6.6% |
| Sundaram Equity SavingsSundaram Equity Savings Fund (Direct) | ₹5,80,000 | ₹6,96,045 | ₹1,16,045 | 7.5% |
ICICI Prudential Equity SavingsICICI Prudential Equity Savings Fund (Direct)
Sundaram Equity SavingsSundaram Equity Savings Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
ICICI Prudential Equity Savings vs Sundaram Equity Savings: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | ICICI Prudential Equity Savings Fund (Direct) | Sundaram Equity Savings Fund (Direct) |
|---|---|---|
| Return (CAGR) | +1.98% | −1.58% |
| Standard deviation | 3.01% | 6.00% |
| Sharpe ratio | -1.08 | -1.14 |
| Sortino ratio | -1.43 | -1.50 |
| Maximum drawdown | −3.1% (30-03-2026) | −6.2% (30-03-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | ICICI Prudential Equity Savings Fund (Direct) | Sundaram Equity Savings Fund (Direct) |
|---|---|---|
| Return (CAGR) | +6.93% | +8.79% |
| Standard deviation | 2.47% | 5.50% |
| Sharpe ratio | 0.37 | 0.50 |
| Sortino ratio | 0.51 | 0.69 |
| Maximum drawdown | −3.1% (30-03-2026) | −6.2% (30-03-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | ICICI Prudential Equity Savings Fund (Direct) | Sundaram Equity Savings Fund (Direct) |
|---|---|---|
| Return (CAGR) | +8.11% | +8.70% |
| Standard deviation | 5.18% | 5.70% |
| Sharpe ratio | 0.47 | 0.49 |
| Sortino ratio | 0.62 | 0.67 |
| Maximum drawdown | −19.2% (23-03-2020) | −6.2% (30-03-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 08-12-2014 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
ICICI Prudential Equity Savings Fund (Direct)
Sundaram Equity Savings Fund (Direct)
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| ICICI Prudential Equity Savings Fund (Direct) | −3.1% | 23-12-2025 | 30-03-2026 | 29-07-2026 | 4 months | −0.5% |
| Sundaram Equity Savings Fund (Direct) | −6.2% | 02-01-2026 | 30-03-2026 | 03-08-2026 | 4 months | −3.0% |
From daily values since 03-01-2022, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
ICICI Prudential Equity Savings Fund (Direct)
Sundaram Equity Savings Fund (Direct)
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 3-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
ICICI Prudential Equity Savings Fund (Direct)
Sundaram Equity Savings Fund (Direct)
ICICI Prudential Equity Savings vs Sundaram Equity Savings: Portfolio Overlap
From each fund's latest monthly portfolio: ICICI Prudential Equity Savings Fund, September 2026; Sundaram Equity Savings Fund, September 2026
Holdings in common
- Overlap
- 30.6%
- Held by both
- 23
- Only in ICICI Prudential Equity Savings
- 101
- Only in Sundaram Equity Savings
- 47
| Security | % of ICICI Prudential Equity Savings | % of Sundaram Equity Savings |
|---|---|---|
| HDFC Bank Ltd. | 8.63% | 5.52% |
| Reliance Industries Ltd. | 4.94% | 7.36% |
| Kotak Mahindra Bank Ltd. | 4.16% | 3.14% |
| Bharti Airtel Ltd. | 2.41% | 9.29% |
| Mahindra & Mahindra Ltd. | 3.39% | 2.00% |
| ICICI Bank Ltd. | 1.90% | 7.53% |
| Larsen & Toubro Ltd. | 1.78% | 3.59% |
| Axis Bank Ltd. | 1.75% | 4.87% |
| Bajaj Finance Ltd. | 2.65% | 1.34% |
| Bajaj Finserv Ltd. | 1.29% | 0.93% |
| NTPC Ltd. | 2.30% | 0.88% |
| Sun Pharmaceutical Industries Ltd. | 5.48% | 0.61% |
| JSW Steel Ltd. | 0.54% | 1.18% |
| Hindalco Industries Ltd. | 0.50% | 1.98% |
| Ultratech Cement Ltd. | 1.03% | 0.49% |
| Ambuja Cements Ltd. | 1.43% | 0.42% |
| SBI Life Insurance Company Ltd. | 0.34% | 0.59% |
| Eternal Ltd. | 0.33% | 1.86% |
| State Bank Of India | 0.33% | 2.44% |
| One 97 Communications Ltd | 0.22% | 0.96% |
| TVS Motor Company Ltd. | 0.17% | 1.11% |
| Maruti Suzuki India Ltd. | 0.79% | 0.01% |
| Multi Commodity Exchange Of India Ltd. | 0.01% | 0.56% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 30.6% means 30.6% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in ICICI Prudential Equity Savings Fund
| Security | % of fund |
|---|---|
| ICICI Prudential Money Market Fund - Direct Plan - Growth | 9.19% |
| Adani Ports and Special Economic Zone Ltd. | 3.02% |
| ITC Ltd. | 2.75% |
| Hindustan Unilever Ltd. | 2.13% |
| HDFC Life Insurance Company Ltd. | 1.76% |
Largest holdings only in Sundaram Equity Savings Fund
| Security | % of fund |
|---|---|
| LIC Housing Finance Ltd - 6.65% - 15/02/2027 | 2.64% |
| 6.48% Central Government Securities 06/10/2035 | 2.53% |
| Altius Telecom Infrastructure Trust | 1.66% |
| 7.37% Government Securities-23/10/2028 | 1.62% |
| 7.23% Central Government Securities 15/04/2039 | 1.59% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | ICICI Prudential Equity Savings | Sundaram Equity Savings |
|---|---|---|
| Equity | 73.1% | 77.7% |
| Debt | 11.9% | 13.1% |
| Cash and others | 15.0% | 9.2% |
Market cap of stocks
| Market cap | ICICI Prudential Equity Savings | Sundaram Equity Savings |
|---|---|---|
| Large Cap | 69.1% | 60.8% |
| Mid Cap | 2.7% | 8.8% |
| Small Cap | 1.4% | 7.2% |
| Not on AMFI's list | 0.0% | 0.9% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | ICICI Prudential Equity Savings | Sundaram Equity Savings |
|---|---|---|
| Banks | 18.3% | 23.5% |
| Telecom - Services | 3.6% | 9.3% |
| Pharmaceuticals & Biotechnology | 8.1% | 2.8% |
| Petroleum Products | 5.6% | 7.4% |
| Diversified Fmcg | 4.9% | 0.0% |
| Automobiles | 4.8% | 4.1% |
| Finance | 4.4% | 4.7% |
| Construction | 1.8% | 3.6% |
The six largest sectors of each fund's stocks, % of the fund.
ICICI Prudential Equity Savings vs Sundaram Equity Savings: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | ICICI Prudential Equity Savings Fund | Sundaram Equity Savings Fund |
|---|---|---|
| Total expense ratio (Direct) | 1.12% | 1.35% |
| Base expense ratio (Direct) | 0.43% | 0.70% |
| Total expense ratio (Regular) | 1.59% | 2.79% |
| Base expense ratio (Regular) | 0.83% | 1.96% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Compare ICICI Prudential Equity Savings with
ICICI Prudential Equity Savings Fund vs Sundaram Equity Savings Fund: Frequently Asked Questions
What is the difference between ICICI Prudential Equity Savings Fund and Sundaram Equity Savings Fund?
Both are Equity Savings funds, run by ICICI Prudential Mutual Fund and Sundaram Mutual Fund. Their portfolios overlap 30.6%. ICICI Prudential Equity Savings Fund charges 1.12% a year and Sundaram Equity Savings Fund 1.35%.
Which has given higher returns, ICICI Prudential Equity Savings Fund or Sundaram Equity Savings Fund?
Over 1 year: ICICI Prudential Equity Savings Fund +1.98%, Sundaram Equity Savings Fund −1.58%. Over 3 years: ICICI Prudential Equity Savings Fund +6.93% a year, Sundaram Equity Savings Fund +8.79% a year. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, ICICI Prudential Equity Savings Fund or Sundaram Equity Savings Fund?
ICICI Prudential Equity Savings Fund charges less: 1.12% a year against 1.35%. These are the Direct plans' total expense ratios reported to AMFI.
How much do ICICI Prudential Equity Savings Fund and Sundaram Equity Savings Fund overlap?
30.6%. They hold 23 of the same securities, the largest shared ones being HDFCBANK, RELIANCE, KOTAKBANK. From each fund's latest monthly portfolio.
Which is better for SIP, ICICI Prudential Equity Savings Fund or Sundaram Equity Savings Fund?
Over the last 3 years, a monthly SIP of ₹10,000 from 03-10-2023 to 30-10-2026 grew to ₹4,01,026 in ICICI Prudential Equity Savings Fund (XIRR 5.2% a year) and ₹3,94,914 in Sundaram Equity Savings Fund (XIRR 4.2% a year). Both received 37 instalments. Past returns do not promise future returns.
Can I invest in both ICICI Prudential Equity Savings Fund and Sundaram Equity Savings Fund?
Yes. 30.6% of each fund's money sits in the same holdings, so some of the two investments would move together.
Who manages ICICI Prudential Equity Savings Fund and Sundaram Equity Savings Fund?
ICICI Prudential Equity Savings Fund: Dharmesh Kakkad, Archana Nair, Manish Banthia, Ritesh Lunawat, Sri Sharma, Ajaykumar Solanki. Sundaram Equity Savings Fund: Clyton Richard Fernandes, Rohit Seksaria, Kumaresh Ramakrishnan.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.