ICICI Prudential CRISIL-IBX Financial Services 3-6 Months Debt Index Fund vs Kotak CRISIL IBX Financial Services 3 6 Months Debt Index Fund
Direct Plan, Growth option · Data as on 30-10-2026
ICICI Prudential CRISIL-IBX Financial Services 3-6 Months Debt Index Fund is an Index fund and Kotak CRISIL IBX Financial Services 3 6 Months Debt Index Fund is an Index fund. In the year to 30-10-2026, ICICI Prudential CRISIL-IBX Financial Services 3-6 Months Debt Index Fund (Direct) returned 6.7% and Kotak CRISIL IBX Financial Services 3 6 Months Debt Index Fund (Direct) returned 6.5%. ICICI Prudential CRISIL-IBX Financial Services 3-6 Months Debt Index Fund charges 0.11% a year and Kotak CRISIL IBX Financial Services 3 6 Months Debt Index Fund 0.12% (Direct plans). Their portfolios overlap 15.0%: they hold 4 of the same securities.
ICICI Prudential CRISIL-IBX Financial Services 3-6 Months Debt Index Fund
Index
- 1 year return
- 6.7%
- Expense ratio
- 0.11%
- NAV
- ₹11.15
Kotak CRISIL IBX Financial Services 3 6 Months Debt Index Fund
Index
- 1 year return
- 6.5%
- Expense ratio
- 0.12%
- NAV
- ₹11.16
Which is better, ICICI Prudential CRISIL-IBX Financial Services 3-6 Months Debt Index or Kotak CRISIL IBX Financial Services 3 6 Months Debt Index? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- ICICI Prudential CRISIL-IBX Financial Services 3-6 Months Debt Index returned more over 1 year: 6.7% against 6.5%.
- ICICI Prudential CRISIL-IBX Financial Services 3-6 Months Debt Index costs less: 0.11% a year against 0.12% (Direct plans).
- ICICI Prudential CRISIL-IBX Financial Services 3-6 Months Debt Index fell less in its worst fall since 20-03-2025: −0.1% against −0.1%.
- ICICI Prudential CRISIL-IBX Financial Services 3-6 Months Debt Index is the larger fund: ₹539 Cr against ₹236 Cr.
- Their portfolios overlap 15.0%: 4 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | ICICI Prudential CRISIL-IBX Financial Services 3-6 Months Debt Index Fund | Kotak CRISIL IBX Financial Services 3 6 Months Debt Index Fund |
|---|---|---|
| Fund house | ICICI Prudential Mutual Fund | Kotak Mahindra Mutual Fund |
| Category | Index | Index |
| AUM | ₹539 Cr (30-09-2026) | ₹236 Cr (30-09-2026) |
| NAV | ₹11.15 (Direct) | ₹11.16 (Direct) |
| Expense ratio (Direct) | 0.11% | 0.12% |
| Expense ratio (Regular) | 0.18% | 0.36% |
| Riskometer | Not available | Low to Moderate |
| Benchmark | CRISIL-IBX Financial Services 3-6 Months Debt Index | CRISIL-IBX Financial Services 3-6 Months Debt Index |
| Launch date | 19-03-2025 | 07-03-2025 |
| Minimum investment | ₹1,000 | ₹100 |
| Lock in | None | None |
| Fund managers | Darshil Dedhia, Nikhil Kabra | Manu Sharma |
| Exit load | Nil | NIL |
ICICI Prudential CRISIL-IBX Financial Services 3-6 Months Debt Index vs Kotak CRISIL IBX Financial Services 3 6 Months Debt Index: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| ICICI Prudential CRISIL-IBX Financial Services 3-6 Months Debt Index Fund (Direct) | +0.32% | +1.46% | +3.31% | +6.70% | -- | -- | -- |
| Kotak CRISIL IBX Financial Services 3 6 Months Debt Index Fund (Direct) | +0.28% | +1.39% | +3.20% | +6.50% | -- | -- | -- |
ICICI Prudential CRISIL-IBX Financial Services 3-6 Months Debt Index vs Kotak CRISIL IBX Financial Services 3 6 Months Debt Index: Year-wise Returns
| Year | ICICI Prudential CRISIL-IBX Financial Services 3-6ICICI Prudential CRISIL-IBX Financial Services 3-6 Months Debt Index | Kotak CRISIL IBX Financial Services 3 6Kotak CRISIL IBX Financial Services 3 6 Months Debt Index |
|---|---|---|
| 2026to date | +5.60% | +5.40% |
ICICI Prudential CRISIL-IBX Financial Services 3-6 Months Debt Index vs Kotak CRISIL IBX Financial Services 3 6 Months Debt Index: Rolling Returns
Every holding period of both funds
Rolling returns
Every 1-year holding period, 148 of them, one for each trading day from 20-03-2026 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
ICICI Prudential CRISIL-IBX Financial Services 3-6 Months Debt Index Fund (Direct)
Kotak CRISIL IBX Financial Services 3 6 Months Debt Index Fund (Direct)
to
Apr 2026May 2025
to
May 2026Jun 2025
to
Jun 2026Jul 2025
to
Jul 2026Sept 2025
to
Sept 2026Oct 2025
to
Oct 2026
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest |
|---|---|---|---|---|---|---|---|---|---|---|---|
| ICICI Prudential CRISIL-IBX Financial Services 3-6 Months Debt Index | 0.0 | 0.0 | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 6.8% | 6.8% | 6.5% | 7.1% |
| Kotak CRISIL IBX Financial Services 3 6 Months Debt Index | 0.0 | 0.0 | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 6.7% | 6.7% | 6.3% | 7.0% |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. Every fund is measured over the days all of them have, from 20-03-2025. Past returns do not promise future returns.
ICICI Prudential CRISIL-IBX Financial Services 3-6 Months Debt Index vs Kotak CRISIL IBX Financial Services 3 6 Months Debt Index: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 20-03-2025 to 30-10-2026: 20 instalments, ₹2,00,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| ICICI Prudential CRISIL-IBX Financial Services 3-6 Months Debt IndexICICI Prudential CRISIL-IBX Financial Services 3-6 Months Debt Index Fund (Direct) | ₹2,00,000 | ₹2,11,721 | ₹11,721 | 6.7% |
| Kotak CRISIL IBX Financial Services 3 6 Months Debt IndexKotak CRISIL IBX Financial Services 3 6 Months Debt Index Fund (Direct) | ₹2,00,000 | ₹2,11,372 | ₹11,372 | 6.5% |
ICICI Prudential CRISIL-IBX Financial Services 3-6 Months Debt IndexICICI Prudential CRISIL-IBX Financial Services 3-6 Months Debt Index Fund (Direct)
Kotak CRISIL IBX Financial Services 3 6 Months Debt IndexKotak CRISIL IBX Financial Services 3 6 Months Debt Index Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
ICICI Prudential CRISIL-IBX Financial Services 3-6 Months Debt Index vs Kotak CRISIL IBX Financial Services 3 6 Months Debt Index: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | ICICI Prudential CRISIL-IBX Financial Services 3-6 Months Debt Index Fund (Direct) | Kotak CRISIL IBX Financial Services 3 6 Months Debt Index Fund (Direct) |
|---|---|---|
| Return (CAGR) | +6.70% | +6.50% |
| Standard deviation | 0.42% | 0.45% |
| Sharpe ratio | 3.48 | 2.78 |
| Sortino ratio | 5.80 | 4.44 |
| Maximum drawdown | −0.1% (22-10-2026) | −0.1% (22-10-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | ICICI Prudential CRISIL-IBX Financial Services 3-6 Months Debt Index Fund (Direct) | Kotak CRISIL IBX Financial Services 3 6 Months Debt Index Fund (Direct) |
|---|---|---|
| Return (CAGR) | +6.99% | +6.85% |
| Standard deviation | 0.39% | 0.41% |
| Sharpe ratio | 4.05 | 3.42 |
| Sortino ratio | 7.50 | 5.97 |
| Maximum drawdown | −0.1% (22-10-2026) | −0.1% (22-10-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 20-03-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
ICICI Prudential CRISIL-IBX Financial Services 3-6 Months Debt Index Fund (Direct)
Kotak CRISIL IBX Financial Services 3 6 Months Debt Index Fund (Direct)
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| ICICI Prudential CRISIL-IBX Financial Services 3-6 Months Debt Index Fund (Direct) | −0.1% | 13-10-2026 | 22-10-2026 | 27-10-2026 | 5 days | 0.0% |
| Kotak CRISIL IBX Financial Services 3 6 Months Debt Index Fund (Direct) | −0.1% | 14-10-2026 | 22-10-2026 | 29-10-2026 | 7 days | 0.0% |
From daily values since 20-03-2025, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
ICICI Prudential CRISIL-IBX Financial Services 3-6 Months Debt Index Fund (Direct)
Kotak CRISIL IBX Financial Services 3 6 Months Debt Index Fund (Direct)
ICICI Prudential CRISIL-IBX Financial Services 3-6 Months Debt Index vs Kotak CRISIL IBX Financial Services 3 6 Months Debt Index: Portfolio Overlap
From each fund's latest monthly portfolio: ICICI Prudential CRISIL-IBX Financial Services 3-6 Months Debt Index Fund, September 2026; Kotak CRISIL IBX Financial Services 3 6 Months Debt Index Fund, September 2026
Holdings in common
- Overlap
- 15.0%
- Held by both
- 4
- Only in ICICI Prudential CRISIL-IBX Financial Services 3-6 Months Debt Index
- 15
- Only in Kotak CRISIL IBX Financial Services 3 6 Months Debt Index
- 13
| Security | % of ICICI Prudential CRISIL-IBX Financial Services 3-6 Months Debt Index | % of Kotak CRISIL IBX Financial Services 3 6 Months Debt Index |
|---|---|---|
| Bajaj Housing Finance Ltd. | 9.00% | 10.25% |
| Rural Electrification Corporation Ltd. | 9.29% | 2.12% |
| Power Finance Corporation Ltd. | 2.78% | 2.11% |
| Export-Import Bank Of India | 1.80% | 10.26% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 15.0% means 15.0% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in ICICI Prudential CRISIL-IBX Financial Services 3-6 Months Debt Index Fund
| Security | % of fund |
|---|---|
| Small Industries Development Bank Of India. | 9.04% |
| Sundaram Finance Ltd. | 9.04% |
| Aditya Birla Capital Ltd. | 9.01% |
| Mahindra & Mahindra Financial Services Ltd. | 9.00% |
| Bharti Telecom Ltd. | 4.65% |
Largest holdings only in Kotak CRISIL IBX Financial Services 3 6 Months Debt Index Fund
| Security | % of fund |
|---|---|
| ADITYA BIRLA CAPITAL LTD | 10.30% |
| HDFC BANK LTD. | 10.26% |
| LIC HOUSING FINANCE LTD. | 10.26% |
| PUNJAB NATIONAL BANK | 10.26% |
| UNION BANK OF INDIA | 6.16% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | ICICI Prudential CRISIL-IBX Financial Services 3-6 Months Debt Index | Kotak CRISIL IBX Financial Services 3 6 Months Debt Index |
|---|---|---|
| Equity | 0.0% | 0.0% |
| Debt | 98.3% | 97.5% |
| Cash and others | 1.7% | 2.5% |
ICICI Prudential CRISIL-IBX Financial Services 3-6 Months Debt Index vs Kotak CRISIL IBX Financial Services 3 6 Months Debt Index: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | ICICI Prudential CRISIL-IBX Financial Services 3-6 Months Debt Index Fund | Kotak CRISIL IBX Financial Services 3 6 Months Debt Index Fund |
|---|---|---|
| Total expense ratio (Direct) | 0.11% | 0.12% |
| Base expense ratio (Direct) | 0.08% | 0.10% |
| Total expense ratio (Regular) | 0.18% | 0.36% |
| Base expense ratio (Regular) | 0.14% | 0.30% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
ICICI Prudential CRISIL-IBX Financial Services 3-6 Months Debt Index Fund vs Kotak CRISIL IBX Financial Services 3 6 Months Debt Index Fund: Frequently Asked Questions
What is the difference between ICICI Prudential CRISIL-IBX Financial Services 3-6 Months Debt Index Fund and Kotak CRISIL IBX Financial Services 3 6 Months Debt Index Fund?
ICICI Prudential CRISIL-IBX Financial Services 3-6 Months Debt Index Fund is an Index fund, Kotak CRISIL IBX Financial Services 3 6 Months Debt Index Fund is an Index fund, run by ICICI Prudential Mutual Fund and Kotak Mahindra Mutual Fund. Their portfolios overlap 15.0%. ICICI Prudential CRISIL-IBX Financial Services 3-6 Months Debt Index Fund charges 0.11% a year and Kotak CRISIL IBX Financial Services 3 6 Months Debt Index Fund 0.12%.
Which has given higher returns, ICICI Prudential CRISIL-IBX Financial Services 3-6 Months Debt Index Fund or Kotak CRISIL IBX Financial Services 3 6 Months Debt Index Fund?
Over 1 year: ICICI Prudential CRISIL-IBX Financial Services 3-6 Months Debt Index Fund +6.70%, Kotak CRISIL IBX Financial Services 3 6 Months Debt Index Fund +6.50%. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, ICICI Prudential CRISIL-IBX Financial Services 3-6 Months Debt Index Fund or Kotak CRISIL IBX Financial Services 3 6 Months Debt Index Fund?
ICICI Prudential CRISIL-IBX Financial Services 3-6 Months Debt Index Fund charges less: 0.11% a year against 0.12%. These are the Direct plans' total expense ratios reported to AMFI.
How much do ICICI Prudential CRISIL-IBX Financial Services 3-6 Months Debt Index Fund and Kotak CRISIL IBX Financial Services 3 6 Months Debt Index Fund overlap?
15.0%. They hold 4 of the same securities, the largest shared ones being Bajaj Housing Finance Ltd., Rural Electrification Corporation Ltd., Power Finance Corporation Ltd.. From each fund's latest monthly portfolio.
Can I invest in both ICICI Prudential CRISIL-IBX Financial Services 3-6 Months Debt Index Fund and Kotak CRISIL IBX Financial Services 3 6 Months Debt Index Fund?
Yes. 15.0% of each fund's money sits in the same holdings, so some of the two investments would move together.
Who manages ICICI Prudential CRISIL-IBX Financial Services 3-6 Months Debt Index Fund and Kotak CRISIL IBX Financial Services 3 6 Months Debt Index Fund?
ICICI Prudential CRISIL-IBX Financial Services 3-6 Months Debt Index Fund: Darshil Dedhia, Nikhil Kabra. Kotak CRISIL IBX Financial Services 3 6 Months Debt Index Fund: Manu Sharma.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.