ICICI Prudential Children's Fund vs UTI Children's Hybrid Fund
Direct Plan, Growth option · Data as on 30-10-2026
ICICI Prudential Children's Fund is a Solution fund and UTI Children's Hybrid Fund is a Solution fund. In the 3 years to 30-10-2026, ICICI Prudential Children's Fund (Direct) returned 11.5% a year and UTI Children's Hybrid Fund (Direct) returned 6.0% a year. ICICI Prudential Children's Fund charges 2.36% a year and UTI Children's Hybrid Fund 1.51% (Direct plans). Their portfolios overlap 11.0%: they hold 14 of the same securities.
ICICI Prudential Children's Fund
Solution
- 3 year return
- 11.5%
- Expense ratio
- 2.36%
- NAV
- ₹338.36
UTI Children's Hybrid Fund
Solution
- 3 year return
- 6.0%
- Expense ratio
- 1.51%
- NAV
- ₹40.19
Which is better, ICICI Prudential Children's or UTI Children's Hybrid? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- ICICI Prudential Children's returned more over 5 years: 10.2% a year against 5.6%.
- ICICI Prudential Children's returned more over 3 years: 11.5% a year against 6.0%.
- UTI Children's Hybrid costs less: 1.51% a year against 2.36% (Direct plans).
- UTI Children's Hybrid swung less over 3 years: a standard deviation of 5.6% a year against 13.3%.
- UTI Children's Hybrid fell less in its worst fall since 02-01-2013: −18.7% against −31.1%.
- ICICI Prudential Children's holds more in large companies: 47.0% of the fund in large caps against 26.6%.
- UTI Children's Hybrid is the larger fund: ₹4,258 Cr against ₹1,376 Cr.
- Their portfolios overlap 11.0%: 14 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | ICICI Prudential Children's Fund | UTI Children's Hybrid Fund |
|---|---|---|
| Fund house | ICICI Prudential Mutual Fund | UTI Mutual Fund |
| Category | Solution | Solution |
| AUM | ₹1,376 Cr (30-09-2026) | ₹4,258 Cr (30-09-2026) |
| NAV | ₹338.36 (Direct) | ₹40.19 (Direct) |
| Expense ratio (Direct) | 2.36% | 1.51% |
| Expense ratio (Regular) | 3.07% | 1.62% |
| Riskometer | Not available | Moderately High |
| Benchmark | NIFTY 50 Hybrid Composite Debt 65:35 Index | CRISIL Short Term Debt Hybrid 60+40 Index |
| Launch date | 31-08-2001 | 12-07-1993 |
| Minimum investment | ₹5,000 | Regular Plan-Scholarship- Discontinued, Regular Plan-Growth- Rs.1000, Direct Plan-Scholarship- Discontinued, Direct Plan-Growth- Rs.1000, |
| Lock in | 5 years, or until the child turns 18 if earlier | 5 years, or until retirement if earlier |
| Fund managers | Darshil Dedhia, Rohit Lakhotia, Aatur Shah | Anurag Mittal FM 1, Sachin Trivedi FM 2, Not Applicable FM 3 |
| Exit load | Nil (w.e.f. 1st August 2018) (subject to completion of lock-in period of at least 5 years or till the child attains age of majority (whichever is earlier)) | Nil |
ICICI Prudential Children's vs UTI Children's Hybrid: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| ICICI Prudential Children's Fund (Direct) | −3.36% | −6.92% | −6.28% | −7.80% | +11.49% | +10.22% | +10.78% |
| UTI Children's Hybrid Fund (Direct) | −2.33% | −2.67% | −1.36% | −4.00% | +6.02% | +5.59% | +7.03% |
ICICI Prudential Children's vs UTI Children's Hybrid: Year-wise Returns
| Year | ICICI Prudential Children'sICICI Prudential Children's | UTI Children's HybridUTI Children's Hybrid |
|---|---|---|
| 2026to date | −7.47% | −3.83% |
| 2025 | +9.05% | +5.22% |
| 2024 | +17.85% | +10.81% |
| 2023 | +30.08% | +13.61% |
| 2022 | +3.37% | +2.86% |
| 2021 | +25.67% | +15.83% |
ICICI Prudential Children's vs UTI Children's Hybrid: Rolling Returns
Every holding period of both funds
Rolling returns
Every 3-year holding period, 2,666 of them, one for each trading day from 04-01-2016 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
ICICI Prudential Children's Fund (Direct)
UTI Children's Hybrid Fund (Direct)
to
Nov 2016Sept 2015
to
Sept 2018Jul 2017
to
Jul 2020May 2019
to
May 2022Mar 2021
to
Mar 2024Dec 2022
to
Dec 2025
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest |
|---|---|---|---|---|---|---|---|---|---|---|---|
| ICICI Prudential Children's | 1.7 | 5.0 | 16.2 | 33.6 | 27.2 | 13.2 | 3.1 | 14.2% | 14.1% | −5.0% | 31.2% |
| UTI Children's Hybrid | 1.2 | 9.5 | 49.8 | 38.2 | 1.2 | 0.0 | 0.0 | 9.0% | 9.5% | −2.0% | 16.4% |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. Every fund is measured over the days all of them have, from 02-01-2013. Past returns do not promise future returns.
ICICI Prudential Children's vs UTI Children's Hybrid: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 02-01-2013 to 30-10-2026: 166 instalments, ₹16,60,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| ICICI Prudential Children'sICICI Prudential Children's Fund (Direct) | ₹16,60,000 | ₹40,36,156 | ₹23,76,156 | 12.0% |
| UTI Children's HybridUTI Children's Hybrid Fund (Direct) | ₹16,60,000 | ₹28,51,472 | ₹11,91,472 | 7.5% |
ICICI Prudential Children'sICICI Prudential Children's Fund (Direct)
UTI Children's HybridUTI Children's Hybrid Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
ICICI Prudential Children's vs UTI Children's Hybrid: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | ICICI Prudential Children's Fund (Direct) | UTI Children's Hybrid Fund (Direct) |
|---|---|---|
| Return (CAGR) | −7.80% | −4.00% |
| Standard deviation | 11.94% | 5.89% |
| Sharpe ratio | -1.09 | -1.57 |
| Sortino ratio | -1.47 | -2.07 |
| Maximum drawdown | −11.9% (30-03-2026) | −7.1% (30-03-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | ICICI Prudential Children's Fund (Direct) | UTI Children's Hybrid Fund (Direct) |
|---|---|---|
| Return (CAGR) | +11.49% | +6.02% |
| Standard deviation | 13.32% | 5.59% |
| Sharpe ratio | 0.41 | -0.00 |
| Sortino ratio | 0.56 | -0.00 |
| Maximum drawdown | −15.4% (28-02-2025) | −7.1% (30-03-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | ICICI Prudential Children's Fund (Direct) | UTI Children's Hybrid Fund (Direct) |
|---|---|---|
| Return (CAGR) | +10.22% | +5.59% |
| Standard deviation | 12.08% | 5.66% |
| Sharpe ratio | 0.37 | -0.04 |
| Sortino ratio | 0.50 | -0.05 |
| Maximum drawdown | −15.4% (28-02-2025) | −7.3% (17-06-2022) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 29-10-2021 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | ICICI Prudential Children's Fund (Direct) | UTI Children's Hybrid Fund (Direct) |
|---|---|---|
| Return (CAGR) | +12.65% | +7.50% |
| Standard deviation | 12.55% | 7.22% |
| Sharpe ratio | 0.53 | 0.20 |
| Sortino ratio | 0.71 | 0.25 |
| Maximum drawdown | −31.1% (23-03-2020) | −18.7% (23-03-2020) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 02-01-2013 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
ICICI Prudential Children's Fund (Direct)
UTI Children's Hybrid Fund (Direct)
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| ICICI Prudential Children's Fund (Direct) | −31.1% | 12-02-2020 | 23-03-2020 | 01-12-2020 | 8 months | −8.7% |
| UTI Children's Hybrid Fund (Direct) | −18.7% | 20-02-2020 | 23-03-2020 | 12-10-2020 | 7 months | −4.4% |
From daily values since 02-01-2013, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
ICICI Prudential Children's Fund (Direct)
UTI Children's Hybrid Fund (Direct)
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 3-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
ICICI Prudential Children's Fund (Direct)
UTI Children's Hybrid Fund (Direct)
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 5-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
ICICI Prudential Children's Fund (Direct)
UTI Children's Hybrid Fund (Direct)
ICICI Prudential Children's vs UTI Children's Hybrid: Portfolio Overlap
From each fund's latest monthly portfolio: ICICI Prudential Children's Fund, September 2026; UTI Children's Hybrid Fund, September 2026
Holdings in common
- Overlap
- 11.0%
- Held by both
- 14
- Only in ICICI Prudential Children's
- 55
- Only in UTI Children's Hybrid
- 118
| Security | % of ICICI Prudential Children's | % of UTI Children's Hybrid |
|---|---|---|
| HDFC Bank Ltd. | 6.44% | 2.92% |
| Bharti Airtel Ltd. | 3.12% | 1.72% |
| Reliance Industries Ltd. | 7.76% | 1.52% |
| Government Securities | 1.07% | 1.16% |
| Kotak Mahindra Bank Ltd. | 4.24% | 0.82% |
| Bajaj Finance Ltd. | 0.70% | 1.57% |
| Shree Cements Ltd. | 1.22% | 0.60% |
| Cholamandalam Investment And Finance Company Ltd. | 2.35% | 0.40% |
| Eicher Motors Ltd. | 1.85% | 0.40% |
| NTPC Ltd. | 2.35% | 0.35% |
| Syngene International Ltd. | 1.74% | 0.25% |
| Bharat Petroleum Corporation Ltd. | 0.97% | 0.11% |
| Oil & Natural Gas Corporation Ltd. | 0.83% | 0.09% |
| Mahindra & Mahindra Ltd. | 2.14% | 0.02% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 11.0% means 11.0% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in ICICI Prudential Children's Fund
| Security | % of fund |
|---|---|
| Bajaj Holdings & Investment Ltd. | 4.31% |
| Atul Ltd. | 4.25% |
| Vedanta Ltd. | 3.64% |
| ITC Ltd. | 2.48% |
| Credit Analysis And Research Ltd. | 2.11% |
Largest holdings only in UTI Children's Hybrid Fund
| Security | % of fund |
|---|---|
| 07.32% GSEC MAT -13/11/2030 | 3.94% |
| 7.24% GSEC MAT- 18/08/2055 | 3.34% |
| EQ - ICICI BANK LTD | 2.76% |
| 07.18% GSEC MAT -24/07/2037 | 2.69% |
| CP EXPORT IMPORT BANK OF INDIA | 2.32% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | ICICI Prudential Children's | UTI Children's Hybrid |
|---|---|---|
| Equity | 79.9% | 36.2% |
| Debt | 13.1% | 48.1% |
| Cash and others | 7.0% | 15.7% |
Market cap of stocks
| Market cap | ICICI Prudential Children's | UTI Children's Hybrid |
|---|---|---|
| Large Cap | 47.0% | 26.6% |
| Mid Cap | 7.3% | 6.1% |
| Small Cap | 25.7% | 3.5% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | ICICI Prudential Children's | UTI Children's Hybrid |
|---|---|---|
| Banks | 12.2% | 8.9% |
| Petroleum Products | 10.2% | 1.6% |
| Finance | 9.8% | 2.1% |
| Chemicals & Petrochemicals | 8.1% | 0.0% |
| Capital Markets | 6.2% | 0.0% |
| Industrial Products | 4.6% | 0.9% |
| Automobiles | 4.0% | 1.7% |
| IT - Software | 0.0% | 3.4% |
| Telecom - Services | 3.1% | 1.7% |
| Consumer Durables | 0.0% | 2.5% |
The six largest sectors of each fund's stocks, % of the fund.
ICICI Prudential Children's vs UTI Children's Hybrid: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | ICICI Prudential Children's Fund | UTI Children's Hybrid Fund |
|---|---|---|
| Total expense ratio (Direct) | 2.36% | 1.51% |
| Base expense ratio (Direct) | 1.21% | 1.27% |
| Total expense ratio (Regular) | 3.07% | 1.62% |
| Base expense ratio (Regular) | 1.84% | 1.37% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
ICICI Prudential Children's Fund vs UTI Children's Hybrid Fund: Frequently Asked Questions
What is the difference between ICICI Prudential Children's Fund and UTI Children's Hybrid Fund?
ICICI Prudential Children's Fund is a Solution fund, UTI Children's Hybrid Fund is a Solution fund, run by ICICI Prudential Mutual Fund and UTI Mutual Fund. Their portfolios overlap 11.0%. ICICI Prudential Children's Fund charges 2.36% a year and UTI Children's Hybrid Fund 1.51%.
Which has given higher returns, ICICI Prudential Children's Fund or UTI Children's Hybrid Fund?
Over 1 year: ICICI Prudential Children's Fund −7.80%, UTI Children's Hybrid Fund −4.00%. Over 3 years: ICICI Prudential Children's Fund +11.49% a year, UTI Children's Hybrid Fund +6.02% a year. Over 5 years: ICICI Prudential Children's Fund +10.22% a year, UTI Children's Hybrid Fund +5.59% a year. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, ICICI Prudential Children's Fund or UTI Children's Hybrid Fund?
UTI Children's Hybrid Fund charges less: 1.51% a year against 2.36%. These are the Direct plans' total expense ratios reported to AMFI.
How much do ICICI Prudential Children's Fund and UTI Children's Hybrid Fund overlap?
11.0%. They hold 14 of the same securities, the largest shared ones being HDFCBANK, BHARTIARTL, RELIANCE. From each fund's latest monthly portfolio.
Which is better for SIP, ICICI Prudential Children's Fund or UTI Children's Hybrid Fund?
Over the last 5 years, a monthly SIP of ₹10,000 from 01-10-2021 to 30-10-2026 grew to ₹7,57,136 in ICICI Prudential Children's Fund (XIRR 8.4% a year) and ₹6,86,894 in UTI Children's Hybrid Fund (XIRR 4.7% a year). Both received 61 instalments. Past returns do not promise future returns.
Can I invest in both ICICI Prudential Children's Fund and UTI Children's Hybrid Fund?
Yes. 11.0% of each fund's money sits in the same holdings, so some of the two investments would move together.
Who manages ICICI Prudential Children's Fund and UTI Children's Hybrid Fund?
ICICI Prudential Children's Fund: Darshil Dedhia, Rohit Lakhotia, Aatur Shah. UTI Children's Hybrid Fund: Anurag Mittal FM 1, Sachin Trivedi FM 2, Not Applicable FM 3.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.